FDBC
Fidelity D & D Bancorp, Inc.
FDBC's fundamentals are strong: revenue grew 15% and its operating margin rose 3 points to 37%. At 12x earnings, it's trading in line with its usual 12x.
FDBC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
FDBC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like FDBC.
FDBC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9x | $48.98 | -27% |
| Fair | 12x | $64.18 | -4.3% |
| Current | 12x | $67.06 | — |
| Expensive | 19x | $102 | +52% |
Historical ranges are pointers, not guarantees.
FDBC's PE is in its fair range at 12x.
FDBC Forward outlook
There aren't enough analyst estimates for FDBC to show an outlook.
FDBC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $5.43 | +21% |
| Q2 2026 | $5.17 | +26% |
| Q1 2026 | $5.04 | +34% |
| Q4 2025 | $4.79 | +33% |
| Q3 2025 | $4.50 | +68% |
| Q2 2025 | $4.09 | +49% |
| Q1 2025 | $3.75 | +33% |
| Q4 2024 | $3.60 | +13% |
FDBC's earnings per share have climbed steadily: $5.43 over the past year, up 21% from the year before, and higher year over year for eight quarters in a row.
FDBC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $27.9M | +19% |
| Q2 2026 | $26.2M | +13% |
| Q1 2026 | $24.6M | +12% |
| Q4 2025 | $24.4M | +15% |
| Q3 2025 | $23.5M | +15% |
| Q2 2025 | $23.3M | +18% |
| Q1 2025 | $22M | +13% |
| Q4 2024 | $21.2M | +64% |
FDBC's revenue has grown year over year for nine quarters in a row: $28M last quarter, up 19% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 39% | +2 points |
| Q2 2026 | 36% | +0.8 points |
| Q1 2026 | 34% | +2.1 points |
| Q4 2025 | 38% | +6.4 points |
| Q3 2025 | 37% | +8.3 points |
| Q2 2025 | 35% | +6.6 points |
| Q1 2025 | 32% | +2.7 points |
| Q4 2024 | 31% | +31 points |
FDBC's operating margin was 39% last quarter, up 2 points from the same quarter a year ago.
FDBC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $10.6M | +381% |
| Q2 2026 | $17.1M | +149% |
| Q1 2026 | $3.3M | -72% |
| Q4 2025 | $4.2M | -28% |
| Q3 2025 | $2.2M | -72% |
| Q2 2025 | $6.9M | -4.5% |
| Q1 2025 | $11.5M | +185% |
| Q4 2024 | $5.9M | -1% |
FDBC's free cash flow was $35M over the past year, up 33% from the year before. Free cash flow isn't a meaningful measure for financial services companies like FDBC.
FDBC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.8% | -47.3K shares |
| 1 year | +1.3% | +76.6K shares |
| 3 years | +2.1% | +119K shares |
| 5 years | +2.8% | +161K shares |
| Available history | +53% | +2M shares |
FDBC has 6M diluted shares, up 1.3% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2023 | — |
| Q3 2023 | — |
| Q4 2022 | $28,000 |
| Q3 2022 | $847,000 |
FDBC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.8x | Net Cash |
| Q2 2026 | -2.0x | Net Cash |
| Q1 2026 | -3.8x | Net Cash |
| Q4 2025 | -3.7x | Net Cash |
| Q3 2025 | -3.8x | Net Cash |
| Q2 2025 | -4.8x | Net Cash |
| Q1 2025 | -6.6x | Net Cash |
| Q4 2024 | -2.6x | Net Cash |
FDBC has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like FDBC.
FDBC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 76.6 | Overbought |
| Stochastic | 83.4 | Overbought |
FDBC's weekly RSI is 77 (overbought) and its Stochastic is 83 (overbought).
FDBC PE vs Financial Services Sector
| Metric | FDBC | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 5.1% below |
| PE % | 57 | 63 | 6 pts below |
FDBC is trading at 12x earnings, in line with the Financial Services sector's median of 13x.
FDBC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $61.3 | 9.5% above |
| 20 week MA | $56.6 | 18% above |
| 50 week MA | $50.0 | 34% above |
| 100 week MA | $46.7 | 44% above |
| 200 week MA | $47.6 | 41% above |
FDBC has climbed back above all five of its weekly moving averages, and it's now 41% above its 200-week average.
FDBC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $63.4 | $64.3 | +1.4% |
| 2021 | $64.3 | $58.6 | -8.9% |
| 2022 | $58.6 | $45.9 | -22% |
| 2023 | $45.9 | $58.0 | +26% |
| 2024 | $58.0 | $48.7 | -16% |
| 2025 | $48.7 | $45.3 | -7.1% |
| 2026 YTD | $45.3 | $67.1 | +48% |
FDBC is up 48% so far in 2026, after finishing lower in four of the previous six years.