FISV
Fiserv, Inc.
FISV's outlook is improving, though it still trails on the overall score.
PLTR
Palantir Technologies Inc.
PLTR has the edge over FISV overall, supported by stronger fundamentals and stronger valuation.
FISV Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Weak | |
| Stable | |
| Unavailable |
FISV's revenue and cash flow are currently stable, but its profitability is weak. There isn't enough data to rate its balance sheet.
PLTR Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| Strong | |
| Strong |
PLTR's revenue, profitability, cash flow and balance sheet are all currently strong.
FISV PE Valuation
FISV has no meaningful PE right now: it lost money over the past year.
PLTR PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 75x | $172 | — |
| Current | 120x | $172 | — |
| Cheap | 165x | $236 | +37% |
| Fair | 251x | $359 | +109% |
| Expensive | 452x | $646 | +277% |
Historical ranges are pointers, not guarantees.
PLTR's PE is in its cheap range at 120x. If earnings grow as analysts expect, today's price would be 75x next year's earnings.
FISV Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Growth | |
| Stable | |
| Improving | |
| Moderate | |
| High |
Analysts expect FISV's earnings to grow and its profitability to improve, with its revenue holding steady.
PLTR Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Moderate |
PLTR has the edge over FISV on the outlook, with more favorable revenue expectations.
FISV Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $7.67 | — |
| Q3 2026 | -$7.42 | -215% |
| Q2 2026 | $5.21 | -13% |
| Q1 2026 | $5.90 | +4.4% |
| Q4 2025 | $6.34 | +18% |
| Q3 2025 | $6.46 | +25% |
| Q2 2025 | $5.98 | +3.8% |
| Q1 2025 | $5.65 | +6% |
| Q4 2024 | $5.38 | +8% |
FISV has swung to a loss: it lost $7.42 per share over the past year, after a profit the year before.
PLTR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.30 | +61% |
| Q3 2026 | $1.43 | +240% |
| Q2 2026 | $1.17 | +290% |
| Q1 2026 | $0.89 | +287% |
| Q4 2025 | $0.63 | +232% |
| Q3 2025 | $0.42 | +110% |
| Q2 2025 | $0.30 | +76% |
| Q1 2025 | $0.23 | +92% |
| Q4 2024 | $0.19 | +111% |
PLTR has the edge over FISV on earnings quality, reporting a profit while its opponent remains loss making.
FISV Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $5.2B | -1.3% |
| Q2 2026 | $5.3B | -4.1% |
| Q1 2026 | $5B | -2% |
| Q4 2025 | $5.3B | +0.6% |
| Q3 2025 | $5.3B | +0.9% |
| Q2 2025 | $5.5B | +8% |
| Q1 2025 | $5.1B | +5.1% |
| Q4 2024 | $5.3B | +6.8% |
FISV's revenue grew through 2024 and has held roughly level since: $5.2B last quarter, down 1.3% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -106% | -133 points |
| Q2 2026 | 19% | -12 points |
| Q1 2026 | 18% | -8.9 points |
| Q4 2025 | 24% | -7.3 points |
| Q3 2025 | 27% | -3.4 points |
| Q2 2025 | 31% | +2.8 points |
| Q1 2025 | 27% | +3 points |
| Q4 2024 | 32% | +2.4 points |
FISV's operating margin was −106% last quarter, down 133 points from the same quarter a year ago, near the bottom of its range since 2019.
PLTR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $2.3B | +96% |
| Q2 2026 | $1.9B | +93% |
| Q1 2026 | $1.6B | +85% |
| Q4 2025 | $1.4B | +70% |
| Q3 2025 | $1.2B | +63% |
| Q2 2025 | $1B | +48% |
| Q1 2025 | $883.9M | +39% |
| Q4 2024 | $827.5M | +36% |
PLTR has the edge over FISV on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 47% | +14 points |
| Q2 2026 | 47% | +20 points |
| Q1 2026 | 46% | +26 points |
| Q4 2025 | 41% | +40 points |
| Q3 2025 | 33% | +18 points |
| Q2 2025 | 27% | +11 points |
| Q1 2025 | 20% | +7.2 points |
| Q4 2024 | 1.3% | -9.5 points |
PLTR has the edge over FISV on profitability, with a higher operating margin.
FISV Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $530M | -59% |
| Q2 2026 | $985M | -17% |
| Q1 2026 | $141M | -55% |
| Q4 2025 | $1.5B | -18% |
| Q3 2025 | $1.3B | -29% |
| Q2 2025 | $1.2B | +19% |
| Q1 2025 | $313M | -24% |
| Q4 2024 | $1.8B | +47% |
FISV's free cash flow has been positive every quarter for seven years: $3.2B over the past year, down 32% from the year before.
PLTR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +139% |
| Q2 2026 | $1.2B | +126% |
| Q1 2026 | $891.8M | +193% |
| Q4 2025 | $764M | +67% |
| Q3 2025 | $500.9M | +20% |
| Q2 2025 | $531.6M | +276% |
| Q1 2025 | $304.1M | +140% |
| Q4 2024 | $457.2M | +54% |
PLTR has the edge over FISV on cash flow, with more consistent year-over-year improvement.
FISV Net Leverage
FISV's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.
PLTR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.1x | Net Cash |
| Q2 2026 | -0.8x | Net Cash |
| Q1 2026 | -1.1x | Net Cash |
| Q4 2025 | -1.0x | Net Cash |
| Q3 2025 | -1.9x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -2.3x | Net Cash |
| Q4 2024 | -6.1x | Net Cash |
PLTR has more cash than debt.
FISV Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 59.9 | Neutral |
| Stochastic | 76.6 | Neutral |
FISV's weekly RSI is 60 (neutral) and its Stochastic is 77 (neutral).
PLTR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 51.4 | Neutral |
| Stochastic | 47.4 | Neutral |
PLTR's weekly RSI is 51 (neutral) and its Stochastic is 47 (neutral).
FISV PE vs Technology Sector
| Metric | FISV | Sector median | Relative |
|---|---|---|---|
| PE | 9.6x | 28x | 66% below |
| PE % | 8 | 35 | 27 pts below |
FISV has the edge over PLTR on valuation relative to its sector.
PLTR PE vs Technology Sector
| Metric | PLTR | Sector median | Relative |
|---|---|---|---|
| PE | 120x | 28x | 331% above |
| PE % | 1 | 38 | 37 pts below |
PLTR is trading at 120x earnings, a 331% premium to the Technology sector's median of 28x.
FISV Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $51.0 | 20% above |
| 20 week MA | $51.6 | 19% above |
| 50 week MA | $56.8 | 8.4% above |
| 100 week MA | $110.8 | 44% below |
| 200 week MA | $126.6 | 51% below |
FISV has bounced recently, but its long-term trend is still down: it's above its 8-, 20- and 50-week averages, but 51% below its 200-week average.
PLTR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $185.8 | 7.6% below |
| 20 week MA | $167.6 | 2.4% above |
| 50 week MA | $157.1 | 9.2% above |
| 100 week MA | $143.8 | 19% above |
| 200 week MA | $83.3 | 106% above |
PLTR has the edge over FISV on trend strength, trading above more of its moving averages.
FISV Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $117.1 | $112.6 | -3.8% |
| 2021 | $112.6 | $105.5 | -6.3% |
| 2022 | $105.5 | $100.5 | -4.8% |
| 2023 | $100.5 | $132.8 | +32% |
| 2024 | $132.8 | $208.0 | +57% |
| 2025 | $208.0 | $67.5 | -68% |
| 2026 YTD | $67.5 | $61.5 | -8.9% |
FISV has the edge over PLTR on returns for 2026, with the stronger performance.
PLTR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.20 | $27.8 | +202% |
| 2021 | $27.8 | $18.9 | -32% |
| 2022 | $18.9 | $6.29 | -67% |
| 2023 | $6.29 | $17.2 | +173% |
| 2024 | $17.2 | $79.1 | +361% |
| 2025 | $79.1 | $188.7 | +139% |
| 2026 YTD | $188.7 | $171.6 | -9.1% |
PLTR's yearly returns have swung widely, from +361% in 2024 to −67% in 2022. It's down 9.1% so far in 2026.