FLYW

Flywire Corporation

72
Fundamentals82/ 100
Valuation69/ 100
Upside potential67/ 100
Risk potential21/ 100

FLYW's outlook is improving, though it still trails on the overall score.

PLTR

Palantir Technologies Inc.

90
Fundamentals95/ 100
Valuation88/ 100
Upside potential84/ 100
Risk potential21/ 100

PLTR has the edge over FLYW overall, supported by stronger valuation and stronger modeled upside.

FLYW Fundamentals

MetricStatus
Healthy
Healthy
Strong
Healthy

FLYW's revenue, profitability, cash flow and balance sheet are all currently healthy.

PLTR Fundamentals

MetricStatus
Strong
Strong
Strong
Strong

PLTR's revenue, profitability, cash flow and balance sheet are all currently strong.

FLYW PE Valuation

CHEAPFAIREXPENSIVE148x296x445x593x
CHEAPFAIREXPENSIVE148x296x445x593x
LevelPEPriceVs current
Forward34x$21.47—
Current35x$21.47—
Cheap68x$41.45+93%
Fair120x$73.41+242%
Expensive276x$168+683%

Historical ranges are pointers, not guarantees.

FLYW has the edge over PLTR in the historical PE scenario, which offers more potential upside but is not a forecast.

PLTR PE Valuation

CHEAPFAIREXPENSIVE174x349x523x698x
CHEAPFAIREXPENSIVE174x349x523x698x
LevelPEPriceVs current
Forward75x$172—
Current120x$172—
Cheap165x$236+37%
Fair251x$359+109%
Expensive452x$646+277%

Historical ranges are pointers, not guarantees.

PLTR's PE is in its cheap range at 120x. If earnings grow as analysts expect, today's price would be 75x next year's earnings.

FLYW Forward outlook

MetricOutlook
Stable
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for FLYW, with profitability improving.

PLTR Forward outlook

MetricOutlook
Strongly improving
Strong growth
Strong growth
Strongly improving
Moderate
Moderate

PLTR has the edge over FLYW on the outlook, with more favorable valuation expectations.

FLYW Risk to reward

ScenarioChangePrice
Upside+43%$30.63
Downside-21%$16.96

Calculated from the latest close: $21.47 on Nov 12.

FLYW trails PLTR on modeled risk to reward, with less potential upside and more potential downside.

PLTR Risk to reward

ScenarioChangePrice
Upside+112%$364.26
Downside-21%$136.16

Calculated from the latest close: $171.58 on Nov 12.

PLTR has a better modeled risk to reward balance than FLYW, with more potential upside and less potential downside.

FLYW Earnings Per Share

Q4 2023: $-0.07Q1 2024: $-0.09Q2 2024: $-0.05Q3 2024: $0.17Q4 2024: $0.02Q1 2025: $0.04Q2 2025: $0.05Q3 2025: $-0.02Q4 2025: $0.11Q1 2026: $0.24Q2 2026: $0.27Q3 2026: $0.61Forward: $0.64
Q4 2023: $-0.07Q1 2024: $-0.09Q2 2024: $-0.05Q3 2024: $0.17Q4 2024: $0.02Q1 2025: $0.04Q2 2025: $0.05Q3 2025: $-0.02Q4 2025: $0.11Q1 2026: $0.24Q2 2026: $0.27Q3 2026: $0.61Forward: $0.64
QuarterTTM EPSYoY
Forward$0.64+4.4%
Q3 2026$0.61+$0.63
Q2 2026$0.27+440%
Q1 2026$0.24+500%
Q4 2025$0.11+450%
Q3 2025-$0.02-112%
Q2 2025$0.05+$0.10
Q1 2025$0.04+$0.13
Q4 2024$0.02+$0.09

FLYW has returned to profit: it earned $0.61 per share over the past year, after losing money the year before.

PLTR Earnings Per Share

Q4 2023: $0.09Q1 2024: $0.12Q2 2024: $0.17Q3 2024: $0.20Q4 2024: $0.19Q1 2025: $0.23Q2 2025: $0.30Q3 2025: $0.42Q4 2025: $0.63Q1 2026: $0.89Q2 2026: $1.17Q3 2026: $1.43Forward: $2.30
Q4 2023: $0.09Q1 2024: $0.12Q2 2024: $0.17Q3 2024: $0.20Q4 2024: $0.19Q1 2025: $0.23Q2 2025: $0.30Q3 2025: $0.42Q4 2025: $0.63Q1 2026: $0.89Q2 2026: $1.17Q3 2026: $1.43Forward: $2.30
QuarterTTM EPSYoY
Forward$2.30+61%
Q3 2026$1.43+240%
Q2 2026$1.17+290%
Q1 2026$0.89+287%
Q4 2025$0.63+232%
Q3 2025$0.42+110%
Q2 2025$0.30+76%
Q1 2025$0.23+92%
Q4 2024$0.19+111%

PLTR has the edge over FLYW on earnings, with more consistent year-over-year improvement.

FLYW Quarterly Revenue

Q4 2023: $101MQ1 2024: $114MQ2 2024: $104MQ3 2024: $157MQ4 2024: $118MQ1 2025: $133MQ2 2025: $132MQ3 2025: $200MQ4 2025: $158MQ1 2026: $188MQ2 2026: $168MQ3 2026: $250M
Q4 2023: $101MQ1 2024: $114MQ2 2024: $104MQ3 2024: $157MQ4 2024: $118MQ1 2025: $133MQ2 2025: $132MQ3 2025: $200MQ4 2025: $158MQ1 2026: $188MQ2 2026: $168MQ3 2026: $250M
QuarterRevenueYoY
Q3 2026$250.3M+25%
Q2 2026$167.7M+27%
Q1 2026$188.1M+41%
Q4 2025$157.5M+34%
Q3 2025$200.1M+28%
Q2 2025$131.9M+27%
Q1 2025$133.5M+17%
Q4 2024$117.6M+17%

FLYW's revenue has grown year over year every quarter since early 2021: $250M last quarter, up 25% from the same quarter a year ago.

PLTR Quarterly Revenue

Q4 2023: $608MQ1 2024: $634MQ2 2024: $678MQ3 2024: $726MQ4 2024: $828MQ1 2025: $884MQ2 2025: $1BQ3 2025: $1.2BQ4 2025: $1.4BQ1 2026: $1.6BQ2 2026: $1.9BQ3 2026: $2.3B
Q4 2023: $608MQ1 2024: $634MQ2 2024: $678MQ3 2024: $726MQ4 2024: $828MQ1 2025: $884MQ2 2025: $1BQ3 2025: $1.2BQ4 2025: $1.4BQ1 2026: $1.6BQ2 2026: $1.9BQ3 2026: $2.3B
QuarterRevenueYoY
Q3 2026$2.3B+96%
Q2 2026$1.9B+93%
Q1 2026$1.6B+85%
Q4 2025$1.4B+70%
Q3 2025$1.2B+63%
Q2 2025$1B+48%
Q1 2025$883.9M+39%
Q4 2024$827.5M+36%

PLTR has the edge over FLYW on sales, with stronger typical year-over-year growth.

FLYW Free Cash Flow

Q4 2023: $60MQ1 2024: −$38MQ2 2024: −$20MQ3 2024: $190MQ4 2024: −$42MQ1 2025: −$79MQ2 2025: $24MQ3 2025: $150MQ4 2025: $4MQ1 2026: −$16MQ2 2026: $21MQ3 2026: $125M
Q4 2023: $60MQ1 2024: −$38MQ2 2024: −$20MQ3 2024: $190MQ4 2024: −$42MQ1 2025: −$79MQ2 2025: $24MQ3 2025: $150MQ4 2025: $4MQ1 2026: −$16MQ2 2026: $21MQ3 2026: $125M
QuarterFree cash flowYoY
Q3 2026$125M-17%
Q2 2026$20.8M-11%
Q1 2026-$16M+$63.1M
Q4 2025$4.5M+$46.1M
Q3 2025$149.9M-21%
Q2 2025$23.5M+$43.2M
Q1 2025-$79.1M-$40.7M
Q4 2024-$41.6M-170%

FLYW generated $134M in free cash flow over the past year, up 154% from the year before.

PLTR Free Cash Flow

Q4 2023: $296MQ1 2024: $127MQ2 2024: $141MQ3 2024: $416MQ4 2024: $457MQ1 2025: $304MQ2 2025: $532MQ3 2025: $501MQ4 2025: $764MQ1 2026: $892MQ2 2026: $1.2BQ3 2026: $1.2B
Q4 2023: $296MQ1 2024: $127MQ2 2024: $141MQ3 2024: $416MQ4 2024: $457MQ1 2025: $304MQ2 2025: $532MQ3 2025: $501MQ4 2025: $764MQ1 2026: $892MQ2 2026: $1.2BQ3 2026: $1.2B
QuarterFree cash flowYoY
Q3 2026$1.2B+139%
Q2 2026$1.2B+126%
Q1 2026$891.8M+193%
Q4 2025$764M+67%
Q3 2025$500.9M+20%
Q2 2025$531.6M+276%
Q1 2025$304.1M+140%
Q4 2024$457.2M+54%

PLTR has the edge over FLYW on cash flow, with more consistent year-over-year improvement.

FLYW Total Shares

Q4 2023: 115MQ1 2024: 123MQ2 2024: 125MQ3 2024: 129MQ4 2024: 129MQ1 2025: 123MQ2 2025: 122MQ3 2025: 128MQ4 2025: 128MQ1 2026: 128MQ2 2026: 122MQ3 2026: 130M
Q4 2023: 115MQ1 2024: 123MQ2 2024: 125MQ3 2024: 129MQ4 2024: 129MQ1 2025: 123MQ2 2025: 122MQ3 2025: 128MQ4 2025: 128MQ1 2026: 128MQ2 2026: 122MQ3 2026: 130M
PeriodChange %Net change
Quarterly+6%+7.3M shares
1 year+1.6%+2M shares
3 years+3.4%+4.2M shares
5 years+147%+77.2M shares
Available history+46%+40.6M shares

FLYW has 130M diluted shares, up 1.6% from a year ago.

PLTR Total Shares

Q4 2023: 2.3BQ1 2024: 2.4BQ2 2024: 2.4BQ3 2024: 2.5BQ4 2024: 2.5BQ1 2025: 2.6BQ2 2025: 2.6BQ3 2025: 2.6BQ4 2025: 2.6BQ1 2026: 2.6BQ2 2026: 2.6BQ3 2026: 2.6B
Q4 2023: 2.3BQ1 2024: 2.4BQ2 2024: 2.4BQ3 2024: 2.5BQ4 2024: 2.5BQ1 2025: 2.6BQ2 2025: 2.6BQ3 2025: 2.6BQ4 2025: 2.6BQ1 2026: 2.6BQ2 2026: 2.6BQ3 2026: 2.6B
PeriodChange %Net change
Quarterly+0.2%+5.2M shares
1 year+0.1%+2.9M shares
3 years+11%+248M shares
5 years+31%+610M shares
Available history+184%+1.7B shares

PLTR has the edge over FLYW on shareholder dilution, with a more favorable share count trend.

FLYW Net Leverage

Q4 2024: -125.1xQ1 2025: -741.5xQ2 2025: -26.1xQ3 2025: -17.3xQ4 2025: -12.3xQ1 2026: -6.1xQ2 2026: -4.9x
Q4 2024: -125.1xQ1 2025: -741.5xQ2 2025: -26.1xQ3 2025: -17.3xQ4 2025: -12.3xQ1 2026: -6.1xQ2 2026: -4.9x
QuarterNet LeverageStatus
Q2 2026-4.9xNet Cash
Q1 2026-6.1xNet Cash
Q4 2025-12.3xNet Cash
Q3 2025-17.3xNet Cash
Q2 2025-26.1xNet Cash
Q1 2025-741.5xNet Cash
Q4 2024-125.1xNet Cash

FLYW has the edge over PLTR on leverage, with a lower net debt burden relative to earnings.

PLTR Net Leverage

Q4 2023: -5.4xQ1 2024: -2.3xQ2 2024: -1.6xQ3 2024: -1.9xQ4 2024: -6.1xQ1 2025: -2.3xQ2 2025: -1.6xQ3 2025: -1.9xQ4 2025: -1.0xQ1 2026: -1.1xQ2 2026: -0.8xQ3 2026: -1.1x
Q4 2023: -5.4xQ1 2024: -2.3xQ2 2024: -1.6xQ3 2024: -1.9xQ4 2024: -6.1xQ1 2025: -2.3xQ2 2025: -1.6xQ3 2025: -1.9xQ4 2025: -1.0xQ1 2026: -1.1xQ2 2026: -0.8xQ3 2026: -1.1x
QuarterNet LeverageStatus
Q3 2026-1.1xNet Cash
Q2 2026-0.8xNet Cash
Q1 2026-1.1xNet Cash
Q4 2025-1.0xNet Cash
Q3 2025-1.9xNet Cash
Q2 2025-1.6xNet Cash
Q1 2025-2.3xNet Cash
Q4 2024-6.1xNet Cash

PLTR has more cash than debt.

FLYW Weekly Momentum

MetricValueStatus
RSI68.5Neutral
Stochastic89.5Overbought

FLYW's weekly RSI is 68 (neutral) and its Stochastic is 90 (overbought).

PLTR Weekly Momentum

MetricValueStatus
RSI51.4Neutral
Stochastic47.4Neutral

PLTR's weekly RSI is 51 (neutral) and its Stochastic is 47 (neutral).

FLYW PE vs Technology Sector

MetricFLYWSector medianRelative
PE35x28x26% above
PE %04343 pts below

FLYW has the edge over PLTR on valuation relative to its sector.

PLTR PE vs Technology Sector

MetricPLTRSector medianRelative
PE120x28x331% above
PE %13837 pts below

PLTR is trading at 120x earnings, a 331% premium to the Technology sector's median of 28x.

FLYW Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$19.311% above
20 week MA$18.516% above
50 week MA$15.737% above
100 week MA$14.449% above
200 week MA$19.311% above

FLYW has the edge over PLTR on trend strength, trading above more of its moving averages.

PLTR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$185.87.6% below
20 week MA$167.62.4% above
50 week MA$157.19.2% above
100 week MA$143.819% above
200 week MA$83.3106% above

PLTR's trend is up, with a small recent dip: it's below only its 8-week average, and 106% above its 200-week average.

FLYW Yearly ROI

YearStart priceEnd priceROI
2021$34.3$36.5+6.4%
2022$36.5$21.9-40%
2023$21.9$23.2+5.7%
2024$23.2$20.3-13%
2025$20.3$14.5-29%
2026 YTD$14.5$21.5+49%

FLYW has the edge over PLTR on returns for 2026, with the stronger performance.

PLTR Yearly ROI

YearStart priceEnd priceROI
2020$9.20$27.8+202%
2021$27.8$18.9-32%
2022$18.9$6.29-67%
2023$6.29$17.2+173%
2024$17.2$79.1+361%
2025$79.1$188.7+139%
2026 YTD$188.7$171.6-9.1%

PLTR's yearly returns have swung widely, from +361% in 2024 to −67% in 2022. It's down 9.1% so far in 2026.

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