EVTC
EVERTEC, Inc.
EVTC trails on the overall score without a compensating advantage in the available component scores.
NVDA
NVIDIA Corporation
NVDA has the edge over EVTC overall, supported by stronger modeled upside and stronger valuation.
EVTC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| Strong | |
| Weak |
EVTC's revenue, profitability and cash flow are currently healthy, but its balance sheet is weak.
NVDA Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| Strong | |
| Strong |
NVDA's revenue, profitability, cash flow and balance sheet are all currently strong.
EVTC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 7.5x | $32.12 | — |
| Cheap | 12x | $18.97 | -41% |
| Fair | 20x | $30.81 | -4.1% |
| Current | 21x | $32.12 | — |
| Expensive | 28x | $43.54 | +36% |
Historical ranges are pointers, not guarantees.
EVTC's PE is in its fair range at 21x. If earnings grow as analysts expect, today's price would be 7.5x next year's earnings, in its cheap range.
NVDA PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 12x | $166 | — |
| Current | 21x | $166 | — |
| Cheap | 44x | $345 | +108% |
| Fair | 65x | $511 | +207% |
| Expensive | 93x | $734 | +342% |
Historical ranges are pointers, not guarantees.
NVDA has the edge over EVTC in the historical PE scenario, which offers more potential upside but is not a forecast.
EVTC Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Growth | |
| Growth | |
| Weakening | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for EVTC, but weaker profitability.
NVDA Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Weakening | |
| Broad | |
| Moderate |
Analysts expect strong earnings and revenue growth for NVDA, but weaker profitability.
EVTC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.29 | +181% |
| Q3 2026 | $1.53 | -32% |
| Q2 2026 | $1.55 | -27% |
| Q1 2026 | $2.08 | +4.5% |
| Q4 2025 | $2.20 | +27% |
| Q3 2025 | $2.25 | +76% |
| Q2 2025 | $2.12 | +102% |
| Q1 2025 | $1.99 | +101% |
| Q4 2024 | $1.73 | +43% |
EVTC's earnings per share have fallen from their peak: $1.53 over the past year, against $3.62 in late 2022.
NVDA Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $13.77 | +74% |
| Q3 2026 | $7.91 | +125% |
| Q2 2026 | $6.53 | +111% |
| Q1 2026 | $4.90 | +67% |
| Q4 2025 | $4.03 | +59% |
| Q3 2025 | $3.51 | +65% |
| Q2 2025 | $3.10 | +81% |
| Q1 2025 | $2.94 | +147% |
| Q4 2024 | $2.54 | +234% |
NVDA has the edge over EVTC on earnings, with more consistent year-over-year improvement.
EVTC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $283M | +24% |
| Q2 2026 | $274.8M | +20% |
| Q1 2026 | $247.9M | +8.4% |
| Q4 2025 | $244.8M | +13% |
| Q3 2025 | $228.6M | +7.9% |
| Q2 2025 | $229.6M | +8.3% |
| Q1 2025 | $228.8M | +11% |
| Q4 2024 | $216.4M | +11% |
EVTC's revenue has grown year over year for 16 quarters in a row: $283M last quarter, up 24% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 18% | +1.4 points |
| Q2 2026 | 19% | -5.1 points |
| Q1 2026 | 18% | -3.7 points |
| Q4 2025 | 18% | -4.6 points |
| Q3 2025 | 17% | -3.1 points |
| Q2 2025 | 24% | +4 points |
| Q1 2025 | 22% | +5.7 points |
| Q4 2024 | 22% | +11 points |
EVTC's operating margin was 18% last quarter, up 1.4 points from the same quarter a year ago.
NVDA Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $96.2B | +106% |
| Q2 2026 | $81.6B | +85% |
| Q1 2026 | $68.1B | +73% |
| Q4 2025 | $57B | +62% |
| Q3 2025 | $46.7B | +56% |
| Q2 2025 | $44.1B | +69% |
| Q1 2025 | $39.3B | +78% |
| Q4 2024 | $35.1B | +94% |
NVDA has the edge over EVTC on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 66% | +5.4 points |
| Q2 2026 | 66% | +17 points |
| Q1 2026 | 65% | +3.9 points |
| Q4 2025 | 63% | +0.8 points |
| Q3 2025 | 61% | -1.2 points |
| Q2 2025 | 49% | -16 points |
| Q1 2025 | 61% | -0.5 points |
| Q4 2024 | 62% | +4.9 points |
NVDA has the edge over EVTC on profitability, with a higher operating margin.
EVTC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $79.2M | +21% |
| Q2 2026 | $54.6M | +25% |
| Q1 2026 | $24.9M | -20% |
| Q4 2025 | $63.7M | -10% |
| Q3 2025 | $65.3M | +31% |
| Q2 2025 | $43.5M | -48% |
| Q1 2025 | $31.2M | +2.1% |
| Q4 2024 | $70.8M | +27% |
EVTC's free cash flow has been positive every quarter for seven years: $222M over the past year, up 5.5% from the year before.
NVDA Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $21.4B | +59% |
| Q2 2026 | $48.6B | +86% |
| Q1 2026 | $34.9B | +124% |
| Q4 2025 | $22.1B | +32% |
| Q3 2025 | $13.5B | -0.3% |
| Q2 2025 | $26.2B | +75% |
| Q1 2025 | $15.6B | +38% |
| Q3 2024 | $13.5B | +113% |
NVDA has the edge over EVTC on cash flow, with more consistent year-over-year improvement.
EVTC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.7% | -1M shares |
| 1 year | -6.7% | -4.3M shares |
| 3 years | -8.1% | -5.4M shares |
| 5 years | -17% | -12.5M shares |
| Available history | -18% | -13.1M shares |
EVTC has the edge over NVDA on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $15.4M |
| Q2 2026 | $47M |
| Q1 2026 | $20M |
| Q4 2025 | $65.6M |
| Q3 2025 | — |
| Q2 2025 | $3.7M |
| Q1 2025 | — |
| Q4 2024 | — |
EVTC spent $148M buying back its own shares over the past year, more than ten times what it spent the year before.
NVDA Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -106M shares |
| 1 year | -1% | -247M shares |
| 3 years | -2.8% | -705M shares |
| 5 years | -4.1% | -1B shares |
| Available history | -1.8% | -435M shares |
NVDA has 24.3B diluted shares, down 1% from a year ago, with $55.3B in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $19.7B |
| Q2 2026 | $19.3B |
| Q1 2026 | $3.8B |
| Q4 2025 | $12.5B |
| Q3 2025 | $9.7B |
| Q2 2025 | $14.1B |
| Q1 2025 | $7.8B |
| Q4 2024 | $11B |
NVDA spent $55.3B buying back its own shares over the past year, up 30% from the year before.
EVTC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 4.6x | High |
| Q2 2026 | 5.1x | High |
| Q1 2026 | 4.0x | Elevated |
| Q4 2025 | 3.7x | Elevated |
| Q3 2025 | 2.9x | Moderate |
| Q2 2025 | 3.0x | Moderate |
| Q1 2025 | 3.3x | Elevated |
| Q4 2024 | 3.6x | Elevated |
EVTC's net debt is about 4.6 years of its operating earnings (EBITDA), up from 2.9 years a year ago.
NVDA Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.1x | Very low |
| Q2 2026 | -0.0x | Net Cash |
| Q1 2026 | -0.0x | Net Cash |
| Q4 2025 | -0.0x | Net Cash |
| Q3 2025 | -0.0x | Net Cash |
| Q2 2025 | -0.1x | Net Cash |
| Q1 2025 | -0.0x | Very low |
| Q4 2024 | -0.0x | Net Cash |
NVDA has the edge over EVTC on leverage, with a lower net debt burden relative to earnings.
EVTC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 57.1 | Neutral |
| Stochastic | 68.5 | Neutral |
EVTC's weekly RSI is 57 (neutral) and its Stochastic is 69 (neutral).
NVDA Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 33.4 | Neutral |
| Stochastic | 18.1 | Oversold |
NVDA's weekly RSI is 33 (neutral) and its Stochastic is 18 (oversold).
EVTC PE vs Technology Sector
| Metric | EVTC | Sector median | Relative |
|---|---|---|---|
| PE | 21x | 28x | 25% below |
| PE % | 53 | 35 | 18 pts above |
EVTC has the edge over NVDA on valuation relative to its sector.
NVDA PE vs Technology Sector
| Metric | NVDA | Sector median | Relative |
|---|---|---|---|
| PE | 21x | 28x | 25% below |
| PE % | 0 | 35 | 35 pts below |
NVDA is trading at 21x earnings, a 25% discount to the Technology sector's median of 28x.
EVTC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $30.7 | 4.5% above |
| 20 week MA | $30.2 | 6.4% above |
| 50 week MA | $28.7 | 12% above |
| 100 week MA | $31.3 | 2.6% above |
| 200 week MA | $33.8 | 4.9% below |
EVTC has the edge over NVDA on trend strength, trading above more of its moving averages.
NVDA Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $208.9 | 20% below |
| 20 week MA | $212.0 | 22% below |
| 50 week MA | $199.9 | 17% below |
| 100 week MA | $175.1 | 5.1% below |
| 200 week MA | $123.6 | 34% above |
NVDA has fallen below most of its moving averages, though it's still 34% above its 200-week average.
EVTC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $33.9 | $40.0 | +18% |
| 2021 | $40.0 | $49.6 | +24% |
| 2022 | $49.6 | $31.3 | -37% |
| 2023 | $31.3 | $40.9 | +31% |
| 2024 | $40.9 | $34.8 | -15% |
| 2025 | $34.8 | $29.6 | -15% |
| 2026 YTD | $29.6 | $32.1 | +8.7% |
EVTC has the edge over NVDA on returns for 2026, with the stronger performance.
NVDA Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $5.92 | $13.0 | +119% |
| 2021 | $13.0 | $29.6 | +128% |
| 2022 | $29.6 | $15.2 | -49% |
| 2023 | $15.2 | $49.5 | +226% |
| 2024 | $49.5 | $137.0 | +177% |
| 2025 | $137.0 | $190.5 | +39% |
| 2026 YTD | $190.5 | $166.2 | -13% |
NVDA's yearly returns have swung widely, from +226% in 2023 to −49% in 2022. It's down 13% so far in 2026.