ERIE
Erie Indemnity Company
ERIE's fundamentals are mixed: revenue grew only 2%, but earnings per share fell 39%. Its PE isn't a useful guide right now because of how its recent earnings were reported.
IREN
IREN Limited
There isn't enough reported data to score IREN yet.
ERIE Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
ERIE's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like ERIE.
IREN Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Weak | |
| N/A | |
| N/A |
IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.
ERIE PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 20x | $270 | — |
| Cheap | 27x | $201 | -26% |
| Fair | 35x | $266 | -1.4% |
| Current | 36x | $270 | — |
| Expensive | 43x | $324 | +20% |
Historical ranges are pointers, not guarantees.
ERIE's PE is 36x, but its earnings don't support one, so it isn't a reliable read right now.
IREN PE Valuation
IREN has no meaningful PE right now: it lost money over the past year.
ERIE Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Growth | |
| Stable | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect ERIE's earnings to grow and its profitability to improve, with its revenue holding steady.
IREN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses growing | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect IREN's losses to grow, with revenue growing. However, they disagree widely on these estimates.
ERIE Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $13.23 | +76% |
| Q3 2026 | $7.51 | -39% |
| Q2 2026 | $10.98 | -8.2% |
| Q1 2026 | $10.87 | -7.5% |
| Q4 2025 | $10.66 | -7.1% |
| Q3 2025 | $12.37 | +16% |
| Q2 2025 | $11.96 | +18% |
| Q1 2025 | $11.75 | +27% |
| Q4 2024 | $11.48 | +35% |
ERIE has the edge over IREN on earnings quality, reporting a profit while its opponent remains loss making.
IREN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.96 | -347% |
| Q2 2026 | -$2.22 | -988% |
| Q1 2026 | $0.51 | +$1.10 |
| Q4 2025 | $1.18 | +$1.62 |
| Q3 2025 | $1.60 | +$1.99 |
| Q2 2025 | $0.25 | +$0.45 |
| Q1 2025 | -$0.59 | -$0.43 |
| Q4 2024 | -$0.44 | -$0.15 |
IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.
ERIE Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.1B | +0.2% |
| Q2 2026 | $1.1B | +2.8% |
| Q1 2026 | $1B | +2.3% |
| Q4 2025 | $951.2M | +2.9% |
| Q3 2025 | $1.1B | +6.7% |
| Q2 2025 | $1.1B | +7% |
| Q1 2025 | $989.4M | +12% |
| Q4 2024 | $924.1M | +13% |
ERIE's revenue has grown year over year every quarter since late 2020: $1.1B last quarter, about level with the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 19% | -0.3 points |
| Q2 2026 | 19% | -0.1 points |
| Q1 2026 | 16% | +1.1 points |
| Q4 2025 | 17% | -1.5 points |
| Q3 2025 | 20% | +1.7 points |
| Q2 2025 | 19% | -0.4 points |
| Q1 2025 | 15% | -0.5 points |
| Q4 2024 | 18% | +2.6 points |
ERIE has the edge over IREN on profitability, with a higher operating margin.
IREN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $228M | -5.1% |
| Q2 2026 | $137.2M | -27% |
| Q1 2026 | $144.8M | 0% |
| Q4 2025 | $184.7M | +59% |
| Q3 2025 | $240.3M | +355% |
| Q2 2025 | $187.3M | +230% |
| Q1 2025 | $144.8M | +168% |
| Q4 2024 | $116.1M | +176% |
IREN's revenue has held roughly level: $228M last quarter, down 5.1% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -82% | -50 points |
| Q2 2026 | -452% | -461 points |
| Q1 2026 | -161% | -180 points |
| Q4 2025 | -63% | -79 points |
| Q3 2025 | -32% | +57 points |
| Q2 2025 | 9% | +49 points |
| Q1 2025 | 19% | +8 points |
| Q4 2024 | 15% | +21 points |
IREN's operating margin was −82% last quarter, down 50 points from the same quarter a year ago.
ERIE Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $185.4M | +0.5% |
| Q2 2026 | $173.4M | +10% |
| Q1 2026 | $54.5M | -38% |
| Q4 2025 | $140.8M | -4.1% |
| Q3 2025 | $184.4M | +7.6% |
| Q2 2025 | $157.3M | +52% |
| Q1 2025 | $88.4M | +37% |
| Q4 2024 | $146.8M | +15% |
ERIE has the edge over IREN on cash generation, producing positive trailing cash flow while its opponent burns cash.
IREN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.6B | -$1.6B |
| Q2 2026 | $482.2M | +2895% |
| Q1 2026 | -$873.8M | -$523.1M |
| Q4 2025 | -$468M | -$334M |
| Q3 2025 | -$38M | +$349.4M |
| Q2 2025 | $16.1M | +$179M |
| Q1 2025 | -$350.7M | -$128.7M |
| Q4 2024 | -$134M | -$105.2M |
IREN's free cash flow was −$2.5B over the past year, against −$507M the year before. Free cash flow isn't a meaningful measure for financial services companies like IREN.
ERIE Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.7% | -390K shares |
| 1 year | 0% | -8.3K shares |
| 3 years | -0.7% | -383K shares |
| 5 years | -10% | -6.1M shares |
| Available history | -10% | -6.1M shares |
ERIE has the edge over IREN on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | — |
| Q1 2026 | — |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
ERIE hasn't bought back shares in the past year.
IREN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +26% | +82.4M shares |
| 1 year | +10% | +36.9M shares |
| 3 years | +511% | +333M shares |
| 5 years | +624% | +344M shares |
| Available history | +2346% | +382M shares |
IREN has 399M diluted shares, up 10% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
| Q2 2024 | — |
| Q1 2024 | — |
| Q4 2023 | — |
| Q3 2023 | — |
ERIE Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.5x | Net Cash |
| Q2 2026 | -0.3x | Net Cash |
| Q1 2026 | -0.3x | Net Cash |
| Q4 2025 | -0.4x | Net Cash |
| Q3 2025 | -0.6x | Net Cash |
| Q2 2025 | -0.4x | Net Cash |
| Q1 2025 | -0.3x | Net Cash |
| Q4 2024 | -0.4x | Net Cash |
ERIE has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like ERIE.
IREN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q1 2026 | 157.6x | High |
| Q4 2025 | 22.2x | High |
| Q3 2025 | 4.1x | High |
| Q2 2025 | 2.0x | Moderate |
| Q1 2025 | 3.3x | Elevated |
| Q4 2024 | -4.6x | Net Cash |
| Q3 2024 | -16.7x | Net Cash |
| Q2 2024 | -15.9x | Net Cash |
IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.
ERIE Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 59.0 | Neutral |
| Stochastic | 74.4 | Neutral |
ERIE's weekly RSI is 59 (neutral) and its Stochastic is 74 (neutral).
IREN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 33.3 | Neutral |
| Stochastic | 8.2 | Oversold |
IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).
ERIE PE vs Financial Services Sector
| Metric | ERIE | Sector median | Relative |
|---|---|---|---|
| PE | 36x | 13x | 176% above |
| PE % | 52 | 63 | 11 pts below |
ERIE is trading at 36x earnings, a 176% premium to the Financial Services sector's median of 13x, though its earnings don't support one.
IREN PE vs Financial Services Sector
| Metric | IREN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
IREN has no meaningful PE right now: it lost money over the past year.
ERIE Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $246.0 | 9.8% above |
| 20 week MA | $247.1 | 9.3% above |
| 50 week MA | $251.3 | 7.4% above |
| 100 week MA | $307.6 | 12% below |
| 200 week MA | $321.0 | 16% below |
ERIE has the edge over IREN on trend strength, trading above more of its moving averages.
IREN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $29.8 | 35% below |
| 20 week MA | $36.2 | 46% below |
| 50 week MA | $42.8 | 54% below |
| 100 week MA | $32.0 | 39% below |
| 200 week MA | $19.1 | 2.1% above |
IREN has fallen below most of its moving averages, though it's still 2.1% above its 200-week average.
ERIE Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $166.4 | $243.3 | +46% |
| 2021 | $243.3 | $190.2 | -22% |
| 2022 | $190.2 | $276.3 | +45% |
| 2023 | $276.3 | $334.9 | +21% |
| 2024 | $334.9 | $419.3 | +25% |
| 2025 | $419.3 | $282.4 | -33% |
| 2026 YTD | $282.4 | $270.0 | -4.4% |
ERIE has the edge over IREN on returns for 2026, with the stronger performance.
IREN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $24.8 | $17.2 | -31% |
| 2022 | $17.2 | $1.19 | -93% |
| 2023 | $1.19 | $7.15 | +501% |
| 2024 | $7.15 | $10.7 | +50% |
| 2025 | $10.7 | $40.3 | +276% |
| 2026 YTD | $40.3 | $19.5 | -52% |
IREN's yearly returns have swung widely, from +501% in 2023 to −93% in 2022. It's down 52% so far in 2026.