EGBN

Eagle Bancorp, Inc.

47
Fundamentals65/ 100
Valuation9/ 100
Upside potential55/ 100
Risk potential23/ 100

EGBN's fundamentals are strong, but it looks expensive: trading at 24x earnings, more than twice its usual 9.4x. Analysts expect strong earnings growth, though they disagree widely on how much.

IREN

IREN Limited

There isn't enough reported data to score IREN yet.

EGBN Fundamentals

MetricStatus
Stable
Healthy
N/A
N/A

EGBN's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like EGBN.

IREN Fundamentals

MetricStatus
Under pressure
Weak
N/A
N/A

IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.

EGBN PE Valuation

CHEAPFAIREXPENSIVE6.3x13x19x25x
CHEAPFAIREXPENSIVE6.3x13x19x25x
LevelPEPriceVs current
Cheap6.8x$9.58-72%
Fair9.3x$13.05-62%
Expensive11x$15.45-55%
Forward15x$34.38โ€”
Current24x$34.38โ€”

Historical ranges are pointers, not guarantees.

EGBN's PE is in its expensive range at 24x. If earnings grow as analysts expect, today's price would be 15x next year's earnings.

IREN PE Valuation

IREN has no meaningful PE right now: it lost money over the past year.

EGBN Forward outlook

MetricOutlook
Strongly improving
Strong growth
Stable
Strongly improving
Limited
Low

Analysts expect EGBN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.

IREN Forward outlook

MetricOutlook
--
Losses growing
Strong growth
Strongly improving
Limited
Low

Analysts expect IREN's losses to grow, with revenue growing. However, they disagree widely on these estimates.

EGBN Risk to reward

ScenarioChangePrice
Upside+27%$43.83
Downside-23%$26.59

Calculated from the latest close: $34.38 on Nov 12.

There is not enough scenario data to compare EGBN and IREN's risk to reward.

IREN Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $19.48 on Nov 12.

There is not enough scenario data to compare EGBN and IREN's risk to reward.

EGBN Earnings Per Share

Q4 2023: $3.31Q1 2024: $2.52Q2 2024: $-1.20Q3 2024: $-1.39Q4 2024: $-1.56Q1 2025: $-1.49Q2 2025: $-1.01Q3 2025: $-3.95Q4 2025: $-4.55Q1 2026: $-4.13Q2 2026: $-1.60Q3 2026: $1.41Forward: $2.28
Q4 2023: $3.31Q1 2024: $2.52Q2 2024: $-1.20Q3 2024: $-1.39Q4 2024: $-1.56Q1 2025: $-1.49Q2 2025: $-1.01Q3 2025: $-3.95Q4 2025: $-4.55Q1 2026: $-4.13Q2 2026: $-1.60Q3 2026: $1.41Forward: $2.28
QuarterTTM EPSYoY
Forward$2.28+62%
Q3 2026$1.41+$5.36
Q2 2026-$1.60-$0.59
Q1 2026-$4.13-$2.64
Q4 2025-$4.55-$2.99
Q3 2025-$3.95-$2.56
Q2 2025-$1.01+$0.19
Q1 2025-$1.49-159%
Q4 2024-$1.56-147%

EGBN has the edge over IREN on earnings quality, reporting a profit while its opponent remains loss making.

IREN Earnings Per Share

Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
QuarterTTM EPSYoY
Q3 2026-$3.96-347%
Q2 2026-$2.22-988%
Q1 2026$0.51+$1.10
Q4 2025$1.18+$1.62
Q3 2025$1.60+$1.99
Q2 2025$0.25+$0.45
Q1 2025-$0.59-$0.43
Q4 2024-$0.44-$0.15

IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.

EGBN Quarterly Revenue

Q4 2023: $76MQ1 2024: $78MQ2 2024: $77MQ3 2024: $79MQ4 2024: $75MQ1 2025: $74MQ2 2025: $74MQ3 2025: $71MQ4 2025: $80MQ1 2026: $76MQ2 2026: $73MQ3 2026: $71M
Q4 2023: $76MQ1 2024: $78MQ2 2024: $77MQ3 2024: $79MQ4 2024: $75MQ1 2025: $74MQ2 2025: $74MQ3 2025: $71MQ4 2025: $80MQ1 2026: $76MQ2 2026: $73MQ3 2026: $71M
QuarterRevenueYoY
Q3 2026$70.9M+0.3%
Q2 2026$73.1M-1.5%
Q1 2026$76.4M+3.4%
Q4 2025$80.5M+7.5%
Q3 2025$70.7M-10%
Q2 2025$74.2M-3.3%
Q1 2025$73.9M-5.7%
Q4 2024$74.9M-1.4%

EGBN's revenue fell from its 2020 peak and has held roughly level since: $71M last quarter, about level with the same quarter a year ago.

IREN Quarterly Revenue

Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
QuarterRevenueYoY
Q3 2026$228M-5.1%
Q2 2026$137.2M-27%
Q1 2026$144.8M0%
Q4 2025$184.7M+59%
Q3 2025$240.3M+355%
Q2 2025$187.3M+230%
Q1 2025$144.8M+168%
Q4 2024$116.1M+176%

IREN has the edge over EGBN on sales, with more consistent year-over-year improvement.

EGBN Free Cash Flow

Q4 2023: --Q1 2024: $3MQ2 2024: $55MQ3 2024: $56MQ4 2024: --Q1 2025: $43MQ2 2025: โˆ’$29MQ3 2025: $16MQ4 2025: โˆ’$9MQ1 2026: $14MQ2 2026: $32MQ3 2026: $54M
Q4 2023: --Q1 2024: $3MQ2 2024: $55MQ3 2024: $56MQ4 2024: --Q1 2025: $43MQ2 2025: โˆ’$29MQ3 2025: $16MQ4 2025: โˆ’$9MQ1 2026: $14MQ2 2026: $32MQ3 2026: $54M
QuarterFree cash flowYoY
Q3 2026$54.2M+242%
Q2 2026$31.5M+$60.9M
Q1 2026$14.3M-67%
Q3 2025$15.8M-72%
Q2 2025-$29.3M-153%
Q1 2025$43M+1413%
Q3 2024$55.6M+17%
Q2 2024$55.2M+80%

EGBN's free cash flow was $91M over the past year, up 7.2% from the year before. Free cash flow isn't a meaningful measure for financial services companies like EGBN.

IREN Free Cash Flow

Q4 2023: โˆ’$29MQ1 2024: โˆ’$222MQ2 2024: โˆ’$163MQ3 2024: โˆ’$387MQ4 2024: โˆ’$134MQ1 2025: โˆ’$351MQ2 2025: $16MQ3 2025: โˆ’$38MQ4 2025: โˆ’$468MQ1 2026: โˆ’$874MQ2 2026: $482MQ3 2026: โˆ’$1.6B
Q4 2023: โˆ’$29MQ1 2024: โˆ’$222MQ2 2024: โˆ’$163MQ3 2024: โˆ’$387MQ4 2024: โˆ’$134MQ1 2025: โˆ’$351MQ2 2025: $16MQ3 2025: โˆ’$38MQ4 2025: โˆ’$468MQ1 2026: โˆ’$874MQ2 2026: $482MQ3 2026: โˆ’$1.6B
QuarterFree cash flowYoY
Q3 2026-$1.6B-$1.6B
Q2 2026$482.2M+2895%
Q1 2026-$873.8M-$523.1M
Q4 2025-$468M-$334M
Q3 2025-$38M+$349.4M
Q2 2025$16.1M+$179M
Q1 2025-$350.7M-$128.7M
Q4 2024-$134M-$105.2M

IREN's free cash flow was โˆ’$2.5B over the past year, against โˆ’$507M the year before. Free cash flow isn't a meaningful measure for financial services companies like IREN.

EGBN Total Shares

Q4 2023: 30MQ1 2024: 30MQ2 2024: 30MQ3 2024: 30MQ4 2024: 30MQ1 2025: 30MQ2 2025: 30MQ3 2025: 30MQ4 2025: 30MQ1 2026: 31MQ2 2026: 31MQ3 2026: 31M
Q4 2023: 30MQ1 2024: 30MQ2 2024: 30MQ3 2024: 30MQ4 2024: 30MQ1 2025: 30MQ2 2025: 30MQ3 2025: 30MQ4 2025: 30MQ1 2026: 31MQ2 2026: 31MQ3 2026: 31M
PeriodChange %Net change
Quarterly+0.2%+64K shares
1 year+0.9%+266K shares
3 years+2.3%+690K shares
5 years-4.4%-1.4M shares
Available history-10%-3.6M shares

EGBN has the edge over IREN on shareholder dilution, with a more favorable share count trend.

IREN Total Shares

Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
PeriodChange %Net change
Quarterly+26%+82.4M shares
1 year+10%+36.9M shares
3 years+511%+333M shares
5 years+624%+344M shares
Available history+2346%+382M shares

IREN has 399M diluted shares, up 10% from a year ago.

EGBN Net Leverage

Q4 2023: 0.7xQ1 2024: 16.2xQ3 2026: 1.5x
Q4 2023: 0.7xQ1 2024: 16.2xQ3 2026: 1.5x
QuarterNet LeverageStatus
Q3 20261.5xHealthy
Q1 202416.2xHigh
Q4 20230.7xVery low
Q3 20230.4xVery low
Q2 20230.4xVery low
Q1 20230.4xVery low
Q4 20225.5xHigh
Q3 20220.2xVery low

EGBN's net debt is about 1.5 years of its operating earnings (EBITDA), up from less than a year a year ago. Net leverage isn't a meaningful measure for financial services companies like EGBN.

IREN Net Leverage

Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
QuarterNet LeverageStatus
Q1 2026157.6xHigh
Q4 202522.2xHigh
Q3 20254.1xHigh
Q2 20252.0xModerate
Q1 20253.3xElevated
Q4 2024-4.6xNet Cash
Q3 2024-16.7xNet Cash
Q2 2024-15.9xNet Cash

IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.

EGBN Weekly Momentum

MetricValueStatus
RSI73.5Overbought
Stochastic89.0Overbought

EGBN's weekly RSI is 73 (overbought) and its Stochastic is 89 (overbought).

IREN Weekly Momentum

MetricValueStatus
RSI33.3Neutral
Stochastic8.2Oversold

IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).

EGBN PE vs Financial Services Sector

MetricEGBNSector medianRelative
PE24x13x87% above
PE %1006337 pts above

EGBN is trading at 24x earnings, a 87% premium to the Financial Services sector's median of 13x.

IREN PE vs Financial Services Sector

MetricIRENSector medianRelative
PEN/A13xโ€”

IREN has no meaningful PE right now: it lost money over the past year.

EGBN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.111% above
20 week MA$29.218% above
50 week MA$26.828% above
100 week MA$23.546% above
200 week MA$24.540% above

EGBN has the edge over IREN on trend strength, trading above more of its moving averages.

IREN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$29.835% below
20 week MA$36.246% below
50 week MA$42.854% below
100 week MA$32.039% below
200 week MA$19.12.1% above

IREN has fallen below most of its moving averages, though it's still 2.1% above its 200-week average.

EGBN Yearly ROI

YearStart priceEnd priceROI
2020$48.8$41.0-16%
2021$41.0$56.8+39%
2022$56.8$44.6-21%
2023$44.6$30.1-32%
2024$30.1$26.0-14%
2025$26.0$21.2-19%
2026 YTD$21.2$34.4+62%

EGBN has the edge over IREN on returns for 2026, with the stronger performance.

IREN Yearly ROI

YearStart priceEnd priceROI
2021$24.8$17.2-31%
2022$17.2$1.19-93%
2023$1.19$7.15+501%
2024$7.15$10.7+50%
2025$10.7$40.3+276%
2026 YTD$40.3$19.5-52%

IREN's yearly returns have swung widely, from +501% in 2023 to โˆ’93% in 2022. It's down 52% so far in 2026.

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