EVER
EverQuote, Inc.
EVER has the edge over VZ overall, supported by stronger fundamentals and stronger modeled upside.
VZ
Verizon Communications Inc.
VZ has lower modeled downside risk, despite its lower overall score.
EVER Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| Strong | |
| Strong |
EVER's revenue, profitability, cash flow and balance sheet are all currently healthy.
VZ Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| Strong | |
| Under pressure |
VZ's profitability and cash flow are currently healthy, and its revenue is stable, but its balance sheet is under pressure.
EVER PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 6.7x | $20.35 | -27% |
| Fair | 7.8x | $23.87 | -14% |
| Expensive | 8.4x | $25.60 | -8.2% |
| Current | 9.1x | $27.89 | — |
| Forward | 14x | $27.89 | — |
Historical ranges are pointers, not guarantees.
EVER has the edge over VZ in the historical PE scenario, which offers more potential upside but is not a forecast.
VZ PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.3x | $32.43 | -30% |
| Forward | 9x | $46.55 | — |
| Fair | 11x | $43.63 | -6.3% |
| Current | 12x | $46.55 | — |
| Expensive | 14x | $56.75 | +22% |
Historical ranges are pointers, not guarantees.
VZ's PE is in its fair range at 12x. If earnings grow as analysts expect, today's price would be 9.0x next year's earnings, in its cheap range.
EVER Forward outlook
| Metric | Outlook |
|---|---|
| Strongly deteriorating | |
| Growth | |
| Growth | |
| Weakening | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for EVER, but weaker profitability.
VZ Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Growth | |
| Stable | |
| Improving | |
| Limited | |
| High |
Analysts expect VZ's earnings to grow and its profitability to improve, with its revenue holding steady.
EVER Earnings Per Share
EVER and VZ do not have enough comparable growth data to identify a winner.
VZ Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $5.19 | +32% |
| Q3 2026 | $3.93 | -16% |
| Q2 2026 | $3.85 | -10% |
| Q1 2026 | $4.11 | -2.1% |
| Q4 2025 | $4.06 | -1.9% |
| Q3 2025 | $4.68 | +103% |
| Q2 2025 | $4.29 | +61% |
| Q1 2025 | $4.20 | +57% |
| Q4 2024 | $4.14 | +51% |
VZ's earnings per share have fallen from their peak: $3.93 over the past year, against $5.34 in late 2021.
EVER Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $218.1M | +25% |
| Q2 2026 | $195.1M | +25% |
| Q1 2026 | $190.9M | +15% |
| Q4 2025 | $195.3M | +32% |
| Q3 2025 | $173.9M | +20% |
| Q2 2025 | $156.6M | +34% |
| Q1 2025 | $166.6M | +83% |
| Q4 2024 | $147.5M | +165% |
EVER has the edge over VZ on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 11% | +0.9 points |
| Q2 2026 | 12% | +3 points |
| Q1 2026 | 12% | +7.5 points |
| Q4 2025 | 9.5% | +1.4 points |
| Q3 2025 | 10% | +2 points |
| Q2 2025 | 9.1% | +3.7 points |
| Q1 2025 | 4.8% | +2.9 points |
| Q4 2024 | 8.2% | +20 points |
EVER's operating margin was 11% last quarter, up 0.9 points from the same quarter a year ago.
VZ Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $34.3B | +1.5% |
| Q2 2026 | $34.3B | -0.7% |
| Q1 2026 | $34.4B | +2.9% |
| Q4 2025 | $36.4B | +2% |
| Q3 2025 | $33.8B | +1.5% |
| Q2 2025 | $34.5B | +5.2% |
| Q1 2025 | $33.5B | +1.5% |
| Q4 2024 | $35.7B | +1.6% |
VZ's revenue has held roughly level: $34.3B last quarter, up 1.5% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 25% | +1.3 points |
| Q2 2026 | 21% | -2.7 points |
| Q1 2026 | 24% | +0.1 points |
| Q4 2025 | 14% | -7.1 points |
| Q3 2025 | 24% | +6.2 points |
| Q2 2025 | 24% | -0.2 points |
| Q1 2025 | 24% | +1 points |
| Q4 2024 | 21% | +19 points |
VZ has the edge over EVER on profitability, with a higher operating margin.
EVER Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $38.7M | +109% |
| Q2 2026 | $22.8M | -4.5% |
| Q1 2026 | $28.1M | +27% |
| Q4 2025 | $25.8M | +35% |
| Q3 2025 | $18.5M | -17% |
| Q2 2025 | $23.8M | +107% |
| Q1 2025 | $22.2M | +129% |
| Q4 2024 | $19.1M | +$20.8M |
EVER generated $115M in free cash flow over the past year, up 38% from the year before.
VZ Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $11.5B | +2.2% |
| Q2 2026 | $10.4B | +16% |
| Q1 2026 | $8B | +2.6% |
| Q4 2025 | $9.1B | -13% |
| Q3 2025 | $11.3B | +14% |
| Q2 2025 | $9B | -5.4% |
| Q1 2025 | $7.8B | +9.9% |
| Q4 2024 | $10.4B | +20% |
VZ's free cash flow has been positive every quarter for seven years: $39B over the past year, up 1.5% from the year before.
EVER Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +2.1% | +769K shares |
| 1 year | -2.1% | -803K shares |
EVER has the edge over VZ on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | $9.1M |
| Q1 2026 | $19.9M |
| Q4 2025 | — |
EVER spent $29M buying back its own shares over the past year.
VZ Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.2% | -10M shares |
| 1 year | -1.7% | -72M shares |
| 3 years | -1.3% | -55M shares |
| 5 years | +0.4% | +17M shares |
| Available history | +0.5% | +21M shares |
VZ has 4.2B diluted shares, down 1.7% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $500M |
| Q2 2026 | $1B |
| Q1 2026 | $2.5B |
EVER Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -2.5x | Net Cash |
| Q2 2026 | -2.2x | Net Cash |
| Q1 2026 | -2.3x | Net Cash |
| Q4 2025 | -2.8x | Net Cash |
| Q3 2025 | -2.6x | Net Cash |
| Q2 2025 | -2.9x | Net Cash |
| Q1 2025 | -2.9x | Net Cash |
| Q4 2024 | -2.7x | Net Cash |
EVER has the edge over VZ on leverage, with a lower net debt burden relative to earnings.
VZ Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 3.3x | Elevated |
| Q2 2026 | 3.4x | Elevated |
| Q1 2026 | 3.4x | Elevated |
| Q4 2025 | 2.9x | Moderate |
| Q3 2025 | 2.8x | Moderate |
| Q2 2025 | 3.0x | Moderate |
| Q1 2025 | 3.0x | Elevated |
| Q4 2024 | 3.0x | Elevated |
VZ's net debt is about 3.3 years of its operating earnings (EBITDA), up from 2.8 years a year ago.
EVER Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 63.3 | Neutral |
| Stochastic | 73.2 | Neutral |
EVER's weekly RSI is 63 (neutral) and its Stochastic is 73 (neutral).
VZ Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 50.9 | Neutral |
| Stochastic | 44.6 | Neutral |
VZ's weekly RSI is 51 (neutral) and its Stochastic is 45 (neutral).
EVER PE vs Communication Services Sector
| Metric | EVER | Sector median | Relative |
|---|---|---|---|
| PE | 9.1x | 16x | 45% below |
EVER has the edge over VZ on valuation relative to its sector.
VZ PE vs Communication Services Sector
| Metric | VZ | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 16x | 28% below |
| PE % | 58 | 26 | 32 pts above |
VZ is trading at 12x earnings, a 28% discount to the Communication Services sector's median of 16x.
EVER Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $22.8 | 22% above |
| 20 week MA | $24.1 | 16% above |
| 50 week MA | $21.5 | 30% above |
| 100 week MA | $22.3 | 25% above |
| 200 week MA | $18.4 | 51% above |
EVER is in an uptrend: it's above all five of its weekly moving averages, and 51% above its 200-week average.
VZ Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $45.1 | 3.1% above |
| 20 week MA | $46.3 | 0.5% above |
| 50 week MA | $46.1 | 1.1% above |
| 100 week MA | $44.2 | 5.4% above |
| 200 week MA | $41.4 | 12% above |
VZ is in an uptrend: it's above all five of its weekly moving averages, and 12% above its 200-week average.
EVER Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $34.8 | $39.9 | +15% |
| 2021 | $39.9 | $15.8 | -60% |
| 2022 | $15.8 | $15.5 | -2.2% |
| 2023 | $15.5 | $12.2 | -21% |
| 2024 | $12.2 | $19.7 | +61% |
| 2025 | $19.7 | $26.7 | +36% |
| 2026 YTD | $26.7 | $27.9 | +4.5% |
EVER has finished lower in three of the last six years. It's up 4.5% so far in 2026.
VZ Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $61.5 | $58.8 | -4.4% |
| 2021 | $58.8 | $52.7 | -10% |
| 2022 | $52.7 | $38.4 | -27% |
| 2023 | $38.4 | $37.7 | -1.8% |
| 2024 | $37.7 | $39.9 | +5.9% |
| 2025 | $39.9 | $40.5 | +1.4% |
| 2026 YTD | $40.5 | $46.6 | +15% |
VZ has the edge over EVER on returns for 2026, with the stronger performance.