FDSB

Fifth District Savings Bank

39
Fundamentals26/ 100
Valuation31/ 100
Upside potential4/ 100
Risk potential46/ 100

FDSB trails on the overall score without a compensating advantage in the available component scores.

HOOD

Robinhood Markets, Inc.

59
Fundamentals57/ 100
Valuation70/ 100
Upside potential74/ 100
Risk potential29/ 100

HOOD has the edge over FDSB overall, supported by stronger modeled upside and stronger valuation.

FDSB Fundamentals

MetricStatus
Under pressure
Stable
N/A
N/A

FDSB's profitability is currently stable, but its revenue is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like FDSB.

HOOD Fundamentals

MetricStatus
Healthy
Healthy
N/A
N/A

HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.

FDSB PE Valuation

CHEAPFAIREXPENSIVE144x287x431x574x
CHEAPFAIREXPENSIVE144x287x431x574x
LevelPEPriceVs current
Cheap19x$6.19-65%
Fair24x$7.86-55%
Current53x$17.55—
Expensive56x$18.62+6.1%

Historical ranges are pointers, not guarantees.

FDSB's PE is in its expensive range at 53x.

HOOD PE Valuation

CHEAPFAIREXPENSIVE43x87x130x174x
CHEAPFAIREXPENSIVE43x87x130x174x
LevelPEPriceVs current
Forward30x$81.35—
Cheap37x$78.84-3.1%
Current38x$81.35—
Fair51x$110+35%
Expensive74x$160+96%

Historical ranges are pointers, not guarantees.

HOOD has the edge over FDSB in the historical PE scenario, which offers more potential upside but is not a forecast.

FDSB Forward outlook

There aren't enough analyst estimates for FDSB to show an outlook.

HOOD Forward outlook

MetricOutlook
Strongly improving
Strong growth
Strong growth
Strongly improving
Moderate
Low

Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.

FDSB Risk to reward

ScenarioChangePrice
Upside+2%$17.90
Downside-46%$9.53

Calculated from the latest close: $17.55 on Nov 12.

FDSB trails HOOD on modeled risk to reward, with less potential upside and more potential downside.

HOOD Risk to reward

ScenarioChangePrice
Upside+81%$147.58
Downside-29%$57.66

Calculated from the latest close: $81.35 on Nov 12.

HOOD has a better modeled risk to reward balance than FDSB, with more potential upside and less potential downside.

FDSB Earnings Per Share

Q1 2025: $0.02Q2 2025: $0.51Q3 2025: $0.73Q4 2025: $0.80Q1 2026: $0.86Q2 2026: $0.33Q3 2026: $0.33
Q1 2025: $0.02Q2 2025: $0.51Q3 2025: $0.73Q4 2025: $0.80Q1 2026: $0.86Q2 2026: $0.33Q3 2026: $0.33
QuarterTTM EPSYoY
Q3 2026$0.33-55%
Q2 2026$0.33-35%
Q1 2026$0.86+4200%

FDSB earned $0.33 per share over the past year, down 55% from the year before.

HOOD Earnings Per Share

Q4 2023: $-0.61Q1 2024: $0.14Q2 2024: $0.32Q3 2024: $0.58Q4 2024: $1.56Q1 2025: $1.75Q2 2025: $1.96Q3 2025: $2.40Q4 2025: $2.05Q1 2026: $2.06Q2 2026: $2.26Q3 2026: $2.16Forward: $2.72
Q4 2023: $-0.61Q1 2024: $0.14Q2 2024: $0.32Q3 2024: $0.58Q4 2024: $1.56Q1 2025: $1.75Q2 2025: $1.96Q3 2025: $2.40Q4 2025: $2.05Q1 2026: $2.06Q2 2026: $2.26Q3 2026: $2.16Forward: $2.72
QuarterTTM EPSYoY
Forward$2.72+26%
Q3 2026$2.16-10%
Q2 2026$2.26+15%
Q1 2026$2.06+18%
Q4 2025$2.05+31%
Q3 2025$2.40+314%
Q2 2025$1.96+513%
Q1 2025$1.75+1150%
Q4 2024$1.56+$2.17

HOOD has the edge over FDSB in the latest year-over-year earnings comparison.

FDSB Quarterly Revenue

Q1 2024: $1MQ2 2024: $3MQ3 2024: $3MQ4 2024: $3MQ1 2025: $3MQ2 2025: $7MQ3 2025: $4MQ4 2025: $4MQ1 2026: $4MQ2 2026: $4MQ3 2026: $4M
Q1 2024: $1MQ2 2024: $3MQ3 2024: $3MQ4 2024: $3MQ1 2025: $3MQ2 2025: $7MQ3 2025: $4MQ4 2025: $4MQ1 2026: $4MQ2 2026: $4MQ3 2026: $4M
QuarterRevenueYoY
Q3 2026$4M+12%
Q2 2026$4M-42%
Q1 2026$3.8M+18%
Q4 2025$3.6M+18%
Q3 2025$3.6M+14%
Q2 2025$6.9M+157%
Q1 2025$3.2M+178%

FDSB's revenue is recovering but still below its 2025 peak: $4M last quarter, up 12% from the same quarter a year ago.

HOOD Quarterly Revenue

Q4 2023: $471MQ1 2024: $618MQ2 2024: $682MQ3 2024: $637MQ4 2024: $1BQ1 2025: $927MQ2 2025: $989MQ3 2025: $1.3BQ4 2025: $1.3BQ1 2026: $1.1BQ2 2026: $1.3BQ3 2026: $1.4B
Q4 2023: $471MQ1 2024: $618MQ2 2024: $682MQ3 2024: $637MQ4 2024: $1BQ1 2025: $927MQ2 2025: $989MQ3 2025: $1.3BQ4 2025: $1.3BQ1 2026: $1.1BQ2 2026: $1.3BQ3 2026: $1.4B
QuarterRevenueYoY
Q3 2026$1.4B+12%
Q2 2026$1.3B+32%
Q1 2026$1.1B+15%
Q4 2025$1.3B+27%
Q3 2025$1.3B+100%
Q2 2025$989M+45%
Q1 2025$927M+50%
Q4 2024$1B+115%

HOOD has the edge over FDSB on sales, with more consistent year-over-year improvement.

FDSB Free Cash Flow

Q1 2024: −$1MQ2 2024: −$501,000Q3 2024: $710,000Q4 2024: −$659,000Q1 2025: $765,000Q2 2025: $249,000Q3 2025: $54,000Q4 2025: −$126,000Q1 2026: $736,000Q2 2026: $596,000Q3 2026: $1M
Q1 2024: −$1MQ2 2024: −$501,000Q3 2024: $710,000Q4 2024: −$659,000Q1 2025: $765,000Q2 2025: $249,000Q3 2025: $54,000Q4 2025: −$126,000Q1 2026: $736,000Q2 2026: $596,000Q3 2026: $1M
QuarterFree cash flowYoY
Q3 2026$1.1M+1933%
Q2 2026$596K+139%
Q1 2026$736K-3.8%
Q4 2025-$126K+$533K
Q3 2025$54K-92%
Q2 2025$249K+$750K
Q1 2025$765K+$1.9M

FDSB's free cash flow was $2M over the past year, about six times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like FDSB.

HOOD Free Cash Flow

Q4 2023: $960MQ1 2024: −$623MQ2 2024: $54MQ3 2024: $1.8BQ4 2024: −$1.4BQ1 2025: $642MQ2 2025: $3.5BQ3 2025: −$1.6BQ4 2025: −$937MQ1 2026: $2BQ2 2026: $720MQ3 2026: $1.2B
Q4 2023: $960MQ1 2024: −$623MQ2 2024: $54MQ3 2024: $1.8BQ4 2024: −$1.4BQ1 2025: $642MQ2 2025: $3.5BQ3 2025: −$1.6BQ4 2025: −$937MQ1 2026: $2BQ2 2026: $720MQ3 2026: $1.2B
QuarterFree cash flowYoY
Q3 2026$1.2B+$2.8B
Q2 2026$720M-79%
Q1 2026$2B+217%
Q4 2025-$937M+$463M
Q3 2025-$1.6B-187%
Q2 2025$3.5B+6398%
Q1 2025$642M+$1.3B
Q4 2024-$1.4B-246%

HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.

FDSB Total Shares

Q2 2024: 6MQ3 2024: 5MQ4 2024: 5MQ3 2025: 5MQ4 2025: 5MQ1 2026: 5MQ2 2026: 5MQ3 2026: 5M
Q2 2024: 6MQ3 2024: 5MQ4 2024: 5MQ3 2025: 5MQ4 2025: 5MQ1 2026: 5MQ2 2026: 5MQ3 2026: 5M
PeriodChange %Net change
Quarterly+0.1%+6K shares
1 year-5.2%-267K shares

FDSB has the edge over HOOD on shareholder dilution, with a more favorable share count trend.

HOOD Total Shares

Q4 2023: 891MQ1 2024: 896MQ2 2024: 904MQ3 2024: 906MQ4 2024: 906MQ1 2025: 909MQ2 2025: 909MQ3 2025: 918MQ4 2025: 919MQ1 2026: 915MQ2 2026: 912MQ3 2026: 911M
Q4 2023: 891MQ1 2024: 896MQ2 2024: 904MQ3 2024: 906MQ4 2024: 906MQ1 2025: 909MQ2 2025: 909MQ3 2025: 918MQ4 2025: 919MQ1 2026: 915MQ2 2026: 912MQ3 2026: 911M
PeriodChange %Net change
Quarterly-0.1%-1M shares
1 year-0.8%-6.9M shares
3 years+1.8%+15.9M shares
5 years+292%+679M shares
Available history+7.2%+60.8M shares

HOOD has 911M diluted shares, down 0.8% from a year ago, with $789M in buybacks over the past year.

FDSB Net Leverage

Q1 2025: -37.9xQ2 2025: -9.4xQ3 2025: -7.9xQ4 2025: -7.0xQ1 2026: -4.5xQ2 2026: -7.1xQ3 2026: -5.7x
Q1 2025: -37.9xQ2 2025: -9.4xQ3 2025: -7.9xQ4 2025: -7.0xQ1 2026: -4.5xQ2 2026: -7.1xQ3 2026: -5.7x
QuarterNet LeverageStatus
Q3 2026-5.7xNet Cash
Q2 2026-7.1xNet Cash
Q1 2026-4.5xNet Cash
Q4 2025-7.0xNet Cash
Q3 2025-7.9xNet Cash
Q2 2025-9.4xNet Cash
Q1 2025-37.9xNet Cash

FDSB has the edge over HOOD on leverage, with a lower net debt burden relative to earnings.

HOOD Net Leverage

Q1 2024: -22.9xQ2 2024: -12.0xQ3 2024: -7.6xQ4 2024: -3.8xQ1 2025: -3.3xQ2 2025: -2.6xQ3 2025: -2.1xQ4 2025: -1.9xQ1 2026: -2.2xQ2 2026: -2.1xQ3 2026: -1.3x
Q1 2024: -22.9xQ2 2024: -12.0xQ3 2024: -7.6xQ4 2024: -3.8xQ1 2025: -3.3xQ2 2025: -2.6xQ3 2025: -2.1xQ4 2025: -1.9xQ1 2026: -2.2xQ2 2026: -2.1xQ3 2026: -1.3x
QuarterNet LeverageStatus
Q3 2026-1.3xNet Cash
Q2 2026-2.1xNet Cash
Q1 2026-2.2xNet Cash
Q4 2025-1.9xNet Cash
Q3 2025-2.1xNet Cash
Q2 2025-2.6xNet Cash
Q1 2025-3.3xNet Cash
Q4 2024-3.8xNet Cash

HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.

FDSB Weekly Momentum

MetricValueStatus
RSI56.9Neutral
Stochastic44.1Neutral

FDSB's weekly RSI is 57 (neutral) and its Stochastic is 44 (neutral).

HOOD Weekly Momentum

MetricValueStatus
RSI40.8Neutral
Stochastic9.5Oversold

HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).

FDSB PE vs Financial Services Sector

MetricFDSBSector medianRelative
PE53x13x308% above
PE %722250 pts above

FDSB is trading at 53x earnings, a 308% premium to the Financial Services sector's median of 13x.

HOOD PE vs Financial Services Sector

MetricHOODSector medianRelative
PE38x13x189% above
PE %226644 pts below

HOOD has the edge over FDSB on valuation relative to its sector.

FDSB Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$17.50.6% above
20 week MA$17.71% below
50 week MA$16.19.1% above
100 week MA$14.521% above

FDSB has stronger trend alignment. FDSB is above 3 of 4 weekly averages versus HOOD above 1 of 5.

HOOD Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$97.817% below
20 week MA$102.220% below
50 week MA$95.415% below
100 week MA$88.58.1% below
200 week MA$52.156% above

HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.

FDSB Yearly ROI

YearStart priceEnd priceROI
2024$10.2$12.7+25%
2025$12.7$15.0+19%
2026 YTD$15.0$17.6+17%

FDSB has the edge over HOOD on returns for 2026, with the stronger performance.

HOOD Yearly ROI

YearStart priceEnd priceROI
2021$35.2$18.9-46%
2022$18.9$7.95-58%
2023$7.95$12.7+60%
2024$12.7$39.0+206%
2025$39.0$118.1+203%
2026 YTD$118.1$81.4-31%

HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.

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