GGAL
Grupo Financiero Galicia S.A.
GGAL's outlook is improving, though it still trails on the overall score.
HOOD
Robinhood Markets, Inc.
HOOD has the edge over GGAL overall, supported by stronger valuation and stronger fundamentals.
GGAL Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Stable | |
| N/A | |
| N/A |
GGAL's revenue is currently healthy, and its profitability is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like GGAL.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
GGAL PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 3.9x | $3.40 | -88% |
| Fair | 5.9x | $5.21 | -82% |
| Expensive | 13x | $11.55 | -60% |
| Current | 33x | $29.04 | — |
Historical ranges are pointers, not guarantees.
GGAL's PE is 33x, but its earnings don't support one, so it isn't a reliable read right now.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over GGAL in the historical PE scenario, which offers more potential upside but is not a forecast.
GGAL Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect strong earnings and revenue growth for GGAL, with profitability improving.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.
GGAL Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $0.88 | -80% |
| Q1 2026 | $0.53 | -92% |
| Q4 2025 | $0.33 | -96% |
| Q3 2025 | $3.21 | -27% |
| Q2 2025 | $4.47 | +6.2% |
| Q1 2025 | $6.29 | +137% |
| Q4 2024 | $7.91 | +523% |
| Q3 2024 | $4.41 | +123% |
GGAL's earnings per share have fallen from their peak: $0.88 over the past year, against $7.91 in late 2024.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over GGAL on earnings, with more consistent year-over-year improvement.
GGAL Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $1.8B | +33% |
| Q1 2026 | $1.7B | +72% |
| Q4 2025 | $4.5B | +153% |
| Q3 2025 | $1.3B | +7.8% |
| Q2 2025 | $1.4B | -17% |
| Q1 2025 | $964.2M | -64% |
| Q3 2024 | $1.2B | -47% |
| Q2 2024 | $1.6B | +81% |
GGAL's revenue has grown year over year for four quarters in a row: $1.8B last quarter, up 33% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 14% | +1.1 points |
| Q1 2026 | 2.7% | -13 points |
| Q4 2025 | -1.1% | -28 points |
| Q3 2025 | -8.8% | -23 points |
| Q2 2025 | 13% | -22 points |
| Q1 2025 | 16% | +2.1 points |
| Q4 2024 | 27% | N/A |
| Q3 2024 | 14% | +7.5 points |
GGAL's operating margin was 14% last quarter, up 1.1 points from the same quarter a year ago.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over GGAL on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over GGAL on profitability, with a higher operating margin.
GGAL Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | -$452.7M | +$434.2M |
| Q1 2026 | $460.7M | +$1.2B |
| Q4 2025 | -$1.8B | -$922.9M |
| Q3 2025 | $4.9B | +$6.3B |
| Q2 2025 | -$886.9M | -209% |
| Q1 2025 | -$760M | -869% |
| Q4 2024 | -$917.7M | +$359.2M |
| Q3 2024 | -$1.4B | -$855.6M |
GGAL's free cash flow was $3.1B over the past year, against −$3.9B the year before. Free cash flow isn't a meaningful measure for financial services companies like GGAL.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD has the edge over GGAL on cash flow, with more consistent year-over-year improvement.
GGAL Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | +22.6K shares |
| 1 year | 0% | +22.6K shares |
| 3 years | +8.6% | +12.7M shares |
| 5 years | +8.6% | +12.7M shares |
| Available history | +12% | +17.5M shares |
GGAL has 161M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q2 2026 | — |
| Q1 2026 | — |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q4 2024 | $633,823 |
| Q3 2024 | — |
| Q2 2024 | — |
GGAL hasn't bought back shares in the past year.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over GGAL on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
GGAL Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | -5.0x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -8.9x | Net Cash |
| Q3 2025 | -4.4x | Net Cash |
| Q2 2025 | -2.2x | Net Cash |
| Q1 2025 | -2.6x | Net Cash |
| Q4 2024 | -0.1x | Net Cash |
| Q3 2024 | -3.1x | Net Cash |
GGAL has the edge over HOOD on leverage, with a lower net debt burden relative to earnings.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.
GGAL Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 31.2 | Neutral |
| Stochastic | 1.6 | Oversold |
GGAL's weekly RSI is 31 (neutral) and its Stochastic is 2 (oversold).
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
GGAL PE vs Financial Services Sector
| Metric | GGAL | Sector median | Relative |
|---|---|---|---|
| PE | 33x | 13x | 154% above |
| PE % | 91 | 63 | 28 pts above |
GGAL has the edge over HOOD on valuation relative to its sector.
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
GGAL Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $34.5 | 16% below |
| 20 week MA | $41.6 | 30% below |
| 50 week MA | $45.6 | 36% below |
| 100 week MA | $49.2 | 41% below |
| 200 week MA | $36.8 | 21% below |
GGAL is in a downtrend: it's below all five of its weekly moving averages, and 21% below its 200-week average.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has the edge over GGAL on trend strength, trading above more of its moving averages.
GGAL Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $16.4 | $8.68 | -47% |
| 2021 | $8.68 | $9.69 | +12% |
| 2022 | $9.69 | $9.28 | -4.2% |
| 2023 | $9.28 | $17.3 | +86% |
| 2024 | $17.3 | $64.3 | +272% |
| 2025 | $64.3 | $55.6 | -14% |
| 2026 YTD | $55.6 | $29.0 | -48% |
GGAL's yearly returns have swung widely, from +272% in 2024 to −47% in 2020. It's down 48% so far in 2026.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD has the edge over GGAL on returns for 2026, with the stronger performance.