FMNB
Farmers National Banc Corp.
FMNB has lower modeled downside risk, despite its lower overall score.
HOOD
Robinhood Markets, Inc.
HOOD has the edge over FMNB overall, supported by stronger valuation and stronger modeled upside.
FMNB Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| N/A | |
| N/A |
FMNB's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like FMNB.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
FMNB PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.4x | $11.73 | -24% |
| Forward | 8.9x | $15.46 | — |
| Fair | 9.4x | $13.07 | -15% |
| Expensive | 11x | $15.07 | -2.5% |
| Current | 11x | $15.46 | — |
Historical ranges are pointers, not guarantees.
FMNB's PE is in its expensive range at 11x. If earnings grow as analysts expect, today's price would be 8.9x next year's earnings, in its cheap range.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over FMNB in the historical PE scenario, which offers more potential upside but is not a forecast.
FMNB Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for FMNB, with profitability improving.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.
FMNB Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.75 | +26% |
| Q3 2026 | $1.39 | -3.5% |
| Q2 2026 | $1.47 | +9.7% |
| Q1 2026 | $1.45 | +13% |
| Q4 2025 | $1.45 | +19% |
| Q3 2025 | $1.44 | +18% |
| Q2 2025 | $1.34 | -0.7% |
| Q1 2025 | $1.28 | -11% |
| Q4 2024 | $1.22 | -8.3% |
FMNB's earnings per share have fallen from their peak: $1.39 over the past year, against $2.02 in late 2021.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over FMNB on earnings, with more consistent year-over-year improvement.
FMNB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $65.9M | +38% |
| Q2 2026 | $70.4M | +50% |
| Q1 2026 | $56.3M | +26% |
| Q4 2025 | $49.1M | +11% |
| Q3 2025 | $47.7M | +8% |
| Q2 2025 | $47M | +13% |
| Q1 2025 | $44.7M | +12% |
| Q4 2024 | $44.2M | -1.9% |
FMNB's revenue has grown year over year for seven quarters in a row: $66M last quarter, up 38% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 25% | -5.7 points |
| Q2 2026 | 39% | +3.8 points |
| Q1 2026 | 36% | -1.1 points |
| Q4 2025 | 36% | -3.9 points |
| Q3 2025 | 31% | +7.8 points |
| Q2 2025 | 35% | +0.7 points |
| Q1 2025 | 37% | +3 points |
| Q4 2024 | 40% | +0.6 points |
FMNB's operating margin was 25% last quarter, down 5.7 points from the same quarter a year ago.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over FMNB on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over FMNB on profitability, with a higher operating margin.
FMNB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $28.1M | +211% |
| Q2 2026 | $26M | +109% |
| Q1 2026 | $7.1M | -42% |
| Q3 2025 | $9M | -62% |
| Q2 2025 | $12.4M | -25% |
| Q1 2025 | $12.2M | -7.5% |
| Q3 2024 | $23.7M | +21% |
| Q2 2024 | $16.5M | +8.6% |
FMNB's free cash flow was $80M over the past year, up 39% from the year before. Free cash flow isn't a meaningful measure for financial services companies like FMNB.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.
FMNB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +78.4K shares |
| 1 year | +57% | +21.6M shares |
| 3 years | +59% | +21.9M shares |
| 5 years | +109% | +30.9M shares |
| Available history | +113% | +31.4M shares |
FMNB has 59M diluted shares, up 57% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2024 | — |
| Q3 2024 | — |
| Q2 2024 | — |
| Q1 2024 | — |
| Q4 2023 | — |
| Q3 2023 | — |
| Q2 2023 | — |
| Q1 2023 | $11.5M |
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over FMNB on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
FMNB Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 5.4x | High |
| Q2 2026 | 4.7x | High |
| Q1 2026 | 5.2x | High |
| Q4 2025 | 4.8x | High |
| Q3 2025 | 4.1x | High |
| Q2 2025 | 4.0x | High |
| Q1 2025 | 2.6x | Moderate |
| Q4 2024 | 6.0x | High |
FMNB's net debt is about 5.4 years of its operating earnings (EBITDA), up from 4.1 years a year ago. Net leverage isn't a meaningful measure for financial services companies like FMNB.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has the edge over FMNB on leverage, with a lower net debt burden relative to earnings.
FMNB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 55.0 | Neutral |
| Stochastic | 43.3 | Neutral |
FMNB's weekly RSI is 55 (neutral) and its Stochastic is 43 (neutral).
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
FMNB PE vs Financial Services Sector
| Metric | FMNB | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 15% below |
| PE % | 87 | 63 | 24 pts above |
FMNB has the edge over HOOD on valuation relative to its sector.
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
FMNB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $15.4 | 0.3% above |
| 20 week MA | $15.4 | 0.2% above |
| 50 week MA | $14.4 | 7.5% above |
| 100 week MA | $14.0 | 10% above |
| 200 week MA | $13.6 | 14% above |
FMNB has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
FMNB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $16.4 | $13.2 | -19% |
| 2021 | $13.2 | $18.3 | +39% |
| 2022 | $18.3 | $14.2 | -22% |
| 2023 | $14.2 | $14.5 | +1.5% |
| 2024 | $14.5 | $14.0 | -3.1% |
| 2025 | $14.0 | $13.7 | -2.4% |
| 2026 YTD | $13.7 | $15.5 | +13% |
FMNB has the edge over HOOD on returns for 2026, with the stronger performance.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.