EEFT
Euronet Worldwide, Inc.
EEFT has lower modeled downside risk, despite its lower overall score.
SNDK
Sandisk Corporation
SNDK has the edge over EEFT overall, supported by stronger fundamentals and stronger modeled upside.
EEFT Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Stable | |
| Stable | |
| Stable |
EEFT's revenue, profitability, cash flow and balance sheet are all currently stable.
SNDK Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| Strong | |
| Strong |
SNDK's revenue, profitability, cash flow and balance sheet are all currently strong.
EEFT PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 6.2x | $70.09 | — |
| Cheap | 11x | $68.47 | -2.3% |
| Current | 12x | $70.09 | — |
| Fair | 16x | $98.98 | +41% |
| Expensive | 43x | $261 | +272% |
Historical ranges are pointers, not guarantees.
EEFT's PE is in its cheap range at 12x. If earnings grow as analysts expect, today's price would be 6.2x next year's earnings.
SNDK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 3.8x | $937 | — |
| Current | 7.5x | $937 | — |
| Cheap | 17x | $2,173 | +132% |
| Fair | 24x | $3,048 | +225% |
| Expensive | 59x | $7,452 | +695% |
Historical ranges are pointers, not guarantees.
SNDK has the edge over EEFT in the historical PE scenario, which offers more potential upside but is not a forecast.
EEFT Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Growth | |
| Stable | |
| Improving | |
| Limited | |
| High |
Analysts expect EEFT's earnings to grow and its profitability to improve, with its revenue holding steady.
SNDK Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| High |
SNDK has the edge over EEFT on the outlook, with more favorable revenue expectations.
EEFT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $11.36 | +88% |
| Q3 2026 | $6.04 | -12% |
| Q2 2026 | $6.26 | -14% |
| Q1 2026 | $6.82 | +1% |
| Q4 2025 | $6.84 | +6% |
| Q3 2025 | $6.83 | -1% |
| Q2 2025 | $7.29 | +27% |
| Q1 2025 | $6.75 | +19% |
| Q4 2024 | $6.45 | +17% |
EEFT earned $6.04 per share over the past year, down 12% from the year before.
SNDK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $247.30 | +97% |
| Q3 2026 | $125.61 | +$137.63 |
| Q2 2026 | $73.76 | +$85.07 |
| Q2 2025 | -$11.31 | -$6.65 |
SNDK has the edge over EEFT in the latest year-over-year earnings comparison.
EEFT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +1.3% |
| Q2 2026 | $1.1B | +3.2% |
| Q1 2026 | $1B | +11% |
| Q4 2025 | $1.1B | +5.9% |
| Q3 2025 | $1.1B | +4.2% |
| Q2 2025 | $1.1B | +8.9% |
| Q1 2025 | $915.5M | +6.8% |
| Q4 2024 | $1B | +9.4% |
EEFT's revenue has grown year over year every quarter since late 2020: $1.2B last quarter, up 1.3% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 15% | -2.2 points |
| Q2 2026 | 12% | -2.4 points |
| Q1 2026 | 7.1% | -1.1 points |
| Q4 2025 | 9.1% | -2.6 points |
| Q3 2025 | 17% | +0.4 points |
| Q2 2025 | 15% | +1.1 points |
| Q1 2025 | 8.2% | +0.7 points |
| Q4 2024 | 12% | +1.6 points |
EEFT's operating margin was 15% last quarter, down 2.2 points from the same quarter a year ago.
SNDK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $11B | +378% |
| Q2 2026 | $9B | +372% |
| Q1 2026 | $6B | +251% |
| Q4 2025 | $3B | +61% |
| Q3 2025 | $2.3B | +23% |
| Q2 2025 | $1.9B | +8% |
| Q1 2025 | $1.7B | -0.6% |
| Q4 2024 | $1.9B | +13% |
SNDK's revenue has grown year over year for six quarters in a row: $11B last quarter, up 378% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 80% | +72 points |
| Q2 2026 | 78% | +78 points |
| Q1 2026 | 69% | +180 points |
| Q4 2025 | 35% | +25 points |
| Q3 2025 | 7.6% | -9 points |
| Q2 2025 | 0.9% | N/A |
| Q1 2025 | -111% | -122 points |
| Q4 2024 | 10% | +6.6 points |
SNDK has the edge over EEFT on profitability, with a higher operating margin.
EEFT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $199.4M | +24% |
| Q2 2026 | $111.9M | -25% |
| Q1 2026 | -$150.5M | -$129M |
| Q4 2025 | $146.3M | +217% |
| Q3 2025 | $161.2M | -61% |
| Q2 2025 | $148.3M | -0.3% |
| Q1 2025 | -$21.5M | -447% |
| Q4 2024 | $46.1M | -58% |
EEFT still generates free cash flow, though less than at its 2024 peak: $307M over the past year.
SNDK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $6.3B | +1340% |
| Q2 2026 | $7.1B | +14355% |
| Q1 2026 | $3B | +$3B |
| Q3 2025 | $438M | +$636M |
| Q2 2025 | $49M | +$217M |
| Q1 2025 | -$18M | +$23M |
| Q3 2024 | -$198M | -$157M |
SNDK has the edge over EEFT on cash flow, with more consistent year-over-year improvement.
EEFT Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.9% | -415K shares |
| 1 year | +2.1% | +952K shares |
| 3 years | -11% | -5.7M shares |
| 5 years | -15% | -8.1M shares |
| Available history | -17% | -9.2M shares |
EEFT has the edge over SNDK on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $50M |
| Q2 2026 | $47.6M |
| Q1 2026 | $102.4M |
| Q4 2025 | $225.8M |
| Q3 2025 | $131.3M |
| Q2 2025 | $247.4M |
| Q1 2025 | $63.2M |
| Q4 2024 | $51M |
EEFT spent $426M buying back its own shares over the past year, down 14% from the year before.
SNDK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.6% | -1M shares |
| 1 year | +3.4% | +5M shares |
| 3 years | +6.9% | +10M shares |
SNDK has 154M diluted shares, up 3.4% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $5B |
| Q3 2024 | — |
| Q2 2024 | — |
| Q1 2024 | — |
| Q4 2023 | — |
| Q3 2023 | — |
EEFT Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 1.9x | Healthy |
| Q2 2026 | 2.2x | Moderate |
| Q1 2026 | 2.0x | Healthy |
| Q4 2025 | 1.5x | Healthy |
| Q3 2025 | 1.7x | Healthy |
| Q2 2025 | 1.7x | Healthy |
| Q1 2025 | 1.3x | Healthy |
| Q4 2024 | 1.1x | Healthy |
EEFT's net debt is about 1.9 years of its operating earnings (EBITDA), up from 1.6 years a year ago.
SNDK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.2x | Net Cash |
| Q2 2026 | -0.4x | Net Cash |
| Q1 2026 | -0.7x | Net Cash |
SNDK has the edge over EEFT on leverage, with a lower net debt burden relative to earnings.
EEFT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 50.6 | Neutral |
| Stochastic | 53.4 | Neutral |
EEFT's weekly RSI is 51 (neutral) and its Stochastic is 53 (neutral).
SNDK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.2 | Neutral |
| Stochastic | 10.6 | Oversold |
SNDK's weekly RSI is 40 (neutral) and its Stochastic is 11 (oversold).
EEFT PE vs Technology Sector
| Metric | EEFT | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 28x | 58% below |
| PE % | 19 | 35 | 16 pts below |
EEFT is trading at 12x earnings, a 58% discount to the Technology sector's median of 28x.
SNDK PE vs Technology Sector
| Metric | SNDK | Sector median | Relative |
|---|---|---|---|
| PE | 7.5x | 28x | 73% below |
| PE % | 4 | 27 | 23 pts below |
SNDK has the edge over EEFT on valuation relative to its sector.
EEFT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $66.1 | 6.1% above |
| 20 week MA | $70.6 | 0.7% below |
| 50 week MA | $71.0 | 1.3% below |
| 100 week MA | $83.7 | 16% below |
| 200 week MA | $92.9 | 25% below |
EEFT has stronger trend alignment. EEFT is above 1 of 5 weekly averages versus SNDK above 0 of 3.
SNDK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,317.5 | 29% below |
| 20 week MA | $1,465.4 | 36% below |
| 50 week MA | $1,119.6 | 16% below |
SNDK is in a downtrend: it's below all three of its weekly moving averages, and 16% below its 50-week average.
EEFT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $158.4 | $143.0 | -9.7% |
| 2021 | $143.0 | $118.6 | -17% |
| 2022 | $118.6 | $92.9 | -22% |
| 2023 | $92.9 | $101.5 | +9.2% |
| 2024 | $101.5 | $104.6 | +3.1% |
| 2025 | $104.6 | $76.6 | -27% |
| 2026 YTD | $76.6 | $70.1 | -8.5% |
EEFT has finished lower in four of the last six years. It's down 8.5% so far in 2026.
SNDK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2025 | $50.4 | $250.1 | +396% |
| 2026 YTD | $250.1 | $937.5 | +275% |
SNDK has the edge over EEFT on returns for 2026, with the stronger performance.