EARN
Ellington Credit Company
There isn't enough reported data to score EARN yet.
EARN Fundamentals
| Metric | Status |
|---|---|
| Unavailable | |
| Weak | |
| N/A | |
| N/A |
EARN's profitability is currently weak. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like EARN.
EARN PE Valuation
EARN has no meaningful PE right now: it lost money over the past year.
EARN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Stable | |
| Decline | |
| -- | |
| Limited | |
| High |
Analysts expect EARN's revenue to decline, with its earnings and profitability holding steady.
EARN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.91 | — |
| Q2 2026 | -$0.97 | -639% |
| Q1 2026 | -$1.01 | -$0.86 |
| Q4 2025 | -$0.38 | -236% |
| Q3 2025 | $0.09 | -92% |
| Q2 2025 | $0.18 | -14% |
| Q1 2025 | -$0.15 | -144% |
| Q4 2024 | $0.28 | -9.7% |
| Q3 2024 | $1.17 | +192% |
EARN has swung to a loss: it lost $0.97 per share over the past year, after a profit the year before.
EARN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $11.8M | -0.7% |
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 130% | +30 points |
| Q1 2026 | -224% | N/A |
| Q4 2025 | -131% | N/A |
| Q3 2025 | 41% | N/A |
| Q2 2025 | 100% | N/A |
EARN's operating margin was 130% last quarter, up 30 points from the same quarter a year ago.
EARN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $0 | -100% |
| Q1 2026 | $0 | -100% |
| Q4 2025 | $0 | -100% |
| Q3 2025 | $182.1M | +5517% |
| Q2 2025 | $182.1M | +6718% |
| Q1 2025 | $9.2M | +$10.4M |
| Q4 2024 | $4.4M | +$6.7M |
| Q3 2024 | $3.2M | +$6.6M |
EARN's free cash flow was $182M over the past year, down 8.5% from the year before. Free cash flow isn't a meaningful measure for financial services companies like EARN.
EARN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +47K shares |
| 1 year | +8.1% | +2.8M shares |
| 3 years | +186% | +24.5M shares |
| 5 years | +205% | +25.3M shares |
| Available history | +202% | +25.2M shares |
EARN has 38M diluted shares, up 8.1% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2026 | — |
| Q1 2026 | — |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | $978,000 |
| Q4 2023 | — |
| Q3 2023 | — |
EARN hasn't bought back shares in the past year.
EARN Net Leverage
EARN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 23.1 | Oversold |
| Stochastic | 12.4 | Oversold |
EARN's weekly RSI is 23 (oversold) and its Stochastic is 12 (oversold).
EARN PE vs Financial Services Sector
| Metric | EARN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
EARN has no meaningful PE right now: it lost money over the past year.
EARN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $3.59 | 11% below |
| 20 week MA | $4.06 | 21% below |
| 50 week MA | $4.58 | 30% below |
| 100 week MA | $5.18 | 38% below |
| 200 week MA | $5.97 | 46% below |
EARN is in a downtrend: it's below all five of its weekly moving averages, and 46% below its 200-week average.
EARN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $11.4 | $12.6 | +11% |
| 2021 | $12.6 | $10.8 | -14% |
| 2022 | $10.8 | $7.24 | -33% |
| 2023 | $7.24 | $6.13 | -15% |
| 2024 | $6.13 | $6.65 | +8.5% |
| 2025 | $6.65 | $5.33 | -20% |
| 2026 YTD | $5.33 | $3.21 | -40% |
EARN has finished lower in four of the last six years. It's down 40% so far in 2026.