DRDB

Roman DBDR Acquisition Corp. II

There isn't enough reported data to score DRDB yet.

SOFI

SoFi Technologies, Inc.

70
Fundamentals75/ 100
Valuation71/ 100
Upside potential80/ 100
Risk potential20/ 100

SOFI's fundamentals are strong and it looks cheap: trading at 28x earnings, below its usual 43x. Analysts expect strong earnings growth.

DRDB Fundamentals

MetricStatus
Unavailable
Stable
N/A
N/A

DRDB's profitability is currently stable. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like DRDB.

SOFI Fundamentals

MetricStatus
Strong
Healthy
N/A
N/A

SOFI's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like SOFI.

DRDB PE Valuation

CHEAPFAIREXPENSIVE18x37x55x73x
CHEAPFAIREXPENSIVE18x37x55x73x
LevelPEPriceVs current
Cheap41x$7.03-35%
Fair61x$10.32-4.3%
Expensive63x$10.66-1.2%
Current65x$10.79—

Historical ranges are pointers, not guarantees.

DRDB's PE is 65x, but its earnings don't support one, so it isn't a reliable read right now.

SOFI PE Valuation

CHEAPFAIREXPENSIVE39x78x116x155x
CHEAPFAIREXPENSIVE39x78x116x155x
LevelPEPriceVs current
Forward19x$15.63—
Current28x$15.63—
Cheap33x$18.24+17%
Fair43x$23.82+52%
Expensive53x$29.74+90%

Historical ranges are pointers, not guarantees.

SOFI has the edge over DRDB in the historical PE scenario, which offers more potential upside but is not a forecast.

DRDB Forward outlook

There aren't enough analyst estimates for DRDB to show an outlook.

SOFI Forward outlook

MetricOutlook
Strongly improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for SOFI, with profitability improving.

DRDB Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $10.79 on Nov 12.

There is not enough scenario data to compare DRDB and SOFI's risk to reward.

SOFI Risk to reward

ScenarioChangePrice
Upside+79%$27.97
Downside-20%$12.51

Calculated from the latest close: $15.63 on Nov 12.

There is not enough scenario data to compare DRDB and SOFI's risk to reward.

DRDB Earnings Per Share

Q2 2025: $0.15Q3 2025: $0.22Q4 2025: $0.25Q1 2026: $0.17Q2 2026: $0.18Q3 2026: $0.17
Q2 2025: $0.15Q3 2025: $0.22Q4 2025: $0.25Q1 2026: $0.17Q2 2026: $0.18Q3 2026: $0.17
QuarterTTM EPSYoY
Q3 2026$0.17-23%
Q2 2026$0.18+20%

DRDB earned $0.17 per share over the past year, down 23% from the year before.

SOFI Earnings Per Share

Q4 2023: $-0.36Q1 2024: $-0.29Q2 2024: $-0.22Q3 2024: $0.12Q4 2024: $0.39Q1 2025: $0.43Q2 2025: $0.50Q3 2025: $0.56Q4 2025: $0.39Q1 2026: $0.45Q2 2026: $0.49Q3 2026: $0.56Forward: $0.82
Q4 2023: $-0.36Q1 2024: $-0.29Q2 2024: $-0.22Q3 2024: $0.12Q4 2024: $0.39Q1 2025: $0.43Q2 2025: $0.50Q3 2025: $0.56Q4 2025: $0.39Q1 2026: $0.45Q2 2026: $0.49Q3 2026: $0.56Forward: $0.82
QuarterTTM EPSYoY
Forward$0.82+47%
Q3 2026$0.560%
Q2 2026$0.49-2%
Q1 2026$0.45+4.7%
Q4 2025$0.390%
Q3 2025$0.56+367%
Q2 2025$0.50+$0.72
Q1 2025$0.43+$0.72
Q4 2024$0.39+$0.75

SOFI has the edge over DRDB in the latest year-over-year earnings comparison.

DRDB Quarterly Revenue

Q3 2024: $0Q4 2024: $0Q1 2025: $0Q2 2025: $0Q3 2025: $0Q4 2025: $0Q1 2026: $0Q2 2026: $0Q3 2026: --
Q3 2024: $0Q4 2024: $0Q1 2025: $0Q2 2025: $0Q3 2025: $0Q4 2025: $0Q1 2026: $0Q2 2026: $0Q3 2026: --

DRDB's revenue is shrinking: $0 last quarter.

SOFI Quarterly Revenue

Q4 2023: $615MQ1 2024: $645MQ2 2024: $599MQ3 2024: $697MQ4 2024: $734MQ1 2025: $772MQ2 2025: $855MQ3 2025: $962MQ4 2025: $1BQ1 2026: $1.1BQ2 2026: $1.2BQ3 2026: $1.4B
Q4 2023: $615MQ1 2024: $645MQ2 2024: $599MQ3 2024: $697MQ4 2024: $734MQ1 2025: $772MQ2 2025: $855MQ3 2025: $962MQ4 2025: $1BQ1 2026: $1.1BQ2 2026: $1.2BQ3 2026: $1.4B
QuarterRevenueYoY
Q3 2026$1.4B+44%
Q2 2026$1.2B+43%
Q1 2026$1.1B+43%
Q4 2025$1B+40%
Q3 2025$961.6M+38%
Q2 2025$854.9M+43%
Q1 2025$771.8M+20%
Q4 2024$734.1M+19%

SOFI has the edge over DRDB on sales, with more consistent year-over-year improvement.

DRDB Free Cash Flow

Q3 2024: $0Q4 2024: −$411,800Q1 2025: −$323,430Q2 2025: −$329,676Q3 2025: −$295,138Q4 2025: −$340,660Q1 2026: −$409,530Q2 2026: −$87,250Q3 2026: −$51,316
Q3 2024: $0Q4 2024: −$411,800Q1 2025: −$323,430Q2 2025: −$329,676Q3 2025: −$295,138Q4 2025: −$340,660Q1 2026: −$409,530Q2 2026: −$87,250Q3 2026: −$51,316
QuarterFree cash flowYoY
Q3 2026-$51.3K+$243.8K
Q2 2026-$87.3K+$242.4K
Q1 2026-$409.5K-$86.1K
Q4 2025-$340.7K+$71.1K
Q3 2025-$295.1K-$295.1K

DRDB has the edge over SOFI on cash flow, with more consistent year-over-year improvement.

SOFI Free Cash Flow

Q4 2023: −$282MQ1 2024: $706MQ2 2024: −$521MQ3 2024: −$1.2BQ4 2024: −$242MQ1 2025: −$31MQ2 2025: −$1.5BQ3 2025: −$1.4BQ4 2025: −$1.1BQ1 2026: −$2.4BQ2 2026: −$4BQ3 2026: −$3.1B
Q4 2023: −$282MQ1 2024: $706MQ2 2024: −$521MQ3 2024: −$1.2BQ4 2024: −$242MQ1 2025: −$31MQ2 2025: −$1.5BQ3 2025: −$1.4BQ4 2025: −$1.1BQ1 2026: −$2.4BQ2 2026: −$4BQ3 2026: −$3.1B
QuarterFree cash flowYoY
Q3 2026-$3.1B-$1.7B
Q2 2026-$4B-$2.5B
Q1 2026-$2.4B-$2.4B
Q4 2025-$1.1B-$815.2M
Q3 2025-$1.4B-$149M
Q2 2025-$1.5B-$1B
Q1 2025-$31.1M-104%
Q4 2024-$242.4M+$39.9M

SOFI's free cash flow was −$10.5B over the past year, against −$3.2B the year before. Free cash flow isn't a meaningful measure for financial services companies like SOFI.

DRDB Total Shares

Q3 2024: 28MQ4 2024: 28MQ1 2025: 30MQ2 2025: 23MQ3 2025: 23MQ4 2025: 23MQ1 2026: 23MQ2 2026: 23MQ3 2026: 31M
Q3 2024: 28MQ4 2024: 28MQ1 2025: 30MQ2 2025: 23MQ3 2025: 23MQ4 2025: 23MQ1 2026: 23MQ2 2026: 23MQ3 2026: 31M
PeriodChange %Net change
Quarterly+33%+7.7M shares
1 year+33%+7.7M shares

DRDB has 31M diluted shares, up 33% from a year ago.

SOFI Total Shares

Q4 2023: 945MQ1 2024: 1BQ2 2024: 1.1BQ3 2024: 1.1BQ4 2024: 1.1BQ1 2025: 1.2BQ2 2025: 1.2BQ3 2025: 1.3BQ4 2025: 1.3BQ1 2026: 1.4BQ2 2026: 1.4BQ3 2026: 1.4B
Q4 2023: 945MQ1 2024: 1BQ2 2024: 1.1BQ3 2024: 1.1BQ4 2024: 1.1BQ1 2025: 1.2BQ2 2025: 1.2BQ3 2025: 1.3BQ4 2025: 1.3BQ1 2026: 1.4BQ2 2026: 1.4BQ3 2026: 1.4B
PeriodChange %Net change
Quarterly+0.4%+5.8M shares
1 year+5.2%+66.8M shares
3 years+43%+407M shares
5 years+272%+993M shares

SOFI has the edge over DRDB on shareholder dilution, with a more favorable share count trend.

DRDB Net Leverage

Q2 2025: -0.3xQ3 2025: -0.2x
Q2 2025: -0.3xQ3 2025: -0.2x
QuarterNet LeverageStatus
Q3 2025-0.2xNet Cash
Q2 2025-0.3xNet Cash

DRDB has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like DRDB.

SOFI Net Leverage

Q1 2024: -109.4xQ2 2024: -23.8xQ3 2024: -5.5xQ4 2024: -5.8xQ1 2025: -4.9xQ2 2025: -4.0xQ3 2025: -5.2xQ4 2025: -6.5xQ1 2026: -3.8xQ2 2026: -3.1xQ3 2026: -2.4x
Q1 2024: -109.4xQ2 2024: -23.8xQ3 2024: -5.5xQ4 2024: -5.8xQ1 2025: -4.9xQ2 2025: -4.0xQ3 2025: -5.2xQ4 2025: -6.5xQ1 2026: -3.8xQ2 2026: -3.1xQ3 2026: -2.4x
QuarterNet LeverageStatus
Q3 2026-2.4xNet Cash
Q2 2026-3.1xNet Cash
Q1 2026-3.8xNet Cash
Q4 2025-6.5xNet Cash
Q3 2025-5.2xNet Cash
Q2 2025-4.0xNet Cash
Q1 2025-4.9xNet Cash
Q4 2024-5.8xNet Cash

SOFI has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like SOFI.

DRDB Weekly Momentum

MetricValueStatus
RSI79.8Overbought
Stochastic90.9Overbought

DRDB's weekly RSI is 80 (overbought) and its Stochastic is 91 (overbought).

SOFI Weekly Momentum

MetricValueStatus
RSI43.1Neutral
Stochastic41.5Neutral

SOFI's weekly RSI is 43 (neutral) and its Stochastic is 41 (neutral).

DRDB PE vs Financial Services Sector

MetricDRDBSector medianRelative
PE65x13x399% above
PE %952471 pts above

DRDB is trading at 65x earnings, a 399% premium to the Financial Services sector's median of 13x, though its earnings don't support one.

SOFI PE vs Financial Services Sector

MetricSOFISector medianRelative
PE28x13x114% above
PE %26159 pts below

SOFI has the edge over DRDB on valuation relative to its sector.

DRDB Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.70.5% above
20 week MA$10.71.1% above
50 week MA$10.62.2% above

DRDB has stronger trend alignment. DRDB is above 3 of 3 weekly averages versus SOFI above 1 of 5.

SOFI Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$15.70.7% below
20 week MA$17.07.8% below
50 week MA$18.917% below
100 week MA$18.917% below
200 week MA$13.516% above

SOFI has fallen below most of its moving averages, though it's still 16% above its 200-week average.

DRDB Yearly ROI

YearStart priceEnd priceROI
2025$9.91$10.4+5.1%
2026 YTD$10.4$10.8+3.6%

DRDB has the edge over SOFI on returns for 2026, with the stronger performance.

SOFI Yearly ROI

YearStart priceEnd priceROI
2020$10.4$12.4+19%
2021$12.4$15.1+22%
2022$15.1$4.61-69%
2023$4.61$9.95+116%
2024$9.95$16.0+61%
2025$16.0$27.1+69%
2026 YTD$27.1$15.6-42%

SOFI's yearly returns have swung widely, from +116% in 2023 to −69% in 2022. It's down 42% so far in 2026.

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