DYAI

Dyadic International, Inc.

There isn't enough reported data to score DYAI yet.

OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from −1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

DYAI Fundamentals

MetricStatus
Stable
Weak
Weak
Unavailable

DYAI's revenue is currently stable, but its profitability and cash flow are weak. There isn't enough data to rate its balance sheet.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

DYAI PE Valuation

DYAI has no meaningful PE right now: it lost money over the past year.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94—
Current13x$31.94—
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

DYAI Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
--
Limited
Low

Analysts expect DYAI's losses to shrink, with revenue growing. However, they disagree widely on these estimates.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

DYAI Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $0.35 on Nov 12.

There is not enough scenario data to compare DYAI and OSCR's risk to reward.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare DYAI and OSCR's risk to reward.

DYAI Earnings Per Share

Q3 2023: $-0.23Q4 2023: $-0.23Q1 2024: $-0.27Q2 2024: $-0.27Q3 2024: $-0.22Q4 2024: $-0.20Q1 2025: $-0.20Q2 2025: $-0.19Q3 2025: $-0.24Q4 2025: $-0.23Q1 2026: $-0.21Q2 2026: $-0.21
Q3 2023: $-0.23Q4 2023: $-0.23Q1 2024: $-0.27Q2 2024: $-0.27Q3 2024: $-0.22Q4 2024: $-0.20Q1 2025: $-0.20Q2 2025: $-0.19Q3 2025: $-0.24Q4 2025: $-0.23Q1 2026: $-0.21Q2 2026: $-0.21
QuarterTTM EPSYoY
Q2 2026-$0.21-$0.02
Q1 2026-$0.21-$0.01
Q4 2025-$0.23-$0.03
Q3 2025-$0.24-$0.02
Q2 2025-$0.19+$0.08
Q1 2025-$0.20+$0.07
Q4 2024-$0.20+$0.03
Q3 2024-$0.22+$0.01

DYAI is still losing money, but far less than before: $0.21 per share over the past year, against $0.47 at its worst in late 2021.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the edge over DYAI on earnings quality, reporting a profit while its opponent remains loss making.

DYAI Quarterly Revenue

Q3 2023: $397,060Q4 2023: $686,535Q1 2024: $334,617Q2 2024: $385,896Q3 2024: $2MQ4 2024: $817,376Q1 2025: $393,572Q2 2025: $966,630Q3 2025: $1MQ4 2025: $565,526Q1 2026: $1MQ2 2026: $961,138
Q3 2023: $397,060Q4 2023: $686,535Q1 2024: $334,617Q2 2024: $385,896Q3 2024: $2MQ4 2024: $817,376Q1 2025: $393,572Q2 2025: $966,630Q3 2025: $1MQ4 2025: $565,526Q1 2026: $1MQ2 2026: $961,138
QuarterRevenueYoY
Q2 2026$961.1K-0.6%
Q1 2026$1.1M+182%
Q4 2025$565.5K-31%
Q3 2025$1.2M-41%
Q2 2025$966.6K+150%
Q1 2025$393.6K+18%
Q4 2024$817.4K+19%
Q3 2024$2M+393%

DYAI's revenue has slid since its 2024 peak: $961,138 last quarter, about level with the same quarter a year ago.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the edge over DYAI on sales, with more consistent year-over-year improvement.

DYAI Free Cash Flow

Q3 2023: −$2MQ4 2023: −$923,380Q1 2024: −$1MQ2 2024: −$2MQ3 2024: −$201,057Q4 2024: −$696,395Q1 2025: −$2MQ2 2025: −$130,015Q3 2025: −$2MQ4 2025: −$2MQ1 2026: −$2MQ2 2026: −$2M
Q3 2023: −$2MQ4 2023: −$923,380Q1 2024: −$1MQ2 2024: −$2MQ3 2024: −$201,057Q4 2024: −$696,395Q1 2025: −$2MQ2 2025: −$130,015Q3 2025: −$2MQ4 2025: −$2MQ1 2026: −$2MQ2 2026: −$2M
QuarterFree cash flowYoY
Q2 2026-$1.8M-$1.7M
Q1 2026-$2M-$13.6K
Q4 2025-$1.8M-$1.1M
Q3 2025-$1.9M-$1.7M
Q2 2025-$130K+$1.8M
Q1 2025-$1.9M-$836.8K
Q4 2024-$696.4K+$227K
Q3 2024-$201.1K+$1.8M

DYAI has burned cash in almost every quarter: −$7M over the past year, against −$3M the year before.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the edge over DYAI on cash generation, producing positive trailing cash flow while its opponent burns cash.

DYAI Total Shares

Q3 2023: 29MQ4 2023: 29MQ1 2024: 29MQ2 2024: 29MQ3 2024: 30MQ4 2024: 30MQ1 2025: 30MQ2 2025: 30MQ3 2025: 35MQ4 2025: 33MQ1 2026: 36MQ2 2026: 36M
Q3 2023: 29MQ4 2023: 29MQ1 2024: 29MQ2 2024: 29MQ3 2024: 30MQ4 2024: 30MQ1 2025: 30MQ2 2025: 30MQ3 2025: 35MQ4 2025: 33MQ1 2026: 36MQ2 2026: 36M
PeriodChange %Net change
Quarterly+0.1%+40.7K shares
1 year+21%+6.3M shares
3 years+26%+7.6M shares
5 years+32%+8.8M shares
Available history+34%+9.3M shares

DYAI has the edge over OSCR on shareholder dilution, with a more favorable share count trend.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has 346M diluted shares, up 34% from a year ago.

DYAI Net Leverage

DYAI's operating earnings (EBITDA) were negative over the past year, so its debt can't be measured against them.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

DYAI Weekly Momentum

MetricValueStatus
RSI31.7Neutral
Stochastic2.7Oversold

DYAI's weekly RSI is 32 (neutral) and its Stochastic is 3 (oversold).

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

DYAI PE vs Healthcare Sector

DYAI has no meaningful PE right now: it lost money over the past year.

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

DYAI Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$0.4013% below
20 week MA$0.6647% below
50 week MA$0.7755% below
100 week MA$0.9864% below
200 week MA$1.3073% below

DYAI is in a downtrend: it's below all five of its weekly moving averages, and 73% below its 200-week average.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over DYAI on trend strength, trading above more of its moving averages.

DYAI Yearly ROI

YearStart priceEnd priceROI
2020$5.28$5.57+5.5%
2021$5.57$4.11-26%
2022$4.11$1.37-67%
2023$1.37$1.61+18%
2024$1.61$1.96+22%
2025$1.96$0.95-52%
2026 YTD$0.95$0.35-63%

DYAI has finished lower in three of the last six years. It's down 63% so far in 2026.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over DYAI on returns for 2026, with the stronger performance.

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