FNWB
First Northwest Bancorp
FNWB's outlook is improving, though it still trails on the overall score.
GS
The Goldman Sachs Group, Inc.
GS has the edge over FNWB overall, supported by stronger fundamentals and lower modeled downside.
FNWB Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Stable | |
| N/A | |
| N/A |
FNWB's revenue and profitability are currently stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like FNWB.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
FNWB PE Valuation
FNWB has no meaningful PE right now: it lost money over the past year.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
FNWB Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Stable | |
| Improving | |
| Limited | |
| High |
Analysts expect FNWB's earnings to grow and its profitability to improve, with its revenue holding steady.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
GS has the edge over FNWB on the outlook, with more favorable revenue expectations.
FNWB Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.22 | — |
| Q3 2026 | -$0.01 | +$0.82 |
| Q2 2026 | $0.16 | +$1.31 |
| Q1 2026 | $0.55 | +$2.37 |
| Q4 2025 | -$0.48 | +$0.27 |
| Q3 2025 | -$0.83 | +$0.22 |
| Q2 2025 | -$1.15 | -$0.61 |
| Q1 2025 | -$1.82 | -$1.73 |
| Q4 2024 | -$0.75 | -388% |
FNWB is still losing money, but far less than before: $0.01 per share over the past year, against $1.82 at its worst in early 2025.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over FNWB on earnings quality, reporting a profit while its opponent remains loss making.
FNWB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $16.5M | -0.5% |
| Q2 2026 | $16.2M | -1.1% |
| Q1 2026 | $16.4M | -6.7% |
| Q4 2025 | $18.4M | +19% |
| Q3 2025 | $16.6M | +4.9% |
| Q2 2025 | $16.4M | -24% |
| Q1 2025 | $17.6M | +9.4% |
| Q4 2024 | $15.4M | +37% |
FNWB's revenue fell from its 2022 peak and has held roughly level since: $16M last quarter, about level with the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -9.5% | -8.6 points |
| Q2 2026 | 2% | -22 points |
| Q1 2026 | -1.9% | +56 points |
| Q4 2025 | 5% | +21 points |
| Q3 2025 | -0.9% | +19 points |
| Q2 2025 | 24% | +37 points |
| Q1 2025 | -58% | -63 points |
| Q4 2024 | -16% | +45 points |
FNWB's operating margin was −9.5% last quarter, down 8.6 points from the same quarter a year ago.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS has the edge over FNWB on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS has the edge over FNWB on profitability, with a higher operating margin.
FNWB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$6.8M | -245% |
| Q2 2026 | $1.5M | -62% |
| Q1 2026 | $885K | +$22.6M |
| Q4 2025 | $10.3M | -18% |
| Q3 2025 | $4.7M | +309% |
| Q2 2025 | $4M | -51% |
| Q1 2025 | -$21.7M | -$16.8M |
| Q4 2024 | $12.5M | +501% |
FNWB has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
FNWB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.3% | -26.8K shares |
| 1 year | +1% | +90.2K shares |
| 3 years | -0.3% | -31.1K shares |
| 5 years | -3.9% | -364K shares |
| Available history | -10% | -1M shares |
FNWB has 9M diluted shares, up 1% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | $1M |
| Q2 2024 | — |
| Q1 2024 | $3M |
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over FNWB on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
FNWB Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -31.1x | Net Cash |
| Q2 2026 | -7.4x | Net Cash |
| Q1 2026 | -2.9x | Net Cash |
| Q1 2024 | -18.4x | Net Cash |
| Q4 2023 | 6.1x | High |
| Q3 2023 | -1.1x | Net Cash |
| Q2 2023 | -1.0x | Net Cash |
| Q1 2023 | -0.9x | Net Cash |
FNWB has the edge over GS on leverage, with a lower net debt burden relative to earnings.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GS.
FNWB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 45.0 | Neutral |
| Stochastic | 20.8 | Neutral |
FNWB's weekly RSI is 45 (neutral) and its Stochastic is 21 (neutral).
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
FNWB PE vs Financial Services Sector
| Metric | FNWB | Sector median | Relative |
|---|---|---|---|
| PE | 64x | 13x | 391% above |
| PE % | 97 | 63 | 34 pts above |
FNWB has no meaningful PE right now: it lost money over the past year.
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS has the edge over FNWB on valuation relative to its sector.
FNWB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $9.88 | 0.4% below |
| 20 week MA | $10.7 | 7.9% below |
| 50 week MA | $10.2 | 3.1% below |
| 100 week MA | $9.66 | 1.9% above |
| 200 week MA | $11.0 | 11% below |
FNWB's trend is mixed: it's above one of its five weekly moving averages, and 11% below its 200-week average.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS has the edge over FNWB on trend strength, trading above more of its moving averages.
FNWB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $18.0 | $15.7 | -13% |
| 2021 | $15.7 | $20.1 | +28% |
| 2022 | $20.1 | $14.5 | -28% |
| 2023 | $14.5 | $15.9 | +9.6% |
| 2024 | $15.9 | $10.2 | -36% |
| 2025 | $10.2 | $9.72 | -4.6% |
| 2026 YTD | $9.72 | $9.84 | +1.2% |
FNWB has the edge over GS on returns for 2026, with the stronger performance.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.