GRFS

Grifols, S.A.

55
Fundamentals59/ 100
Valuation50/ 100
Upside potential55/ 100
Risk potential16/ 100

GRFS has lower modeled downside risk, despite its lower overall score.

OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR has the edge over GRFS overall, supported by stronger fundamentals and stronger modeled upside.

GRFS Fundamentals

MetricStatus
Stable
Strong
Stable
Weak

GRFS's profitability is currently strong, and its revenue and cash flow are stable, but its balance sheet is weak.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

GRFS PE Valuation

GRFS has no meaningful PE right now: it lost money over the past year.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94—
Current13x$31.94—
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

GRFS Forward outlook

There aren't enough analyst estimates for GRFS to show an outlook.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

GRFS Risk to reward

ScenarioChangePrice
Upside+20%$10.56
Downside-16%$7.37

Calculated from the latest close: $8.80 on Nov 12.

GRFS trails OSCR on modeled risk to reward, with less potential upside relative to its potential downside.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

OSCR has a better modeled risk to reward balance than GRFS, with more potential upside relative to its potential downside.

GRFS Earnings Per Share

Q3 2023: $0.18Q4 2023: $0.23Q1 2024: $0.29Q2 2024: $0.24Q3 2024: $0.23Q4 2024: $0.25Q1 2025: $0.32Q2 2025: $0.48Q3 2025: $0.61Q4 2025: $0.65Q1 2026: $0.68Q2 2026: $0.74
Q3 2023: $0.18Q4 2023: $0.23Q1 2024: $0.29Q2 2024: $0.24Q3 2024: $0.23Q4 2024: $0.25Q1 2025: $0.32Q2 2025: $0.48Q3 2025: $0.61Q4 2025: $0.65Q1 2026: $0.68Q2 2026: $0.74
QuarterTTM EPSYoY
Q2 2026$0.74+54%
Q1 2026$0.68+113%
Q4 2025$0.65+160%
Q3 2025$0.61+165%
Q2 2025$0.48+100%
Q1 2025$0.32+10%
Q4 2024$0.25+8.7%
Q3 2024$0.23+28%

GRFS has the edge over OSCR on earnings, with more consistent year-over-year improvement.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has returned to profit: it earned $2.47 per share over the past year, after losing money the year before.

GRFS Quarterly Revenue

Q3 2023: $1.8BQ4 2023: $2BQ1 2024: $1.8BQ2 2024: $2BQ3 2024: $2BQ4 2024: $2.2BQ1 2025: $2BQ2 2025: $2.1BQ3 2025: $2.1BQ4 2025: $2.2BQ1 2026: $1.9BQ2 2026: $2.1B
Q3 2023: $1.8BQ4 2023: $2BQ1 2024: $1.8BQ2 2024: $2BQ3 2024: $2BQ4 2024: $2.2BQ1 2025: $2BQ2 2025: $2.1BQ3 2025: $2.1BQ4 2025: $2.2BQ1 2026: $1.9BQ2 2026: $2.1B
QuarterRevenueYoY
Q2 2026$2.1B-0.9%
Q1 2026$1.9B-3.2%
Q4 2025$2.2B-0.6%
Q3 2025$2.1B+4%
Q2 2025$2.1B+4%
Q1 2025$2B+9.8%
Q4 2024$2.2B+12%
Q3 2024$2B+12%

GRFS's revenue grew through 2024 and has held roughly level since: $2.1B last quarter, about level with the same quarter a year ago.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the edge over GRFS on sales, with more consistent year-over-year improvement.

GRFS Free Cash Flow

Q3 2023: $79MQ4 2023: $85MQ1 2024: −$225MQ2 2024: $247MQ3 2024: $239MQ4 2024: $460MQ1 2025: $96MQ2 2025: $106MQ3 2025: $284MQ4 2025: $330MQ1 2026: $65MQ2 2026: $120M
Q3 2023: $79MQ4 2023: $85MQ1 2024: −$225MQ2 2024: $247MQ3 2024: $239MQ4 2024: $460MQ1 2025: $96MQ2 2025: $106MQ3 2025: $284MQ4 2025: $330MQ1 2026: $65MQ2 2026: $120M
QuarterFree cash flowYoY
Q2 2026$120M+14%
Q1 2026$65.5M-32%
Q4 2025$329.6M-28%
Q3 2025$283.7M+19%
Q2 2025$105.6M-57%
Q1 2025$95.9M+$321.4M
Q4 2024$460.5M+444%
Q3 2024$239.2M+203%

GRFS generated $799M in free cash flow over the past year, down 11% from the year before.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the edge over GRFS on cash flow, with more consistent year-over-year improvement.

GRFS Total Shares

Q3 2023: 679MQ4 2023: 679MQ1 2024: 711MQ2 2024: 742MQ3 2024: 680MQ4 2024: 680MQ1 2025: 680MQ2 2025: 689MQ3 2025: 681MQ4 2025: 681MQ1 2026: 681MQ2 2026: 681M
Q3 2023: 679MQ4 2023: 679MQ1 2024: 711MQ2 2024: 742MQ3 2024: 680MQ4 2024: 680MQ1 2025: 680MQ2 2025: 689MQ3 2025: 681MQ4 2025: 681MQ1 2026: 681MQ2 2026: 681M
PeriodChange %Net change
Quarterly0%--
1 year-1.2%-8M shares
3 years+0.3%+2M shares
5 years+6.8%+43.2M shares
Available history-0.5%-3.6M shares

GRFS has the edge over OSCR on shareholder dilution, with a more favorable share count trend.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has 346M diluted shares, up 34% from a year ago.

GRFS Net Leverage

Q3 2023: 11.1xQ4 2023: 10.2xQ1 2024: 8.9xQ2 2024: 7.2xQ3 2024: 6.5xQ4 2024: 6.3xQ1 2025: 6.2xQ2 2025: 5.0xQ3 2025: 5.6xQ4 2025: 4.7xQ1 2026: 5.4xQ2 2026: 4.6x
Q3 2023: 11.1xQ4 2023: 10.2xQ1 2024: 8.9xQ2 2024: 7.2xQ3 2024: 6.5xQ4 2024: 6.3xQ1 2025: 6.2xQ2 2025: 5.0xQ3 2025: 5.6xQ4 2025: 4.7xQ1 2026: 5.4xQ2 2026: 4.6x
QuarterNet LeverageStatus
Q2 20264.6xHigh
Q1 20265.4xHigh
Q4 20254.7xHigh
Q3 20255.6xHigh
Q2 20255.0xHigh
Q1 20256.2xHigh
Q4 20246.3xHigh
Q3 20246.5xHigh

GRFS's net debt is about 4.6 years of its operating earnings (EBITDA), down from 5.0 years a year ago.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has the edge over GRFS on leverage, with a lower net debt burden relative to earnings.

GRFS Weekly Momentum

MetricValueStatus
RSI65.4Neutral
Stochastic84.5Overbought

GRFS's weekly RSI is 65 (neutral) and its Stochastic is 85 (overbought).

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

GRFS PE vs Healthcare Sector

MetricGRFSSector medianRelative
PEN/A26x—

GRFS has no meaningful PE right now: it lost money over the past year.

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

GRFS Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$7.8312% above
20 week MA$7.6914% above
50 week MA$8.158% above
100 week MA$8.365.3% above
200 week MA$8.394.9% above

GRFS has climbed back above all five of its weekly moving averages, and it's now 4.9% above its 200-week average.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR is in an uptrend: it's above all five of its weekly moving averages, and 106% above its 200-week average.

GRFS Yearly ROI

YearStart priceEnd priceROI
2020$23.5$18.7-21%
2021$18.7$11.2-40%
2022$11.2$8.12-27%
2023$8.12$11.6+42%
2024$11.6$7.65-34%
2025$7.65$9.10+19%
2026 YTD$9.10$8.80-3.3%

GRFS has finished lower in four of the last six years. It's down 3.3% so far in 2026.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over GRFS on returns for 2026, with the stronger performance.

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