FFBC
First Financial Bancorp.
FFBC has lower modeled downside risk, despite its lower overall score.
HOOD
Robinhood Markets, Inc.
HOOD has a slight edge over FFBC overall, supported by stronger valuation and stronger modeled upside.
FFBC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
FFBC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like FFBC.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
FFBC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.2x | $23.35 | -28% |
| Forward | 9.7x | $32.56 | — |
| Fair | 10x | $29.64 | -9% |
| Current | 11x | $32.56 | — |
| Expensive | 12x | $34.60 | +6.3% |
Historical ranges are pointers, not guarantees.
FFBC's PE is in its expensive range at 11x. If earnings grow as analysts expect, today's price would be 9.7x next year's earnings, in its fair range.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over FFBC in the historical PE scenario, which offers more potential upside but is not a forecast.
FFBC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for FFBC, with profitability improving.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.
FFBC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $3.34 | +17% |
| Q3 2026 | $2.85 | +5.6% |
| Q2 2026 | $2.83 | +13% |
| Q1 2026 | $2.83 | +17% |
| Q4 2025 | $2.66 | +11% |
| Q3 2025 | $2.70 | +16% |
| Q2 2025 | $2.50 | +2.9% |
| Q1 2025 | $2.41 | -2.8% |
| Q4 2024 | $2.40 | -11% |
FFBC earned $2.85 per share over the past year, up 5.6% from the year before.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over FFBC on earnings, with more consistent year-over-year improvement.
FFBC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $273.9M | +17% |
| Q2 2026 | $264.2M | +17% |
| Q1 2026 | $271.5M | +36% |
| Q4 2025 | $238.8M | +6.5% |
| Q3 2025 | $234M | +16% |
| Q2 2025 | $226.3M | +5.4% |
| Q1 2025 | $200.4M | +2.6% |
| Q4 2024 | $224.3M | +12% |
FFBC's revenue has grown year over year for eight quarters in a row: $274M last quarter, up 17% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 36% | -2.5 points |
| Q2 2026 | 36% | -3.1 points |
| Q1 2026 | 34% | +2.7 points |
| Q4 2025 | 33% | +3.3 points |
| Q3 2025 | 39% | +6.5 points |
| Q2 2025 | 39% | +4 points |
| Q1 2025 | 32% | +0.1 points |
| Q4 2024 | 30% | -5.7 points |
FFBC's operating margin was 36% last quarter, down 2.5 points from the same quarter a year ago.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over FFBC on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over FFBC on profitability, with a higher operating margin.
FFBC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $107.5M | +25% |
| Q2 2026 | $21.1M | -68% |
| Q1 2026 | $535.5M | +923% |
| Q4 2025 | $114.1M | +70% |
| Q3 2025 | $85.8M | +1.6% |
| Q2 2025 | $64.8M | +0.1% |
| Q1 2025 | $52.4M | +111% |
| Q4 2024 | $67.1M | -39% |
FFBC has the edge over HOOD on cash flow, with more consistent year-over-year improvement.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.
FFBC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +64.1K shares |
| 1 year | +9.7% | +9.2M shares |
| 3 years | +10% | +9.9M shares |
| 5 years | +10% | +9.9M shares |
| Available history | +6.2% | +6.1M shares |
FFBC has 105M diluted shares, up 9.7% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2022 | — |
| Q3 2022 | — |
| Q2 2022 | — |
| Q1 2022 | — |
| Q4 2021 | — |
| Q3 2021 | $57.2M |
| Q2 2021 | $32.9M |
| Q1 2021 | $18M |
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over FFBC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
FFBC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 2.0x | Moderate |
| Q2 2026 | 2.0x | Healthy |
| Q1 2026 | 2.1x | Moderate |
| Q4 2025 | 2.9x | Moderate |
| Q3 2025 | 1.9x | Healthy |
| Q2 2025 | 2.6x | Moderate |
| Q1 2025 | 3.2x | Elevated |
| Q4 2024 | 3.1x | Elevated |
FFBC's net debt is about 2.0 years of its operating earnings (EBITDA), about the same as a year ago. Net leverage isn't a meaningful measure for financial services companies like FFBC.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has the edge over FFBC on leverage, with a lower net debt burden relative to earnings.
FFBC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.1 | Neutral |
| Stochastic | 48.1 | Neutral |
FFBC's weekly RSI is 54 (neutral) and its Stochastic is 48 (neutral).
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
FFBC PE vs Financial Services Sector
| Metric | FFBC | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 12% below |
| PE % | 69 | 63 | 6 pts above |
FFBC has the edge over HOOD on valuation relative to its sector.
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
FFBC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $32.1 | 1.4% above |
| 20 week MA | $33.0 | 1.4% below |
| 50 week MA | $30.5 | 6.8% above |
| 100 week MA | $27.8 | 17% above |
| 200 week MA | $25.3 | 29% above |
FFBC has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
FFBC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $25.5 | $17.4 | -32% |
| 2021 | $17.4 | $24.2 | +39% |
| 2022 | $24.2 | $24.3 | +0.4% |
| 2023 | $24.3 | $23.8 | -2.2% |
| 2024 | $23.8 | $27.1 | +14% |
| 2025 | $27.1 | $25.7 | -5.1% |
| 2026 YTD | $25.7 | $32.6 | +27% |
FFBC has the edge over HOOD on returns for 2026, with the stronger performance.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.