GS

The Goldman Sachs Group, Inc.

64
Fundamentals69/ 100
Valuation50/ 100
Upside potential57/ 100
Risk potential14/ 100

GS has the edge over GSBC overall, supported by stronger fundamentals and stronger valuation.

GSBC

Great Southern Bancorp, Inc.

45
Fundamentals39/ 100
Valuation29/ 100
Upside potential45/ 100
Risk potential16/ 100

GSBC's outlook is improving, though it still trails on the overall score.

GS Fundamentals

MetricStatus
Strong
Strong
N/A
N/A

GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.

GSBC Fundamentals

MetricStatus
Stable
Healthy
N/A
N/A

GSBC's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like GSBC.

GS PE Valuation

CHEAPFAIREXPENSIVE5.2x10x16x21x
CHEAPFAIREXPENSIVE5.2x10x16x21x
LevelPEPriceVs current
Cheap7.6x$528-42%
Current13x$914—
Forward13x$914—
Fair14x$940+2.9%
Expensive17x$1,214+33%

Historical ranges are pointers, not guarantees.

GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

GSBC PE Valuation

CHEAPFAIREXPENSIVE3.7x7.4x11x15x
CHEAPFAIREXPENSIVE3.7x7.4x11x15x
LevelPEPriceVs current
Cheap9x$51.58-37%
Fair11x$61.04-25%
Expensive12x$66.65-18%
Current14x$81.28—
Forward14x$81.28—

Historical ranges are pointers, not guarantees.

GSBC has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.

GS Forward outlook

MetricOutlook
Stable
Strong growth
Growth
Strongly improving
Limited
Low

GS has the edge over GSBC on the outlook, with more favorable revenue expectations.

GSBC Forward outlook

MetricOutlook
Stable
Growth
Stable
Improving
Limited
High

Analysts expect GSBC's earnings to grow and its profitability to improve, with its revenue holding steady.

GS Risk to reward

ScenarioChangePrice
Upside+19%$1,085.26
Downside-14%$781.84

Calculated from the latest close: $913.60 on Nov 12.

GS has a better modeled risk to reward balance than GSBC, with more potential upside and less potential downside.

GSBC Risk to reward

ScenarioChangePrice
Upside+14%$92.31
Downside-16%$67.99

Calculated from the latest close: $81.28 on Nov 12.

GSBC trails GS on modeled risk to reward, with less potential upside and more potential downside.

GS Earnings Per Share

Q4 2023: $22.87Q1 2024: $25.66Q2 2024: $31.20Q3 2024: $34.13Q4 2024: $40.54Q1 2025: $43.08Q2 2025: $45.37Q3 2025: $49.22Q4 2025: $51.32Q1 2026: $54.75Q2 2026: $64.82Q3 2026: $69.58Forward: $72.35
Q4 2023: $22.87Q1 2024: $25.66Q2 2024: $31.20Q3 2024: $34.13Q4 2024: $40.54Q1 2025: $43.08Q2 2025: $45.37Q3 2025: $49.22Q4 2025: $51.32Q1 2026: $54.75Q2 2026: $64.82Q3 2026: $69.58Forward: $72.35
QuarterTTM EPSYoY
Forward$72.35+4%
Q3 2026$69.58+41%
Q2 2026$64.82+43%
Q1 2026$54.75+27%
Q4 2025$51.32+27%
Q3 2025$49.22+44%
Q2 2025$45.37+45%
Q1 2025$43.08+68%
Q4 2024$40.54+77%

GS has the edge over GSBC on earnings, with more consistent year-over-year improvement.

GSBC Earnings Per Share

Q4 2023: $5.61Q1 2024: $5.07Q2 2024: $5.00Q3 2024: $5.08Q4 2024: $5.26Q1 2025: $5.60Q2 2025: $5.87Q3 2025: $6.02Q4 2025: $6.19Q1 2026: $6.30Q2 2026: $6.01Q3 2026: $5.72Forward: $5.84
Q4 2023: $5.61Q1 2024: $5.07Q2 2024: $5.00Q3 2024: $5.08Q4 2024: $5.26Q1 2025: $5.60Q2 2025: $5.87Q3 2025: $6.02Q4 2025: $6.19Q1 2026: $6.30Q2 2026: $6.01Q3 2026: $5.72Forward: $5.84
QuarterTTM EPSYoY
Forward$5.84+2.1%
Q3 2026$5.72-5%
Q2 2026$6.01+2.4%
Q1 2026$6.30+13%
Q4 2025$6.19+18%
Q3 2025$6.02+19%
Q2 2025$5.87+17%
Q1 2025$5.60+10%
Q4 2024$5.26-6.2%

GSBC earned $5.72 per share over the past year, down 5% from the year before.

GS Quarterly Revenue

Q4 2023: $11.3BQ1 2024: $14.2BQ2 2024: $12.7BQ3 2024: $12.7BQ4 2024: $13.9BQ1 2025: $15.1BQ2 2025: $14.6BQ3 2025: $15.2BQ4 2025: $13.5BQ1 2026: $17.2BQ2 2026: $20.3BQ3 2026: $18.7B
Q4 2023: $11.3BQ1 2024: $14.2BQ2 2024: $12.7BQ3 2024: $12.7BQ4 2024: $13.9BQ1 2025: $15.1BQ2 2025: $14.6BQ3 2025: $15.2BQ4 2025: $13.5BQ1 2026: $17.2BQ2 2026: $20.3BQ3 2026: $18.7B
QuarterRevenueYoY
Q3 2026$18.7B+23%
Q2 2026$20.3B+39%
Q1 2026$17.2B+14%
Q4 2025$13.5B-3%
Q3 2025$15.2B+20%
Q2 2025$14.6B+15%
Q1 2025$15.1B+6%
Q4 2024$13.9B+23%

GS has the edge over GSBC on sales, with more consistent year-over-year improvement.

GSBC Quarterly Revenue

Q4 2023: $52MQ1 2024: $52MQ2 2024: $57MQ3 2024: $55MQ4 2024: $56MQ1 2025: $56MQ2 2025: $59MQ3 2025: $58MQ4 2025: $56MQ1 2026: $55MQ2 2026: $57MQ3 2026: $54M
Q4 2023: $52MQ1 2024: $52MQ2 2024: $57MQ3 2024: $55MQ4 2024: $56MQ1 2025: $56MQ2 2025: $59MQ3 2025: $58MQ4 2025: $56MQ1 2026: $55MQ2 2026: $57MQ3 2026: $54M
QuarterRevenueYoY
Q3 2026$53.7M-7.2%
Q2 2026$56.9M-3.9%
Q1 2026$55.4M-1%
Q4 2025$56.4M-0.2%
Q3 2025$57.8M+5.2%
Q2 2025$59.2M+4.5%
Q1 2025$55.9M+8.3%
Q4 2024$56.5M+9.2%

GSBC's revenue fell from its 2020 peak and has held roughly level since: $54M last quarter, down 7.2% from the same quarter a year ago.

GS Free Cash Flow

Q4 2023: −$28.9BQ1 2024: −$28.5BQ2 2024: $5.6BQ3 2024: −$38.5BQ4 2024: $46.2BQ1 2025: −$37.7BQ2 2025: $5.2BQ3 2025: $2.1BQ4 2025: −$16.8BQ1 2026: −$32.4BQ2 2026: $5.6BQ3 2026: $3.7B
Q4 2023: −$28.9BQ1 2024: −$28.5BQ2 2024: $5.6BQ3 2024: −$38.5BQ4 2024: $46.2BQ1 2025: −$37.7BQ2 2025: $5.2BQ3 2025: $2.1BQ4 2025: −$16.8BQ1 2026: −$32.4BQ2 2026: $5.6BQ3 2026: $3.7B
QuarterFree cash flowYoY
Q3 2026$3.7B+72%
Q2 2026$5.6B+7.8%
Q1 2026-$32.4B+$5.3B
Q4 2025-$16.8B-136%
Q3 2025$2.1B+$40.6B
Q2 2025$5.2B-6.8%
Q1 2025-$37.7B-$9.2B
Q4 2024$46.2B+$75.1B

GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.

GSBC Free Cash Flow

Q4 2023: $39MQ1 2024: −$28MQ2 2024: $42MQ3 2024: $17MQ4 2024: $8MQ1 2025: $13MQ2 2025: $35MQ3 2025: $4MQ4 2025: $18MQ1 2026: $20MQ2 2026: $3MQ3 2026: $23M
Q4 2023: $39MQ1 2024: −$28MQ2 2024: $42MQ3 2024: $17MQ4 2024: $8MQ1 2025: $13MQ2 2025: $35MQ3 2025: $4MQ4 2025: $18MQ1 2026: $20MQ2 2026: $3MQ3 2026: $23M
QuarterFree cash flowYoY
Q3 2026$22.8M+492%
Q2 2026$2.7M-92%
Q1 2026$19.9M+52%
Q4 2025$18.2M+118%
Q3 2025$3.9M-77%
Q2 2025$34.9M-17%
Q1 2025$13.1M+$40.8M
Q4 2024$8.4M-79%

GSBC has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.

GS Total Shares

Q4 2023: 346MQ1 2024: 340MQ2 2024: 336MQ3 2024: 331MQ4 2024: 334MQ1 2025: 325MQ2 2025: 318MQ3 2025: 315MQ4 2025: 318MQ1 2026: 308MQ2 2026: 305MQ3 2026: 301M
Q4 2023: 346MQ1 2024: 340MQ2 2024: 336MQ3 2024: 331MQ4 2024: 334MQ1 2025: 325MQ2 2025: 318MQ3 2025: 315MQ4 2025: 318MQ1 2026: 308MQ2 2026: 305MQ3 2026: 301M
PeriodChange %Net change
Quarterly-1.2%-3.8M shares
1 year-4.4%-13.9M shares
3 years-12%-42.8M shares
5 years-15%-52.8M shares
Available history-20%-74.4M shares

GS has the edge over GSBC on shareholder dilution, with a more favorable share count trend.

GSBC Total Shares

Q4 2023: 12MQ1 2024: 12MQ2 2024: 12MQ3 2024: 12MQ4 2024: 12MQ1 2025: 12MQ2 2025: 11MQ3 2025: 11MQ4 2025: 11MQ1 2026: 11MQ2 2026: 11MQ3 2026: 11M
Q4 2023: 12MQ1 2024: 12MQ2 2024: 12MQ3 2024: 12MQ4 2024: 12MQ1 2025: 12MQ2 2025: 11MQ3 2025: 11MQ4 2025: 11MQ1 2026: 11MQ2 2026: 11MQ3 2026: 11M
PeriodChange %Net change
Quarterly-0.3%-29K shares
1 year-4.3%-485K shares
3 years-9.1%-1.1M shares
5 years-21%-2.9M shares

GSBC has 11M diluted shares, down 4.3% from a year ago, with $52M in buybacks over the past year.

GS Net Leverage

Q4 2023: -9.6xQ1 2024: -6.8xQ2 2024: -6.5xQ3 2024: -3.5xQ4 2024: -4.7xQ1 2025: -3.9xQ2 2025: -3.1xQ3 2025: -3.5xQ4 2025: -6.4xQ1 2026: -6.7xQ2 2026: -6.1xQ3 2026: -5.4x
Q4 2023: -9.6xQ1 2024: -6.8xQ2 2024: -6.5xQ3 2024: -3.5xQ4 2024: -4.7xQ1 2025: -3.9xQ2 2025: -3.1xQ3 2025: -3.5xQ4 2025: -6.4xQ1 2026: -6.7xQ2 2026: -6.1xQ3 2026: -5.4x
QuarterNet LeverageStatus
Q3 2026-5.4xNet Cash
Q2 2026-6.1xNet Cash
Q1 2026-6.7xNet Cash
Q4 2025-6.4xNet Cash
Q3 2025-3.5xNet Cash
Q2 2025-3.1xNet Cash
Q1 2025-3.9xNet Cash
Q4 2024-4.7xNet Cash

GS has the edge over GSBC on leverage, with a lower net debt burden relative to earnings.

GSBC Net Leverage

Q4 2023: 1.2xQ1 2024: -1.1xQ2 2024: -1.4xQ3 2024: -1.6xQ4 2024: -1.4xQ1 2025: -1.6xQ2 2025: -2.7xQ3 2025: -2.1xQ4 2025: -2.0xQ1 2026: -2.0xQ2 2026: -2.0xQ3 2026: -1.9x
Q4 2023: 1.2xQ1 2024: -1.1xQ2 2024: -1.4xQ3 2024: -1.6xQ4 2024: -1.4xQ1 2025: -1.6xQ2 2025: -2.7xQ3 2025: -2.1xQ4 2025: -2.0xQ1 2026: -2.0xQ2 2026: -2.0xQ3 2026: -1.9x
QuarterNet LeverageStatus
Q3 2026-1.9xNet Cash
Q2 2026-2.0xNet Cash
Q1 2026-2.0xNet Cash
Q4 2025-2.0xNet Cash
Q3 2025-2.1xNet Cash
Q2 2025-2.7xNet Cash
Q1 2025-1.6xNet Cash
Q4 2024-1.4xNet Cash

GSBC has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GSBC.

GS Weekly Momentum

MetricValueStatus
RSI44.5Neutral
Stochastic16.3Oversold

GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).

GSBC Weekly Momentum

MetricValueStatus
RSI63.9Neutral
Stochastic66.7Neutral

GSBC's weekly RSI is 64 (neutral) and its Stochastic is 67 (neutral).

GS PE vs Financial Services Sector

MetricGSSector medianRelative
PE13x13x0.8% above
PE %466317 pts below

GS has the edge over GSBC on valuation relative to its sector.

GSBC PE vs Financial Services Sector

MetricGSBCSector medianRelative
PE14x13x9.1% above
PE %1006337 pts above

GSBC is trading at 14x earnings, in line with the Financial Services sector's median of 13x.

GS Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$895.52% above
20 week MA$977.46.5% below
50 week MA$945.43.4% below
100 week MA$804.514% above
200 week MA$602.752% above

GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.

GSBC Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$79.72% above
20 week MA$79.62.2% above
50 week MA$71.514% above
100 week MA$64.925% above
200 week MA$59.736% above

GSBC has the edge over GS on trend strength, trading above more of its moving averages.

GS Yearly ROI

YearStart priceEnd priceROI
2020$230.7$256.2+11%
2021$256.2$385.0+50%
2022$385.0$345.5-10%
2023$345.5$385.8+12%
2024$385.8$576.2+49%
2025$576.2$907.0+57%
2026 YTD$907.0$913.6+0.7%

GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.

GSBC Yearly ROI

YearStart priceEnd priceROI
2020$63.5$50.0-21%
2021$50.0$58.9+18%
2022$58.9$60.4+2.7%
2023$60.4$59.4-1.8%
2024$59.4$60.0+1.1%
2025$60.0$62.6+4.3%
2026 YTD$62.6$81.3+30%

GSBC has the edge over GS on returns for 2026, with the stronger performance.

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