FINV
FinVolution Group
There isn't enough reported data to score FINV yet.
JPM
JPMorgan Chase & Co.
JPM's fundamentals are strong, but it looks expensive: trading at 14x earnings, above its usual 12x. Analysts expect earnings growth.
FINV Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
FINV's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like FINV.
JPM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.
FINV PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 2.5x | $2.77 | +1.7% |
| Current | 2.5x | $2.72 | — |
| Fair | 4.1x | $4.47 | +64% |
| Expensive | 5.8x | $6.43 | +136% |
Historical ranges are pointers, not guarantees.
FINV's PE is 2.5x, but its earnings don't support one, so it isn't a reliable read right now.
JPM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $231 | -33% |
| Fair | 12x | $287 | -16% |
| Current | 14x | $343 | — |
| Forward | 14x | $343 | — |
| Expensive | 15x | $361 | +5.2% |
Historical ranges are pointers, not guarantees.
JPM has the edge over FINV in the historical PE scenario, which offers more potential upside but is not a forecast.
FINV Forward outlook
There aren't enough analyst estimates for FINV to show an outlook.
JPM Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for JPM, with profitability improving.
FINV Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $1.10 | -31% |
| Q1 2026 | $1.25 | -16% |
| Q4 2025 | $1.43 | +6.7% |
| Q3 2025 | $1.58 | +27% |
| Q2 2025 | $1.59 | +34% |
| Q1 2025 | $1.48 | +25% |
| Q4 2024 | $1.34 | +7.2% |
| Q3 2024 | $1.24 | -0.8% |
FINV's earnings per share have fallen from their peak: $1.10 over the past year, against $1.59 in mid-2025.
JPM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $24.99 | +4.8% |
| Q3 2026 | $23.85 | +18% |
| Q2 2026 | $23.35 | +20% |
| Q1 2026 | $20.89 | +2.5% |
| Q4 2025 | $20.02 | +1.4% |
| Q3 2025 | $20.20 | +12% |
| Q2 2025 | $19.50 | +8.7% |
| Q1 2025 | $20.38 | +23% |
| Q4 2024 | $19.75 | +22% |
JPM has the edge over FINV on earnings, with more consistent year-over-year improvement.
FINV Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $509.3M | -5.2% |
| Q1 2026 | $478.8M | -8.3% |
| Q4 2025 | $447.5M | -14% |
| Q3 2025 | $523.2M | +6.4% |
| Q2 2025 | $536.9M | +13% |
| Q1 2025 | $522.4M | +10% |
| Q4 2024 | $518.8M | +5.5% |
| Q3 2024 | $491.6M | +2.5% |
FINV's revenue is shrinking: $509M last quarter, down 5.2% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 17% | -5.9 points |
| Q1 2026 | 17% | -8.9 points |
| Q4 2025 | 16% | -6.8 points |
| Q3 2025 | 21% | +3.9 points |
| Q2 2025 | 23% | +5.2 points |
| Q1 2025 | 25% | +5.5 points |
| Q4 2024 | 23% | +7.1 points |
| Q3 2024 | 17% | -0.2 points |
FINV's operating margin was 17% last quarter, down 5.9 points from the same quarter a year ago.
JPM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $50.2B | +8.1% |
| Q2 2026 | $57.3B | +28% |
| Q1 2026 | $49.8B | +10% |
| Q4 2025 | $45.8B | +7.1% |
| Q3 2025 | $46.4B | +8.8% |
| Q2 2025 | $44.9B | -11% |
| Q1 2025 | $45.3B | +8.1% |
| Q4 2024 | $42.8B | +11% |
JPM has the edge over FINV on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -0.2 points |
| Q2 2026 | 48% | +7.3 points |
| Q1 2026 | 41% | +0.5 points |
| Q4 2025 | 37% | -3.2 points |
| Q3 2025 | 40% | +0.6 points |
| Q2 2025 | 41% | -6 points |
| Q1 2025 | 41% | -0.6 points |
| Q4 2024 | 41% | +11 points |
JPM has the edge over FINV on profitability, with a higher operating margin.
FINV Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q1 2026 | $33.9M | -56% |
| Q4 2025 | $0 | -100% |
| Q3 2025 | $130.8M | -45% |
| Q2 2025 | $1.3M | -99% |
| Q1 2025 | $76.9M | +145% |
| Q4 2024 | $19.2M | +$99.4M |
| Q3 2024 | $236.8M | +785% |
| Q2 2024 | $144.9M | +91% |
FINV has the stronger cash trend. Its trailing FCF is down 7.4% versus its history, compared with JPM at down 229%.
JPM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.2B | +$78.4B |
| Q2 2026 | -$25.3B | -186% |
| Q1 2026 | -$211.8B | +$40.1B |
| Q4 2025 | $119.7B | -19% |
| Q3 2025 | -$45.2B | +$28.9B |
| Q2 2025 | $29.5B | -23% |
| Q1 2025 | -$251.8B | -$97.7B |
| Q4 2024 | $147.8B | +145% |
JPM's free cash flow was −$84.2B over the past year, against −$120B the year before. Free cash flow isn't a meaningful measure for financial services companies like JPM.
FINV Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -2.5% | -6.3M shares |
| 1 year | -5.3% | -14.1M shares |
| 3 years | -12% | -34.3M shares |
| 5 years | -16% | -47M shares |
| Available history | -21% | -65.5M shares |
FINV has the edge over JPM on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q1 2026 | $5.9M |
| Q4 2025 | $111.8M |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | $2.1M |
| Q4 2024 | $96.5M |
| Q3 2024 | — |
| Q2 2024 | — |
JPM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -11.2M shares |
| 1 year | -3.1% | -84.6M shares |
| 3 years | -8.5% | -249M shares |
| 5 years | -11% | -322M shares |
| Available history | -17% | -547M shares |
JPM has 2.7B diluted shares, down 3.1% from a year ago, with $24.5B in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.1B |
| Q2 2026 | $6.8B |
| Q1 2026 | $8.3B |
| Q4 2025 | $8.3B |
| Q3 2025 | $8.3B |
| Q2 2025 | $7.5B |
| Q1 2025 | $7.5B |
| Q4 2024 | $4.3B |
JPM spent $24.5B buying back its own shares over the past year, down 11% from the year before.
FINV Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | -1.4x | Net Cash |
| Q1 2026 | -2.0x | Net Cash |
| Q4 2025 | -1.6x | Net Cash |
| Q3 2025 | -6.5x | Net Cash |
| Q2 2025 | -1.3x | Net Cash |
| Q1 2025 | -1.9x | Net Cash |
| Q4 2024 | -1.8x | Net Cash |
| Q3 2024 | -2.2x | Net Cash |
FINV has the edge over JPM on leverage, with a lower net debt burden relative to earnings.
JPM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.4x | Very low |
JPM's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like JPM.
FINV Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 27.8 | Oversold |
| Stochastic | 3.6 | Oversold |
FINV's weekly RSI is 28 (oversold) and its Stochastic is 4 (oversold).
JPM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 31.5 | Neutral |
JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).
FINV PE vs Financial Services Sector
| Metric | FINV | Sector median | Relative |
|---|---|---|---|
| PE | 2.5x | 13x | 81% below |
| PE % | 16 | 63 | 47 pts below |
FINV has the edge over JPM on valuation relative to its sector.
JPM PE vs Financial Services Sector
| Metric | JPM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 10% above |
| PE % | 76 | 63 | 13 pts above |
JPM is trading at 14x earnings, a 10% premium to the Financial Services sector's median of 13x.
FINV Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $2.95 | 7.8% below |
| 20 week MA | $3.72 | 27% below |
| 50 week MA | $4.55 | 40% below |
| 100 week MA | $6.26 | 57% below |
| 200 week MA | $5.66 | 52% below |
FINV is in a downtrend: it's below all five of its weekly moving averages, and 52% below its 200-week average.
JPM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $336.8 | 1.8% above |
| 20 week MA | $345.3 | 0.7% below |
| 50 week MA | $323.2 | 6.1% above |
| 100 week MA | $298.9 | 15% above |
| 200 week MA | $236.6 | 45% above |
JPM has the edge over FINV on trend strength, trading above more of its moving averages.
FINV Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $2.46 | $2.36 | -4.1% |
| 2021 | $2.36 | $4.90 | +108% |
| 2022 | $4.90 | $5.09 | +3.9% |
| 2023 | $5.09 | $4.90 | -3.7% |
| 2024 | $4.90 | $6.86 | +40% |
| 2025 | $6.86 | $5.42 | -21% |
| 2026 YTD | $5.42 | $2.72 | -50% |
FINV has finished lower in three of the last six years. It's down 50% so far in 2026.
JPM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $139.1 | $124.5 | -11% |
| 2021 | $124.5 | $157.3 | +26% |
| 2022 | $157.3 | $131.3 | -17% |
| 2023 | $131.3 | $170.1 | +30% |
| 2024 | $170.1 | $241.2 | +42% |
| 2025 | $241.2 | $327.9 | +36% |
| 2026 YTD | $327.9 | $342.8 | +4.5% |
JPM has the edge over FINV on returns for 2026, with the stronger performance.