EHTH

eHealth, Inc.

There isn't enough reported data to score EHTH yet.

GS

The Goldman Sachs Group, Inc.

64
Fundamentals69/ 100
Valuation50/ 100
Upside potential57/ 100
Risk potential14/ 100

GS's fundamentals are strong: revenue grew 19% and its operating margin rose 4 points to 40%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

EHTH Fundamentals

MetricStatus
Weak
Stable
N/A
N/A

EHTH's profitability is currently stable, but its revenue is weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like EHTH.

GS Fundamentals

MetricStatus
Strong
Strong
N/A
N/A

GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.

EHTH PE Valuation

EHTH has no meaningful PE right now: it lost money over the past year.

GS PE Valuation

CHEAPFAIREXPENSIVE5.2x10x16x21x
CHEAPFAIREXPENSIVE5.2x10x16x21x
LevelPEPriceVs current
Cheap7.6x$528-42%
Current13x$914—
Forward13x$914—
Fair14x$940+2.9%
Expensive17x$1,214+33%

Historical ranges are pointers, not guarantees.

GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

EHTH Forward outlook

MetricOutlook
--
Growth
Decline
Improving
Limited
High

Analysts expect EHTH's earnings to grow and its profitability to improve, but its revenue to decline.

GS Forward outlook

MetricOutlook
Stable
Strong growth
Growth
Strongly improving
Limited
Low

GS has the edge over EHTH on the outlook, with more favorable revenue expectations.

EHTH Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $0.44 on Nov 12.

There is not enough scenario data to compare EHTH and GS's risk to reward.

GS Risk to reward

ScenarioChangePrice
Upside+19%$1,085.26
Downside-14%$781.84

Calculated from the latest close: $913.60 on Nov 12.

There is not enough scenario data to compare EHTH and GS's risk to reward.

EHTH Earnings Per Share

Q4 2023: $-2.37Q1 2024: $-2.32Q2 2024: $-2.47Q3 2024: $-2.62Q4 2024: $-1.19Forward: $0.82
Q4 2023: $-2.37Q1 2024: $-2.32Q2 2024: $-2.47Q3 2024: $-2.62Q4 2024: $-1.19Forward: $0.82
QuarterTTM EPSYoY
Forward$0.82—
Q4 2024-$1.19+$1.18
Q3 2024-$2.62+$0.78
Q2 2024-$2.47+$0.97
Q1 2024-$2.32+$1.59
Q4 2023-$2.37+$1.99
Q3 2023-$3.40+$2.89
Q2 2023-$3.44+$3.37
Q1 2023-$3.91+$2.11

GS has the stronger earnings trend. Trailing diluted EPS is down 150% for EHTH versus GS up 41%.

GS Earnings Per Share

Q4 2023: $22.87Q1 2024: $25.66Q2 2024: $31.20Q3 2024: $34.13Q4 2024: $40.54Q1 2025: $43.08Q2 2025: $45.37Q3 2025: $49.22Q4 2025: $51.32Q1 2026: $54.75Q2 2026: $64.82Q3 2026: $69.58Forward: $72.35
Q4 2023: $22.87Q1 2024: $25.66Q2 2024: $31.20Q3 2024: $34.13Q4 2024: $40.54Q1 2025: $43.08Q2 2025: $45.37Q3 2025: $49.22Q4 2025: $51.32Q1 2026: $54.75Q2 2026: $64.82Q3 2026: $69.58Forward: $72.35
QuarterTTM EPSYoY
Forward$72.35+4%
Q3 2026$69.58+41%
Q2 2026$64.82+43%
Q1 2026$54.75+27%
Q4 2025$51.32+27%
Q3 2025$49.22+44%
Q2 2025$45.37+45%
Q1 2025$43.08+68%
Q4 2024$40.54+77%

GS's earnings per share have climbed steadily: $69.58 over the past year, up 41% from the year before, and higher year over year for 10 quarters in a row. Its recent earnings include one-off gains.

EHTH Quarterly Revenue

Q4 2023: $248MQ1 2024: $93MQ2 2024: $66MQ3 2024: $58MQ4 2024: $315MQ1 2025: $113MQ2 2025: $61MQ3 2025: $54MQ4 2025: $326MQ1 2026: $88MQ2 2026: $34MQ3 2026: $21M
Q4 2023: $248MQ1 2024: $93MQ2 2024: $66MQ3 2024: $58MQ4 2024: $315MQ1 2025: $113MQ2 2025: $61MQ3 2025: $54MQ4 2025: $326MQ1 2026: $88MQ2 2026: $34MQ3 2026: $21M
QuarterRevenueYoY
Q3 2026$21.3M-60%
Q2 2026$33.6M-45%
Q1 2026$88M-22%
Q4 2025$326.2M+3.5%
Q3 2025$53.9M-7.8%
Q2 2025$60.8M-7.7%
Q1 2025$113.1M+22%
Q4 2024$315.2M+27%

EHTH's revenue is shrinking: $21M last quarter, down 60% from the same quarter a year ago.

GS Quarterly Revenue

Q4 2023: $11.3BQ1 2024: $14.2BQ2 2024: $12.7BQ3 2024: $12.7BQ4 2024: $13.9BQ1 2025: $15.1BQ2 2025: $14.6BQ3 2025: $15.2BQ4 2025: $13.5BQ1 2026: $17.2BQ2 2026: $20.3BQ3 2026: $18.7B
Q4 2023: $11.3BQ1 2024: $14.2BQ2 2024: $12.7BQ3 2024: $12.7BQ4 2024: $13.9BQ1 2025: $15.1BQ2 2025: $14.6BQ3 2025: $15.2BQ4 2025: $13.5BQ1 2026: $17.2BQ2 2026: $20.3BQ3 2026: $18.7B
QuarterRevenueYoY
Q3 2026$18.7B+23%
Q2 2026$20.3B+39%
Q1 2026$17.2B+14%
Q4 2025$13.5B-3%
Q3 2025$15.2B+20%
Q2 2025$14.6B+15%
Q1 2025$15.1B+6%
Q4 2024$13.9B+23%

GS has the edge over EHTH on sales, with more consistent year-over-year improvement.

EHTH Free Cash Flow

Q4 2023: −$34MQ1 2024: $71MQ2 2024: −$32MQ3 2024: −$30MQ4 2024: −$28MQ1 2025: $77MQ2 2025: −$43MQ3 2025: −$26MQ4 2025: −$36MQ1 2026: $36MQ2 2026: −$5MQ3 2026: −$11M
Q4 2023: −$34MQ1 2024: $71MQ2 2024: −$32MQ3 2024: −$30MQ4 2024: −$28MQ1 2025: $77MQ2 2025: −$43MQ3 2025: −$26MQ4 2025: −$36MQ1 2026: $36MQ2 2026: −$5MQ3 2026: −$11M
QuarterFree cash flowYoY
Q3 2026-$11.3M+$14.3M
Q2 2026-$5.4M+$37.3M
Q1 2026$35.6M-54%
Q4 2025-$36.1M-$7.8M
Q3 2025-$25.5M+$4.8M
Q2 2025-$42.8M-$10.3M
Q1 2025$76.8M+8.9%
Q4 2024-$28.3M+$5.4M

EHTH's free cash flow was −$17M over the past year, against −$20M the year before. Free cash flow isn't a meaningful measure for financial services companies like EHTH.

GS Free Cash Flow

Q4 2023: −$28.9BQ1 2024: −$28.5BQ2 2024: $5.6BQ3 2024: −$38.5BQ4 2024: $46.2BQ1 2025: −$37.7BQ2 2025: $5.2BQ3 2025: $2.1BQ4 2025: −$16.8BQ1 2026: −$32.4BQ2 2026: $5.6BQ3 2026: $3.7B
Q4 2023: −$28.9BQ1 2024: −$28.5BQ2 2024: $5.6BQ3 2024: −$38.5BQ4 2024: $46.2BQ1 2025: −$37.7BQ2 2025: $5.2BQ3 2025: $2.1BQ4 2025: −$16.8BQ1 2026: −$32.4BQ2 2026: $5.6BQ3 2026: $3.7B
QuarterFree cash flowYoY
Q3 2026$3.7B+72%
Q2 2026$5.6B+7.8%
Q1 2026-$32.4B+$5.3B
Q4 2025-$16.8B-136%
Q3 2025$2.1B+$40.6B
Q2 2025$5.2B-6.8%
Q1 2025-$37.7B-$9.2B
Q4 2024$46.2B+$75.1B

GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.

EHTH Total Shares

Q4 2023: 28MQ1 2024: 29MQ2 2024: 29MQ3 2024: 29MQ4 2024: 29MQ2 2025: 30MQ3 2025: 31MQ4 2025: 30MQ2 2026: 32MQ3 2026: 32M
Q4 2023: 28MQ1 2024: 29MQ2 2024: 29MQ3 2024: 29MQ4 2024: 29MQ2 2025: 30MQ3 2025: 31MQ4 2025: 30MQ2 2026: 32MQ3 2026: 32M
PeriodChange %Net change
Quarterly+1.1%+353K shares
1 year+5.7%+1.7M shares
3 years+16%+4.5M shares
5 years+21%+5.5M shares
Available history+31%+7.6M shares

EHTH has 32M diluted shares, up 5.7% from a year ago.

GS Total Shares

Q4 2023: 346MQ1 2024: 340MQ2 2024: 336MQ3 2024: 331MQ4 2024: 334MQ1 2025: 325MQ2 2025: 318MQ3 2025: 315MQ4 2025: 318MQ1 2026: 308MQ2 2026: 305MQ3 2026: 301M
Q4 2023: 346MQ1 2024: 340MQ2 2024: 336MQ3 2024: 331MQ4 2024: 334MQ1 2025: 325MQ2 2025: 318MQ3 2025: 315MQ4 2025: 318MQ1 2026: 308MQ2 2026: 305MQ3 2026: 301M
PeriodChange %Net change
Quarterly-1.2%-3.8M shares
1 year-4.4%-13.9M shares
3 years-12%-42.8M shares
5 years-15%-52.8M shares
Available history-20%-74.4M shares

GS has the edge over EHTH on shareholder dilution, with a more favorable share count trend.

EHTH Net Leverage

Q4 2024: 0.8xQ1 2025: -1.0xQ2 2025: 0.1xQ3 2025: 0.1xQ4 2025: 0.6xQ1 2026: 0.6xQ2 2026: 0.8xQ3 2026: 1.1x
Q4 2024: 0.8xQ1 2025: -1.0xQ2 2025: 0.1xQ3 2025: 0.1xQ4 2025: 0.6xQ1 2026: 0.6xQ2 2026: 0.8xQ3 2026: 1.1x
QuarterNet LeverageStatus
Q3 20261.1xHealthy
Q2 20260.8xVery low
Q1 20260.6xVery low
Q4 20250.6xVery low
Q3 20250.1xVery low
Q2 20250.1xVery low
Q1 2025-1.0xNet Cash
Q4 20240.8xVery low

EHTH's net debt is about 1.1 years of its operating earnings (EBITDA), up from less than a year a year ago. Net leverage isn't a meaningful measure for financial services companies like EHTH.

GS Net Leverage

Q4 2023: -9.6xQ1 2024: -6.8xQ2 2024: -6.5xQ3 2024: -3.5xQ4 2024: -4.7xQ1 2025: -3.9xQ2 2025: -3.1xQ3 2025: -3.5xQ4 2025: -6.4xQ1 2026: -6.7xQ2 2026: -6.1xQ3 2026: -5.4x
Q4 2023: -9.6xQ1 2024: -6.8xQ2 2024: -6.5xQ3 2024: -3.5xQ4 2024: -4.7xQ1 2025: -3.9xQ2 2025: -3.1xQ3 2025: -3.5xQ4 2025: -6.4xQ1 2026: -6.7xQ2 2026: -6.1xQ3 2026: -5.4x
QuarterNet LeverageStatus
Q3 2026-5.4xNet Cash
Q2 2026-6.1xNet Cash
Q1 2026-6.7xNet Cash
Q4 2025-6.4xNet Cash
Q3 2025-3.5xNet Cash
Q2 2025-3.1xNet Cash
Q1 2025-3.9xNet Cash
Q4 2024-4.7xNet Cash

GS has the edge over EHTH on leverage, with a lower net debt burden relative to earnings.

EHTH Weekly Momentum

MetricValueStatus
RSI22.2Oversold
Stochastic1.6Oversold

EHTH's weekly RSI is 22 (oversold) and its Stochastic is 2 (oversold).

GS Weekly Momentum

MetricValueStatus
RSI44.5Neutral
Stochastic16.3Oversold

GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).

EHTH PE vs Financial Services Sector

MetricEHTHSector medianRelative
PEN/A13x—

EHTH has no meaningful PE right now: it lost money over the past year.

GS PE vs Financial Services Sector

MetricGSSector medianRelative
PE13x13x0.8% above
PE %466317 pts below

GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.

EHTH Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$0.5824% below
20 week MA$0.9956% below
50 week MA$1.7975% below
100 week MA$3.7888% below
200 week MA$5.2192% below

EHTH is in a downtrend: it's below all five of its weekly moving averages, and 92% below its 200-week average.

GS Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$895.52% above
20 week MA$977.46.5% below
50 week MA$945.43.4% below
100 week MA$804.514% above
200 week MA$602.752% above

GS has the edge over EHTH on trend strength, trading above more of its moving averages.

EHTH Yearly ROI

YearStart priceEnd priceROI
2020$94.4$73.9-22%
2021$73.9$26.9-64%
2022$26.9$4.43-84%
2023$4.43$8.72+97%
2024$8.72$8.65-0.8%
2025$8.65$4.12-52%
2026 YTD$4.12$0.44-89%

EHTH has finished lower in five of the last six years. It's down 89% so far in 2026.

GS Yearly ROI

YearStart priceEnd priceROI
2020$230.7$256.2+11%
2021$256.2$385.0+50%
2022$385.0$345.5-10%
2023$345.5$385.8+12%
2024$385.8$576.2+49%
2025$576.2$907.0+57%
2026 YTD$907.0$913.6+0.7%

GS has the edge over EHTH on returns for 2026, with the stronger performance.

Give your agent the market.

Get API key