FFBC
First Financial Bancorp.
FFBC has a slight edge over JPM overall, supported by stronger valuation.
JPM
JPMorgan Chase & Co.
JPM has slightly lower modeled downside risk, despite its lower overall score.
FFBC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
FFBC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like FFBC.
JPM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.
FFBC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.2x | $23.35 | -28% |
| Forward | 9.7x | $32.56 | — |
| Fair | 10x | $29.64 | -9% |
| Current | 11x | $32.56 | — |
| Expensive | 12x | $34.60 | +6.3% |
Historical ranges are pointers, not guarantees.
FFBC has the edge over JPM in the historical PE scenario, which offers more potential upside but is not a forecast.
JPM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $231 | -33% |
| Fair | 12x | $287 | -16% |
| Current | 14x | $343 | — |
| Forward | 14x | $343 | — |
| Expensive | 15x | $361 | +5.2% |
Historical ranges are pointers, not guarantees.
JPM's PE is in its expensive range at 14.4x. If earnings grow as analysts expect, today's price would be 13.7x next year's earnings.
FFBC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
FFBC has the edge over JPM on the outlook, with more favorable valuation expectations.
JPM Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for JPM, with profitability improving.
FFBC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $3.34 | +17% |
| Q3 2026 | $2.85 | +5.6% |
| Q2 2026 | $2.83 | +13% |
| Q1 2026 | $2.83 | +17% |
| Q4 2025 | $2.66 | +11% |
| Q3 2025 | $2.70 | +16% |
| Q2 2025 | $2.50 | +2.9% |
| Q1 2025 | $2.41 | -2.8% |
| Q4 2024 | $2.40 | -11% |
FFBC earned $2.85 per share over the past year, up 5.6% from the year before.
JPM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $24.99 | +4.8% |
| Q3 2026 | $23.85 | +18% |
| Q2 2026 | $23.35 | +20% |
| Q1 2026 | $20.89 | +2.5% |
| Q4 2025 | $20.02 | +1.4% |
| Q3 2025 | $20.20 | +12% |
| Q2 2025 | $19.50 | +8.7% |
| Q1 2025 | $20.38 | +23% |
| Q4 2024 | $19.75 | +22% |
JPM has the edge over FFBC on earnings, with more consistent year-over-year improvement.
FFBC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $273.9M | +17% |
| Q2 2026 | $264.2M | +17% |
| Q1 2026 | $271.5M | +36% |
| Q4 2025 | $238.8M | +6.5% |
| Q3 2025 | $234M | +16% |
| Q2 2025 | $226.3M | +5.4% |
| Q1 2025 | $200.4M | +2.6% |
| Q4 2024 | $224.3M | +12% |
FFBC has the edge over JPM on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 36% | -2.5 points |
| Q2 2026 | 36% | -3.1 points |
| Q1 2026 | 34% | +2.7 points |
| Q4 2025 | 33% | +3.3 points |
| Q3 2025 | 39% | +6.5 points |
| Q2 2025 | 39% | +4 points |
| Q1 2025 | 32% | +0.1 points |
| Q4 2024 | 30% | -5.7 points |
FFBC's operating margin was 36% last quarter, down 2.5 points from the same quarter a year ago.
JPM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $50.2B | +8.1% |
| Q2 2026 | $57.3B | +28% |
| Q1 2026 | $49.8B | +10% |
| Q4 2025 | $45.8B | +7.1% |
| Q3 2025 | $46.4B | +8.8% |
| Q2 2025 | $44.9B | -11% |
| Q1 2025 | $45.3B | +8.1% |
| Q4 2024 | $42.8B | +11% |
JPM's revenue has grown year over year for five quarters in a row: $50.2B last quarter, up 8.1% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -0.2 points |
| Q2 2026 | 48% | +7.3 points |
| Q1 2026 | 41% | +0.5 points |
| Q4 2025 | 37% | -3.2 points |
| Q3 2025 | 40% | +0.6 points |
| Q2 2025 | 41% | -6 points |
| Q1 2025 | 41% | -0.6 points |
| Q4 2024 | 41% | +11 points |
JPM has the edge over FFBC on profitability, with a higher operating margin.
FFBC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $107.5M | +25% |
| Q2 2026 | $21.1M | -68% |
| Q1 2026 | $535.5M | +923% |
| Q4 2025 | $114.1M | +70% |
| Q3 2025 | $85.8M | +1.6% |
| Q2 2025 | $64.8M | +0.1% |
| Q1 2025 | $52.4M | +111% |
| Q4 2024 | $67.1M | -39% |
FFBC has the edge over JPM on cash generation, producing positive trailing cash flow while its opponent burns cash.
JPM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.2B | +$78.4B |
| Q2 2026 | -$25.3B | -186% |
| Q1 2026 | -$211.8B | +$40.1B |
| Q4 2025 | $119.7B | -19% |
| Q3 2025 | -$45.2B | +$28.9B |
| Q2 2025 | $29.5B | -23% |
| Q1 2025 | -$251.8B | -$97.7B |
| Q4 2024 | $147.8B | +145% |
JPM's free cash flow was −$84.2B over the past year, against −$120B the year before. Free cash flow isn't a meaningful measure for financial services companies like JPM.
FFBC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +64.1K shares |
| 1 year | +9.7% | +9.2M shares |
| 3 years | +10% | +9.9M shares |
| 5 years | +10% | +9.9M shares |
| Available history | +6.2% | +6.1M shares |
FFBC has 105M diluted shares, up 9.7% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2022 | — |
| Q3 2022 | — |
| Q2 2022 | — |
| Q1 2022 | — |
| Q4 2021 | — |
| Q3 2021 | $57.2M |
| Q2 2021 | $32.9M |
| Q1 2021 | $18M |
JPM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -11.2M shares |
| 1 year | -3.1% | -84.6M shares |
| 3 years | -8.5% | -249M shares |
| 5 years | -11% | -322M shares |
| Available history | -17% | -547M shares |
JPM has the edge over FFBC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.1B |
| Q2 2026 | $6.8B |
| Q1 2026 | $8.3B |
| Q4 2025 | $8.3B |
| Q3 2025 | $8.3B |
| Q2 2025 | $7.5B |
| Q1 2025 | $7.5B |
| Q4 2024 | $4.3B |
JPM spent $24.5B buying back its own shares over the past year, down 11% from the year before.
FFBC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 2.0x | Moderate |
| Q2 2026 | 2.0x | Healthy |
| Q1 2026 | 2.1x | Moderate |
| Q4 2025 | 2.9x | Moderate |
| Q3 2025 | 1.9x | Healthy |
| Q2 2025 | 2.6x | Moderate |
| Q1 2025 | 3.2x | Elevated |
| Q4 2024 | 3.1x | Elevated |
FFBC's net debt is about 2.0 years of its operating earnings (EBITDA), about the same as a year ago. Net leverage isn't a meaningful measure for financial services companies like FFBC.
JPM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.4x | Very low |
JPM has the edge over FFBC on leverage, with a lower net debt burden relative to earnings.
FFBC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.1 | Neutral |
| Stochastic | 48.1 | Neutral |
FFBC's weekly RSI is 54 (neutral) and its Stochastic is 48 (neutral).
JPM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 31.5 | Neutral |
JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).
FFBC PE vs Financial Services Sector
| Metric | FFBC | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 12% below |
| PE % | 69 | 63 | 6 pts above |
FFBC has the edge over JPM on valuation relative to its sector.
JPM PE vs Financial Services Sector
| Metric | JPM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 10% above |
| PE % | 76 | 63 | 13 pts above |
JPM is trading at 14x earnings, a 10% premium to the Financial Services sector's median of 13x.
FFBC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $32.1 | 1.4% above |
| 20 week MA | $33.0 | 1.4% below |
| 50 week MA | $30.5 | 6.8% above |
| 100 week MA | $27.8 | 17% above |
| 200 week MA | $25.3 | 29% above |
FFBC's trend is mixed: it's above four of its five weekly moving averages, and 29% above its 200-week average.
JPM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $336.8 | 1.8% above |
| 20 week MA | $345.3 | 0.7% below |
| 50 week MA | $323.2 | 6.1% above |
| 100 week MA | $298.9 | 15% above |
| 200 week MA | $236.6 | 45% above |
JPM's trend is mixed: it's above four of its five weekly moving averages, and 45% above its 200-week average.
FFBC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $25.5 | $17.4 | -32% |
| 2021 | $17.4 | $24.2 | +39% |
| 2022 | $24.2 | $24.3 | +0.4% |
| 2023 | $24.3 | $23.8 | -2.2% |
| 2024 | $23.8 | $27.1 | +14% |
| 2025 | $27.1 | $25.7 | -5.1% |
| 2026 YTD | $25.7 | $32.6 | +27% |
FFBC has the edge over JPM on returns for 2026, with the stronger performance.
JPM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $139.1 | $124.5 | -11% |
| 2021 | $124.5 | $157.3 | +26% |
| 2022 | $157.3 | $131.3 | -17% |
| 2023 | $131.3 | $170.1 | +30% |
| 2024 | $170.1 | $241.2 | +42% |
| 2025 | $241.2 | $327.9 | +36% |
| 2026 YTD | $327.9 | $342.8 | +4.5% |
JPM has finished higher in four of the last six years. It's up 4.5% so far in 2026.