FLYW

Flywire Corporation

72
Fundamentals82/ 100
Valuation69/ 100
Upside potential67/ 100
Risk potential21/ 100

FLYW's outlook is improving, though it still trails on the overall score.

NVDA

NVIDIA Corporation

92
Fundamentals93/ 100
Valuation94/ 100
Upside potential95/ 100
Risk potential9/ 100

NVDA has the edge over FLYW overall, supported by stronger modeled upside and stronger valuation.

FLYW Fundamentals

MetricStatus
Healthy
Healthy
Strong
Healthy

FLYW's revenue, profitability, cash flow and balance sheet are all currently healthy.

NVDA Fundamentals

MetricStatus
Strong
Strong
Strong
Strong

NVDA's revenue, profitability, cash flow and balance sheet are all currently strong.

FLYW PE Valuation

CHEAPFAIREXPENSIVE148x296x445x593x
CHEAPFAIREXPENSIVE148x296x445x593x
LevelPEPriceVs current
Forward34x$21.47—
Current35x$21.47—
Cheap68x$41.45+93%
Fair120x$73.41+242%
Expensive276x$168+683%

Historical ranges are pointers, not guarantees.

FLYW's PE is in its cheap range at 35x. If earnings grow as analysts expect, today's price would be 34x next year's earnings.

NVDA PE Valuation

CHEAPFAIREXPENSIVE63x127x190x253x
CHEAPFAIREXPENSIVE63x127x190x253x
LevelPEPriceVs current
Forward12x$166—
Current21x$166—
Cheap44x$345+108%
Fair65x$511+207%
Expensive93x$734+342%

Historical ranges are pointers, not guarantees.

NVDA's PE is in its cheap range at 21x. If earnings grow as analysts expect, today's price would be 12x next year's earnings.

FLYW Forward outlook

MetricOutlook
Stable
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for FLYW, with profitability improving.

NVDA Forward outlook

MetricOutlook
Strongly improving
Strong growth
Strong growth
Weakening
Broad
Moderate

Analysts expect strong earnings and revenue growth for NVDA, but weaker profitability.

FLYW Risk to reward

ScenarioChangePrice
Upside+43%$30.63
Downside-21%$16.96

Calculated from the latest close: $21.47 on Nov 12.

FLYW trails NVDA on modeled risk to reward, with less potential upside and more potential downside.

NVDA Risk to reward

ScenarioChangePrice
Upside+189%$480.16
Downside-9%$150.78

Calculated from the latest close: $166.19 on Nov 12.

NVDA has a better modeled risk to reward balance than FLYW, with more potential upside and less potential downside.

FLYW Earnings Per Share

Q4 2023: $-0.07Q1 2024: $-0.09Q2 2024: $-0.05Q3 2024: $0.17Q4 2024: $0.02Q1 2025: $0.04Q2 2025: $0.05Q3 2025: $-0.02Q4 2025: $0.11Q1 2026: $0.24Q2 2026: $0.27Q3 2026: $0.61Forward: $0.64
Q4 2023: $-0.07Q1 2024: $-0.09Q2 2024: $-0.05Q3 2024: $0.17Q4 2024: $0.02Q1 2025: $0.04Q2 2025: $0.05Q3 2025: $-0.02Q4 2025: $0.11Q1 2026: $0.24Q2 2026: $0.27Q3 2026: $0.61Forward: $0.64
QuarterTTM EPSYoY
Forward$0.64+4.4%
Q3 2026$0.61+$0.63
Q2 2026$0.27+440%
Q1 2026$0.24+500%
Q4 2025$0.11+450%
Q3 2025-$0.02-112%
Q2 2025$0.05+$0.10
Q1 2025$0.04+$0.13
Q4 2024$0.02+$0.09

FLYW has returned to profit: it earned $0.61 per share over the past year, after losing money the year before.

NVDA Earnings Per Share

Q4 2023: $0.76Q1 2024: $1.19Q2 2024: $1.71Q3 2024: $2.13Q4 2024: $2.54Q1 2025: $2.94Q2 2025: $3.10Q3 2025: $3.51Q4 2025: $4.03Q1 2026: $4.90Q2 2026: $6.53Q3 2026: $7.91Forward: $13.77
Q4 2023: $0.76Q1 2024: $1.19Q2 2024: $1.71Q3 2024: $2.13Q4 2024: $2.54Q1 2025: $2.94Q2 2025: $3.10Q3 2025: $3.51Q4 2025: $4.03Q1 2026: $4.90Q2 2026: $6.53Q3 2026: $7.91Forward: $13.77
QuarterTTM EPSYoY
Forward$13.77+74%
Q3 2026$7.91+125%
Q2 2026$6.53+111%
Q1 2026$4.90+67%
Q4 2025$4.03+59%
Q3 2025$3.51+65%
Q2 2025$3.10+81%
Q1 2025$2.94+147%
Q4 2024$2.54+234%

NVDA has the edge over FLYW on earnings, with more consistent year-over-year improvement.

FLYW Quarterly Revenue

Q4 2023: $101MQ1 2024: $114MQ2 2024: $104MQ3 2024: $157MQ4 2024: $118MQ1 2025: $133MQ2 2025: $132MQ3 2025: $200MQ4 2025: $158MQ1 2026: $188MQ2 2026: $168MQ3 2026: $250M
Q4 2023: $101MQ1 2024: $114MQ2 2024: $104MQ3 2024: $157MQ4 2024: $118MQ1 2025: $133MQ2 2025: $132MQ3 2025: $200MQ4 2025: $158MQ1 2026: $188MQ2 2026: $168MQ3 2026: $250M
QuarterRevenueYoY
Q3 2026$250.3M+25%
Q2 2026$167.7M+27%
Q1 2026$188.1M+41%
Q4 2025$157.5M+34%
Q3 2025$200.1M+28%
Q2 2025$131.9M+27%
Q1 2025$133.5M+17%
Q4 2024$117.6M+17%

FLYW's revenue has grown year over year every quarter since early 2021: $250M last quarter, up 25% from the same quarter a year ago.

NVDA Quarterly Revenue

Q4 2023: $18.1BQ1 2024: $22.1BQ2 2024: $26BQ3 2024: $30BQ4 2024: $35.1BQ1 2025: $39.3BQ2 2025: $44.1BQ3 2025: $46.7BQ4 2025: $57BQ1 2026: $68.1BQ2 2026: $81.6BQ3 2026: $96.2B
Q4 2023: $18.1BQ1 2024: $22.1BQ2 2024: $26BQ3 2024: $30BQ4 2024: $35.1BQ1 2025: $39.3BQ2 2025: $44.1BQ3 2025: $46.7BQ4 2025: $57BQ1 2026: $68.1BQ2 2026: $81.6BQ3 2026: $96.2B
QuarterRevenueYoY
Q3 2026$96.2B+106%
Q2 2026$81.6B+85%
Q1 2026$68.1B+73%
Q4 2025$57B+62%
Q3 2025$46.7B+56%
Q2 2025$44.1B+69%
Q1 2025$39.3B+78%
Q4 2024$35.1B+94%

NVDA has the edge over FLYW on sales, with stronger typical year-over-year growth.

FLYW Free Cash Flow

Q4 2023: $60MQ1 2024: −$38MQ2 2024: −$20MQ3 2024: $190MQ4 2024: −$42MQ1 2025: −$79MQ2 2025: $24MQ3 2025: $150MQ4 2025: $4MQ1 2026: −$16MQ2 2026: $21MQ3 2026: $125M
Q4 2023: $60MQ1 2024: −$38MQ2 2024: −$20MQ3 2024: $190MQ4 2024: −$42MQ1 2025: −$79MQ2 2025: $24MQ3 2025: $150MQ4 2025: $4MQ1 2026: −$16MQ2 2026: $21MQ3 2026: $125M
QuarterFree cash flowYoY
Q3 2026$125M-17%
Q2 2026$20.8M-11%
Q1 2026-$16M+$63.1M
Q4 2025$4.5M+$46.1M
Q3 2025$149.9M-21%
Q2 2025$23.5M+$43.2M
Q1 2025-$79.1M-$40.7M
Q4 2024-$41.6M-170%

FLYW generated $134M in free cash flow over the past year, up 154% from the year before.

NVDA Free Cash Flow

Q4 2023: --Q1 2024: $11.2BQ2 2024: $15BQ3 2024: $13.5BQ4 2024: $16.8BQ1 2025: $15.6BQ2 2025: $26.2BQ3 2025: $13.5BQ4 2025: $22.1BQ1 2026: $34.9BQ2 2026: $48.6BQ3 2026: $21.4B
Q4 2023: --Q1 2024: $11.2BQ2 2024: $15BQ3 2024: $13.5BQ4 2024: $16.8BQ1 2025: $15.6BQ2 2025: $26.2BQ3 2025: $13.5BQ4 2025: $22.1BQ1 2026: $34.9BQ2 2026: $48.6BQ3 2026: $21.4B
QuarterFree cash flowYoY
Q3 2026$21.4B+59%
Q2 2026$48.6B+86%
Q1 2026$34.9B+124%
Q4 2025$22.1B+32%
Q3 2025$13.5B-0.3%
Q2 2025$26.2B+75%
Q1 2025$15.6B+38%
Q3 2024$13.5B+113%

NVDA has the edge over FLYW on cash flow, with more consistent year-over-year improvement.

FLYW Total Shares

Q4 2023: 115MQ1 2024: 123MQ2 2024: 125MQ3 2024: 129MQ4 2024: 129MQ1 2025: 123MQ2 2025: 122MQ3 2025: 128MQ4 2025: 128MQ1 2026: 128MQ2 2026: 122MQ3 2026: 130M
Q4 2023: 115MQ1 2024: 123MQ2 2024: 125MQ3 2024: 129MQ4 2024: 129MQ1 2025: 123MQ2 2025: 122MQ3 2025: 128MQ4 2025: 128MQ1 2026: 128MQ2 2026: 122MQ3 2026: 130M
PeriodChange %Net change
Quarterly+6%+7.3M shares
1 year+1.6%+2M shares
3 years+3.4%+4.2M shares
5 years+147%+77.2M shares
Available history+46%+40.6M shares

FLYW has 130M diluted shares, up 1.6% from a year ago.

NVDA Total Shares

Q4 2023: 24.9BQ1 2024: 24.9BQ2 2024: 24.9BQ3 2024: 24.8BQ4 2024: 24.8BQ1 2025: 24.8BQ2 2025: 24.6BQ3 2025: 24.5BQ4 2025: 24.5BQ1 2026: 24.5BQ2 2026: 24.4BQ3 2026: 24.3B
Q4 2023: 24.9BQ1 2024: 24.9BQ2 2024: 24.9BQ3 2024: 24.8BQ4 2024: 24.8BQ1 2025: 24.8BQ2 2025: 24.6BQ3 2025: 24.5BQ4 2025: 24.5BQ1 2026: 24.5BQ2 2026: 24.4BQ3 2026: 24.3B
PeriodChange %Net change
Quarterly-0.4%-106M shares
1 year-1%-247M shares
3 years-2.8%-705M shares
5 years-4.1%-1B shares
Available history-1.8%-435M shares

NVDA has the edge over FLYW on shareholder dilution, with a more favorable share count trend.

FLYW Net Leverage

Q4 2024: -125.1xQ1 2025: -741.5xQ2 2025: -26.1xQ3 2025: -17.3xQ4 2025: -12.3xQ1 2026: -6.1xQ2 2026: -4.9x
Q4 2024: -125.1xQ1 2025: -741.5xQ2 2025: -26.1xQ3 2025: -17.3xQ4 2025: -12.3xQ1 2026: -6.1xQ2 2026: -4.9x
QuarterNet LeverageStatus
Q2 2026-4.9xNet Cash
Q1 2026-6.1xNet Cash
Q4 2025-12.3xNet Cash
Q3 2025-17.3xNet Cash
Q2 2025-26.1xNet Cash
Q1 2025-741.5xNet Cash
Q4 2024-125.1xNet Cash

FLYW has the edge over NVDA on leverage, with a lower net debt burden relative to earnings.

NVDA Net Leverage

Q4 2023: 0.2xQ1 2024: 0.1xQ2 2024: 0.0xQ3 2024: -0.0xQ4 2024: -0.0xQ1 2025: -0.0xQ2 2025: -0.1xQ3 2025: -0.0xQ4 2025: -0.0xQ1 2026: -0.0xQ2 2026: -0.0xQ3 2026: 0.1x
Q4 2023: 0.2xQ1 2024: 0.1xQ2 2024: 0.0xQ3 2024: -0.0xQ4 2024: -0.0xQ1 2025: -0.0xQ2 2025: -0.1xQ3 2025: -0.0xQ4 2025: -0.0xQ1 2026: -0.0xQ2 2026: -0.0xQ3 2026: 0.1x
QuarterNet LeverageStatus
Q3 20260.1xVery low
Q2 2026-0.0xNet Cash
Q1 2026-0.0xNet Cash
Q4 2025-0.0xNet Cash
Q3 2025-0.0xNet Cash
Q2 2025-0.1xNet Cash
Q1 2025-0.0xVery low
Q4 2024-0.0xNet Cash

NVDA's net debt is less than a year of its operating earnings (EBITDA), after holding more cash than debt a year ago.

FLYW Weekly Momentum

MetricValueStatus
RSI68.5Neutral
Stochastic89.5Overbought

FLYW's weekly RSI is 68 (neutral) and its Stochastic is 90 (overbought).

NVDA Weekly Momentum

MetricValueStatus
RSI33.4Neutral
Stochastic18.1Oversold

NVDA's weekly RSI is 33 (neutral) and its Stochastic is 18 (oversold).

FLYW PE vs Technology Sector

MetricFLYWSector medianRelative
PE35x28x26% above
PE %04343 pts below

FLYW is trading at 35x earnings, a 26% premium to the Technology sector's median of 28x.

NVDA PE vs Technology Sector

MetricNVDASector medianRelative
PE21x28x25% below
PE %03535 pts below

NVDA has the edge over FLYW on valuation relative to its sector.

FLYW Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$19.311% above
20 week MA$18.516% above
50 week MA$15.737% above
100 week MA$14.449% above
200 week MA$19.311% above

FLYW has the edge over NVDA on trend strength, trading above more of its moving averages.

NVDA Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$208.920% below
20 week MA$212.022% below
50 week MA$199.917% below
100 week MA$175.15.1% below
200 week MA$123.634% above

NVDA has fallen below most of its moving averages, though it's still 34% above its 200-week average.

FLYW Yearly ROI

YearStart priceEnd priceROI
2021$34.3$36.5+6.4%
2022$36.5$21.9-40%
2023$21.9$23.2+5.7%
2024$23.2$20.3-13%
2025$20.3$14.5-29%
2026 YTD$14.5$21.5+49%

FLYW has the edge over NVDA on returns for 2026, with the stronger performance.

NVDA Yearly ROI

YearStart priceEnd priceROI
2020$5.92$13.0+119%
2021$13.0$29.6+128%
2022$29.6$15.2-49%
2023$15.2$49.5+226%
2024$49.5$137.0+177%
2025$137.0$190.5+39%
2026 YTD$190.5$166.2-13%

NVDA's yearly returns have swung widely, from +226% in 2023 to −49% in 2022. It's down 13% so far in 2026.

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