FNWB
First Northwest Bancorp
FNWB has lower modeled downside risk, despite its lower overall score.
HOOD
Robinhood Markets, Inc.
HOOD has the edge over FNWB overall, supported by stronger valuation and stronger modeled upside.
FNWB Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Stable | |
| N/A | |
| N/A |
FNWB's revenue and profitability are currently stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like FNWB.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
FNWB PE Valuation
FNWB has no meaningful PE right now: it lost money over the past year.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD's PE is in its cheap range at 38x. If earnings grow as analysts expect, today's price would be 30x next year's earnings.
FNWB Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Stable | |
| Improving | |
| Limited | |
| High |
Analysts expect FNWB's earnings to grow and its profitability to improve, with its revenue holding steady.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
HOOD has the edge over FNWB on the outlook, with more favorable revenue expectations.
FNWB Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.22 | — |
| Q3 2026 | -$0.01 | +$0.82 |
| Q2 2026 | $0.16 | +$1.31 |
| Q1 2026 | $0.55 | +$2.37 |
| Q4 2025 | -$0.48 | +$0.27 |
| Q3 2025 | -$0.83 | +$0.22 |
| Q2 2025 | -$1.15 | -$0.61 |
| Q1 2025 | -$1.82 | -$1.73 |
| Q4 2024 | -$0.75 | -388% |
FNWB is still losing money, but far less than before: $0.01 per share over the past year, against $1.82 at its worst in early 2025.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over FNWB on earnings quality, reporting a profit while its opponent remains loss making.
FNWB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $16.5M | -0.5% |
| Q2 2026 | $16.2M | -1.1% |
| Q1 2026 | $16.4M | -6.7% |
| Q4 2025 | $18.4M | +19% |
| Q3 2025 | $16.6M | +4.9% |
| Q2 2025 | $16.4M | -24% |
| Q1 2025 | $17.6M | +9.4% |
| Q4 2024 | $15.4M | +37% |
FNWB's revenue fell from its 2022 peak and has held roughly level since: $16M last quarter, about level with the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -9.5% | -8.6 points |
| Q2 2026 | 2% | -22 points |
| Q1 2026 | -1.9% | +56 points |
| Q4 2025 | 5% | +21 points |
| Q3 2025 | -0.9% | +19 points |
| Q2 2025 | 24% | +37 points |
| Q1 2025 | -58% | -63 points |
| Q4 2024 | -16% | +45 points |
FNWB's operating margin was −9.5% last quarter, down 8.6 points from the same quarter a year ago.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over FNWB on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over FNWB on profitability, with a higher operating margin.
FNWB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$6.8M | -245% |
| Q2 2026 | $1.5M | -62% |
| Q1 2026 | $885K | +$22.6M |
| Q4 2025 | $10.3M | -18% |
| Q3 2025 | $4.7M | +309% |
| Q2 2025 | $4M | -51% |
| Q1 2025 | -$21.7M | -$16.8M |
| Q4 2024 | $12.5M | +501% |
FNWB's free cash flow was $6M over the past year, against −$569,000 the year before. Free cash flow isn't a meaningful measure for financial services companies like FNWB.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD has the edge over FNWB on cash flow, with more consistent year-over-year improvement.
FNWB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.3% | -26.8K shares |
| 1 year | +1% | +90.2K shares |
| 3 years | -0.3% | -31.1K shares |
| 5 years | -3.9% | -364K shares |
| Available history | -10% | -1M shares |
FNWB has 9M diluted shares, up 1% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | $1M |
| Q2 2024 | — |
| Q1 2024 | $3M |
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over FNWB on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
FNWB Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -31.1x | Net Cash |
| Q2 2026 | -7.4x | Net Cash |
| Q1 2026 | -2.9x | Net Cash |
| Q1 2024 | -18.4x | Net Cash |
| Q4 2023 | 6.1x | High |
| Q3 2023 | -1.1x | Net Cash |
| Q2 2023 | -1.0x | Net Cash |
| Q1 2023 | -0.9x | Net Cash |
FNWB has the edge over HOOD on leverage, with a lower net debt burden relative to earnings.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.
FNWB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 45.0 | Neutral |
| Stochastic | 20.8 | Neutral |
FNWB's weekly RSI is 45 (neutral) and its Stochastic is 21 (neutral).
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
FNWB PE vs Financial Services Sector
| Metric | FNWB | Sector median | Relative |
|---|---|---|---|
| PE | 64x | 13x | 391% above |
| PE % | 97 | 63 | 34 pts above |
FNWB has no meaningful PE right now: it lost money over the past year.
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD has the edge over FNWB on valuation relative to its sector.
FNWB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $9.88 | 0.4% below |
| 20 week MA | $10.7 | 7.9% below |
| 50 week MA | $10.2 | 3.1% below |
| 100 week MA | $9.66 | 1.9% above |
| 200 week MA | $11.0 | 11% below |
FNWB's trend is mixed: it's above one of its five weekly moving averages, and 11% below its 200-week average.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
FNWB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $18.0 | $15.7 | -13% |
| 2021 | $15.7 | $20.1 | +28% |
| 2022 | $20.1 | $14.5 | -28% |
| 2023 | $14.5 | $15.9 | +9.6% |
| 2024 | $15.9 | $10.2 | -36% |
| 2025 | $10.2 | $9.72 | -4.6% |
| 2026 YTD | $9.72 | $9.84 | +1.2% |
FNWB has the edge over HOOD on returns for 2026, with the stronger performance.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.