GS
The Goldman Sachs Group, Inc.
GS's outlook is improving, though it still trails on the overall score.
JMSB
John Marshall Bancorp, Inc.
JMSB has a slight edge over GS overall, supported by stronger modeled upside and stronger fundamentals.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
JMSB Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JMSB's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JMSB.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
JMSB PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.9x | $18.46 | -20% |
| Forward | 11x | $23.07 | — |
| Current | 12x | $23.07 | — |
| Fair | 13x | $24.76 | +7.3% |
| Expensive | 15x | $27.86 | +21% |
Historical ranges are pointers, not guarantees.
JMSB has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
JMSB Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Strong growth | |
| Strong growth | |
| Strongly weakening | |
| Limited | |
| High |
Analysts expect strong earnings and revenue growth for JMSB, but weaker profitability.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over JMSB on earnings, with stronger typical year-over-year growth.
JMSB Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.09 | +12% |
| Q3 2026 | $1.87 | +33% |
| Q2 2026 | $1.72 | +29% |
| Q1 2026 | $1.58 | +27% |
| Q4 2025 | $1.49 | +24% |
| Q3 2025 | $1.41 | +18% |
JMSB earned $1.87 per share over the past year, up 33% from the year before.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS's operating margin was 37% last quarter, up 2 points from the same quarter a year ago.
JMSB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.1M | +11% |
| Q2 2026 | $18.8M | +22% |
| Q1 2026 | $16.8M | +15% |
| Q4 2025 | $16.4M | +14% |
| Q3 2025 | $16.3M | +18% |
| Q2 2025 | $15.4M | +22% |
| Q1 2025 | $14.6M | +16% |
| Q4 2024 | $14.3M | +13% |
JMSB's revenue has grown year over year for nine quarters in a row: $18M last quarter, up 11% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 54% | +12 points |
| Q2 2026 | 48% | +5.4 points |
| Q1 2026 | 47% | +4.4 points |
| Q4 2025 | 47% | +4.9 points |
| Q3 2025 | 42% | +3.4 points |
| Q2 2025 | 43% | +2.9 points |
| Q1 2025 | 42% | -0.8 points |
| Q4 2024 | 43% | -3.9 points |
JMSB has the edge over GS on profitability, with a higher operating margin.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
JMSB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $7.4M | +522% |
| Q2 2026 | $5M | -32% |
| Q1 2026 | $8.5M | +29% |
| Q4 2025 | $6.9M | +31% |
| Q3 2025 | $1.2M | -9.6% |
| Q2 2025 | $7.4M | -27% |
| Q1 2025 | $6.6M | +6517% |
| Q4 2024 | $5.2M | -1.1% |
JMSB has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over JMSB on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
JMSB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | +248 shares |
| 1 year | -0.9% | -128K shares |
| 3 years | -0.7% | -98.7K shares |
JMSB has 14M diluted shares, down 0.9% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | — |
| Q1 2026 | $2M |
| Q4 2025 | $768,000 |
| Q3 2025 | $294,000 |
| Q2 2025 | $1.3M |
| Q1 2025 | $46,000 |
| Q4 2024 | — |
JMSB spent $3M buying back its own shares over the past year, up 70% from the year before.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has the edge over JMSB on leverage, with a lower net debt burden relative to earnings.
JMSB Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -3.2x | Net Cash |
| Q2 2026 | -2.4x | Net Cash |
| Q1 2026 | -2.3x | Net Cash |
| Q4 2025 | -1.8x | Net Cash |
| Q3 2025 | -3.2x | Net Cash |
| Q2 2025 | -1.5x | Net Cash |
| Q1 2025 | -3.8x | Net Cash |
| Q4 2024 | -1.9x | Net Cash |
JMSB has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like JMSB.
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
JMSB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 57.2 | Neutral |
| Stochastic | 39.7 | Neutral |
JMSB's weekly RSI is 57 (neutral) and its Stochastic is 40 (neutral).
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
JMSB PE vs Financial Services Sector
| Metric | JMSB | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 5.2% below |
| PE % | 32 | 63 | 31 pts below |
JMSB has the edge over GS on valuation relative to its sector.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.
JMSB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $23.1 | 0% below |
| 20 week MA | $22.9 | 0.6% above |
| 50 week MA | $21.5 | 7.3% above |
| 100 week MA | $20.0 | 15% above |
| 200 week MA | $20.0 | 16% above |
JMSB has the edge over GS on trend strength, trading above more of its moving averages.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.
JMSB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $16.5 | $14.2 | -14% |
| 2021 | $14.2 | $19.6 | +38% |
| 2022 | $19.6 | $29.1 | +49% |
| 2023 | $29.1 | $22.6 | -23% |
| 2024 | $22.6 | $20.1 | -11% |
| 2025 | $20.1 | $20.4 | +1.8% |
| 2026 YTD | $20.4 | $23.1 | +13% |
JMSB has the edge over GS on returns for 2026, with the stronger performance.