FISV

Fiserv, Inc.

51
Fundamentals43/ 100
Valuation50/ 100
Upside potential58/ 100
Risk potential25/ 100

FISV's outlook is improving, though it still trails on the overall score.

PLTR

Palantir Technologies Inc.

90
Fundamentals95/ 100
Valuation88/ 100
Upside potential84/ 100
Risk potential21/ 100

PLTR has the edge over FISV overall, supported by stronger fundamentals and stronger valuation.

FISV Fundamentals

MetricStatus
Stable
Weak
Stable
Unavailable

FISV's revenue and cash flow are currently stable, but its profitability is weak. There isn't enough data to rate its balance sheet.

PLTR Fundamentals

MetricStatus
Strong
Strong
Strong
Strong

PLTR's revenue, profitability, cash flow and balance sheet are all currently strong.

FISV PE Valuation

FISV has no meaningful PE right now: it lost money over the past year.

PLTR PE Valuation

CHEAPFAIREXPENSIVE174x349x523x698x
CHEAPFAIREXPENSIVE174x349x523x698x
LevelPEPriceVs current
Forward75x$172—
Current120x$172—
Cheap165x$236+37%
Fair251x$359+109%
Expensive452x$646+277%

Historical ranges are pointers, not guarantees.

PLTR's PE is in its cheap range at 120x. If earnings grow as analysts expect, today's price would be 75x next year's earnings.

FISV Forward outlook

MetricOutlook
--
Growth
Stable
Improving
Moderate
High

Analysts expect FISV's earnings to grow and its profitability to improve, with its revenue holding steady.

PLTR Forward outlook

MetricOutlook
Strongly improving
Strong growth
Strong growth
Strongly improving
Moderate
Moderate

PLTR has the edge over FISV on the outlook, with more favorable revenue expectations.

FISV Risk to reward

ScenarioChangePrice
Upside+33%$82.08
Downside-25%$46.41

Calculated from the latest close: $61.50 on Nov 12.

FISV trails PLTR on modeled risk to reward, with less potential upside and more potential downside.

PLTR Risk to reward

ScenarioChangePrice
Upside+112%$364.26
Downside-21%$136.16

Calculated from the latest close: $171.58 on Nov 12.

PLTR has a better modeled risk to reward balance than FISV, with more potential upside and less potential downside.

FISV Earnings Per Share

Q4 2023: $4.98Q1 2024: $5.33Q2 2024: $5.76Q3 2024: $5.18Q4 2024: $5.38Q1 2025: $5.65Q2 2025: $5.98Q3 2025: $6.46Q4 2025: $6.34Q1 2026: $5.90Q2 2026: $5.21Q3 2026: $-7.42Forward: $7.67
Q4 2023: $4.98Q1 2024: $5.33Q2 2024: $5.76Q3 2024: $5.18Q4 2024: $5.38Q1 2025: $5.65Q2 2025: $5.98Q3 2025: $6.46Q4 2025: $6.34Q1 2026: $5.90Q2 2026: $5.21Q3 2026: $-7.42Forward: $7.67
QuarterTTM EPSYoY
Forward$7.67—
Q3 2026-$7.42-215%
Q2 2026$5.21-13%
Q1 2026$5.90+4.4%
Q4 2025$6.34+18%
Q3 2025$6.46+25%
Q2 2025$5.98+3.8%
Q1 2025$5.65+6%
Q4 2024$5.38+8%

FISV has swung to a loss: it lost $7.42 per share over the past year, after a profit the year before.

PLTR Earnings Per Share

Q4 2023: $0.09Q1 2024: $0.12Q2 2024: $0.17Q3 2024: $0.20Q4 2024: $0.19Q1 2025: $0.23Q2 2025: $0.30Q3 2025: $0.42Q4 2025: $0.63Q1 2026: $0.89Q2 2026: $1.17Q3 2026: $1.43Forward: $2.30
Q4 2023: $0.09Q1 2024: $0.12Q2 2024: $0.17Q3 2024: $0.20Q4 2024: $0.19Q1 2025: $0.23Q2 2025: $0.30Q3 2025: $0.42Q4 2025: $0.63Q1 2026: $0.89Q2 2026: $1.17Q3 2026: $1.43Forward: $2.30
QuarterTTM EPSYoY
Forward$2.30+61%
Q3 2026$1.43+240%
Q2 2026$1.17+290%
Q1 2026$0.89+287%
Q4 2025$0.63+232%
Q3 2025$0.42+110%
Q2 2025$0.30+76%
Q1 2025$0.23+92%
Q4 2024$0.19+111%

PLTR has the edge over FISV on earnings quality, reporting a profit while its opponent remains loss making.

FISV Quarterly Revenue

Q4 2023: $4.9BQ1 2024: $4.9BQ2 2024: $5.1BQ3 2024: $5.2BQ4 2024: $5.3BQ1 2025: $5.1BQ2 2025: $5.5BQ3 2025: $5.3BQ4 2025: $5.3BQ1 2026: $5BQ2 2026: $5.3BQ3 2026: $5.2B
Q4 2023: $4.9BQ1 2024: $4.9BQ2 2024: $5.1BQ3 2024: $5.2BQ4 2024: $5.3BQ1 2025: $5.1BQ2 2025: $5.5BQ3 2025: $5.3BQ4 2025: $5.3BQ1 2026: $5BQ2 2026: $5.3BQ3 2026: $5.2B
QuarterRevenueYoY
Q3 2026$5.2B-1.3%
Q2 2026$5.3B-4.1%
Q1 2026$5B-2%
Q4 2025$5.3B+0.6%
Q3 2025$5.3B+0.9%
Q2 2025$5.5B+8%
Q1 2025$5.1B+5.1%
Q4 2024$5.3B+6.8%

FISV's revenue grew through 2024 and has held roughly level since: $5.2B last quarter, down 1.3% from the same quarter a year ago.

PLTR Quarterly Revenue

Q4 2023: $608MQ1 2024: $634MQ2 2024: $678MQ3 2024: $726MQ4 2024: $828MQ1 2025: $884MQ2 2025: $1BQ3 2025: $1.2BQ4 2025: $1.4BQ1 2026: $1.6BQ2 2026: $1.9BQ3 2026: $2.3B
Q4 2023: $608MQ1 2024: $634MQ2 2024: $678MQ3 2024: $726MQ4 2024: $828MQ1 2025: $884MQ2 2025: $1BQ3 2025: $1.2BQ4 2025: $1.4BQ1 2026: $1.6BQ2 2026: $1.9BQ3 2026: $2.3B
QuarterRevenueYoY
Q3 2026$2.3B+96%
Q2 2026$1.9B+93%
Q1 2026$1.6B+85%
Q4 2025$1.4B+70%
Q3 2025$1.2B+63%
Q2 2025$1B+48%
Q1 2025$883.9M+39%
Q4 2024$827.5M+36%

PLTR has the edge over FISV on sales, with more consistent year-over-year improvement.

FISV Free Cash Flow

Q4 2023: $1.2BQ1 2024: $411MQ2 2024: $993MQ3 2024: $1.8BQ4 2024: $1.8BQ1 2025: $313MQ2 2025: $1.2BQ3 2025: $1.3BQ4 2025: $1.5BQ1 2026: $141MQ2 2026: $985MQ3 2026: $530M
Q4 2023: $1.2BQ1 2024: $411MQ2 2024: $993MQ3 2024: $1.8BQ4 2024: $1.8BQ1 2025: $313MQ2 2025: $1.2BQ3 2025: $1.3BQ4 2025: $1.5BQ1 2026: $141MQ2 2026: $985MQ3 2026: $530M
QuarterFree cash flowYoY
Q3 2026$530M-59%
Q2 2026$985M-17%
Q1 2026$141M-55%
Q4 2025$1.5B-18%
Q3 2025$1.3B-29%
Q2 2025$1.2B+19%
Q1 2025$313M-24%
Q4 2024$1.8B+47%

FISV's free cash flow has been positive every quarter for seven years: $3.2B over the past year, down 32% from the year before.

PLTR Free Cash Flow

Q4 2023: $296MQ1 2024: $127MQ2 2024: $141MQ3 2024: $416MQ4 2024: $457MQ1 2025: $304MQ2 2025: $532MQ3 2025: $501MQ4 2025: $764MQ1 2026: $892MQ2 2026: $1.2BQ3 2026: $1.2B
Q4 2023: $296MQ1 2024: $127MQ2 2024: $141MQ3 2024: $416MQ4 2024: $457MQ1 2025: $304MQ2 2025: $532MQ3 2025: $501MQ4 2025: $764MQ1 2026: $892MQ2 2026: $1.2BQ3 2026: $1.2B
QuarterFree cash flowYoY
Q3 2026$1.2B+139%
Q2 2026$1.2B+126%
Q1 2026$891.8M+193%
Q4 2025$764M+67%
Q3 2025$500.9M+20%
Q2 2025$531.6M+276%
Q1 2025$304.1M+140%
Q4 2024$457.2M+54%

PLTR has the edge over FISV on cash flow, with more consistent year-over-year improvement.

FISV Total Shares

Q4 2023: 616MQ1 2024: 595MQ2 2024: 585MQ3 2024: 577MQ4 2024: 582MQ1 2025: 565MQ2 2025: 553MQ3 2025: 542MQ4 2025: 549MQ1 2026: 535MQ2 2026: 534MQ3 2026: 532M
Q4 2023: 616MQ1 2024: 595MQ2 2024: 585MQ3 2024: 577MQ4 2024: 582MQ1 2025: 565MQ2 2025: 553MQ3 2025: 542MQ4 2025: 549MQ1 2026: 535MQ2 2026: 534MQ3 2026: 532M
PeriodChange %Net change
Quarterly-0.4%-1.9M shares
1 year-1.8%-10M shares
3 years-13%-78.5M shares
5 years-21%-138M shares
Available history-23%-159M shares

FISV has the edge over PLTR on shareholder dilution, with a more favorable share count trend.

PLTR Total Shares

Q4 2023: 2.3BQ1 2024: 2.4BQ2 2024: 2.4BQ3 2024: 2.5BQ4 2024: 2.5BQ1 2025: 2.6BQ2 2025: 2.6BQ3 2025: 2.6BQ4 2025: 2.6BQ1 2026: 2.6BQ2 2026: 2.6BQ3 2026: 2.6B
Q4 2023: 2.3BQ1 2024: 2.4BQ2 2024: 2.4BQ3 2024: 2.5BQ4 2024: 2.5BQ1 2025: 2.6BQ2 2025: 2.6BQ3 2025: 2.6BQ4 2025: 2.6BQ1 2026: 2.6BQ2 2026: 2.6BQ3 2026: 2.6B
PeriodChange %Net change
Quarterly+0.2%+5.2M shares
1 year+0.1%+2.9M shares
3 years+11%+248M shares
5 years+31%+610M shares
Available history+184%+1.7B shares

PLTR has 2.6B diluted shares, about the same as a year ago.

FISV Net Leverage

FISV's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

PLTR Net Leverage

Q4 2023: -5.4xQ1 2024: -2.3xQ2 2024: -1.6xQ3 2024: -1.9xQ4 2024: -6.1xQ1 2025: -2.3xQ2 2025: -1.6xQ3 2025: -1.9xQ4 2025: -1.0xQ1 2026: -1.1xQ2 2026: -0.8xQ3 2026: -1.1x
Q4 2023: -5.4xQ1 2024: -2.3xQ2 2024: -1.6xQ3 2024: -1.9xQ4 2024: -6.1xQ1 2025: -2.3xQ2 2025: -1.6xQ3 2025: -1.9xQ4 2025: -1.0xQ1 2026: -1.1xQ2 2026: -0.8xQ3 2026: -1.1x
QuarterNet LeverageStatus
Q3 2026-1.1xNet Cash
Q2 2026-0.8xNet Cash
Q1 2026-1.1xNet Cash
Q4 2025-1.0xNet Cash
Q3 2025-1.9xNet Cash
Q2 2025-1.6xNet Cash
Q1 2025-2.3xNet Cash
Q4 2024-6.1xNet Cash

PLTR has more cash than debt.

FISV Weekly Momentum

MetricValueStatus
RSI59.9Neutral
Stochastic76.6Neutral

FISV's weekly RSI is 60 (neutral) and its Stochastic is 77 (neutral).

PLTR Weekly Momentum

MetricValueStatus
RSI51.4Neutral
Stochastic47.4Neutral

PLTR's weekly RSI is 51 (neutral) and its Stochastic is 47 (neutral).

FISV PE vs Technology Sector

MetricFISVSector medianRelative
PE9.6x28x66% below
PE %83527 pts below

FISV has the edge over PLTR on valuation relative to its sector.

PLTR PE vs Technology Sector

MetricPLTRSector medianRelative
PE120x28x331% above
PE %13837 pts below

PLTR is trading at 120x earnings, a 331% premium to the Technology sector's median of 28x.

FISV Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$51.020% above
20 week MA$51.619% above
50 week MA$56.88.4% above
100 week MA$110.844% below
200 week MA$126.651% below

FISV has bounced recently, but its long-term trend is still down: it's above its 8-, 20- and 50-week averages, but 51% below its 200-week average.

PLTR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$185.87.6% below
20 week MA$167.62.4% above
50 week MA$157.19.2% above
100 week MA$143.819% above
200 week MA$83.3106% above

PLTR has the edge over FISV on trend strength, trading above more of its moving averages.

FISV Yearly ROI

YearStart priceEnd priceROI
2020$117.1$112.6-3.8%
2021$112.6$105.5-6.3%
2022$105.5$100.5-4.8%
2023$100.5$132.8+32%
2024$132.8$208.0+57%
2025$208.0$67.5-68%
2026 YTD$67.5$61.5-8.9%

FISV has the edge over PLTR on returns for 2026, with the stronger performance.

PLTR Yearly ROI

YearStart priceEnd priceROI
2020$9.20$27.8+202%
2021$27.8$18.9-32%
2022$18.9$6.29-67%
2023$6.29$17.2+173%
2024$17.2$79.1+361%
2025$79.1$188.7+139%
2026 YTD$188.7$171.6-9.1%

PLTR's yearly returns have swung widely, from +361% in 2024 to −67% in 2022. It's down 9.1% so far in 2026.

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