GS
The Goldman Sachs Group, Inc.
GS has the edge over HFBL overall, supported by lower modeled downside.
HFBL
Home Federal Bancorp, Inc. of Louisiana
HFBL offers stronger fundamentals, but that advantage does not outweigh its weaker overall profile.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
HFBL Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
HFBL's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HFBL.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
HFBL PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.3x | $19.64 | -12% |
| Fair | 11x | $24.22 | +8.3% |
| Current | 11x | $22.36 | — |
| Expensive | 13x | $27.41 | +23% |
Historical ranges are pointers, not guarantees.
HFBL has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
HFBL Forward outlook
There aren't enough analyst estimates for HFBL to show an outlook.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over HFBL on earnings, with more consistent year-over-year improvement.
HFBL Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $2.12 | +44% |
| Q2 2026 | $2.02 | +60% |
| Q1 2026 | $1.92 | +76% |
| Q4 2025 | $1.68 | +54% |
| Q3 2025 | $1.47 | +35% |
| Q2 2025 | $1.26 | +7.7% |
| Q1 2025 | $1.09 | -20% |
| Q4 2024 | $1.09 | -25% |
HFBL earned $2.12 per share over the past year, up 44% from the year before.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS has the edge over HFBL on profitability, with a higher operating margin.
HFBL Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $6.8M | +14% |
| Q2 2026 | $6.5M | +15% |
| Q1 2026 | $6M | +16% |
| Q4 2025 | $6M | +18% |
| Q3 2025 | $5.9M | +25% |
| Q2 2025 | $5.7M | +16% |
| Q1 2025 | $5.2M | +6.2% |
| Q4 2024 | $5.1M | +1% |
HFBL's revenue has grown year over year for eight quarters in a row: $7M last quarter, up 14% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 36% | +1.4 points |
| Q2 2026 | 29% | +1.2 points |
| Q1 2026 | 30% | +11 points |
| Q4 2025 | 35% | +11 points |
| Q3 2025 | 34% | +14 points |
| Q2 2025 | 28% | +11 points |
| Q1 2025 | 18% | -0.2 points |
| Q4 2024 | 24% | +7.7 points |
HFBL's operating margin was 36% last quarter, up 1.4 points from the same quarter a year ago, near the top of its range since 2019.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
HFBL Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.3M | +20% |
| Q2 2026 | $3.3M | +220% |
| Q1 2026 | -$1.3M | -229% |
| Q4 2025 | $2.9M | +10% |
| Q3 2025 | $2.8M | +229% |
| Q1 2025 | $991K | +52% |
| Q4 2024 | $2.6M | +$5.2M |
| Q3 2024 | $843K | -65% |
HFBL has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over HFBL on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
HFBL Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -2.6% | -79.9K shares |
| 1 year | -0.8% | -24K shares |
| 3 years | -1.5% | -45K shares |
| 5 years | -6.9% | -220K shares |
| Available history | -12% | -414K shares |
HFBL has 3M diluted shares, down 0.8% from a year ago, with $3M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $346,000 |
| Q2 2026 | $440,000 |
| Q1 2026 | $623,000 |
| Q4 2025 | $2M |
| Q3 2025 | $279,000 |
| Q2 2025 | $557,000 |
| Q1 2025 | $182,000 |
| Q4 2024 | $152,000 |
HFBL spent $3M buying back its own shares over the past year, up 191% from the year before.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has the edge over HFBL on leverage, with a lower net debt burden relative to earnings.
HFBL Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -3.6x | Net Cash |
| Q2 2026 | 0.2x | Very low |
| Q1 2026 | -2.9x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -3.1x | Net Cash |
| Q2 2025 | 0.3x | Very low |
| Q1 2025 | -5.1x | Net Cash |
| Q4 2024 | -3.1x | Net Cash |
HFBL has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HFBL.
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
HFBL Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 49.0 | Neutral |
| Stochastic | 34.0 | Neutral |
HFBL's weekly RSI is 49 (neutral) and its Stochastic is 34 (neutral).
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
HFBL PE vs Financial Services Sector
| Metric | HFBL | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 19% below |
| PE % | 28 | 63 | 35 pts below |
HFBL has the edge over GS on valuation relative to its sector.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.
HFBL Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $23.5 | 4.9% below |
| 20 week MA | $23.8 | 6.2% below |
| 50 week MA | $20.6 | 8.6% above |
| 100 week MA | $17.1 | 31% above |
| 200 week MA | $15.5 | 44% above |
HFBL has pulled back, but its long-term trend is still up: it's below its 8- and 20-week averages, but 44% above its 200-week average.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.
HFBL Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $18.3 | $13.8 | -25% |
| 2021 | $13.8 | $20.4 | +48% |
| 2022 | $20.4 | $17.3 | -15% |
| 2023 | $17.3 | $14.3 | -17% |
| 2024 | $14.3 | $12.6 | -12% |
| 2025 | $12.6 | $16.6 | +32% |
| 2026 YTD | $16.6 | $22.4 | +35% |
HFBL has the edge over GS on returns for 2026, with the stronger performance.