FNWB

First Northwest Bancorp

48
Fundamentals65/ 100
Valuation50/ 100
Upside potential55/ 100
Risk potential17/ 100

FNWB offers stronger valuation, but that advantage does not outweigh its weaker overall profile.

JPM

JPMorgan Chase & Co.

57
Fundamentals65/ 100
Valuation38/ 100
Upside potential68/ 100
Risk potential10/ 100

JPM has the edge over FNWB overall, supported by stronger modeled upside and lower modeled downside.

FNWB Fundamentals

MetricStatus
Stable
Stable
N/A
N/A

FNWB's revenue and profitability are currently stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like FNWB.

JPM Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.

FNWB PE Valuation

FNWB has no meaningful PE right now: it lost money over the past year.

JPM PE Valuation

CHEAPFAIREXPENSIVE5.0x10x15x20x
CHEAPFAIREXPENSIVE5.0x10x15x20x
LevelPEPriceVs current
Cheap9.7x$231-33%
Fair12x$287-16%
Current14x$343—
Forward14x$343—
Expensive15x$361+5.2%

Historical ranges are pointers, not guarantees.

JPM's PE is in its expensive range at 14.4x. If earnings grow as analysts expect, today's price would be 13.7x next year's earnings.

FNWB Forward outlook

MetricOutlook
--
Strong growth
Stable
Improving
Limited
High

Analysts expect FNWB's earnings to grow and its profitability to improve, with its revenue holding steady.

JPM Forward outlook

MetricOutlook
Stable
Growth
Growth
Improving
Limited
Moderate

JPM has the edge over FNWB on the outlook, with more favorable revenue expectations.

FNWB Risk to reward

ScenarioChangePrice
Upside+21%$11.90
Downside-17%$8.17

Calculated from the latest close: $9.84 on Nov 12.

FNWB trails JPM on modeled risk to reward, with less potential upside relative to its potential downside.

JPM Risk to reward

ScenarioChangePrice
Upside+20%$412.26
Downside-10%$310.03

Calculated from the latest close: $342.82 on Nov 12.

JPM has a better modeled risk to reward balance than FNWB, with more potential upside relative to its potential downside.

FNWB Earnings Per Share

Q4 2023: $0.26Q1 2024: $-0.09Q2 2024: $-0.54Q3 2024: $-1.05Q4 2024: $-0.75Q1 2025: $-1.82Q2 2025: $-1.15Q3 2025: $-0.83Q4 2025: $-0.48Q1 2026: $0.55Q2 2026: $0.16Q3 2026: $-0.01Forward: $0.22
Q4 2023: $0.26Q1 2024: $-0.09Q2 2024: $-0.54Q3 2024: $-1.05Q4 2024: $-0.75Q1 2025: $-1.82Q2 2025: $-1.15Q3 2025: $-0.83Q4 2025: $-0.48Q1 2026: $0.55Q2 2026: $0.16Q3 2026: $-0.01Forward: $0.22
QuarterTTM EPSYoY
Forward$0.22—
Q3 2026-$0.01+$0.82
Q2 2026$0.16+$1.31
Q1 2026$0.55+$2.37
Q4 2025-$0.48+$0.27
Q3 2025-$0.83+$0.22
Q2 2025-$1.15-$0.61
Q1 2025-$1.82-$1.73
Q4 2024-$0.75-388%

FNWB is still losing money, but far less than before: $0.01 per share over the past year, against $1.82 at its worst in early 2025.

JPM Earnings Per Share

Q4 2023: $16.23Q1 2024: $16.57Q2 2024: $17.94Q3 2024: $17.98Q4 2024: $19.75Q1 2025: $20.38Q2 2025: $19.50Q3 2025: $20.20Q4 2025: $20.02Q1 2026: $20.89Q2 2026: $23.35Q3 2026: $23.85Forward: $24.99
Q4 2023: $16.23Q1 2024: $16.57Q2 2024: $17.94Q3 2024: $17.98Q4 2024: $19.75Q1 2025: $20.38Q2 2025: $19.50Q3 2025: $20.20Q4 2025: $20.02Q1 2026: $20.89Q2 2026: $23.35Q3 2026: $23.85Forward: $24.99
QuarterTTM EPSYoY
Forward$24.99+4.8%
Q3 2026$23.85+18%
Q2 2026$23.35+20%
Q1 2026$20.89+2.5%
Q4 2025$20.02+1.4%
Q3 2025$20.20+12%
Q2 2025$19.50+8.7%
Q1 2025$20.38+23%
Q4 2024$19.75+22%

JPM has the edge over FNWB on earnings quality, reporting a profit while its opponent remains loss making.

FNWB Quarterly Revenue

Q4 2023: $11MQ1 2024: $16MQ2 2024: $22MQ3 2024: $16MQ4 2024: $15MQ1 2025: $18MQ2 2025: $16MQ3 2025: $17MQ4 2025: $18MQ1 2026: $16MQ2 2026: $16MQ3 2026: $16M
Q4 2023: $11MQ1 2024: $16MQ2 2024: $22MQ3 2024: $16MQ4 2024: $15MQ1 2025: $18MQ2 2025: $16MQ3 2025: $17MQ4 2025: $18MQ1 2026: $16MQ2 2026: $16MQ3 2026: $16M
QuarterRevenueYoY
Q3 2026$16.5M-0.5%
Q2 2026$16.2M-1.1%
Q1 2026$16.4M-6.7%
Q4 2025$18.4M+19%
Q3 2025$16.6M+4.9%
Q2 2025$16.4M-24%
Q1 2025$17.6M+9.4%
Q4 2024$15.4M+37%

FNWB's revenue fell from its 2022 peak and has held roughly level since: $16M last quarter, about level with the same quarter a year ago.

JPM Quarterly Revenue

Q4 2023: $38.6BQ1 2024: $41.9BQ2 2024: $50.2BQ3 2024: $42.7BQ4 2024: $42.8BQ1 2025: $45.3BQ2 2025: $44.9BQ3 2025: $46.4BQ4 2025: $45.8BQ1 2026: $49.8BQ2 2026: $57.3BQ3 2026: $50.2B
Q4 2023: $38.6BQ1 2024: $41.9BQ2 2024: $50.2BQ3 2024: $42.7BQ4 2024: $42.8BQ1 2025: $45.3BQ2 2025: $44.9BQ3 2025: $46.4BQ4 2025: $45.8BQ1 2026: $49.8BQ2 2026: $57.3BQ3 2026: $50.2B
QuarterRevenueYoY
Q3 2026$50.2B+8.1%
Q2 2026$57.3B+28%
Q1 2026$49.8B+10%
Q4 2025$45.8B+7.1%
Q3 2025$46.4B+8.8%
Q2 2025$44.9B-11%
Q1 2025$45.3B+8.1%
Q4 2024$42.8B+11%

JPM has the edge over FNWB on sales, with more consistent year-over-year improvement.

FNWB Free Cash Flow

Q4 2023: $2MQ1 2024: −$5MQ2 2024: $8MQ3 2024: $1MQ4 2024: $12MQ1 2025: −$22MQ2 2025: $4MQ3 2025: $5MQ4 2025: $10MQ1 2026: $885,000Q2 2026: $1MQ3 2026: −$7M
Q4 2023: $2MQ1 2024: −$5MQ2 2024: $8MQ3 2024: $1MQ4 2024: $12MQ1 2025: −$22MQ2 2025: $4MQ3 2025: $5MQ4 2025: $10MQ1 2026: $885,000Q2 2026: $1MQ3 2026: −$7M
QuarterFree cash flowYoY
Q3 2026-$6.8M-245%
Q2 2026$1.5M-62%
Q1 2026$885K+$22.6M
Q4 2025$10.3M-18%
Q3 2025$4.7M+309%
Q2 2025$4M-51%
Q1 2025-$21.7M-$16.8M
Q4 2024$12.5M+501%

FNWB has the edge over JPM on cash generation, producing positive trailing cash flow while its opponent burns cash.

JPM Free Cash Flow

Q4 2023: $60.2BQ1 2024: −$154BQ2 2024: $38.5BQ3 2024: −$74.1BQ4 2024: $148BQ1 2025: −$252BQ2 2025: $29.5BQ3 2025: −$45.2BQ4 2025: $120BQ1 2026: −$212BQ2 2026: −$25.3BQ3 2026: $33.2B
Q4 2023: $60.2BQ1 2024: −$154BQ2 2024: $38.5BQ3 2024: −$74.1BQ4 2024: $148BQ1 2025: −$252BQ2 2025: $29.5BQ3 2025: −$45.2BQ4 2025: $120BQ1 2026: −$212BQ2 2026: −$25.3BQ3 2026: $33.2B
QuarterFree cash flowYoY
Q3 2026$33.2B+$78.4B
Q2 2026-$25.3B-186%
Q1 2026-$211.8B+$40.1B
Q4 2025$119.7B-19%
Q3 2025-$45.2B+$28.9B
Q2 2025$29.5B-23%
Q1 2025-$251.8B-$97.7B
Q4 2024$147.8B+145%

JPM's free cash flow was −$84.2B over the past year, against −$120B the year before. Free cash flow isn't a meaningful measure for financial services companies like JPM.

FNWB Total Shares

Q4 2023: 9MQ1 2024: 9MQ2 2024: 9MQ3 2024: 9MQ4 2024: 9MQ1 2025: 9MQ2 2025: 9MQ3 2025: 9MQ4 2025: 9MQ1 2026: 9MQ2 2026: 9MQ3 2026: 9M
Q4 2023: 9MQ1 2024: 9MQ2 2024: 9MQ3 2024: 9MQ4 2024: 9MQ1 2025: 9MQ2 2025: 9MQ3 2025: 9MQ4 2025: 9MQ1 2026: 9MQ2 2026: 9MQ3 2026: 9M
PeriodChange %Net change
Quarterly-0.3%-26.8K shares
1 year+1%+90.2K shares
3 years-0.3%-31.1K shares
5 years-3.9%-364K shares
Available history-10%-1M shares

FNWB has 9M diluted shares, up 1% from a year ago.

JPM Total Shares

Q4 2023: 2.9BQ1 2024: 2.9BQ2 2024: 2.9BQ3 2024: 2.9BQ4 2024: 2.9BQ1 2025: 2.8BQ2 2025: 2.8BQ3 2025: 2.8BQ4 2025: 2.8BQ1 2026: 2.7BQ2 2026: 2.7BQ3 2026: 2.7B
Q4 2023: 2.9BQ1 2024: 2.9BQ2 2024: 2.9BQ3 2024: 2.9BQ4 2024: 2.9BQ1 2025: 2.8BQ2 2025: 2.8BQ3 2025: 2.8BQ4 2025: 2.8BQ1 2026: 2.7BQ2 2026: 2.7BQ3 2026: 2.7B
PeriodChange %Net change
Quarterly-0.4%-11.2M shares
1 year-3.1%-84.6M shares
3 years-8.5%-249M shares
5 years-11%-322M shares
Available history-17%-547M shares

JPM has the edge over FNWB on shareholder dilution, with a more favorable share count trend.

FNWB Net Leverage

Q4 2023: 6.1xQ1 2024: -18.4xQ1 2026: -2.9xQ2 2026: -7.4xQ3 2026: -31.1x
Q4 2023: 6.1xQ1 2024: -18.4xQ1 2026: -2.9xQ2 2026: -7.4xQ3 2026: -31.1x
QuarterNet LeverageStatus
Q3 2026-31.1xNet Cash
Q2 2026-7.4xNet Cash
Q1 2026-2.9xNet Cash
Q1 2024-18.4xNet Cash
Q4 20236.1xHigh
Q3 2023-1.1xNet Cash
Q2 2023-1.0xNet Cash
Q1 2023-0.9xNet Cash

FNWB has the edge over JPM on leverage, with a lower net debt burden relative to earnings.

JPM Net Leverage

Q4 2023: 0.2xQ1 2024: 0.3xQ2 2024: 0.3xQ3 2024: 0.4xQ4 2024: 0.4xQ1 2025: 0.5xQ2 2025: 0.5xQ3 2025: 0.6xQ4 2025: 0.5xQ1 2026: 0.6xQ2 2026: 0.5xQ3 2026: 0.5x
Q4 2023: 0.2xQ1 2024: 0.3xQ2 2024: 0.3xQ3 2024: 0.4xQ4 2024: 0.4xQ1 2025: 0.5xQ2 2025: 0.5xQ3 2025: 0.6xQ4 2025: 0.5xQ1 2026: 0.6xQ2 2026: 0.5xQ3 2026: 0.5x
QuarterNet LeverageStatus
Q3 20260.5xVery low
Q2 20260.5xVery low
Q1 20260.6xVery low
Q4 20250.5xVery low
Q3 20250.6xVery low
Q2 20250.5xVery low
Q1 20250.5xVery low
Q4 20240.4xVery low

JPM's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like JPM.

FNWB Weekly Momentum

MetricValueStatus
RSI45.0Neutral
Stochastic20.8Neutral

FNWB's weekly RSI is 45 (neutral) and its Stochastic is 21 (neutral).

JPM Weekly Momentum

MetricValueStatus
RSI54.8Neutral
Stochastic31.5Neutral

JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).

FNWB PE vs Financial Services Sector

MetricFNWBSector medianRelative
PE64x13x391% above
PE %976334 pts above

FNWB has no meaningful PE right now: it lost money over the past year.

JPM PE vs Financial Services Sector

MetricJPMSector medianRelative
PE14x13x10% above
PE %766313 pts above

JPM has the edge over FNWB on valuation relative to its sector.

FNWB Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$9.880.4% below
20 week MA$10.77.9% below
50 week MA$10.23.1% below
100 week MA$9.661.9% above
200 week MA$11.011% below

FNWB's trend is mixed: it's above one of its five weekly moving averages, and 11% below its 200-week average.

JPM Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$336.81.8% above
20 week MA$345.30.7% below
50 week MA$323.26.1% above
100 week MA$298.915% above
200 week MA$236.645% above

JPM has the edge over FNWB on trend strength, trading above more of its moving averages.

FNWB Yearly ROI

YearStart priceEnd priceROI
2020$18.0$15.7-13%
2021$15.7$20.1+28%
2022$20.1$14.5-28%
2023$14.5$15.9+9.6%
2024$15.9$10.2-36%
2025$10.2$9.72-4.6%
2026 YTD$9.72$9.84+1.2%

FNWB has finished lower in four of the last six years. It's up 1.2% so far in 2026.

JPM Yearly ROI

YearStart priceEnd priceROI
2020$139.1$124.5-11%
2021$124.5$157.3+26%
2022$157.3$131.3-17%
2023$131.3$170.1+30%
2024$170.1$241.2+42%
2025$241.2$327.9+36%
2026 YTD$327.9$342.8+4.5%

JPM has the edge over FNWB on returns for 2026, with the stronger performance.

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