FMS

Fresenius Medical Care AG & Co. KGaA

There isn't enough reported data to score FMS yet.

OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from −1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

FMS Fundamentals

MetricStatus
Unavailable
Strong
Strong
Stable

FMS's profitability and cash flow are currently strong, and its balance sheet is stable. There isn't enough data to rate its revenue.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

FMS PE Valuation

CHEAPFAIREXPENSIVE4.6x9.2x14x18x
CHEAPFAIREXPENSIVE4.6x9.2x14x18x
LevelPEPriceVs current
Cheap12x$38.09+76%
Fair12x$40.06+85%
Current13x$21.60—
Expensive16x$51.64+139%

Historical ranges are pointers, not guarantees.

FMS has the edge over OSCR in the historical PE scenario, which offers more potential upside but is not a forecast.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94—
Current13x$31.94—
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

FMS Forward outlook

MetricOutlook
--
Stable
Stable
Stable
Limited
Low

Analysts expect FMS's earnings, revenue and profitability to hold roughly steady. However, they disagree widely on these estimates.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

OSCR has the edge over FMS on the outlook, with more favorable earnings and revenue expectations.

FMS Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $21.60 on Nov 12.

There is not enough scenario data to compare FMS and OSCR's risk to reward.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare FMS and OSCR's risk to reward.

FMS Earnings Per Share

Q2 2023: $2.26Q3 2023: $1.71Q4 2023: $1.89Q1 2024: $1.83Q2 2024: $2.01Q3 2024: $2.50Q4 2024: $2.03Q1 2025: $2.34Q2 2025: $2.49Q3 2025: $2.72Q4 2025: $3.73Q3 2026: $3.30
Q2 2023: $2.26Q3 2023: $1.71Q4 2023: $1.89Q1 2024: $1.83Q2 2024: $2.01Q3 2024: $2.50Q4 2024: $2.03Q1 2025: $2.34Q2 2025: $2.49Q3 2025: $2.72Q4 2025: $3.73Q3 2026: $3.30
QuarterTTM EPSYoY
Q3 2026$3.30+21%
Q4 2025$3.73+84%
Q3 2025$2.72+8.8%
Q2 2025$2.49+24%
Q1 2025$2.34+28%
Q4 2024$2.03+7.4%
Q3 2024$2.50+46%
Q2 2024$2.01-11%

OSCR has the stronger earnings trend. Trailing diluted EPS is up 41% for FMS versus OSCR up 147%.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has returned to profit: it earned $2.47 per share over the past year, after losing money the year before.

FMS Quarterly Revenue

Q2 2023: $5.4BQ3 2023: $5.5BQ4 2023: $5.5BQ1 2024: $5.2BQ2 2024: $5.3BQ3 2024: $5.3BQ4 2024: $5.6BQ1 2025: $5.4BQ2 2025: $5.3BQ3 2025: $5.4BQ4 2025: $5.6BQ3 2026: $16B
Q2 2023: $5.4BQ3 2023: $5.5BQ4 2023: $5.5BQ1 2024: $5.2BQ2 2024: $5.3BQ3 2024: $5.3BQ4 2024: $5.6BQ1 2025: $5.4BQ2 2025: $5.3BQ3 2025: $5.4BQ4 2025: $5.6BQ3 2026: $16B
QuarterRevenueYoY
Q3 2026$16B+195%
Q4 2025$5.6B-0.3%
Q3 2025$5.4B+2.6%
Q2 2025$5.3B+0.5%
Q1 2025$5.4B+3.3%
Q4 2024$5.6B+1.9%
Q3 2024$5.3B-3.6%
Q2 2024$5.3B-1.2%

FMS has the stronger quarterly revenue trend. Revenue is up 195% for FMS versus up 72% for OSCR.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR's revenue has grown year over year every quarter since early 2021: $5.1B last quarter, up 72% from the same quarter a year ago.

FMS Free Cash Flow

Q2 2023: --Q3 2023: --Q4 2023: --Q1 2024: --Q2 2024: --Q3 2024: --Q4 2024: --Q1 2025: --Q2 2025: --Q3 2025: --Q4 2025: --Q3 2026: --
Q2 2023: --Q3 2023: --Q4 2023: --Q1 2024: --Q2 2024: --Q3 2024: --Q4 2024: --Q1 2025: --Q2 2025: --Q3 2025: --Q4 2025: --Q3 2026: --
QuarterFree cash flowYoY
Q3 2020$555.7M+$1B
Q2 2020$2.3B+278%

FMS and OSCR do not have enough comparable growth data to identify a winner.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR usually generates cash, though not every quarter: the latest was −$1.2B, but it generated $4.1B over the past year.

FMS Total Shares

Q2 2023: 293MQ3 2023: 293MQ4 2023: 293MQ1 2024: 293MQ2 2024: 293MQ3 2024: 293MQ4 2024: 293MQ1 2025: 293MQ2 2025: 293MQ3 2025: 292MQ4 2025: 291MQ3 2026: 269M
Q2 2023: 293MQ3 2023: 293MQ4 2023: 293MQ1 2024: 293MQ2 2024: 293MQ3 2024: 293MQ4 2024: 293MQ1 2025: 293MQ2 2025: 293MQ3 2025: 292MQ4 2025: 291MQ3 2026: 269M
PeriodChange %Net change
Quarterly-7.7%-22.4M shares
1 year-8.4%-24.6M shares
3 years-8.4%-24.6M shares
5 years-8.2%-24M shares
Available history-11%-34.6M shares

FMS has the edge over OSCR on shareholder dilution, with a more favorable share count trend.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has 346M diluted shares, up 34% from a year ago.

FMS Net Leverage

Q2 2023: 2.3xQ3 2023: 2.4xQ4 2023: 3.6xQ1 2024: 2.3xQ2 2024: 2.1xQ3 2024: 1.9xQ4 2024: 3.4xQ1 2025: 1.9xQ2 2025: 1.9xQ3 2025: 1.9xQ4 2025: 2.8xQ3 2026: 1.9x
Q2 2023: 2.3xQ3 2023: 2.4xQ4 2023: 3.6xQ1 2024: 2.3xQ2 2024: 2.1xQ3 2024: 1.9xQ4 2024: 3.4xQ1 2025: 1.9xQ2 2025: 1.9xQ3 2025: 1.9xQ4 2025: 2.8xQ3 2026: 1.9x
QuarterNet LeverageStatus
Q3 20261.9xHealthy
Q4 20252.8xModerate
Q3 20251.9xHealthy
Q2 20251.9xHealthy
Q1 20251.9xHealthy
Q4 20243.4xElevated
Q3 20241.9xHealthy
Q2 20242.1xModerate

FMS's net debt is about 1.9 years of its operating earnings (EBITDA), about the same as a year ago.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has the edge over FMS on leverage, with a lower net debt burden relative to earnings.

FMS Weekly Momentum

MetricValueStatus
RSI42.8Neutral
Stochastic39.7Neutral

FMS's weekly RSI is 43 (neutral) and its Stochastic is 40 (neutral).

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

FMS PE vs Healthcare Sector

MetricFMSSector medianRelative
PE13x26x49% below
PE %692940 pts above

FMS is trading at 13x earnings, a 49% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR has the edge over FMS on valuation relative to its sector.

FMS Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$22.33.1% below
20 week MA$23.16.5% below
50 week MA$23.06% below
100 week MA$24.211% below
200 week MA$22.64.3% below

FMS is in a downtrend: it's below all five of its weekly moving averages, and 4.3% below its 200-week average.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over FMS on trend strength, trading above more of its moving averages.

FMS Yearly ROI

YearStart priceEnd priceROI
2020$37.4$41.3+10%
2021$41.3$32.1-22%
2022$32.1$16.0-50%
2023$16.0$20.8+30%
2024$20.8$23.0+10%
2025$23.0$24.1+5%
2026 YTD$24.1$21.6-10%

FMS has finished higher in four of the last six years. It's down 10% so far in 2026.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over FMS on returns for 2026, with the stronger performance.

Give your agent the market.

Get API key