EFSC
Enterprise Financial Services Corp
EFSC has lower modeled downside risk, despite its lower overall score.
HOOD
Robinhood Markets, Inc.
HOOD has the edge over EFSC overall, supported by stronger valuation and stronger fundamentals.
EFSC Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
EFSC's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like EFSC.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
EFSC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.2x | $40.64 | -35% |
| Fair | 11x | $54.51 | -13% |
| Forward | 11x | $62.38 | — |
| Expensive | 13x | $63.92 | +2.5% |
| Current | 13x | $62.38 | — |
Historical ranges are pointers, not guarantees.
EFSC's PE is in its expensive range at 13x. If earnings grow as analysts expect, today's price would be 11x next year's earnings, in its fair range.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over EFSC in the historical PE scenario, which offers more potential upside but is not a forecast.
EFSC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for EFSC, with profitability improving.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.
EFSC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $5.92 | +19% |
| Q3 2026 | $4.98 | -2.9% |
| Q2 2026 | $5.03 | -4.4% |
| Q1 2026 | $5.30 | +4.1% |
| Q4 2025 | $5.31 | +9.9% |
| Q3 2025 | $5.13 | +8.9% |
| Q2 2025 | $5.26 | +15% |
| Q1 2025 | $5.09 | +9.2% |
| Q4 2024 | $4.83 | -4.7% |
EFSC earned $4.98 per share over the past year, down 2.9% from the year before.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over EFSC on earnings, with more consistent year-over-year improvement.
EFSC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $187.8M | -9.2% |
| Q2 2026 | $182.2M | +5.1% |
| Q1 2026 | $185.2M | +12% |
| Q4 2025 | $193.6M | +16% |
| Q3 2025 | $206.9M | +25% |
| Q2 2025 | $173.4M | +11% |
| Q1 2025 | $166M | +11% |
| Q4 2024 | $167M | +0.5% |
EFSC's revenue is growing: $188M last quarter, down 9.2% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 29% | -14 points |
| Q2 2026 | 29% | -8.4 points |
| Q1 2026 | 34% | -2.8 points |
| Q4 2025 | 36% | -0.2 points |
| Q3 2025 | 43% | +4.8 points |
| Q2 2025 | 37% | +0.4 points |
| Q1 2025 | 37% | +3 points |
| Q4 2024 | 36% | +2.9 points |
EFSC's operating margin was 29% last quarter, down 14 points from the same quarter a year ago.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over EFSC on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over EFSC on profitability, with a higher operating margin.
EFSC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $71.1M | +51% |
| Q2 2026 | $67M | +14% |
| Q1 2026 | $57.5M | +61% |
| Q4 2025 | $39.8M | -21% |
| Q3 2025 | $47.1M | -47% |
| Q2 2025 | $59M | -21% |
| Q1 2025 | $35.6M | +32% |
| Q4 2024 | $50.1M | -33% |
EFSC's free cash flow was $235M over the past year, up 23% from the year before. Free cash flow isn't a meaningful measure for financial services companies like EFSC.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD has the edge over EFSC on cash flow, with more consistent year-over-year improvement.
EFSC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.9% | -337K shares |
| 1 year | -2.6% | -974K shares |
| 3 years | -3.1% | -1.2M shares |
| 5 years | -1.6% | -588K shares |
| Available history | +39% | +10.2M shares |
EFSC has the edge over HOOD on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $34M |
| Q2 2026 | $22.8M |
| Q1 2026 | $27.2M |
| Q4 2025 | $3.5M |
| Q3 2025 | — |
| Q2 2025 | $14,000 |
| Q1 2025 | $10.6M |
| Q4 2024 | $11.3M |
EFSC spent $88M buying back its own shares over the past year, about four times what it spent the year before.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has 911M diluted shares, down 0.8% from a year ago, with $789M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
EFSC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.9x | Very low |
| Q2 2026 | 0.7x | Very low |
| Q1 2026 | 0.5x | Very low |
| Q4 2025 | 0.9x | Very low |
| Q3 2025 | 0.5x | Very low |
| Q2 2025 | 0.4x | Very low |
| Q1 2025 | 0.6x | Very low |
| Q4 2024 | 0.7x | Very low |
EFSC's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like EFSC.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has the edge over EFSC on leverage, with a lower net debt burden relative to earnings.
EFSC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 52.1 | Neutral |
| Stochastic | 43.9 | Neutral |
EFSC's weekly RSI is 52 (neutral) and its Stochastic is 44 (neutral).
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
EFSC PE vs Financial Services Sector
| Metric | EFSC | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 3.8% below |
| PE % | 78 | 63 | 15 pts above |
EFSC has the edge over HOOD on valuation relative to its sector.
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
EFSC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $60.9 | 2.5% above |
| 20 week MA | $63.4 | 1.6% below |
| 50 week MA | $60.1 | 3.8% above |
| 100 week MA | $57.8 | 7.9% above |
| 200 week MA | $51.1 | 22% above |
EFSC has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
EFSC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $48.1 | $35.2 | -27% |
| 2021 | $35.2 | $46.5 | +32% |
| 2022 | $46.5 | $49.1 | +5.6% |
| 2023 | $49.1 | $44.7 | -9.1% |
| 2024 | $44.7 | $56.3 | +26% |
| 2025 | $56.3 | $55.5 | -1.5% |
| 2026 YTD | $55.5 | $62.4 | +12% |
EFSC has the edge over HOOD on returns for 2026, with the stronger performance.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.