FBK
FB Financial Corporation
FBK has the edge over GS overall, supported by stronger fundamentals and stronger valuation.
GS
The Goldman Sachs Group, Inc.
GS's outlook is improving, though it still trails on the overall score.
FBK Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
FBK's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like FBK.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
FBK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 11x | $51.10 | -6.3% |
| Forward | 11x | $54.53 | — |
| Current | 12x | $54.53 | — |
| Fair | 15x | $66.25 | +21% |
| Expensive | 23x | $105 | +92% |
Historical ranges are pointers, not guarantees.
FBK has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
FBK Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Stable | |
| Improving | |
| Limited | |
| High |
Analysts expect FBK's earnings to grow and its profitability to improve, with its revenue holding steady.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
FBK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.94 | +8.5% |
| Q3 2026 | $4.55 | +112% |
| Q2 2026 | $3.78 | +95% |
| Q1 2026 | $2.71 | -0.7% |
| Q4 2025 | $2.45 | -1.2% |
| Q3 2025 | $2.15 | -6.1% |
| Q2 2025 | $1.94 | -22% |
| Q1 2025 | $2.73 | +15% |
| Q4 2024 | $2.48 | -3.5% |
FBK earned $4.55 per share over the past year, up 112% from the year before.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over FBK on earnings, with more consistent year-over-year improvement.
FBK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $174.5M | +0.4% |
| Q2 2026 | $174.8M | +127% |
| Q1 2026 | $172.3M | +32% |
| Q4 2025 | $178.6M | +37% |
| Q3 2025 | $173.9M | +94% |
| Q2 2025 | $76.9M | -40% |
| Q1 2025 | $130.7M | +22% |
| Q4 2024 | $130.4M | +12% |
FBK has the edge over GS on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | +27 points |
| Q2 2026 | 42% | +55 points |
| Q1 2026 | 43% | +5.7 points |
| Q4 2025 | 39% | +0.7 points |
| Q3 2025 | 17% | +4.3 points |
| Q2 2025 | -13% | -52 points |
| Q1 2025 | 37% | +5.5 points |
| Q4 2024 | 38% | +7.6 points |
FBK has the edge over GS on profitability, with a higher operating margin.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS's operating margin was 37% last quarter, up 2 points from the same quarter a year ago.
FBK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $18.2M | -60% |
| Q2 2026 | $73.8M | +8% |
| Q1 2026 | $29.3M | +$47.4M |
| Q4 2025 | $51.2M | +127% |
| Q3 2025 | $45.6M | -2.3% |
| Q2 2025 | $68.4M | +141% |
| Q1 2025 | -$18.1M | -152% |
| Q4 2024 | $22.6M | -68% |
FBK has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
FBK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -2.7% | -1.4M shares |
| 1 year | -6.8% | -3.7M shares |
| 3 years | +7.3% | +3.4M shares |
| 5 years | +4.7% | +2.3M shares |
| Available history | +60% | +18.9M shares |
FBK has the edge over GS on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $29.3M |
| Q2 2026 | $84.2M |
| Q1 2026 | $21.8M |
| Q4 2025 | $87.9M |
| Q3 2025 | $23.9M |
| Q2 2025 | $34.3M |
| Q1 2025 | $9.9M |
| Q4 2024 | — |
FBK spent $223M buying back its own shares over the past year, about three times what it spent the year before.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has 301M diluted shares, down 4.4% from a year ago, with $15B in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
FBK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -2.5x | Net Cash |
| Q2 2026 | -4.3x | Net Cash |
| Q1 2026 | -6.6x | Net Cash |
| Q4 2025 | -6.3x | Net Cash |
| Q3 2025 | -8.2x | Net Cash |
| Q2 2025 | -10.4x | Net Cash |
| Q1 2025 | -4.6x | Net Cash |
| Q4 2024 | -5.5x | Net Cash |
FBK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like FBK.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has the edge over FBK on leverage, with a lower net debt burden relative to earnings.
FBK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 48.5 | Neutral |
| Stochastic | 34.0 | Neutral |
FBK's weekly RSI is 49 (neutral) and its Stochastic is 34 (neutral).
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
FBK PE vs Financial Services Sector
| Metric | FBK | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 8% below |
| PE % | 25 | 63 | 38 pts below |
FBK has the edge over GS on valuation relative to its sector.
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
FBK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $53.3 | 2.4% above |
| 20 week MA | $56.1 | 2.8% below |
| 50 week MA | $55.6 | 1.9% below |
| 100 week MA | $52.5 | 3.8% above |
| 200 week MA | $44.9 | 21% above |
FBK's trend is mixed: it's above three of its five weekly moving averages, and 21% above its 200-week average.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.
FBK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $39.5 | $34.7 | -12% |
| 2021 | $34.7 | $43.4 | +25% |
| 2022 | $43.4 | $36.5 | -16% |
| 2023 | $36.5 | $39.9 | +9.3% |
| 2024 | $39.9 | $51.7 | +30% |
| 2025 | $51.7 | $56.8 | +9.9% |
| 2026 YTD | $56.8 | $54.5 | -4% |
FBK has finished higher in four of the last six years. It's down 4% so far in 2026.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has the edge over FBK on returns for 2026, with the stronger performance.