GL

Globe Life Inc.

56
Fundamentals54/ 100
Valuation56/ 100
Upside potential57/ 100
Risk potential12/ 100

GL's fundamentals are mixed: revenue grew 5.6%, while its operating margin held steady at 23%. At 11x earnings, it's trading below its usual 13x. Analysts expect earnings to hold roughly steady.

IREN

IREN Limited

There isn't enough reported data to score IREN yet.

GL Fundamentals

MetricStatus
Stable
Healthy
N/A
N/A

GL's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like GL.

IREN Fundamentals

MetricStatus
Under pressure
Weak
N/A
N/A

IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.

GL PE Valuation

CHEAPFAIREXPENSIVE4.5x9.0x14x18x
CHEAPFAIREXPENSIVE4.5x9.0x14x18x
LevelPEPriceVs current
Cheap9.9x$148-7.4%
Forward10x$160โ€”
Current11x$160โ€”
Fair13x$187+17%
Expensive14x$216+35%

Historical ranges are pointers, not guarantees.

GL's PE is in its cheap range at 11x. On analysts' estimates for next year's earnings, today's price would be 10x.

IREN PE Valuation

IREN has no meaningful PE right now: it lost money over the past year.

GL Forward outlook

MetricOutlook
Improving
Stable
Growth
Weakening
Limited
High

Analysts expect GL's revenue to grow, but its profitability to weaken.

IREN Forward outlook

MetricOutlook
--
Losses growing
Strong growth
Strongly improving
Limited
Low

Analysts expect IREN's losses to grow, with revenue growing. However, they disagree widely on these estimates.

GL Risk to reward

ScenarioChangePrice
Upside+16%$186.35
Downside-12%$140.23

Calculated from the latest close: $160.11 on Nov 12.

There is not enough scenario data to compare GL and IREN's risk to reward.

IREN Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $19.48 on Nov 12.

There is not enough scenario data to compare GL and IREN's risk to reward.

GL Earnings Per Share

Q4 2023: $10.08Q1 2024: $10.47Q2 2024: $11.06Q3 2024: $11.82Q4 2024: $11.94Q1 2025: $12.28Q2 2025: $12.50Q3 2025: $13.79Q4 2025: $14.07Q1 2026: $14.45Q2 2026: $15.05Q3 2026: $14.94Forward: $15.97
Q4 2023: $10.08Q1 2024: $10.47Q2 2024: $11.06Q3 2024: $11.82Q4 2024: $11.94Q1 2025: $12.28Q2 2025: $12.50Q3 2025: $13.79Q4 2025: $14.07Q1 2026: $14.45Q2 2026: $15.05Q3 2026: $14.94Forward: $15.97
QuarterTTM EPSYoY
Forward$15.97+6.9%
Q3 2026$14.94+8.3%
Q2 2026$15.05+20%
Q1 2026$14.45+18%
Q4 2025$14.07+18%
Q3 2025$13.79+17%
Q2 2025$12.50+13%
Q1 2025$12.28+17%
Q4 2024$11.94+18%

GL has the edge over IREN on earnings quality, reporting a profit while its opponent remains loss making.

IREN Earnings Per Share

Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
QuarterTTM EPSYoY
Q3 2026-$3.96-347%
Q2 2026-$2.22-988%
Q1 2026$0.51+$1.10
Q4 2025$1.18+$1.62
Q3 2025$1.60+$1.99
Q2 2025$0.25+$0.45
Q1 2025-$0.59-$0.43
Q4 2024-$0.44-$0.15

IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.

GL Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $1.4BQ2 2024: $1.4BQ3 2024: $1.5BQ4 2024: $1.5BQ1 2025: $1.5BQ2 2025: $1.5BQ3 2025: $1.5BQ4 2025: $1.5BQ1 2026: $1.6BQ2 2026: $1.6BQ3 2026: $1.6B
Q4 2023: $1.4BQ1 2024: $1.4BQ2 2024: $1.4BQ3 2024: $1.5BQ4 2024: $1.5BQ1 2025: $1.5BQ2 2025: $1.5BQ3 2025: $1.5BQ4 2025: $1.5BQ1 2026: $1.6BQ2 2026: $1.6BQ3 2026: $1.6B
QuarterRevenueYoY
Q3 2026$1.6B+5.5%
Q2 2026$1.6B+8%
Q1 2026$1.6B+5.3%
Q4 2025$1.5B+3.6%
Q3 2025$1.5B+4%
Q2 2025$1.5B+2.8%
Q1 2025$1.5B+4.5%
Q4 2024$1.5B+3.6%

GL's revenue has grown year over year every quarter since late 2020: $1.6B last quarter, up 5.5% from the same quarter a year ago.

IREN Quarterly Revenue

Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
QuarterRevenueYoY
Q3 2026$228M-5.1%
Q2 2026$137.2M-27%
Q1 2026$144.8M0%
Q4 2025$184.7M+59%
Q3 2025$240.3M+355%
Q2 2025$187.3M+230%
Q1 2025$144.8M+168%
Q4 2024$116.1M+176%

IREN's revenue has held roughly level: $228M last quarter, down 5.1% from the same quarter a year ago.

GL Free Cash Flow

Q4 2023: $378MQ1 2024: $342MQ2 2024: $356MQ3 2024: $311MQ4 2024: $322MQ1 2025: $420MQ2 2025: $295MQ3 2025: $209MQ4 2025: $330MQ1 2026: $396MQ2 2026: $298MQ3 2026: $311M
Q4 2023: $378MQ1 2024: $342MQ2 2024: $356MQ3 2024: $311MQ4 2024: $322MQ1 2025: $420MQ2 2025: $295MQ3 2025: $209MQ4 2025: $330MQ1 2026: $396MQ2 2026: $298MQ3 2026: $311M
QuarterFree cash flowYoY
Q3 2026$310.8M+49%
Q2 2026$297.6M+0.9%
Q1 2026$396M-5.7%
Q4 2025$330.1M+2.5%
Q3 2025$208.7M-33%
Q2 2025$295M-17%
Q1 2025$420.1M+23%
Q4 2024$321.9M-15%

GL has the edge over IREN on cash generation, producing positive trailing cash flow while its opponent burns cash.

IREN Free Cash Flow

Q4 2023: โˆ’$29MQ1 2024: โˆ’$222MQ2 2024: โˆ’$163MQ3 2024: โˆ’$387MQ4 2024: โˆ’$134MQ1 2025: โˆ’$351MQ2 2025: $16MQ3 2025: โˆ’$38MQ4 2025: โˆ’$468MQ1 2026: โˆ’$874MQ2 2026: $482MQ3 2026: โˆ’$1.6B
Q4 2023: โˆ’$29MQ1 2024: โˆ’$222MQ2 2024: โˆ’$163MQ3 2024: โˆ’$387MQ4 2024: โˆ’$134MQ1 2025: โˆ’$351MQ2 2025: $16MQ3 2025: โˆ’$38MQ4 2025: โˆ’$468MQ1 2026: โˆ’$874MQ2 2026: $482MQ3 2026: โˆ’$1.6B
QuarterFree cash flowYoY
Q3 2026-$1.6B-$1.6B
Q2 2026$482.2M+2895%
Q1 2026-$873.8M-$523.1M
Q4 2025-$468M-$334M
Q3 2025-$38M+$349.4M
Q2 2025$16.1M+$179M
Q1 2025-$350.7M-$128.7M
Q4 2024-$134M-$105.2M

IREN's free cash flow was โˆ’$2.5B over the past year, against โˆ’$507M the year before. Free cash flow isn't a meaningful measure for financial services companies like IREN.

GL Total Shares

Q4 2023: 96MQ1 2024: 95MQ2 2024: 91MQ3 2024: 88MQ4 2024: 90MQ1 2025: 84MQ2 2025: 83MQ3 2025: 82MQ4 2025: 83MQ1 2026: 80MQ2 2026: 79MQ3 2026: 78M
Q4 2023: 96MQ1 2024: 95MQ2 2024: 91MQ3 2024: 88MQ4 2024: 90MQ1 2025: 84MQ2 2025: 83MQ3 2025: 82MQ4 2025: 83MQ1 2026: 80MQ2 2026: 79MQ3 2026: 78M
PeriodChange %Net change
Quarterly-0.9%-685K shares
1 year-4.6%-3.8M shares
3 years-18%-17.6M shares
5 years-24%-24.2M shares
Available history-30%-33.2M shares

GL has the edge over IREN on shareholder dilution, with a more favorable share count trend.

IREN Total Shares

Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
PeriodChange %Net change
Quarterly+26%+82.4M shares
1 year+10%+36.9M shares
3 years+511%+333M shares
5 years+624%+344M shares
Available history+2346%+382M shares

IREN has 399M diluted shares, up 10% from a year ago.

GL Net Leverage

IREN Net Leverage

Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
QuarterNet LeverageStatus
Q1 2026157.6xHigh
Q4 202522.2xHigh
Q3 20254.1xHigh
Q2 20252.0xModerate
Q1 20253.3xElevated
Q4 2024-4.6xNet Cash
Q3 2024-16.7xNet Cash
Q2 2024-15.9xNet Cash

IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.

GL Weekly Momentum

MetricValueStatus
RSI46.4Neutral
Stochastic13.7Oversold

GL's weekly RSI is 46 (neutral) and its Stochastic is 14 (oversold).

IREN Weekly Momentum

MetricValueStatus
RSI33.3Neutral
Stochastic8.2Oversold

IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).

GL PE vs Financial Services Sector

MetricGLSector medianRelative
PE11x13x18% below
PE %296334 pts below

GL is trading at 11x earnings, a 18% discount to the Financial Services sector's median of 13x.

IREN PE vs Financial Services Sector

MetricIRENSector medianRelative
PEN/A13xโ€”

IREN has no meaningful PE right now: it lost money over the past year.

GL Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$162.11.2% below
20 week MA$171.26.5% below
50 week MA$156.92.1% above
100 week MA$141.913% above
200 week MA$124.628% above

GL has the edge over IREN on trend strength, trading above more of its moving averages.

IREN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$29.835% below
20 week MA$36.246% below
50 week MA$42.854% below
100 week MA$32.039% below
200 week MA$19.12.1% above

IREN has fallen below most of its moving averages, though it's still 2.1% above its 200-week average.

GL Yearly ROI

YearStart priceEnd priceROI
2020$105.9$92.9-12%
2021$92.9$92.7-0.2%
2022$92.7$120.1+30%
2023$120.1$121.7+1.3%
2024$121.7$109.5-10%
2025$109.5$142.2+30%
2026 YTD$142.2$160.1+13%

GL has the edge over IREN on returns for 2026, with the stronger performance.

IREN Yearly ROI

YearStart priceEnd priceROI
2021$24.8$17.2-31%
2022$17.2$1.19-93%
2023$1.19$7.15+501%
2024$7.15$10.7+50%
2025$10.7$40.3+276%
2026 YTD$40.3$19.5-52%

IREN's yearly returns have swung widely, from +501% in 2023 to โˆ’93% in 2022. It's down 52% so far in 2026.

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