EFX
Equifax Inc.
EFX has slightly lower modeled downside risk, despite its lower overall score.
VRT
Vertiv Holdings Co
VRT has the edge over EFX overall, supported by stronger modeled upside and stronger fundamentals.
EFX Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| Healthy | |
| Stable |
EFX's revenue, profitability and cash flow are currently healthy, and its balance sheet is stable.
VRT Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| Strong | |
| Strong |
VRT's revenue, profitability, cash flow and balance sheet are all currently strong.
EFX PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 21x | $187 | — |
| Current | 30x | $187 | — |
| Cheap | 34x | $208 | +11% |
| Fair | 46x | $287 | +54% |
| Expensive | 58x | $359 | +92% |
Historical ranges are pointers, not guarantees.
EFX's PE is in its cheap range at 30x. If earnings grow as analysts expect, today's price would be 21x next year's earnings.
VRT PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 23x | $210 | — |
| Current | 39x | $210 | — |
| Cheap | 58x | $308 | +47% |
| Fair | 72x | $383 | +83% |
| Expensive | 88x | $472 | +125% |
Historical ranges are pointers, not guarantees.
VRT has the edge over EFX in the historical PE scenario, which offers more potential upside but is not a forecast.
EFX Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Growth | |
| Growth | |
| Improving | |
| Moderate | |
| Moderate |
Analysts expect earnings and revenue growth for EFX, with profitability improving.
VRT Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Moderate |
Analysts expect strong earnings and revenue growth for VRT, with profitability improving.
EFX Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $9.06 | +46% |
| Q3 2026 | $6.19 | +17% |
| Q2 2026 | $5.69 | +11% |
| Q1 2026 | $5.68 | +16% |
| Q4 2025 | $5.32 | +9.9% |
| Q3 2025 | $5.28 | +17% |
| Q2 2025 | $5.12 | +9.4% |
| Q1 2025 | $4.90 | +9.1% |
| Q4 2024 | $4.84 | +10% |
EFX's earnings per share have climbed steadily: $6.19 over the past year, up 17% from the year before, and higher year over year for 10 quarters in a row.
VRT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $9.14 | +71% |
| Q3 2026 | $5.35 | +102% |
| Q2 2026 | $4.42 | +111% |
| Q1 2026 | $3.98 | +131% |
| Q4 2025 | $3.41 | +166% |
| Q3 2025 | $2.65 | +75% |
| Q2 2025 | $2.09 | +62% |
| Q1 2025 | $1.72 | +64% |
| Q4 2024 | $1.28 | +7.6% |
VRT has the edge over EFX on earnings, with stronger typical year-over-year growth.
EFX Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.7B | +9.6% |
| Q2 2026 | $1.7B | +11% |
| Q1 2026 | $1.6B | +14% |
| Q4 2025 | $1.6B | +9.2% |
| Q3 2025 | $1.5B | +7.2% |
| Q2 2025 | $1.5B | +7.4% |
| Q1 2025 | $1.4B | +3.8% |
| Q4 2024 | $1.4B | +7% |
EFX's revenue has grown year over year for 14 quarters in a row: $1.7B last quarter, up 9.6% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 21% | +3.9 points |
| Q2 2026 | 18% | -1.7 points |
| Q1 2026 | 17% | +1.1 points |
| Q4 2025 | 18% | -2 points |
| Q3 2025 | 17% | 0 points |
| Q2 2025 | 20% | +0.5 points |
| Q1 2025 | 16% | +0.2 points |
| Q4 2024 | 20% | +1.8 points |
EFX's operating margin was 21% last quarter, up 3.9 points from the same quarter a year ago.
VRT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $4.3B | +61% |
| Q2 2026 | $3.3B | +24% |
| Q1 2026 | $2.6B | +30% |
| Q4 2025 | $2.9B | +23% |
| Q3 2025 | $2.7B | +29% |
| Q2 2025 | $2.6B | +35% |
| Q1 2025 | $2B | +24% |
| Q4 2024 | $2.3B | +26% |
VRT has the edge over EFX on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 23% | +3.5 points |
| Q2 2026 | 19% | +2.7 points |
| Q1 2026 | 17% | +2.3 points |
| Q4 2025 | 20% | +0.7 points |
| Q3 2025 | 19% | +1.4 points |
| Q2 2025 | 17% | -0.4 points |
| Q1 2025 | 14% | +1.9 points |
| Q4 2024 | 19% | +4.2 points |
VRT has the edge over EFX on profitability, with a higher operating margin.
EFX Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $436.9M | -0.2% |
| Q2 2026 | $204.8M | -14% |
| Q1 2026 | $121.5M | +4.1% |
| Q4 2025 | $340.8M | +66% |
| Q3 2025 | $437.9M | +23% |
| Q2 2025 | $238.9M | +83% |
| Q1 2025 | $116.7M | -3.4% |
| Q4 2024 | $205.9M | +17% |
EFX generated $1.1B in free cash flow over the past year, up 10% from the year before.
VRT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $654.9M | +41% |
| Q2 2026 | $926.5M | +233% |
| Q1 2026 | $654.2M | +145% |
| Q4 2025 | $885.6M | +143% |
| Q3 2025 | $463.5M | +36% |
| Q2 2025 | $277.9M | -19% |
| Q1 2025 | $266.8M | +162% |
| Q4 2024 | $364.5M | +18% |
VRT has the edge over EFX on cash flow, with more consistent year-over-year improvement.
EFX Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.9% | -1.1M shares |
| 1 year | -4.8% | -6M shares |
| 3 years | -4.7% | -5.8M shares |
| 5 years | -4.5% | -5.6M shares |
| Available history | -3.2% | -3.9M shares |
EFX has the edge over VRT on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $92M |
| Q2 2026 | $300M |
| Q1 2026 | $260M |
| Q4 2025 | $500.1M |
| Q3 2025 | $300M |
| Q4 2022 | — |
| Q3 2022 | — |
| Q2 2022 | — |
EFX spent $1.2B buying back its own shares over the past year.
VRT Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | -64.9K shares |
| 1 year | +0.4% | +1.8M shares |
| 3 years | +1.1% | +4.4M shares |
| 5 years | +10% | +36M shares |
| Available history | +63% | +152M shares |
VRT has 393M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
| Q2 2024 | — |
| Q1 2024 | $599.9M |
EFX Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 2.5x | Moderate |
| Q2 2026 | 2.8x | Moderate |
| Q1 2026 | 2.7x | Moderate |
| Q4 2025 | 2.7x | Moderate |
| Q3 2025 | 2.6x | Moderate |
| Q2 2025 | 2.7x | Moderate |
| Q1 2025 | 2.8x | Moderate |
| Q4 2024 | 2.8x | Moderate |
EFX's net debt is about 2.5 years of its operating earnings (EBITDA), about the same as a year ago.
VRT Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.2x | Net Cash |
| Q2 2026 | 0.1x | Very low |
| Q1 2026 | 0.3x | Very low |
| Q4 2025 | 0.6x | Very low |
| Q3 2025 | 0.8x | Very low |
| Q2 2025 | 0.7x | Very low |
| Q1 2025 | 0.8x | Very low |
| Q4 2024 | 1.0x | Healthy |
VRT has the edge over EFX on leverage, with a lower net debt burden relative to earnings.
EFX Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 55.3 | Neutral |
| Stochastic | 82.1 | Overbought |
EFX's weekly RSI is 55 (neutral) and its Stochastic is 82 (overbought).
VRT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 43.0 | Neutral |
| Stochastic | 26.4 | Neutral |
VRT's weekly RSI is 43 (neutral) and its Stochastic is 26 (neutral).
EFX PE vs Industrials Sector
| Metric | EFX | Sector median | Relative |
|---|---|---|---|
| PE | 30x | 24x | 26% above |
| PE % | 7 | 58 | 51 pts below |
EFX has the edge over VRT on valuation relative to its sector.
VRT PE vs Industrials Sector
| Metric | VRT | Sector median | Relative |
|---|---|---|---|
| PE | 39x | 24x | 63% above |
| PE % | 3 | 58 | 55 pts below |
VRT is trading at 39x earnings, a 63% premium to the Industrials sector's median of 24x.
EFX Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $167.3 | 12% above |
| 20 week MA | $172.7 | 8.1% above |
| 50 week MA | $183.0 | 2% above |
| 100 week MA | $214.7 | 13% below |
| 200 week MA | $224.3 | 17% below |
EFX has the edge over VRT on trend strength, trading above more of its moving averages.
VRT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $221.8 | 5.5% below |
| 20 week MA | $254.4 | 18% below |
| 50 week MA | $253.9 | 17% below |
| 100 week MA | $189.1 | 11% above |
| 200 week MA | $123.5 | 70% above |
VRT has pulled back, but its long-term trend is still up: it's below its 8-, 20- and 50-week averages, but 70% above its 200-week average.
EFX Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $140.2 | $194.0 | +38% |
| 2021 | $194.0 | $287.0 | +48% |
| 2022 | $287.0 | $195.7 | -32% |
| 2023 | $195.7 | $247.3 | +26% |
| 2024 | $247.3 | $256.0 | +3.5% |
| 2025 | $256.0 | $222.1 | -13% |
| 2026 YTD | $222.1 | $186.8 | -16% |
EFX has finished higher in four of the last six years. It's down 16% so far in 2026.
VRT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $10.9 | $18.9 | +73% |
| 2021 | $18.9 | $24.9 | +31% |
| 2022 | $24.9 | $12.8 | -48% |
| 2023 | $12.8 | $48.0 | +275% |
| 2024 | $48.0 | $115.1 | +140% |
| 2025 | $115.1 | $167.6 | +46% |
| 2026 YTD | $167.6 | $209.6 | +25% |
VRT has the edge over EFX on returns for 2026, with the stronger performance.