FOA
Finance Of America Companies Inc.
There isn't enough reported data to score FOA yet.
FOA Fundamentals
| Metric | Status |
|---|---|
| Unavailable | |
| Weak | |
| N/A | |
| N/A |
FOA's profitability is currently weak. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like FOA.
FOA PE Valuation
FOA has no meaningful PE right now: it lost money over the past year.
FOA Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Growth | |
| Stable | |
| Improving | |
| Limited | |
| Low |
Analysts expect FOA's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.
FOA Earnings Per Share
FOA Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $62.5M | -65% |
| Q1 2026 | $120.1M | -27% |
| Q3 2025 | $80.8M | -72% |
| Q2 2025 | $177.4M | +124% |
| Q1 2025 | $165.7M | +122% |
| Q1 2024 | $74.7M | -47% |
| Q4 2023 | $275.7M | +195% |
| Q1 2023 | $140.9M | -47% |
FOA's revenue has slid since its 2021 peak: $62M last quarter, down 65% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | -114% | -160 points |
| Q1 2026 | 30% | -19 points |
| Q4 2025 | -30% | N/A |
| Q3 2025 | -35% | -107 points |
| Q2 2025 | 46% | +51 points |
| Q1 2025 | 49% | +70 points |
| Q3 2024 | 72% | N/A |
| Q2 2024 | -4.8% | N/A |
FOA's operating margin was −114% last quarter, down 160 points from the same quarter a year ago.
FOA Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | -$183.3M | -$86.8M |
| Q1 2026 | -$130.9M | -$38.8M |
| Q3 2025 | -$149.7M | -$68.4M |
| Q2 2025 | -$96.5M | +$7.5M |
| Q1 2025 | -$92.1M | +$40.6M |
| Q1 2024 | -$132.7M | -160% |
| Q4 2023 | -$61.3M | -118% |
| Q1 2023 | $219.9M | -31% |
FOA's free cash flow was −$555M over the past year, against −$374M the year before. Free cash flow isn't a meaningful measure for financial services companies like FOA.
FOA Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -12% | -2.2M shares |
| 1 year | -44% | -13.2M shares |
| 3 years | -11% | -2.1M shares |
FOA has 17M diluted shares, down 44% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2026 | — |
| Q1 2026 | $41.6M |
FOA Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q1 2026 | 7.8x | High |
| Q4 2025 | 1.8x | Healthy |
FOA's net debt is about 7.8 years of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like FOA.
FOA Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 32.9 | Neutral |
| Stochastic | 11.2 | Oversold |
FOA's weekly RSI is 33 (neutral) and its Stochastic is 11 (oversold).
FOA PE vs Financial Services Sector
FOA has no meaningful PE right now: it lost money over the past year.
FOA Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $12.2 | 10% below |
| 20 week MA | $17.4 | 37% below |
| 50 week MA | $19.5 | 44% below |
| 100 week MA | $21.5 | 49% below |
| 200 week MA | $16.8 | 35% below |
FOA is in a downtrend: it's below all five of its weekly moving averages, and 35% below its 200-week average.
FOA Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $100.3 | $106.5 | +6.2% |
| 2021 | $106.5 | $39.9 | -63% |
| 2022 | $39.9 | $12.9 | -68% |
| 2023 | $12.9 | $11.0 | -15% |
| 2024 | $11.0 | $27.0 | +146% |
| 2025 | $27.0 | $22.9 | -15% |
| 2026 YTD | $22.9 | $10.9 | -52% |
FOA's yearly returns have swung widely, from +146% in 2024 to −68% in 2022. It's down 52% so far in 2026.