DLO

DLocal Limited

There isn't enough reported data to score DLO yet.

MSFT

Microsoft Corporation

76
Fundamentals75/ 100
Valuation69/ 100
Upside potential75/ 100
Risk potential10/ 100

MSFT's fundamentals are strong and it looks cheap: trading at 27x earnings, below its usual 34x. Analysts expect strong earnings growth.

DLO Fundamentals

MetricStatus
Unavailable
Healthy
Unavailable
Strong

DLO's profitability and balance sheet are currently healthy. There isn't enough data to rate its revenue and cash flow.

MSFT Fundamentals

MetricStatus
Healthy
Strong
Healthy
Strong

MSFT's revenue, profitability, cash flow and balance sheet are all currently healthy.

DLO PE Valuation

CHEAPFAIREXPENSIVE85x170x255x340x
CHEAPFAIREXPENSIVE85x170x255x340x
LevelPEPriceVs current
Forward13x$13.70—
Current18x$13.70—
Cheap21x$15.39+12%
Fair31x$23.27+70%
Expensive83x$61.08+346%

Historical ranges are pointers, not guarantees.

DLO has the edge over MSFT in the historical PE scenario, which offers more potential upside but is not a forecast.

MSFT PE Valuation

CHEAPFAIREXPENSIVE11x21x32x42x
CHEAPFAIREXPENSIVE11x21x32x42x
LevelPEPriceVs current
Forward25x$523—
Cheap27x$525+0.4%
Current27x$523—
Fair34x$652+25%
Expensive37x$711+36%

Historical ranges are pointers, not guarantees.

MSFT's PE is in its cheap range at 27x. If earnings grow as analysts expect, today's price would be 25x next year's earnings.

DLO Forward outlook

MetricOutlook
Strongly improving
Strong growth
Strong growth
Stable
Limited
High

Analysts expect strong earnings and revenue growth for DLO, with profitability holding steady.

MSFT Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Stable
Moderate
High

Analysts expect strong earnings and revenue growth for MSFT, with profitability holding steady.

DLO Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $13.70 on Nov 12.

There is not enough scenario data to compare DLO and MSFT's risk to reward.

MSFT Risk to reward

ScenarioChangePrice
Upside+28%$671.86
Downside-10%$472.97

Calculated from the latest close: $523.00 on Nov 12.

There is not enough scenario data to compare DLO and MSFT's risk to reward.

DLO Earnings Per Share

Q4 2020: $0.10Q4 2021: $0.25Q4 2022: $0.35Q4 2023: $0.49Q4 2024: $0.39Q4 2025: $0.65Q3 2026: $0.74Forward: $1.02
Q4 2020: $0.10Q4 2021: $0.25Q4 2022: $0.35Q4 2023: $0.49Q4 2024: $0.39Q4 2025: $0.65Q3 2026: $0.74Forward: $1.02
QuarterTTM EPSYoY
Forward$1.02+37%
Q4 2025$0.65+67%
Q4 2024$0.39-20%
Q4 2023$0.49+40%
Q4 2022$0.35+40%
Q4 2021$0.25+150%

DLO has the edge over MSFT in the latest year-over-year earnings comparison.

MSFT Earnings Per Share

Q4 2023: $11.05Q1 2024: $11.54Q2 2024: $11.80Q3 2024: $12.11Q4 2024: $12.41Q1 2025: $12.93Q2 2025: $13.64Q3 2025: $14.06Q4 2025: $15.99Q1 2026: $16.80Q2 2026: $17.95Q3 2026: $19.15Forward: $20.79
Q4 2023: $11.05Q1 2024: $11.54Q2 2024: $11.80Q3 2024: $12.11Q4 2024: $12.41Q1 2025: $12.93Q2 2025: $13.64Q3 2025: $14.06Q4 2025: $15.99Q1 2026: $16.80Q2 2026: $17.95Q3 2026: $19.15Forward: $20.79
QuarterTTM EPSYoY
Forward$20.79+8.6%
Q3 2026$19.15+36%
Q2 2026$17.95+32%
Q1 2026$16.80+30%
Q4 2025$15.99+29%
Q3 2025$14.06+16%
Q2 2025$13.64+16%
Q1 2025$12.93+12%
Q4 2024$12.41+12%

MSFT's earnings per share have climbed steadily: $19.15 over the past year, up 36% from the year before, and higher year over year for 14 quarters in a row.

DLO Quarterly Revenue

Q1 2020: $18MQ2 2020: $21MQ3 2020: $31MQ4 2020: $35MQ4 2021: $244MQ4 2022: $419MQ4 2023: $650MQ4 2024: $746MQ3 2025: $756MQ4 2025: $338MQ3 2026: $1.1B
Q1 2020: $18MQ2 2020: $21MQ3 2020: $31MQ4 2020: $35MQ4 2021: $244MQ4 2022: $419MQ4 2023: $650MQ4 2024: $746MQ3 2025: $756MQ4 2025: $338MQ3 2026: $1.1B
QuarterRevenueYoY
Q3 2026$1.1B+50%
Q4 2025$337.9M-55%
Q4 2024$746M+15%
Q4 2023$650.4M+55%
Q4 2022$418.9M+72%
Q4 2021$244.1M+604%

DLO has the edge over MSFT in the latest year-over-year revenue comparison.

MSFT Quarterly Revenue

Q4 2023: $62BQ1 2024: $61.9BQ2 2024: $64.7BQ3 2024: $65.6BQ4 2024: $69.6BQ1 2025: $70.1BQ2 2025: $76.4BQ3 2025: $77.7BQ4 2025: $81.3BQ1 2026: $82.9BQ2 2026: $90BQ3 2026: $92.3B
Q4 2023: $62BQ1 2024: $61.9BQ2 2024: $64.7BQ3 2024: $65.6BQ4 2024: $69.6BQ1 2025: $70.1BQ2 2025: $76.4BQ3 2025: $77.7BQ4 2025: $81.3BQ1 2026: $82.9BQ2 2026: $90BQ3 2026: $92.3B
QuarterRevenueYoY
Q3 2026$92.3B+19%
Q2 2026$90B+18%
Q1 2026$82.9B+18%
Q4 2025$81.3B+17%
Q3 2025$77.7B+18%
Q2 2025$76.4B+18%
Q1 2025$70.1B+13%
Q4 2024$69.6B+12%

MSFT's revenue has grown year over year every quarter since late 2020: $92.3B last quarter, up 19% from the same quarter a year ago.

DLO Free Cash Flow

Q1 2020: −$822,000Q2 2020: $20MQ3 2020: $30MQ4 2020: $36MQ4 2021: $107MQ4 2022: $153MQ4 2023: $292MQ4 2024: −$34MQ3 2025: $313MQ4 2025: $100MQ3 2026: $412M
Q1 2020: −$822,000Q2 2020: $20MQ3 2020: $30MQ4 2020: $36MQ4 2021: $107MQ4 2022: $153MQ4 2023: $292MQ4 2024: −$34MQ3 2025: $313MQ4 2025: $100MQ3 2026: $412M
QuarterFree cash flowYoY
Q3 2026$411.6M+31%
Q4 2025$99.8M+$134.3M
Q4 2024-$34.5M-112%
Q4 2023$292.5M+91%
Q4 2022$153.5M+44%
Q4 2021$106.5M+192%

DLO generated $790M in free cash flow over the past year, up 34% from the year before.

MSFT Free Cash Flow

Q4 2023: $9.1BQ1 2024: $21BQ2 2024: $23.3BQ3 2024: $19.3BQ4 2024: $6.5BQ1 2025: $20.3BQ2 2025: $25.6BQ3 2025: $25.7BQ4 2025: $5.9BQ1 2026: $15.8BQ2 2026: $19.6BQ3 2026: $18.6B
Q4 2023: $9.1BQ1 2024: $21BQ2 2024: $23.3BQ3 2024: $19.3BQ4 2024: $6.5BQ1 2025: $20.3BQ2 2025: $25.6BQ3 2025: $25.7BQ4 2025: $5.9BQ1 2026: $15.8BQ2 2026: $19.6BQ3 2026: $18.6B
QuarterFree cash flowYoY
Q3 2026$18.6B-27%
Q2 2026$19.6B-23%
Q1 2026$15.8B-22%
Q4 2025$5.9B-9.3%
Q3 2025$25.7B+33%
Q2 2025$25.6B+9.6%
Q1 2025$20.3B-3.2%
Q4 2024$6.5B-29%

MSFT's free cash flow has been positive every quarter for seven years: $60B over the past year, down 23% from the year before.

DLO Total Shares

Q1 2020: 293MQ2 2020: 293MQ3 2020: 293MQ4 2020: 293MQ4 2021: 309MQ4 2022: 313MQ4 2023: 303MQ4 2024: 305MQ3 2025: 302MQ4 2025: 302MQ3 2026: 295M
Q1 2020: 293MQ2 2020: 293MQ3 2020: 293MQ4 2020: 293MQ4 2021: 309MQ4 2022: 313MQ4 2023: 303MQ4 2024: 305MQ3 2025: 302MQ4 2025: 302MQ3 2026: 295M
PeriodChange %Net change
Quarterly-2.2%-6.8M shares
1 year-2.6%-8M shares

DLO has the edge over MSFT on shareholder dilution, with a more favorable share count trend.

MSFT Total Shares

Q4 2023: 7.5BQ1 2024: 7.5BQ2 2024: 7.5BQ3 2024: 7.5BQ4 2024: 7.5BQ1 2025: 7.5BQ2 2025: 7.5BQ3 2025: 7.5BQ4 2025: 7.5BQ1 2026: 7.4BQ2 2026: 7.5BQ3 2026: 7.4B
Q4 2023: 7.5BQ1 2024: 7.5BQ2 2024: 7.5BQ3 2024: 7.5BQ4 2024: 7.5BQ1 2025: 7.5BQ2 2025: 7.5BQ3 2025: 7.5BQ4 2025: 7.5BQ1 2026: 7.4BQ2 2026: 7.5BQ3 2026: 7.4B
PeriodChange %Net change
Quarterly-0.1%-7M shares
1 year-0.3%-20M shares
3 years-0.2%-16M shares
5 years-1.6%-121M shares
Available history-3.2%-245M shares

MSFT has 7.4B diluted shares, about the same as a year ago.

DLO Net Leverage

Q4 2020: -1.3xQ4 2021: -3.7xQ4 2023: -2.8xQ4 2024: -2.4xQ4 2025: -2.6xQ3 2026: -3.1x
Q4 2020: -1.3xQ4 2021: -3.7xQ4 2023: -2.8xQ4 2024: -2.4xQ4 2025: -2.6xQ3 2026: -3.1x
QuarterNet LeverageStatus
Q3 2026-3.1xNet Cash
Q4 2025-2.6xNet Cash
Q4 2024-2.4xNet Cash
Q4 2023-2.8xNet Cash
Q4 2021-3.7xNet Cash
Q4 2020-1.3xNet Cash

DLO has the edge over MSFT on leverage, with a lower net debt burden relative to earnings.

MSFT Net Leverage

Q2 2026: 0.1xQ3 2026: 0.1x
Q2 2026: 0.1xQ3 2026: 0.1x
QuarterNet LeverageStatus
Q3 20260.1xVery low
Q2 20260.1xVery low

MSFT's net debt is less than a year of its operating earnings (EBITDA).

DLO Weekly Momentum

MetricValueStatus
RSI48.2Neutral
Stochastic20.3Neutral

DLO's weekly RSI is 48 (neutral) and its Stochastic is 20 (neutral).

MSFT Weekly Momentum

MetricValueStatus
RSI62.1Neutral
Stochastic68.0Neutral

MSFT's weekly RSI is 62 (neutral) and its Stochastic is 68 (neutral).

DLO PE vs Technology Sector

MetricDLOSector medianRelative
PE18x28x34% below
PE %54338 pts below

DLO has the edge over MSFT on valuation relative to its sector.

MSFT PE vs Technology Sector

MetricMSFTSector medianRelative
PE27x28x2% below
PE %163519 pts below

MSFT is trading at 27x earnings, in line with the Technology sector's median of 28x.

DLO Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$14.23.4% below
20 week MA$14.55.8% below
50 week MA$13.60.7% above
100 week MA$12.78% above
200 week MA$13.23.8% above

DLO has slipped below its 8- and 20-week averages, though it's still 3.8% above its 200-week average.

MSFT Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$524.70.3% below
20 week MA$484.87.9% above
50 week MA$446.917% above
100 week MA$453.815% above
200 week MA$411.527% above

MSFT has the edge over DLO on trend strength, trading above more of its moving averages.

DLO Yearly ROI

YearStart priceEnd priceROI
2021$34.5$35.6+3.1%
2022$35.6$15.1-58%
2023$15.1$17.7+17%
2024$17.7$11.5-35%
2025$11.5$14.1+23%
2026 YTD$14.1$13.7-2.9%

DLO has finished higher in three of the last five years. It's down 2.9% so far in 2026.

MSFT Yearly ROI

YearStart priceEnd priceROI
2020$159.0$222.8+40%
2021$222.8$334.7+50%
2022$334.7$238.7-29%
2023$238.7$376.0+58%
2024$376.0$430.5+14%
2025$430.5$487.7+13%
2026 YTD$487.7$523.0+7.2%

MSFT has the edge over DLO on returns for 2026, with the stronger performance.

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