EFSC
Enterprise Financial Services Corp
EFSC's fundamentals are mixed, but it looks expensive: trading at 13x earnings, above its usual 11x. Analysts expect earnings growth.
IREN
IREN Limited
There isn't enough reported data to score IREN yet.
EFSC Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
EFSC's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like EFSC.
IREN Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Weak | |
| N/A | |
| N/A |
IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.
EFSC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.2x | $40.64 | -35% |
| Fair | 11x | $54.51 | -13% |
| Forward | 11x | $62.38 | — |
| Expensive | 13x | $63.92 | +2.5% |
| Current | 13x | $62.38 | — |
Historical ranges are pointers, not guarantees.
EFSC's PE is in its expensive range at 13x. If earnings grow as analysts expect, today's price would be 11x next year's earnings, in its fair range.
IREN PE Valuation
IREN has no meaningful PE right now: it lost money over the past year.
EFSC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
EFSC has the edge over IREN on the outlook, with more favorable earnings expectations.
IREN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses growing | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect IREN's losses to grow, with revenue growing. However, they disagree widely on these estimates.
EFSC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $5.92 | +19% |
| Q3 2026 | $4.98 | -2.9% |
| Q2 2026 | $5.03 | -4.4% |
| Q1 2026 | $5.30 | +4.1% |
| Q4 2025 | $5.31 | +9.9% |
| Q3 2025 | $5.13 | +8.9% |
| Q2 2025 | $5.26 | +15% |
| Q1 2025 | $5.09 | +9.2% |
| Q4 2024 | $4.83 | -4.7% |
EFSC has the edge over IREN on earnings quality, reporting a profit while its opponent remains loss making.
IREN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.96 | -347% |
| Q2 2026 | -$2.22 | -988% |
| Q1 2026 | $0.51 | +$1.10 |
| Q4 2025 | $1.18 | +$1.62 |
| Q3 2025 | $1.60 | +$1.99 |
| Q2 2025 | $0.25 | +$0.45 |
| Q1 2025 | -$0.59 | -$0.43 |
| Q4 2024 | -$0.44 | -$0.15 |
IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.
EFSC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $187.8M | -9.2% |
| Q2 2026 | $182.2M | +5.1% |
| Q1 2026 | $185.2M | +12% |
| Q4 2025 | $193.6M | +16% |
| Q3 2025 | $206.9M | +25% |
| Q2 2025 | $173.4M | +11% |
| Q1 2025 | $166M | +11% |
| Q4 2024 | $167M | +0.5% |
EFSC's revenue is growing: $188M last quarter, down 9.2% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 29% | -14 points |
| Q2 2026 | 29% | -8.4 points |
| Q1 2026 | 34% | -2.8 points |
| Q4 2025 | 36% | -0.2 points |
| Q3 2025 | 43% | +4.8 points |
| Q2 2025 | 37% | +0.4 points |
| Q1 2025 | 37% | +3 points |
| Q4 2024 | 36% | +2.9 points |
EFSC has the edge over IREN on profitability, with a higher operating margin.
IREN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $228M | -5.1% |
| Q2 2026 | $137.2M | -27% |
| Q1 2026 | $144.8M | 0% |
| Q4 2025 | $184.7M | +59% |
| Q3 2025 | $240.3M | +355% |
| Q2 2025 | $187.3M | +230% |
| Q1 2025 | $144.8M | +168% |
| Q4 2024 | $116.1M | +176% |
IREN's revenue has held roughly level: $228M last quarter, down 5.1% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -82% | -50 points |
| Q2 2026 | -452% | -461 points |
| Q1 2026 | -161% | -180 points |
| Q4 2025 | -63% | -79 points |
| Q3 2025 | -32% | +57 points |
| Q2 2025 | 9% | +49 points |
| Q1 2025 | 19% | +8 points |
| Q4 2024 | 15% | +21 points |
IREN's operating margin was −82% last quarter, down 50 points from the same quarter a year ago.
EFSC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $71.1M | +51% |
| Q2 2026 | $67M | +14% |
| Q1 2026 | $57.5M | +61% |
| Q4 2025 | $39.8M | -21% |
| Q3 2025 | $47.1M | -47% |
| Q2 2025 | $59M | -21% |
| Q1 2025 | $35.6M | +32% |
| Q4 2024 | $50.1M | -33% |
EFSC has the edge over IREN on cash generation, producing positive trailing cash flow while its opponent burns cash.
IREN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.6B | -$1.6B |
| Q2 2026 | $482.2M | +2895% |
| Q1 2026 | -$873.8M | -$523.1M |
| Q4 2025 | -$468M | -$334M |
| Q3 2025 | -$38M | +$349.4M |
| Q2 2025 | $16.1M | +$179M |
| Q1 2025 | -$350.7M | -$128.7M |
| Q4 2024 | -$134M | -$105.2M |
IREN's free cash flow was −$2.5B over the past year, against −$507M the year before. Free cash flow isn't a meaningful measure for financial services companies like IREN.
EFSC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.9% | -337K shares |
| 1 year | -2.6% | -974K shares |
| 3 years | -3.1% | -1.2M shares |
| 5 years | -1.6% | -588K shares |
| Available history | +39% | +10.2M shares |
EFSC has the edge over IREN on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $34M |
| Q2 2026 | $22.8M |
| Q1 2026 | $27.2M |
| Q4 2025 | $3.5M |
| Q3 2025 | — |
| Q2 2025 | $14,000 |
| Q1 2025 | $10.6M |
| Q4 2024 | $11.3M |
EFSC spent $88M buying back its own shares over the past year, about four times what it spent the year before.
IREN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +26% | +82.4M shares |
| 1 year | +10% | +36.9M shares |
| 3 years | +511% | +333M shares |
| 5 years | +624% | +344M shares |
| Available history | +2346% | +382M shares |
IREN has 399M diluted shares, up 10% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
| Q2 2024 | — |
| Q1 2024 | — |
| Q4 2023 | — |
| Q3 2023 | — |
EFSC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.9x | Very low |
| Q2 2026 | 0.7x | Very low |
| Q1 2026 | 0.5x | Very low |
| Q4 2025 | 0.9x | Very low |
| Q3 2025 | 0.5x | Very low |
| Q2 2025 | 0.4x | Very low |
| Q1 2025 | 0.6x | Very low |
| Q4 2024 | 0.7x | Very low |
EFSC's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like EFSC.
IREN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q1 2026 | 157.6x | High |
| Q4 2025 | 22.2x | High |
| Q3 2025 | 4.1x | High |
| Q2 2025 | 2.0x | Moderate |
| Q1 2025 | 3.3x | Elevated |
| Q4 2024 | -4.6x | Net Cash |
| Q3 2024 | -16.7x | Net Cash |
| Q2 2024 | -15.9x | Net Cash |
IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.
EFSC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 52.1 | Neutral |
| Stochastic | 43.9 | Neutral |
EFSC's weekly RSI is 52 (neutral) and its Stochastic is 44 (neutral).
IREN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 33.3 | Neutral |
| Stochastic | 8.2 | Oversold |
IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).
EFSC PE vs Financial Services Sector
| Metric | EFSC | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 3.8% below |
| PE % | 78 | 63 | 15 pts above |
EFSC is trading at 13x earnings, in line with the Financial Services sector's median of 13x.
IREN PE vs Financial Services Sector
| Metric | IREN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
IREN has no meaningful PE right now: it lost money over the past year.
EFSC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $60.9 | 2.5% above |
| 20 week MA | $63.4 | 1.6% below |
| 50 week MA | $60.1 | 3.8% above |
| 100 week MA | $57.8 | 7.9% above |
| 200 week MA | $51.1 | 22% above |
EFSC has the edge over IREN on trend strength, trading above more of its moving averages.
IREN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $29.8 | 35% below |
| 20 week MA | $36.2 | 46% below |
| 50 week MA | $42.8 | 54% below |
| 100 week MA | $32.0 | 39% below |
| 200 week MA | $19.1 | 2.1% above |
IREN has fallen below most of its moving averages, though it's still 2.1% above its 200-week average.
EFSC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $48.1 | $35.2 | -27% |
| 2021 | $35.2 | $46.5 | +32% |
| 2022 | $46.5 | $49.1 | +5.6% |
| 2023 | $49.1 | $44.7 | -9.1% |
| 2024 | $44.7 | $56.3 | +26% |
| 2025 | $56.3 | $55.5 | -1.5% |
| 2026 YTD | $55.5 | $62.4 | +12% |
EFSC has the edge over IREN on returns for 2026, with the stronger performance.
IREN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $24.8 | $17.2 | -31% |
| 2022 | $17.2 | $1.19 | -93% |
| 2023 | $1.19 | $7.15 | +501% |
| 2024 | $7.15 | $10.7 | +50% |
| 2025 | $10.7 | $40.3 | +276% |
| 2026 YTD | $40.3 | $19.5 | -52% |
IREN's yearly returns have swung widely, from +501% in 2023 to −93% in 2022. It's down 52% so far in 2026.