FINV
FinVolution Group
There isn't enough reported data to score FINV yet.
IREN
IREN Limited
There isn't enough reported data to score IREN yet.
FINV Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
FINV's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like FINV.
IREN Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Weak | |
| N/A | |
| N/A |
IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.
FINV PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 2.5x | $2.77 | +1.7% |
| Current | 2.5x | $2.72 | — |
| Fair | 4.1x | $4.47 | +64% |
| Expensive | 5.8x | $6.43 | +136% |
Historical ranges are pointers, not guarantees.
FINV's PE is 2.5x, but its earnings don't support one, so it isn't a reliable read right now.
IREN PE Valuation
IREN has no meaningful PE right now: it lost money over the past year.
FINV Forward outlook
There aren't enough analyst estimates for FINV to show an outlook.
IREN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses growing | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect IREN's losses to grow, with revenue growing. However, they disagree widely on these estimates.
FINV Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $1.10 | -31% |
| Q1 2026 | $1.25 | -16% |
| Q4 2025 | $1.43 | +6.7% |
| Q3 2025 | $1.58 | +27% |
| Q2 2025 | $1.59 | +34% |
| Q1 2025 | $1.48 | +25% |
| Q4 2024 | $1.34 | +7.2% |
| Q3 2024 | $1.24 | -0.8% |
FINV has the edge over IREN on earnings quality, reporting a profit while its opponent remains loss making.
IREN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.96 | -347% |
| Q2 2026 | -$2.22 | -988% |
| Q1 2026 | $0.51 | +$1.10 |
| Q4 2025 | $1.18 | +$1.62 |
| Q3 2025 | $1.60 | +$1.99 |
| Q2 2025 | $0.25 | +$0.45 |
| Q1 2025 | -$0.59 | -$0.43 |
| Q4 2024 | -$0.44 | -$0.15 |
IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.
FINV Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $509.3M | -5.2% |
| Q1 2026 | $478.8M | -8.3% |
| Q4 2025 | $447.5M | -14% |
| Q3 2025 | $523.2M | +6.4% |
| Q2 2025 | $536.9M | +13% |
| Q1 2025 | $522.4M | +10% |
| Q4 2024 | $518.8M | +5.5% |
| Q3 2024 | $491.6M | +2.5% |
FINV's revenue is shrinking: $509M last quarter, down 5.2% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 17% | -5.9 points |
| Q1 2026 | 17% | -8.9 points |
| Q4 2025 | 16% | -6.8 points |
| Q3 2025 | 21% | +3.9 points |
| Q2 2025 | 23% | +5.2 points |
| Q1 2025 | 25% | +5.5 points |
| Q4 2024 | 23% | +7.1 points |
| Q3 2024 | 17% | -0.2 points |
FINV has the edge over IREN on profitability, with a higher operating margin.
IREN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $228M | -5.1% |
| Q2 2026 | $137.2M | -27% |
| Q1 2026 | $144.8M | 0% |
| Q4 2025 | $184.7M | +59% |
| Q3 2025 | $240.3M | +355% |
| Q2 2025 | $187.3M | +230% |
| Q1 2025 | $144.8M | +168% |
| Q4 2024 | $116.1M | +176% |
IREN has the edge over FINV on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -82% | -50 points |
| Q2 2026 | -452% | -461 points |
| Q1 2026 | -161% | -180 points |
| Q4 2025 | -63% | -79 points |
| Q3 2025 | -32% | +57 points |
| Q2 2025 | 9% | +49 points |
| Q1 2025 | 19% | +8 points |
| Q4 2024 | 15% | +21 points |
IREN's operating margin was −82% last quarter, down 50 points from the same quarter a year ago.
FINV Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q1 2026 | $33.9M | -56% |
| Q4 2025 | $0 | -100% |
| Q3 2025 | $130.8M | -45% |
| Q2 2025 | $1.3M | -99% |
| Q1 2025 | $76.9M | +145% |
| Q4 2024 | $19.2M | +$99.4M |
| Q3 2024 | $236.8M | +785% |
| Q2 2024 | $144.9M | +91% |
FINV has the stronger cash trend. Its trailing FCF is down 7.4% versus its history, compared with IREN at down 479%.
IREN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.6B | -$1.6B |
| Q2 2026 | $482.2M | +2895% |
| Q1 2026 | -$873.8M | -$523.1M |
| Q4 2025 | -$468M | -$334M |
| Q3 2025 | -$38M | +$349.4M |
| Q2 2025 | $16.1M | +$179M |
| Q1 2025 | -$350.7M | -$128.7M |
| Q4 2024 | -$134M | -$105.2M |
IREN's free cash flow was −$2.5B over the past year, against −$507M the year before. Free cash flow isn't a meaningful measure for financial services companies like IREN.
FINV Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -2.5% | -6.3M shares |
| 1 year | -5.3% | -14.1M shares |
| 3 years | -12% | -34.3M shares |
| 5 years | -16% | -47M shares |
| Available history | -21% | -65.5M shares |
FINV has the edge over IREN on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q1 2026 | $5.9M |
| Q4 2025 | $111.8M |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | $2.1M |
| Q4 2024 | $96.5M |
| Q3 2024 | — |
| Q2 2024 | — |
IREN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +26% | +82.4M shares |
| 1 year | +10% | +36.9M shares |
| 3 years | +511% | +333M shares |
| 5 years | +624% | +344M shares |
| Available history | +2346% | +382M shares |
IREN has 399M diluted shares, up 10% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
| Q2 2024 | — |
| Q1 2024 | — |
| Q4 2023 | — |
| Q3 2023 | — |
FINV Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | -1.4x | Net Cash |
| Q1 2026 | -2.0x | Net Cash |
| Q4 2025 | -1.6x | Net Cash |
| Q3 2025 | -6.5x | Net Cash |
| Q2 2025 | -1.3x | Net Cash |
| Q1 2025 | -1.9x | Net Cash |
| Q4 2024 | -1.8x | Net Cash |
| Q3 2024 | -2.2x | Net Cash |
FINV has the edge over IREN on leverage, with a lower net debt burden relative to earnings.
IREN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q1 2026 | 157.6x | High |
| Q4 2025 | 22.2x | High |
| Q3 2025 | 4.1x | High |
| Q2 2025 | 2.0x | Moderate |
| Q1 2025 | 3.3x | Elevated |
| Q4 2024 | -4.6x | Net Cash |
| Q3 2024 | -16.7x | Net Cash |
| Q2 2024 | -15.9x | Net Cash |
IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.
FINV Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 27.8 | Oversold |
| Stochastic | 3.6 | Oversold |
FINV's weekly RSI is 28 (oversold) and its Stochastic is 4 (oversold).
IREN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 33.3 | Neutral |
| Stochastic | 8.2 | Oversold |
IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).
FINV PE vs Financial Services Sector
| Metric | FINV | Sector median | Relative |
|---|---|---|---|
| PE | 2.5x | 13x | 81% below |
| PE % | 16 | 63 | 47 pts below |
FINV is trading at 2.5x earnings, a 81% discount to the Financial Services sector's median of 13x, though its earnings don't support one.
IREN PE vs Financial Services Sector
| Metric | IREN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
IREN has no meaningful PE right now: it lost money over the past year.
FINV Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $2.95 | 7.8% below |
| 20 week MA | $3.72 | 27% below |
| 50 week MA | $4.55 | 40% below |
| 100 week MA | $6.26 | 57% below |
| 200 week MA | $5.66 | 52% below |
FINV is in a downtrend: it's below all five of its weekly moving averages, and 52% below its 200-week average.
IREN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $29.8 | 35% below |
| 20 week MA | $36.2 | 46% below |
| 50 week MA | $42.8 | 54% below |
| 100 week MA | $32.0 | 39% below |
| 200 week MA | $19.1 | 2.1% above |
IREN has the edge over FINV on trend strength, trading above more of its moving averages.
FINV Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $2.46 | $2.36 | -4.1% |
| 2021 | $2.36 | $4.90 | +108% |
| 2022 | $4.90 | $5.09 | +3.9% |
| 2023 | $5.09 | $4.90 | -3.7% |
| 2024 | $4.90 | $6.86 | +40% |
| 2025 | $6.86 | $5.42 | -21% |
| 2026 YTD | $5.42 | $2.72 | -50% |
FINV has the edge over IREN on returns for 2026, with the stronger performance.
IREN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $24.8 | $17.2 | -31% |
| 2022 | $17.2 | $1.19 | -93% |
| 2023 | $1.19 | $7.15 | +501% |
| 2024 | $7.15 | $10.7 | +50% |
| 2025 | $10.7 | $40.3 | +276% |
| 2026 YTD | $40.3 | $19.5 | -52% |
IREN's yearly returns have swung widely, from +501% in 2023 to −93% in 2022. It's down 52% so far in 2026.