FISV
Fiserv, Inc.
FISV's outlook is improving, though it still trails on the overall score.
MU
Micron Technology, Inc.
MU has the edge over FISV overall, supported by stronger fundamentals and stronger valuation.
FISV Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Weak | |
| Stable | |
| Unavailable |
FISV's revenue and cash flow are currently stable, but its profitability is weak. There isn't enough data to rate its balance sheet.
MU Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| Strong | |
| Strong |
MU's revenue, profitability, cash flow and balance sheet are all currently strong.
FISV PE Valuation
FISV has no meaningful PE right now: it lost money over the past year.
MU PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 4.6x | $798 | — |
| Cheap | 10x | $777 | -2.7% |
| Current | 11x | $798 | — |
| Fair | 22x | $1,646 | +106% |
| Expensive | 32x | $2,404 | +201% |
Historical ranges are pointers, not guarantees.
MU's PE is in its cheap range at 11x. If earnings grow as analysts expect, today's price would be 4.6x next year's earnings.
FISV Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Growth | |
| Stable | |
| Improving | |
| Moderate | |
| High |
Analysts expect FISV's earnings to grow and its profitability to improve, with its revenue holding steady.
MU Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Broad | |
| Moderate |
MU has the edge over FISV on the outlook, with more favorable revenue expectations.
FISV Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $7.67 | — |
| Q3 2026 | -$7.42 | -215% |
| Q2 2026 | $5.21 | -13% |
| Q1 2026 | $5.90 | +4.4% |
| Q4 2025 | $6.34 | +18% |
| Q3 2025 | $6.46 | +25% |
| Q2 2025 | $5.98 | +3.8% |
| Q1 2025 | $5.65 | +6% |
| Q4 2024 | $5.38 | +8% |
FISV has swung to a loss: it lost $7.42 per share over the past year, after a profit the year before.
MU Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $174.95 | +135% |
| Q3 2026 | $74.33 | +879% |
| Q2 2026 | $44.17 | +693% |
| Q1 2026 | $21.18 | +405% |
| Q4 2025 | $10.52 | +201% |
| Q3 2025 | $7.59 | +984% |
| Q2 2025 | $5.57 | +$6.99 |
| Q1 2025 | $4.19 | +$7.64 |
| Q4 2024 | $3.49 | +$9.77 |
MU has the edge over FISV on earnings quality, reporting a profit while its opponent remains loss making.
FISV Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $5.2B | -1.3% |
| Q2 2026 | $5.3B | -4.1% |
| Q1 2026 | $5B | -2% |
| Q4 2025 | $5.3B | +0.6% |
| Q3 2025 | $5.3B | +0.9% |
| Q2 2025 | $5.5B | +8% |
| Q1 2025 | $5.1B | +5.1% |
| Q4 2024 | $5.3B | +6.8% |
FISV's revenue grew through 2024 and has held roughly level since: $5.2B last quarter, down 1.3% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -106% | -133 points |
| Q2 2026 | 19% | -12 points |
| Q1 2026 | 18% | -8.9 points |
| Q4 2025 | 24% | -7.3 points |
| Q3 2025 | 27% | -3.4 points |
| Q2 2025 | 31% | +2.8 points |
| Q1 2025 | 27% | +3 points |
| Q4 2024 | 32% | +2.4 points |
FISV's operating margin was −106% last quarter, down 133 points from the same quarter a year ago, near the bottom of its range since 2019.
MU Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $54.2B | +379% |
| Q2 2026 | $41.5B | +346% |
| Q1 2026 | $23.9B | +196% |
| Q4 2025 | $13.6B | +57% |
| Q3 2025 | $11.3B | +46% |
| Q2 2025 | $9.3B | +37% |
| Q1 2025 | $8.1B | +38% |
| Q4 2024 | $8.7B | +84% |
MU has the edge over FISV on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 81% | +48 points |
| Q2 2026 | 80% | +57 points |
| Q1 2026 | 68% | +46 points |
| Q4 2025 | 45% | +20 points |
| Q3 2025 | 32% | +13 points |
| Q2 2025 | 23% | +13 points |
| Q1 2025 | 22% | +19 points |
| Q4 2024 | 25% | +49 points |
MU has the edge over FISV on profitability, with a higher operating margin.
FISV Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $530M | -59% |
| Q2 2026 | $985M | -17% |
| Q1 2026 | $141M | -55% |
| Q4 2025 | $1.5B | -18% |
| Q3 2025 | $1.3B | -29% |
| Q2 2025 | $1.2B | +19% |
| Q1 2025 | $313M | -24% |
| Q4 2024 | $1.8B | +47% |
FISV's free cash flow has been positive every quarter for seven years: $3.2B over the past year, down 32% from the year before.
MU Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $32.9B | +45543% |
| Q2 2026 | $17.6B | +951% |
| Q1 2026 | $5.5B | +$5.6B |
| Q4 2025 | $3B | +7853% |
| Q3 2025 | $72M | -75% |
| Q2 2025 | $1.7B | +322% |
| Q1 2025 | -$113M | +$52M |
| Q4 2024 | $38M | +$433M |
MU has the edge over FISV on cash flow, with more consistent year-over-year improvement.
FISV Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -1.9M shares |
| 1 year | -1.8% | -10M shares |
| 3 years | -13% | -78.5M shares |
| 5 years | -21% | -138M shares |
| Available history | -23% | -159M shares |
FISV has the edge over MU on shareholder dilution, with a more favorable share count trend.
MU Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.2% | -2M shares |
| 1 year | +1.6% | +18M shares |
| 3 years | +4.6% | +50M shares |
| 5 years | +0.2% | +2M shares |
| Available history | +1.2% | +14M shares |
MU has 1.1B diluted shares, up 1.6% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | — |
| Q1 2026 | $350M |
| Q4 2025 | $300M |
| Q3 2024 | $300M |
| Q2 2024 | — |
| Q1 2024 | — |
| Q4 2023 | — |
MU has spent almost nothing on buybacks in the past year.
FISV Net Leverage
FISV's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.
MU Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.3x | Net Cash |
| Q2 2026 | -0.3x | Net Cash |
| Q1 2026 | -0.1x | Net Cash |
| Q4 2025 | 0.1x | Very low |
| Q3 2025 | 0.3x | Very low |
| Q2 2025 | 0.3x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.6x | Very low |
MU has more cash than debt.
FISV Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 59.9 | Neutral |
| Stochastic | 76.6 | Neutral |
FISV's weekly RSI is 60 (neutral) and its Stochastic is 77 (neutral).
MU Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 47.1 | Neutral |
| Stochastic | 26.9 | Neutral |
MU's weekly RSI is 47 (neutral) and its Stochastic is 27 (neutral).
FISV PE vs Technology Sector
| Metric | FISV | Sector median | Relative |
|---|---|---|---|
| PE | 9.6x | 28x | 66% below |
| PE % | 8 | 35 | 27 pts below |
FISV has the edge over MU on valuation relative to its sector.
MU PE vs Technology Sector
| Metric | MU | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 28x | 61% below |
| PE % | 18 | 35 | 17 pts below |
MU is trading at 11x earnings, a 61% discount to the Technology sector's median of 28x.
FISV Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $51.0 | 20% above |
| 20 week MA | $51.6 | 19% above |
| 50 week MA | $56.8 | 8.4% above |
| 100 week MA | $110.8 | 44% below |
| 200 week MA | $126.6 | 51% below |
FISV has bounced recently, but its long-term trend is still down: it's above its 8-, 20- and 50-week averages, but 51% below its 200-week average.
MU Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $914.5 | 13% below |
| 20 week MA | $931.0 | 14% below |
| 50 week MA | $685.9 | 16% above |
| 100 week MA | $405.4 | 97% above |
| 200 week MA | $246.0 | 225% above |
MU has pulled back, but its long-term trend is still up: it's below its 8- and 20-week averages, but 225% above its 200-week average.
FISV Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $117.1 | $112.6 | -3.8% |
| 2021 | $112.6 | $105.5 | -6.3% |
| 2022 | $105.5 | $100.5 | -4.8% |
| 2023 | $100.5 | $132.8 | +32% |
| 2024 | $132.8 | $208.0 | +57% |
| 2025 | $208.0 | $67.5 | -68% |
| 2026 YTD | $67.5 | $61.5 | -8.9% |
FISV has finished lower in four of the last six years. It's down 8.9% so far in 2026.
MU Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $54.0 | $70.6 | +31% |
| 2021 | $70.6 | $94.4 | +34% |
| 2022 | $94.4 | $50.2 | -47% |
| 2023 | $50.2 | $85.3 | +70% |
| 2024 | $85.3 | $88.6 | +3.9% |
| 2025 | $88.6 | $284.8 | +221% |
| 2026 YTD | $284.8 | $798.4 | +180% |
MU has the edge over FISV on returns for 2026, with the stronger performance.