FIBK
First Interstate BancSystem, Inc.
FIBK has a slight edge over HOOD overall, supported by stronger fundamentals and lower modeled downside.
HOOD
Robinhood Markets, Inc.
HOOD offers stronger valuation, but that advantage does not outweigh its weaker overall profile.
FIBK Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
FIBK's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like FIBK.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
FIBK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 11x | $34.46 | -8.5% |
| Current | 12x | $37.67 | — |
| Fair | 13x | $42.01 | +12% |
| Forward | 13x | $37.67 | — |
| Expensive | 16x | $51.86 | +38% |
Historical ranges are pointers, not guarantees.
FIBK has the edge over HOOD in the historical PE scenario, which offers more potential upside but is not a forecast.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD's PE is in its cheap range at 38x. If earnings grow as analysts expect, today's price would be 30x next year's earnings.
FIBK Forward outlook
| Metric | Outlook |
|---|---|
| Deteriorating | |
| Growth | |
| Stable | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect FIBK's earnings to grow and its profitability to improve, with its revenue holding steady.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
HOOD has the edge over FIBK on the outlook, with more favorable valuation and revenue expectations.
FIBK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.89 | -9.8% |
| Q3 2026 | $3.20 | +35% |
| Q2 2026 | $3.24 | +46% |
| Q1 2026 | $3.06 | +45% |
| Q4 2025 | $2.94 | +34% |
| Q3 2025 | $2.37 | +3.9% |
| Q2 2025 | $2.22 | -9% |
| Q1 2025 | $2.11 | -16% |
| Q4 2024 | $2.19 | -12% |
FIBK earned $3.20 per share over the past year, up 35% from the year before.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over FIBK on earnings, with more consistent year-over-year improvement.
FIBK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $249.5M | -0.4% |
| Q2 2026 | $263.9M | +6.3% |
| Q1 2026 | $241.8M | -2.1% |
| Q4 2025 | $313M | +20% |
| Q3 2025 | $250.5M | -0.6% |
| Q2 2025 | $248.3M | +1.6% |
| Q1 2025 | $247M | +2% |
| Q4 2024 | $261.3M | +3.6% |
FIBK's revenue has picked up after three years of holding roughly level: $250M last quarter, about level with the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 33% | -4.1 points |
| Q2 2026 | 41% | +3.3 points |
| Q1 2026 | 32% | +5.2 points |
| Q4 2025 | 44% | +19 points |
| Q3 2025 | 37% | +8.1 points |
| Q2 2025 | 38% | +5.6 points |
| Q1 2025 | 27% | -4.8 points |
| Q4 2024 | 26% | -6.5 points |
FIBK's operating margin was 33% last quarter, down 4.1 points from the same quarter a year ago.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over FIBK on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over FIBK on profitability, with a higher operating margin.
FIBK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $105.7M | +15% |
| Q2 2026 | $57.9M | -15% |
| Q1 2026 | $55M | -30% |
| Q4 2025 | $67.3M | -29% |
| Q3 2025 | $91.7M | +2% |
| Q2 2025 | $68.1M | -17% |
| Q1 2025 | $78.5M | -10% |
| Q4 2024 | $95.2M | +37% |
FIBK's free cash flow was $286M over the past year, down 14% from the year before. Free cash flow isn't a meaningful measure for financial services companies like FIBK.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD has the edge over FIBK on cash flow, with more consistent year-over-year improvement.
FIBK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.8% | -1.7M shares |
| 1 year | -8% | -8.3M shares |
| 3 years | -8.4% | -8.7M shares |
| 5 years | +54% | +33.3M shares |
| Available history | +49% | +31.2M shares |
FIBK has the edge over HOOD on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $77.2M |
| Q2 2026 | $69.5M |
| Q1 2026 | $87.7M |
| Q4 2025 | $91.2M |
| Q3 2025 | $27.5M |
| Q2 2025 | — |
| Q1 2025 | $3.2M |
| Q4 2024 | — |
FIBK spent $326M buying back its own shares over the past year, more than ten times what it spent the year before.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has 911M diluted shares, down 0.8% from a year ago, with $789M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
FIBK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.7x | Net Cash |
| Q2 2026 | -0.7x | Net Cash |
| Q1 2026 | -0.7x | Net Cash |
| Q4 2025 | -0.5x | Net Cash |
| Q3 2025 | -0.6x | Net Cash |
| Q2 2025 | -0.5x | Net Cash |
| Q1 2025 | 1.7x | Healthy |
| Q4 2024 | -0.7x | Net Cash |
FIBK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like FIBK.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has the edge over FIBK on leverage, with a lower net debt burden relative to earnings.
FIBK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.6 | Neutral |
| Stochastic | 63.9 | Neutral |
FIBK's weekly RSI is 55 (neutral) and its Stochastic is 64 (neutral).
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
FIBK PE vs Financial Services Sector
| Metric | FIBK | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 9.6% below |
| PE % | 30 | 63 | 33 pts below |
FIBK has the edge over HOOD on valuation relative to its sector.
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
FIBK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $36.5 | 3.1% above |
| 20 week MA | $37.4 | 0.6% above |
| 50 week MA | $36.3 | 3.8% above |
| 100 week MA | $33.2 | 13% above |
| 200 week MA | $30.7 | 23% above |
FIBK has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
FIBK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $41.8 | $40.7 | -2.8% |
| 2021 | $40.7 | $39.1 | -3.8% |
| 2022 | $39.1 | $38.3 | -2% |
| 2023 | $38.3 | $30.8 | -20% |
| 2024 | $30.8 | $32.4 | +5.3% |
| 2025 | $32.4 | $35.9 | +11% |
| 2026 YTD | $35.9 | $37.7 | +4.8% |
FIBK has the edge over HOOD on returns for 2026, with the stronger performance.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.