EIG
Employers Holdings, Inc.
EIG trails on the overall score without a compensating advantage in the available component scores.
JPM
JPMorgan Chase & Co.
JPM has the edge over EIG overall, supported by stronger fundamentals and stronger valuation.
EIG Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Stable | |
| N/A | |
| N/A |
EIG's profitability is currently stable, but its revenue is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like EIG.
JPM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.
EIG PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.8x | $16.04 | -66% |
| Fair | 10x | $19.10 | -60% |
| Forward | 21x | $47.36 | — |
| Expensive | 22x | $39.61 | -16% |
| Current | 26x | $47.36 | — |
Historical ranges are pointers, not guarantees.
EIG's PE is in its expensive range at 26x. On analysts' estimates for next year's earnings, today's price would be 21x.
JPM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $231 | -33% |
| Fair | 12x | $287 | -16% |
| Current | 14x | $343 | — |
| Forward | 14x | $343 | — |
| Expensive | 15x | $361 | +5.2% |
Historical ranges are pointers, not guarantees.
JPM has the edge over EIG in the historical PE scenario, which offers more potential upside but is not a forecast.
EIG Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Stable | |
| Decline | |
| Improving | |
| Limited | |
| High |
Analysts expect EIG's profitability to improve, but its revenue to decline.
JPM Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for JPM, with profitability improving.
EIG Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.21 | +21% |
| Q3 2026 | $1.82 | -28% |
| Q2 2026 | $0.82 | -80% |
| Q1 2026 | $0.46 | -89% |
| Q4 2025 | $0.46 | -90% |
| Q3 2025 | $2.53 | -52% |
| Q2 2025 | $4.10 | -12% |
| Q1 2025 | $4.12 | -12% |
| Q4 2024 | $4.71 | +5.8% |
EIG's earnings per share have fallen from their peak: $1.82 over the past year, against $6.01 in early 2021.
JPM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $24.99 | +4.8% |
| Q3 2026 | $23.85 | +18% |
| Q2 2026 | $23.35 | +20% |
| Q1 2026 | $20.89 | +2.5% |
| Q4 2025 | $20.02 | +1.4% |
| Q3 2025 | $20.20 | +12% |
| Q2 2025 | $19.50 | +8.7% |
| Q1 2025 | $20.38 | +23% |
| Q4 2024 | $19.75 | +22% |
JPM has the edge over EIG on earnings, with more consistent year-over-year improvement.
EIG Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $189.3M | -21% |
| Q2 2026 | $220.2M | -11% |
| Q1 2026 | $207.6M | +2.5% |
| Q4 2025 | $170.5M | -21% |
| Q3 2025 | $239.3M | +6.8% |
| Q2 2025 | $246.3M | +14% |
| Q1 2025 | $202.6M | -9.2% |
| Q4 2024 | $216.6M | -4% |
EIG's revenue has slid since its 2025 peak: $189M last quarter, down 21% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 7.7% | +12 points |
| Q2 2026 | 16% | +0.7 points |
| Q1 2026 | 6.2% | -1.7 points |
| Q4 2025 | -17% | -33 points |
| Q3 2025 | -4.7% | -21 points |
| Q2 2025 | 15% | -3.4 points |
| Q1 2025 | 7.8% | -8 points |
| Q4 2024 | 16% | -9.8 points |
EIG's operating margin was 7.7% last quarter, up 12 points from the same quarter a year ago.
JPM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $50.2B | +8.1% |
| Q2 2026 | $57.3B | +28% |
| Q1 2026 | $49.8B | +10% |
| Q4 2025 | $45.8B | +7.1% |
| Q3 2025 | $46.4B | +8.8% |
| Q2 2025 | $44.9B | -11% |
| Q1 2025 | $45.3B | +8.1% |
| Q4 2024 | $42.8B | +11% |
JPM has the edge over EIG on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -0.2 points |
| Q2 2026 | 48% | +7.3 points |
| Q1 2026 | 41% | +0.5 points |
| Q4 2025 | 37% | -3.2 points |
| Q3 2025 | 40% | +0.6 points |
| Q2 2025 | 41% | -6 points |
| Q1 2025 | 41% | -0.6 points |
| Q4 2024 | 41% | +11 points |
JPM has the edge over EIG on profitability, with a higher operating margin.
EIG Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$12.2M | -142% |
| Q2 2026 | -$10.9M | -$10M |
| Q1 2026 | $1.3M | -91% |
| Q4 2025 | $500K | -96% |
| Q3 2025 | $28.8M | -43% |
| Q1 2025 | $14.1M | +$14.8M |
| Q4 2024 | $11.4M | -58% |
| Q3 2024 | $50.1M | +105% |
EIG's free cash flow was −$21M over the past year, against $53M the year before. Free cash flow isn't a meaningful measure for financial services companies like EIG.
JPM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.2B | +$78.4B |
| Q2 2026 | -$25.3B | -186% |
| Q1 2026 | -$211.8B | +$40.1B |
| Q4 2025 | $119.7B | -19% |
| Q3 2025 | -$45.2B | +$28.9B |
| Q2 2025 | $29.5B | -23% |
| Q1 2025 | -$251.8B | -$97.7B |
| Q4 2024 | $147.8B | +145% |
JPM has the edge over EIG on cash flow, with more consistent year-over-year improvement.
EIG Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -228K shares |
| 1 year | -23% | -5.3M shares |
| 3 years | -31% | -8.1M shares |
| 5 years | -37% | -10.4M shares |
| Available history | -44% | -14.5M shares |
EIG has the edge over JPM on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $16.9M |
| Q2 2026 | $30.2M |
| Q1 2026 | $79.3M |
| Q4 2025 | $94.1M |
| Q3 2025 | $45.4M |
| Q2 2025 | $23.5M |
| Q1 2025 | $19.8M |
| Q4 2024 | $10.6M |
EIG spent $221M buying back its own shares over the past year, up 122% from the year before.
JPM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -11.2M shares |
| 1 year | -3.1% | -84.6M shares |
| 3 years | -8.5% | -249M shares |
| 5 years | -11% | -322M shares |
| Available history | -17% | -547M shares |
JPM has 2.7B diluted shares, down 3.1% from a year ago, with $24.5B in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.1B |
| Q2 2026 | $6.8B |
| Q1 2026 | $8.3B |
| Q4 2025 | $8.3B |
| Q3 2025 | $8.3B |
| Q2 2025 | $7.5B |
| Q1 2025 | $7.5B |
| Q4 2024 | $4.3B |
JPM spent $24.5B buying back its own shares over the past year, down 11% from the year before.
EIG Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 1.1x | Healthy |
| Q2 2026 | 0.6x | Very low |
| Q1 2026 | -1.2x | Net Cash |
| Q4 2025 | -4.8x | Net Cash |
| Q3 2025 | -1.7x | Net Cash |
| Q2 2025 | -0.5x | Net Cash |
| Q1 2024 | -0.7x | Net Cash |
| Q4 2023 | -1.5x | Net Cash |
EIG's net debt is about 1.1 years of its operating earnings (EBITDA), after holding more cash than debt a year ago. Net leverage isn't a meaningful measure for financial services companies like EIG.
JPM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.4x | Very low |
JPM has the edge over EIG on leverage, with a lower net debt burden relative to earnings.
EIG Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 49.0 | Neutral |
| Stochastic | 21.3 | Neutral |
EIG's weekly RSI is 49 (neutral) and its Stochastic is 21 (neutral).
JPM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 31.5 | Neutral |
JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).
EIG PE vs Financial Services Sector
| Metric | EIG | Sector median | Relative |
|---|---|---|---|
| PE | 26x | 13x | 100% above |
| PE % | 90 | 63 | 27 pts above |
EIG is trading at 26x earnings, a 100% premium to the Financial Services sector's median of 13x.
JPM PE vs Financial Services Sector
| Metric | JPM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 10% above |
| PE % | 76 | 63 | 13 pts above |
JPM has the edge over EIG on valuation relative to its sector.
EIG Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $48.6 | 2.5% below |
| 20 week MA | $49.3 | 3.9% below |
| 50 week MA | $45.4 | 4.2% above |
| 100 week MA | $45.7 | 3.6% above |
| 200 week MA | $44.2 | 7.2% above |
EIG has pulled back, but its long-term trend is still up: it's below its 8- and 20-week averages, but 7.2% above its 200-week average.
JPM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $336.8 | 1.8% above |
| 20 week MA | $345.3 | 0.7% below |
| 50 week MA | $323.2 | 6.1% above |
| 100 week MA | $298.9 | 15% above |
| 200 week MA | $236.6 | 45% above |
JPM has the edge over EIG on trend strength, trading above more of its moving averages.
EIG Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $41.6 | $31.9 | -23% |
| 2021 | $31.9 | $40.6 | +27% |
| 2022 | $40.6 | $43.5 | +7.3% |
| 2023 | $43.5 | $39.4 | -9.5% |
| 2024 | $39.4 | $50.9 | +29% |
| 2025 | $50.9 | $42.9 | -16% |
| 2026 YTD | $42.9 | $47.4 | +10% |
EIG has the edge over JPM on returns for 2026, with the stronger performance.
JPM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $139.1 | $124.5 | -11% |
| 2021 | $124.5 | $157.3 | +26% |
| 2022 | $157.3 | $131.3 | -17% |
| 2023 | $131.3 | $170.1 | +30% |
| 2024 | $170.1 | $241.2 | +42% |
| 2025 | $241.2 | $327.9 | +36% |
| 2026 YTD | $327.9 | $342.8 | +4.5% |
JPM has finished higher in four of the last six years. It's up 4.5% so far in 2026.