FRAF
Franklin Financial Services Corporation
FRAF has lower modeled downside risk, despite its lower overall score.
HOOD
Robinhood Markets, Inc.
HOOD has a slight edge over FRAF overall, supported by stronger valuation and stronger modeled upside.
FRAF Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
FRAF's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like FRAF.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
FRAF PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.7x | $47.51 | -32% |
| Fair | 9.4x | $58.05 | -17% |
| Current | 11x | $69.78 | — |
| Expensive | 12x | $72.26 | +3.5% |
Historical ranges are pointers, not guarantees.
FRAF's PE is in its expensive range at 11x.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over FRAF in the historical PE scenario, which offers more potential upside but is not a forecast.
FRAF Forward outlook
There aren't enough analyst estimates for FRAF to show an outlook.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.
FRAF Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $6.19 | +76% |
| Q2 2026 | $5.49 | +67% |
| Q1 2026 | $5.34 | +104% |
| Q4 2025 | $4.74 | +89% |
| Q3 2025 | $3.52 | +11% |
| Q2 2025 | $3.28 | +5.8% |
| Q1 2025 | $2.62 | -16% |
| Q4 2024 | $2.51 | -19% |
FRAF earned $6.19 per share over the past year, up 76% from the year before.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over FRAF on earnings, with more consistent year-over-year improvement.
FRAF Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $25.6M | +11% |
| Q2 2026 | $24.5M | +9.6% |
| Q1 2026 | $23.9M | +18% |
| Q4 2025 | $23.3M | +52% |
| Q3 2025 | $23M | +18% |
| Q2 2025 | $22.3M | +20% |
| Q1 2025 | $20.2M | +14% |
| Q4 2024 | $15.4M | -14% |
FRAF's revenue has grown year over year for seven quarters in a row: $26M last quarter, up 11% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 42% | +13 points |
| Q2 2026 | 34% | +0.9 points |
| Q1 2026 | 35% | +11 points |
| Q4 2025 | 32% | +29 points |
| Q3 2025 | 29% | +2.8 points |
| Q2 2025 | 33% | +13 points |
| Q1 2025 | 24% | +1.4 points |
| Q4 2024 | 3.6% | -19 points |
FRAF's operating margin was 42% last quarter, up 13 points from the same quarter a year ago, near the top of its range since 2019.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over FRAF on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over FRAF on profitability, with a higher operating margin.
FRAF Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $6.7M | +30% |
| Q1 2026 | $24.1M | +173% |
| Q4 2025 | $3.2M | -25% |
| Q3 2025 | $8.3M | +6.4% |
| Q2 2025 | $5.1M | +111% |
| Q1 2025 | $8.8M | +21% |
| Q4 2024 | $4.2M | -29% |
| Q3 2024 | $7.8M | +7.5% |
FRAF has the edge over HOOD on cash flow, with more consistent year-over-year improvement.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.
FRAF Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.4% | +17K shares |
| 1 year | +0.7% | +32K shares |
| 3 years | +2.6% | +115K shares |
| 5 years | +1.3% | +59K shares |
| Available history | +2.4% | +107K shares |
FRAF has 5M diluted shares, up 0.7% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $248,000 |
| Q2 2026 | $350,000 |
| Q1 2026 | $405,000 |
| Q4 2025 | $366,000 |
| Q3 2025 | $300,000 |
| Q2 2025 | $296,000 |
| Q1 2025 | $142,000 |
| Q4 2024 | $231,000 |
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over FRAF on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
FRAF Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.7x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.0x | Very low |
| Q4 2025 | 2.6x | Moderate |
| Q3 2025 | -8.8x | Net Cash |
| Q2 2025 | -10.4x | Net Cash |
| Q1 2025 | -13.9x | Net Cash |
| Q4 2024 | -0.2x | Net Cash |
FRAF's net debt is less than a year of its operating earnings (EBITDA), after holding more cash than debt a year ago. Net leverage isn't a meaningful measure for financial services companies like FRAF.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has the edge over FRAF on leverage, with a lower net debt burden relative to earnings.
FRAF Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 68.0 | Neutral |
| Stochastic | 75.1 | Neutral |
FRAF's weekly RSI is 68 (neutral) and its Stochastic is 75 (neutral).
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
FRAF PE vs Financial Services Sector
| Metric | FRAF | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 13% below |
| PE % | 78 | 63 | 15 pts above |
FRAF has the edge over HOOD on valuation relative to its sector.
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
FRAF Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $65.6 | 6.4% above |
| 20 week MA | $64.0 | 9% above |
| 50 week MA | $58.0 | 20% above |
| 100 week MA | $48.8 | 43% above |
| 200 week MA | $39.3 | 78% above |
FRAF has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
FRAF Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $38.7 | $30.0 | -22% |
| 2021 | $30.0 | $33.3 | +11% |
| 2022 | $33.3 | $32.0 | -4% |
| 2023 | $32.0 | $31.6 | -1.4% |
| 2024 | $31.6 | $30.2 | -4.2% |
| 2025 | $30.2 | $51.0 | +69% |
| 2026 YTD | $51.0 | $69.8 | +37% |
FRAF has the edge over HOOD on returns for 2026, with the stronger performance.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.