FITB
Fifth Third Bancorp
FITB's fundamentals are mixed, but it looks expensive: trading at 19x earnings, above its usual 12x. Analysts expect strong earnings growth.
FITB Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| N/A | |
| N/A |
FITB's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like FITB.
FITB PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.1x | $26.42 | -51% |
| Forward | 11x | $53.90 | — |
| Fair | 12x | $34.61 | -36% |
| Expensive | 15x | $42.99 | -20% |
| Current | 19x | $53.90 | — |
Historical ranges are pointers, not guarantees.
FITB's PE is in its expensive range at 19x. If earnings grow as analysts expect, today's price would be 11x next year's earnings, in its fair range.
FITB Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for FITB, with profitability improving.
FITB Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.73 | +63% |
| Q3 2026 | $2.91 | -13% |
| Q2 2026 | $2.92 | -9.3% |
| Q1 2026 | $2.97 | -5.7% |
| Q4 2025 | $3.53 | +12% |
| Q3 2025 | $3.35 | +12% |
| Q2 2025 | $3.22 | +2.9% |
| Q1 2025 | $3.15 | +0.3% |
| Q4 2024 | $3.14 | -2.5% |
FITB earned $2.91 per share over the past year, down 13% from the year before.
FITB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $3.3B | +43% |
| Q2 2026 | $3.3B | +46% |
| Q1 2026 | $2.8B | +33% |
| Q4 2025 | $2.3B | +7.8% |
| Q3 2025 | $2.3B | +7.9% |
| Q2 2025 | $2.2B | +7.8% |
| Q1 2025 | $2.1B | +1.8% |
| Q4 2024 | $2.2B | +0.5% |
FITB's revenue has grown year over year for eight quarters in a row: $3.3B last quarter, up 43% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 34% | -2.6 points |
| Q2 2026 | 32% | -4.4 points |
| Q1 2026 | 7.3% | -23 points |
| Q4 2025 | 39% | +3.8 points |
| Q3 2025 | 36% | +2.2 points |
| Q2 2025 | 36% | -0.7 points |
| Q1 2025 | 31% | -0.8 points |
| Q4 2024 | 35% | +5.2 points |
FITB's operating margin was 34% last quarter, down 2.6 points from the same quarter a year ago.
FITB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $651M | -27% |
| Q2 2026 | $2.6B | +125% |
| Q1 2026 | -$1.3B | -212% |
| Q4 2025 | $765M | +$1B |
| Q3 2025 | $886M | -49% |
| Q2 2025 | $1.2B | +98% |
| Q1 2025 | $1.1B | +248% |
| Q4 2024 | -$246M | -113% |
FITB's free cash flow was $2.8B over the past year, down 4.6% from the year before. Free cash flow isn't a meaningful measure for financial services companies like FITB.
FITB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +1.1M shares |
| 1 year | +36% | +243M shares |
| 3 years | +34% | +231M shares |
| 5 years | +28% | +199M shares |
| Available history | +27% | +197M shares |
FITB has 917M diluted shares, up 36% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | — |
| Q1 2026 | — |
| Q4 2025 | — |
| Q3 2025 | $300M |
| Q2 2025 | — |
| Q1 2025 | $225M |
| Q4 2024 | $300M |
FITB hasn't bought back shares in the past year.
FITB Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 3.5x | Elevated |
| Q2 2026 | 4.9x | High |
| Q1 2026 | 4.7x | High |
| Q4 2025 | 2.9x | Moderate |
| Q3 2025 | 3.0x | Moderate |
| Q2 2025 | 3.3x | Elevated |
| Q1 2025 | 3.4x | Elevated |
| Q4 2024 | 3.3x | Elevated |
FITB's net debt is about 3.5 years of its operating earnings (EBITDA), up from 3.0 years a year ago. Net leverage isn't a meaningful measure for financial services companies like FITB.
FITB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 53.6 | Neutral |
| Stochastic | 47.3 | Neutral |
FITB's weekly RSI is 54 (neutral) and its Stochastic is 47 (neutral).
FITB PE vs Financial Services Sector
| Metric | FITB | Sector median | Relative |
|---|---|---|---|
| PE | 19x | 13x | 42% above |
| PE % | 94 | 63 | 31 pts above |
FITB is trading at 19x earnings, a 42% premium to the Financial Services sector's median of 13x.
FITB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $52.2 | 3.2% above |
| 20 week MA | $54.6 | 1.2% below |
| 50 week MA | $51.5 | 4.6% above |
| 100 week MA | $46.5 | 16% above |
| 200 week MA | $40.1 | 34% above |
FITB's trend is mixed: it's above four of its five weekly moving averages, and 34% above its 200-week average.
FITB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $30.9 | $27.6 | -11% |
| 2021 | $27.6 | $43.1 | +56% |
| 2022 | $43.1 | $32.4 | -25% |
| 2023 | $32.4 | $34.5 | +6.4% |
| 2024 | $34.5 | $42.9 | +24% |
| 2025 | $42.9 | $48.4 | +13% |
| 2026 YTD | $48.4 | $53.9 | +11% |
FITB has finished higher in four of the last six years. It's up 11% so far in 2026.