FUSB
First US Bancshares, Inc.
There isn't enough reported data to score FUSB yet.
MS
Morgan Stanley
MS's fundamentals are strong: revenue grew 16% and earnings per share grew 29%. At 15x earnings, it's trading in line with its usual 14x. Analysts expect earnings growth.
FUSB Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
FUSB's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like FUSB.
MS Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
MS's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like MS.
FUSB PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.5x | $10.25 | -39% |
| Fair | 12x | $16.67 | -0.4% |
| Current | 12x | $16.74 | — |
| Expensive | 19x | $25.18 | +50% |
Historical ranges are pointers, not guarantees.
FUSB has the edge over MS in the historical PE scenario, which offers more potential upside but is not a forecast.
MS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 11x | $134 | -29% |
| Fair | 14x | $178 | -5.7% |
| Forward | 14x | $189 | — |
| Current | 15x | $189 | — |
| Expensive | 18x | $223 | +18% |
Historical ranges are pointers, not guarantees.
MS's PE is in its fair range at 15x. If earnings grow as analysts expect, today's price would be 14x next year's earnings.
FUSB Forward outlook
There aren't enough analyst estimates for FUSB to show an outlook.
MS Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for MS, with profitability improving.
FUSB Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $1.36 | +46% |
| Q2 2026 | $1.32 | +36% |
| Q1 2026 | $1.04 | -19% |
| Q4 2025 | $1.00 | -25% |
| Q3 2025 | $0.93 | -34% |
| Q2 2025 | $0.97 | -29% |
| Q1 2025 | $1.28 | -4.5% |
| Q4 2024 | $1.33 | 0% |
FUSB earned $1.36 per share over the past year, up 46% from the year before.
MS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $13.39 | +6.3% |
| Q3 2026 | $12.60 | +29% |
| Q2 2026 | $12.37 | +40% |
| Q1 2026 | $11.04 | +29% |
| Q4 2025 | $10.21 | +28% |
| Q3 2025 | $9.76 | +48% |
| Q2 2025 | $8.84 | +45% |
| Q1 2025 | $8.53 | +55% |
| Q4 2024 | $7.95 | +53% |
MS has the edge over FUSB on earnings, with more consistent year-over-year improvement.
FUSB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $10.8M | +2.8% |
| Q2 2026 | $10.8M | +4.8% |
| Q1 2026 | $10.1M | +2.9% |
| Q4 2025 | $10.4M | +7.1% |
| Q3 2025 | $10.5M | +4.3% |
| Q2 2025 | $10.3M | +3.1% |
| Q1 2025 | $9.8M | -1.3% |
| Q4 2024 | $9.7M | -3% |
FUSB's revenue has grown year over year for six quarters in a row: $11M last quarter, up 2.8% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 23% | -0.7 points |
| Q2 2026 | 21% | +19 points |
| Q1 2026 | 24% | +0.7 points |
| Q4 2025 | 28% | +4.3 points |
| Q3 2025 | 24% | -5.3 points |
| Q2 2025 | 1.6% | -26 points |
| Q1 2025 | 24% | -4 points |
| Q4 2024 | 24% | -6.7 points |
FUSB's operating margin was 23% last quarter, down 0.7 points from the same quarter a year ago.
MS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $20.3B | +12% |
| Q2 2026 | $21.3B | +27% |
| Q1 2026 | $20.6B | +16% |
| Q4 2025 | $17.9B | +10% |
| Q3 2025 | $18.2B | +18% |
| Q2 2025 | $16.8B | +12% |
| Q1 2025 | $17.7B | +17% |
| Q4 2024 | $16.2B | +26% |
MS has the edge over FUSB on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 32% | -1.2 points |
| Q2 2026 | 34% | +6.9 points |
| Q1 2026 | 34% | +2.8 points |
| Q4 2025 | 32% | +2 points |
| Q3 2025 | 33% | +5.6 points |
| Q2 2025 | 28% | +0.4 points |
| Q1 2025 | 31% | +2.2 points |
| Q4 2024 | 30% | +14 points |
MS has the edge over FUSB on profitability, with a higher operating margin.
FUSB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7M | +2.9% |
| Q2 2026 | -$644K | -139% |
| Q1 2026 | $3.6M | +115% |
| Q4 2025 | $2.1M | -1.4% |
| Q3 2025 | $3.6M | +182% |
| Q2 2025 | $1.6M | -30% |
| Q1 2025 | $1.7M | +$1.8M |
| Q4 2024 | $2.2M | +38% |
FUSB has the edge over MS on cash generation, producing positive trailing cash flow while its opponent burns cash.
MS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$46B | -$42.7B |
| Q2 2026 | -$2.7B | -123% |
| Q1 2026 | -$7.1B | +$16.9B |
| Q4 2025 | -$2.4B | -120% |
| Q3 2025 | -$3.3B | +$14B |
| Q2 2025 | $11.8B | +368% |
| Q1 2025 | -$24B | -650% |
| Q4 2024 | $11.8B | +$29.6B |
MS's free cash flow was −$58.3B over the past year, against −$3.7B the year before. Free cash flow isn't a meaningful measure for financial services companies like MS.
FUSB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -4.3% | -249K shares |
| 1 year | -9.2% | -559K shares |
| 3 years | -14% | -895K shares |
| 5 years | -18% | -1.2M shares |
| Available history | -19% | -1.3M shares |
FUSB has the edge over MS on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $6.4M |
| Q2 2026 | $1.4M |
| Q1 2026 | $2.2M |
| Q4 2025 | $1.2M |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | $535,000 |
| Q4 2024 | $507,000 |
FUSB spent $11M buying back its own shares over the past year, more than ten times what it spent the year before.
MS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.2% | -3M shares |
| 1 year | -1.5% | -24M shares |
| 3 years | -4.7% | -77M shares |
| 5 years | -14% | -246M shares |
| Available history | -4.5% | -74M shares |
MS has 1.6B diluted shares, down 1.5% from a year ago.
FUSB Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2023 | -2.7x | Net Cash |
| Q1 2023 | -2.8x | Net Cash |
| Q4 2022 | 0.1x | Very low |
| Q3 2022 | 1.4x | Healthy |
| Q2 2022 | -1.5x | Net Cash |
| Q1 2022 | -9.8x | Net Cash |
| Q4 2021 | -5.5x | Net Cash |
| Q3 2021 | -9.9x | Net Cash |
FUSB has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like FUSB.
MS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 7.8x | High |
| Q2 2026 | 7.3x | High |
| Q1 2026 | 8.2x | High |
| Q4 2025 | 8.6x | High |
| Q3 2025 | 8.4x | High |
| Q2 2025 | 8.7x | High |
| Q1 2025 | 8.7x | High |
| Q4 2024 | 7.9x | High |
MS's net debt is about 7.8 years of its operating earnings (EBITDA), down from 8.4 years a year ago. Net leverage isn't a meaningful measure for financial services companies like MS.
FUSB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 59.6 | Neutral |
| Stochastic | 71.9 | Neutral |
FUSB's weekly RSI is 60 (neutral) and its Stochastic is 72 (neutral).
MS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 45.0 | Neutral |
| Stochastic | 18.7 | Oversold |
MS's weekly RSI is 45 (neutral) and its Stochastic is 19 (oversold).
FUSB PE vs Financial Services Sector
| Metric | FUSB | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 5.5% below |
| PE % | 50 | 63 | 13 pts below |
FUSB has the edge over MS on valuation relative to its sector.
MS PE vs Financial Services Sector
| Metric | MS | Sector median | Relative |
|---|---|---|---|
| PE | 15x | 13x | 15% above |
| PE % | 59 | 63 | 4 pts below |
MS is trading at 15x earnings, a 15% premium to the Financial Services sector's median of 13x.
FUSB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $16.5 | 1.3% above |
| 20 week MA | $16.5 | 1.4% above |
| 50 week MA | $15.7 | 6.4% above |
| 100 week MA | $14.3 | 17% above |
| 200 week MA | $12.0 | 40% above |
FUSB has the edge over MS on trend strength, trading above more of its moving averages.
MS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $186.5 | 1.5% above |
| 20 week MA | $203.3 | 6.9% below |
| 50 week MA | $191.9 | 1.4% below |
| 100 week MA | $164.9 | 15% above |
| 200 week MA | $129.3 | 46% above |
MS's trend is mixed: it's above three of its five weekly moving averages, and 46% above its 200-week average.
FUSB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $11.0 | $9.00 | -18% |
| 2021 | $9.00 | $10.7 | +19% |
| 2022 | $10.7 | $8.71 | -19% |
| 2023 | $8.71 | $10.3 | +18% |
| 2024 | $10.3 | $13.8 | +33% |
| 2025 | $13.8 | $13.6 | -0.8% |
| 2026 YTD | $13.6 | $16.7 | +23% |
FUSB has the edge over MS on returns for 2026, with the stronger performance.
MS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $51.1 | $68.1 | +33% |
| 2021 | $68.1 | $99.3 | +46% |
| 2022 | $99.3 | $86.1 | -13% |
| 2023 | $86.1 | $93.3 | +8.3% |
| 2024 | $93.3 | $126.8 | +36% |
| 2025 | $126.8 | $181.9 | +43% |
| 2026 YTD | $181.9 | $189.2 | +4% |
MS has finished higher in five of the last six years. It's up 4% so far in 2026.