FRBA
First Bank
FRBA's outlook is improving, though it still trails on the overall score.
JPM
JPMorgan Chase & Co.
JPM has the edge over FRBA overall, supported by stronger modeled upside and stronger fundamentals.
FRBA Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
FRBA's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like FRBA.
JPM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.
FRBA PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8x | $13.52 | -32% |
| Fair | 10x | $17.16 | -13% |
| Forward | 10x | $19.77 | — |
| Current | 12x | $19.77 | — |
| Expensive | 13x | $21.30 | +7.7% |
Historical ranges are pointers, not guarantees.
FRBA's PE is in its expensive range at 12x. If earnings grow as analysts expect, today's price would be 10x next year's earnings, in its fair range.
JPM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $231 | -33% |
| Fair | 12x | $287 | -16% |
| Current | 14x | $343 | — |
| Forward | 14x | $343 | — |
| Expensive | 15x | $361 | +5.2% |
Historical ranges are pointers, not guarantees.
JPM has the edge over FRBA in the historical PE scenario, which offers more potential upside but is not a forecast.
FRBA Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Stable | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for FRBA, with profitability holding steady.
JPM Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for JPM, with profitability improving.
FRBA Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.92 | +13% |
| Q2 2026 | $1.69 | +12% |
| Q1 2026 | $1.67 | +8.4% |
| Q4 2025 | $1.74 | +4.2% |
| Q3 2025 | $1.66 | +4.4% |
| Q2 2025 | $1.51 | +24% |
| Q1 2025 | $1.54 | +36% |
| Q4 2024 | $1.67 | +69% |
| Q3 2024 | $1.59 | +42% |
FRBA has the edge over JPM on earnings, with stronger typical year-over-year growth.
JPM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $24.99 | +4.8% |
| Q3 2026 | $23.85 | +18% |
| Q2 2026 | $23.35 | +20% |
| Q1 2026 | $20.89 | +2.5% |
| Q4 2025 | $20.02 | +1.4% |
| Q3 2025 | $20.20 | +12% |
| Q2 2025 | $19.50 | +8.7% |
| Q1 2025 | $20.38 | +23% |
| Q4 2024 | $19.75 | +22% |
JPM's earnings per share have climbed steadily: $23.85 over the past year, up 18% from the year before, and higher year over year for 15 quarters in a row.
FRBA Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $59.4M | -4% |
| Q1 2026 | $58.2M | +0.8% |
| Q4 2025 | $64.5M | +9.4% |
| Q3 2025 | $63.6M | +8.4% |
| Q2 2025 | $61.9M | +10% |
| Q1 2025 | $57.8M | +4% |
| Q4 2024 | $59M | +18% |
| Q3 2024 | $58.6M | +17% |
FRBA has the edge over JPM on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 25% | +3.1 points |
| Q1 2026 | 17% | -4 points |
| Q4 2025 | 26% | +1.3 points |
| Q3 2025 | 24% | +3 points |
| Q2 2025 | 21% | -2 points |
| Q1 2025 | 21% | -6.3 points |
| Q4 2024 | 24% | +3.8 points |
| Q3 2024 | 21% | +24 points |
FRBA's operating margin was 25% last quarter, up 3.1 points from the same quarter a year ago.
JPM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $50.2B | +8.1% |
| Q2 2026 | $57.3B | +28% |
| Q1 2026 | $49.8B | +10% |
| Q4 2025 | $45.8B | +7.1% |
| Q3 2025 | $46.4B | +8.8% |
| Q2 2025 | $44.9B | -11% |
| Q1 2025 | $45.3B | +8.1% |
| Q4 2024 | $42.8B | +11% |
JPM's revenue has grown year over year for five quarters in a row: $50.2B last quarter, up 8.1% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -0.2 points |
| Q2 2026 | 48% | +7.3 points |
| Q1 2026 | 41% | +0.5 points |
| Q4 2025 | 37% | -3.2 points |
| Q3 2025 | 40% | +0.6 points |
| Q2 2025 | 41% | -6 points |
| Q1 2025 | 41% | -0.6 points |
| Q4 2024 | 41% | +11 points |
JPM has the edge over FRBA on profitability, with a higher operating margin.
FRBA Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $7.4M | -29% |
| Q1 2026 | $10.7M | -45% |
| Q4 2025 | $16.3M | +$29.1M |
| Q3 2025 | $16.3M | +$18.1M |
| Q2 2025 | $10.4M | -65% |
| Q1 2025 | $19.6M | +101% |
| Q4 2024 | -$12.8M | -133% |
| Q3 2024 | -$1.8M | -102% |
FRBA has the edge over JPM on cash generation, producing positive trailing cash flow while its opponent burns cash.
JPM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.2B | +$78.4B |
| Q2 2026 | -$25.3B | -186% |
| Q1 2026 | -$211.8B | +$40.1B |
| Q4 2025 | $119.7B | -19% |
| Q3 2025 | -$45.2B | +$28.9B |
| Q2 2025 | $29.5B | -23% |
| Q1 2025 | -$251.8B | -$97.7B |
| Q4 2024 | $147.8B | +145% |
JPM's free cash flow was −$84.2B over the past year, against −$120B the year before. Free cash flow isn't a meaningful measure for financial services companies like JPM.
FRBA Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.5% | -125K shares |
| 1 year | -0.6% | -159K shares |
| 3 years | +29% | +5.6M shares |
| 5 years | +26% | +5.2M shares |
| Available history | +32% | +6.1M shares |
FRBA has 25M diluted shares, down 0.6% from a year ago, with $7M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q2 2026 | $5M |
| Q1 2026 | $521,000 |
| Q4 2025 | — |
| Q3 2025 | $1.8M |
| Q2 2025 | $2.8M |
| Q1 2025 | $3.9M |
| Q4 2024 | $1.3M |
| Q3 2024 | — |
FRBA spent $7M buying back its own shares over the past year, down 8.9% from the year before.
JPM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -11.2M shares |
| 1 year | -3.1% | -84.6M shares |
| 3 years | -8.5% | -249M shares |
| 5 years | -11% | -322M shares |
| Available history | -17% | -547M shares |
JPM has the edge over FRBA on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.1B |
| Q2 2026 | $6.8B |
| Q1 2026 | $8.3B |
| Q4 2025 | $8.3B |
| Q3 2025 | $8.3B |
| Q2 2025 | $7.5B |
| Q1 2025 | $7.5B |
| Q4 2024 | $4.3B |
JPM spent $24.5B buying back its own shares over the past year, down 11% from the year before.
FRBA Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | 4.0x | High |
| Q1 2026 | -0.9x | Net Cash |
| Q4 2025 | -0.5x | Net Cash |
| Q3 2025 | 0.4x | Very low |
| Q2 2025 | 1.0x | Very low |
| Q1 2025 | 0.6x | Very low |
| Q4 2024 | 0.3x | Very low |
| Q3 2024 | -0.7x | Net Cash |
FRBA's net debt is about 4.0 years of its operating earnings (EBITDA), up from a year a year ago. Net leverage isn't a meaningful measure for financial services companies like FRBA.
JPM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.4x | Very low |
JPM has the edge over FRBA on leverage, with a lower net debt burden relative to earnings.
FRBA Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 68.5 | Neutral |
| Stochastic | 70.1 | Neutral |
FRBA's weekly RSI is 68 (neutral) and its Stochastic is 70 (neutral).
JPM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 31.5 | Neutral |
JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).
FRBA PE vs Financial Services Sector
| Metric | FRBA | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 10% below |
| PE % | 70 | 63 | 7 pts above |
FRBA has the edge over JPM on valuation relative to its sector.
JPM PE vs Financial Services Sector
| Metric | JPM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 10% above |
| PE % | 76 | 63 | 13 pts above |
JPM is trading at 14x earnings, a 10% premium to the Financial Services sector's median of 13x.
FRBA Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $18.6 | 6.1% above |
| 20 week MA | $18.3 | 8% above |
| 50 week MA | $17.1 | 16% above |
| 100 week MA | $16.1 | 23% above |
| 200 week MA | $14.4 | 37% above |
FRBA has the edge over JPM on trend strength, trading above more of its moving averages.
JPM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $336.8 | 1.8% above |
| 20 week MA | $345.3 | 0.7% below |
| 50 week MA | $323.2 | 6.1% above |
| 100 week MA | $298.9 | 15% above |
| 200 week MA | $236.6 | 45% above |
JPM's trend is mixed: it's above four of its five weekly moving averages, and 45% above its 200-week average.
FRBA Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $11.0 | $9.52 | -13% |
| 2021 | $9.52 | $14.2 | +50% |
| 2022 | $14.2 | $14.0 | -1.7% |
| 2023 | $14.0 | $14.7 | +5% |
| 2024 | $14.7 | $14.0 | -4.7% |
| 2025 | $14.0 | $16.8 | +20% |
| 2026 YTD | $16.8 | $19.8 | +18% |
FRBA has the edge over JPM on returns for 2026, with the stronger performance.
JPM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $139.1 | $124.5 | -11% |
| 2021 | $124.5 | $157.3 | +26% |
| 2022 | $157.3 | $131.3 | -17% |
| 2023 | $131.3 | $170.1 | +30% |
| 2024 | $170.1 | $241.2 | +42% |
| 2025 | $241.2 | $327.9 | +36% |
| 2026 YTD | $327.9 | $342.8 | +4.5% |
JPM has finished higher in four of the last six years. It's up 4.5% so far in 2026.