GOOGL
Alphabet Inc.
GOOGL has the edge over JFIN overall, supported by stronger fundamentals and lower modeled downside.
JFIN
Jiayin Group Inc.
JFIN's outlook is improving, though it still trails on the overall score.
GOOGL Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| Under pressure | |
| Healthy |
GOOGL's revenue, profitability and balance sheet are currently healthy, but its cash flow is under pressure.
JFIN Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Stable | |
| Stable | |
| Healthy |
JFIN's balance sheet is currently healthy, and its profitability and cash flow are stable, but its revenue is weak.
GOOGL PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Current | 16x | $299 | — |
| Cheap | 20x | $378 | +27% |
| Forward | 22x | $299 | — |
| Fair | 26x | $497 | +66% |
| Expensive | 31x | $586 | +96% |
Historical ranges are pointers, not guarantees.
GOOGL has the edge over JFIN in the historical PE scenario, which offers more potential upside but is not a forecast.
JFIN PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 1.4x | $0.97 | -31% |
| Fair | 1.9x | $1.30 | -6.8% |
| Current | 2x | $1.39 | — |
| Expensive | 4.6x | $3.24 | +133% |
Historical ranges are pointers, not guarantees.
JFIN's PE is 2.0x, but its earnings don't support one, so it isn't a reliable read right now.
GOOGL Forward outlook
| Metric | Outlook |
|---|---|
| Strongly deteriorating | |
| Strong growth | |
| Strong growth | |
| Weakening | |
| Moderate | |
| Moderate |
Analysts expect strong earnings and revenue growth for GOOGL, but weaker profitability.
JFIN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| High |
JFIN has the edge over GOOGL on the outlook, with more favorable profitability expectations.
GOOGL Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $13.89 | -28% |
| Q3 2026 | $19.16 | +89% |
| Q2 2026 | $19.91 | +112% |
| Q1 2026 | $13.11 | +46% |
| Q4 2025 | $10.81 | +34% |
| Q3 2025 | $10.13 | +34% |
| Q2 2025 | $9.38 | +35% |
| Q1 2025 | $8.96 | +37% |
| Q4 2024 | $8.04 | +39% |
GOOGL has the edge over JFIN on earnings, with more consistent year-over-year improvement.
JFIN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $0.70 | -85% |
| Q1 2026 | $2.70 | -28% |
| Q4 2025 | $4.39 | +47% |
| Q3 2025 | $4.88 | +51% |
| Q2 2025 | $4.54 | +34% |
| Q1 2025 | $3.73 | +2.8% |
| Q4 2024 | $2.99 | -18% |
| Q3 2024 | $3.24 | -21% |
JFIN earned $0.70 per share over the past year, down 85% from the year before.
GOOGL Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $127.6B | +25% |
| Q2 2026 | $119.8B | +24% |
| Q1 2026 | $109.9B | +22% |
| Q4 2025 | $113.8B | +18% |
| Q3 2025 | $102.3B | +16% |
| Q2 2025 | $96.4B | +14% |
| Q1 2025 | $90.2B | +12% |
| Q4 2024 | $96.5B | +12% |
GOOGL has the edge over JFIN on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 32% | +1.3 points |
| Q2 2026 | 34% | +1.6 points |
| Q1 2026 | 36% | +2.2 points |
| Q4 2025 | 32% | -0.5 points |
| Q3 2025 | 31% | -1.8 points |
| Q2 2025 | 32% | +0.1 points |
| Q1 2025 | 34% | +2.3 points |
| Q4 2024 | 32% | +4.6 points |
GOOGL has the edge over JFIN on profitability, with a higher operating margin.
JFIN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $110.6M | -61% |
| Q1 2026 | $112.9M | -58% |
| Q4 2025 | $161.3M | -23% |
| Q3 2025 | $220.6M | +1.8% |
| Q2 2025 | $283.1M | +28% |
| Q1 2025 | $266.5M | +20% |
| Q4 2024 | $210.8M | -12% |
| Q3 2024 | $216.8M | -1.5% |
JFIN's revenue has slid since its 2025 peak: $111M last quarter, down 61% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | -33% | -67 points |
| Q1 2026 | -9.3% | -43 points |
| Q4 2025 | 8.7% | -19 points |
| Q3 2025 | 31% | +9.5 points |
| Q2 2025 | 34% | +19 points |
| Q1 2025 | 34% | +13 points |
| Q4 2024 | 28% | +14 points |
| Q3 2024 | 22% | -4.5 points |
JFIN's operating margin was −33% last quarter, down 67 points from the same quarter a year ago, near the bottom of its range since 2019.
GOOGL Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$9.1B | -137% |
| Q2 2026 | -$5.9B | -210% |
| Q1 2026 | $10.1B | -47% |
| Q4 2025 | $24.6B | -1.2% |
| Q3 2025 | $24.5B | +39% |
| Q2 2025 | $5.3B | -61% |
| Q1 2025 | $19B | +13% |
| Q4 2024 | $24.8B | +215% |
GOOGL has the edge over JFIN on cash flow, with more consistent year-over-year improvement.
JFIN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $0 | $0 |
| Q1 2026 | $0 | $0 |
| Q4 2025 | $0 | $0 |
| Q3 2025 | $0 | $0 |
| Q2 2025 | $0 | $0 |
| Q1 2025 | $0 | $0 |
| Q4 2024 | $0 | $0 |
| Q3 2024 | $0 | $0 |
JFIN's free cash flow was $0 over the past year, against $0 the year before.
GOOGL Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.5% | +59M shares |
| 1 year | +1.4% | +165M shares |
| 3 years | -1.2% | -148M shares |
| 5 years | -6.8% | -907M shares |
| Available history | -10% | -1.4B shares |
GOOGL has 12.4B diluted shares, up 1.4% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | — |
| Q1 2026 | — |
| Q4 2025 | $5.5B |
| Q3 2025 | $11.5B |
| Q2 2025 | $13.6B |
| Q1 2025 | $15.1B |
| Q4 2024 | $15.6B |
GOOGL spent $5.5B buying back its own shares over the past year, down 90% from the year before.
JFIN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +68.1K shares |
| 1 year | -0.6% | -305K shares |
| 3 years | -2.1% | -1.1M shares |
| 5 years | -3% | -1.6M shares |
| Available history | -3% | -1.6M shares |
JFIN has the edge over GOOGL on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q2 2026 | — |
| Q1 2026 | — |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
JFIN hasn't bought back shares in the past year.
GOOGL Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.4x | Very low |
| Q2 2026 | 0.3x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.1x | Very low |
| Q3 2025 | 0.0x | Very low |
| Q2 2025 | 0.1x | Very low |
| Q1 2025 | -0.1x | Net Cash |
| Q4 2024 | -0.1x | Net Cash |
GOOGL has the edge over JFIN on leverage, with a lower net debt burden relative to earnings.
JFIN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.2x | Very low |
| Q4 2025 | 0.4x | Very low |
| Q3 2025 | -0.0x | Net Cash |
| Q2 2025 | -0.1x | Net Cash |
| Q1 2025 | -0.1x | Net Cash |
| Q4 2024 | -0.4x | Net Cash |
| Q3 2024 | -0.6x | Net Cash |
JFIN's net debt is less than a year of its operating earnings (EBITDA), after holding more cash than debt a year ago.
GOOGL Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.2 | Neutral |
| Stochastic | 11.7 | Oversold |
GOOGL's weekly RSI is 40 (neutral) and its Stochastic is 12 (oversold).
JFIN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 30.2 | Neutral |
| Stochastic | 21.6 | Neutral |
JFIN's weekly RSI is 30 (neutral) and its Stochastic is 22 (neutral).
GOOGL PE vs Communication Services Sector
| Metric | GOOGL | Sector median | Relative |
|---|---|---|---|
| PE | 16x | 16x | 6% below |
| PE % | 1 | 26 | 25 pts below |
GOOGL is trading at 16x earnings, in line with the Communication Services sector's median of 16x, though its recent earnings include one-off gains.
JFIN PE vs Communication Services Sector
| Metric | JFIN | Sector median | Relative |
|---|---|---|---|
| PE | 2x | 16x | 88% below |
| PE % | 56 | 26 | 30 pts above |
JFIN has the edge over GOOGL on valuation relative to its sector.
GOOGL Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $320.4 | 6.8% below |
| 20 week MA | $336.1 | 11% below |
| 50 week MA | $334.5 | 11% below |
| 100 week MA | $267.8 | 12% above |
| 200 week MA | $204.7 | 46% above |
GOOGL has the edge over JFIN on trend strength, trading above more of its moving averages.
JFIN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1.40 | 0.7% below |
| 20 week MA | $1.89 | 26% below |
| 50 week MA | $4.03 | 66% below |
| 100 week MA | $7.72 | 82% below |
| 200 week MA | $6.63 | 79% below |
JFIN is in a downtrend: it's below all five of its weekly moving averages, and 79% below its 200-week average.
GOOGL Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $67.7 | $86.7 | +28% |
| 2021 | $86.7 | $146.9 | +69% |
| 2022 | $146.9 | $89.2 | -39% |
| 2023 | $89.2 | $139.7 | +57% |
| 2024 | $139.7 | $192.8 | +38% |
| 2025 | $192.8 | $313.5 | +63% |
| 2026 YTD | $313.5 | $298.7 | -4.7% |
GOOGL has the edge over JFIN on returns for 2026, with the stronger performance.
JFIN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $5.20 | $3.23 | -38% |
| 2021 | $3.23 | $2.43 | -25% |
| 2022 | $2.43 | $2.18 | -10% |
| 2023 | $2.18 | $5.18 | +138% |
| 2024 | $5.18 | $6.33 | +22% |
| 2025 | $6.33 | $6.20 | -2.1% |
| 2026 YTD | $6.20 | $1.39 | -78% |
JFIN has finished lower in four of the last six years. It's down 78% so far in 2026.