FISV
Fiserv, Inc.
FISV has lower modeled downside risk, despite its lower overall score.
SNDK
Sandisk Corporation
SNDK has the edge over FISV overall, supported by stronger fundamentals and stronger modeled upside.
FISV Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Weak | |
| Stable | |
| Unavailable |
FISV's revenue and cash flow are currently stable, but its profitability is weak. There isn't enough data to rate its balance sheet.
SNDK Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| Strong | |
| Strong |
SNDK's revenue, profitability, cash flow and balance sheet are all currently strong.
FISV PE Valuation
FISV has no meaningful PE right now: it lost money over the past year.
SNDK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 3.8x | $937 | — |
| Current | 7.5x | $937 | — |
| Cheap | 17x | $2,173 | +132% |
| Fair | 24x | $3,048 | +225% |
| Expensive | 59x | $7,452 | +695% |
Historical ranges are pointers, not guarantees.
SNDK's PE is 7.5x, but its earnings don't support one, so it isn't a reliable read right now.
FISV Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Growth | |
| Stable | |
| Improving | |
| Moderate | |
| High |
Analysts expect FISV's earnings to grow and its profitability to improve, with its revenue holding steady.
SNDK Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| High |
SNDK has the edge over FISV on the outlook, with more favorable revenue expectations.
FISV Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $7.67 | — |
| Q3 2026 | -$7.42 | -215% |
| Q2 2026 | $5.21 | -13% |
| Q1 2026 | $5.90 | +4.4% |
| Q4 2025 | $6.34 | +18% |
| Q3 2025 | $6.46 | +25% |
| Q2 2025 | $5.98 | +3.8% |
| Q1 2025 | $5.65 | +6% |
| Q4 2024 | $5.38 | +8% |
FISV has swung to a loss: it lost $7.42 per share over the past year, after a profit the year before.
SNDK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $247.30 | +97% |
| Q3 2026 | $125.61 | +$137.63 |
| Q2 2026 | $73.76 | +$85.07 |
| Q2 2025 | -$11.31 | -$6.65 |
SNDK has the edge over FISV in the latest year-over-year earnings comparison.
FISV Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $5.2B | -1.3% |
| Q2 2026 | $5.3B | -4.1% |
| Q1 2026 | $5B | -2% |
| Q4 2025 | $5.3B | +0.6% |
| Q3 2025 | $5.3B | +0.9% |
| Q2 2025 | $5.5B | +8% |
| Q1 2025 | $5.1B | +5.1% |
| Q4 2024 | $5.3B | +6.8% |
FISV's revenue grew through 2024 and has held roughly level since: $5.2B last quarter, down 1.3% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -106% | -133 points |
| Q2 2026 | 19% | -12 points |
| Q1 2026 | 18% | -8.9 points |
| Q4 2025 | 24% | -7.3 points |
| Q3 2025 | 27% | -3.4 points |
| Q2 2025 | 31% | +2.8 points |
| Q1 2025 | 27% | +3 points |
| Q4 2024 | 32% | +2.4 points |
FISV's operating margin was −106% last quarter, down 133 points from the same quarter a year ago, near the bottom of its range since 2019.
SNDK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $11B | +378% |
| Q2 2026 | $9B | +372% |
| Q1 2026 | $6B | +251% |
| Q4 2025 | $3B | +61% |
| Q3 2025 | $2.3B | +23% |
| Q2 2025 | $1.9B | +8% |
| Q1 2025 | $1.7B | -0.6% |
| Q4 2024 | $1.9B | +13% |
SNDK has the edge over FISV on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 80% | +72 points |
| Q2 2026 | 78% | +78 points |
| Q1 2026 | 69% | +180 points |
| Q4 2025 | 35% | +25 points |
| Q3 2025 | 7.6% | -9 points |
| Q2 2025 | 0.9% | N/A |
| Q1 2025 | -111% | -122 points |
| Q4 2024 | 10% | +6.6 points |
SNDK has the edge over FISV on profitability, with a higher operating margin.
FISV Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $530M | -59% |
| Q2 2026 | $985M | -17% |
| Q1 2026 | $141M | -55% |
| Q4 2025 | $1.5B | -18% |
| Q3 2025 | $1.3B | -29% |
| Q2 2025 | $1.2B | +19% |
| Q1 2025 | $313M | -24% |
| Q4 2024 | $1.8B | +47% |
FISV's free cash flow has been positive every quarter for seven years: $3.2B over the past year, down 32% from the year before.
SNDK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $6.3B | +1340% |
| Q2 2026 | $7.1B | +14355% |
| Q1 2026 | $3B | +$3B |
| Q3 2025 | $438M | +$636M |
| Q2 2025 | $49M | +$217M |
| Q1 2025 | -$18M | +$23M |
| Q3 2024 | -$198M | -$157M |
SNDK has the edge over FISV on cash flow, with more consistent year-over-year improvement.
FISV Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -1.9M shares |
| 1 year | -1.8% | -10M shares |
| 3 years | -13% | -78.5M shares |
| 5 years | -21% | -138M shares |
| Available history | -23% | -159M shares |
FISV has the edge over SNDK on shareholder dilution, with a more favorable share count trend.
SNDK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.6% | -1M shares |
| 1 year | +3.4% | +5M shares |
| 3 years | +6.9% | +10M shares |
SNDK has 154M diluted shares, up 3.4% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $5B |
| Q3 2024 | — |
| Q2 2024 | — |
| Q1 2024 | — |
| Q4 2023 | — |
| Q3 2023 | — |
FISV Net Leverage
FISV's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.
SNDK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.2x | Net Cash |
| Q2 2026 | -0.4x | Net Cash |
| Q1 2026 | -0.7x | Net Cash |
SNDK has more cash than debt.
FISV Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 59.9 | Neutral |
| Stochastic | 76.6 | Neutral |
FISV's weekly RSI is 60 (neutral) and its Stochastic is 77 (neutral).
SNDK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.2 | Neutral |
| Stochastic | 10.6 | Oversold |
SNDK's weekly RSI is 40 (neutral) and its Stochastic is 11 (oversold).
FISV PE vs Technology Sector
| Metric | FISV | Sector median | Relative |
|---|---|---|---|
| PE | 9.6x | 28x | 66% below |
| PE % | 8 | 35 | 27 pts below |
FISV has no meaningful PE right now: it lost money over the past year.
SNDK PE vs Technology Sector
| Metric | SNDK | Sector median | Relative |
|---|---|---|---|
| PE | 7.5x | 28x | 73% below |
| PE % | 4 | 27 | 23 pts below |
SNDK has the edge over FISV on valuation relative to its sector.
FISV Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $51.0 | 20% above |
| 20 week MA | $51.6 | 19% above |
| 50 week MA | $56.8 | 8.4% above |
| 100 week MA | $110.8 | 44% below |
| 200 week MA | $126.6 | 51% below |
FISV has stronger trend alignment. FISV is above 3 of 5 weekly averages versus SNDK above 0 of 3.
SNDK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,317.5 | 29% below |
| 20 week MA | $1,465.4 | 36% below |
| 50 week MA | $1,119.6 | 16% below |
SNDK is in a downtrend: it's below all three of its weekly moving averages, and 16% below its 50-week average.
FISV Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $117.1 | $112.6 | -3.8% |
| 2021 | $112.6 | $105.5 | -6.3% |
| 2022 | $105.5 | $100.5 | -4.8% |
| 2023 | $100.5 | $132.8 | +32% |
| 2024 | $132.8 | $208.0 | +57% |
| 2025 | $208.0 | $67.5 | -68% |
| 2026 YTD | $67.5 | $61.5 | -8.9% |
FISV has finished lower in four of the last six years. It's down 8.9% so far in 2026.
SNDK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2025 | $50.4 | $250.1 | +396% |
| 2026 YTD | $250.1 | $937.5 | +275% |
SNDK has the edge over FISV on returns for 2026, with the stronger performance.