DGICB

Donegal Group Inc.

There isn't enough reported data to score DGICB yet.

HOOD

Robinhood Markets, Inc.

59
Fundamentals57/ 100
Valuation70/ 100
Upside potential74/ 100
Risk potential29/ 100

HOOD's fundamentals are mixed, but it looks cheap: trading at 38x earnings, below its usual 51x. Analysts expect strong earnings growth, though they disagree widely on how much.

DGICB Fundamentals

MetricStatus
Stable
Stable
N/A
N/A

DGICB's revenue and profitability are currently stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like DGICB.

HOOD Fundamentals

MetricStatus
Healthy
Healthy
N/A
N/A

HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.

DGICB PE Valuation

CHEAPFAIREXPENSIVE420x841x1261x1682x
CHEAPFAIREXPENSIVE420x841x1261x1682x
LevelPEPriceVs current
Cheap8.1x$8.91-68%
Current11x$27.91—
Fair13x$13.85-50%
Forward15x$27.91—
Expensive66x$72.34+159%

Historical ranges are pointers, not guarantees.

DGICB's PE is 11x, but its earnings don't support one, so it isn't a reliable read right now.

HOOD PE Valuation

CHEAPFAIREXPENSIVE43x87x130x174x
CHEAPFAIREXPENSIVE43x87x130x174x
LevelPEPriceVs current
Forward30x$81.35—
Cheap37x$78.84-3.1%
Current38x$81.35—
Fair51x$110+35%
Expensive74x$160+96%

Historical ranges are pointers, not guarantees.

HOOD has the edge over DGICB in the historical PE scenario, which offers more potential upside but is not a forecast.

DGICB Forward outlook

MetricOutlook
--
Stable
Stable
Improving
Limited
High

Analysts expect DGICB's profitability to improve, with its earnings and revenue holding steady.

HOOD Forward outlook

MetricOutlook
Strongly improving
Strong growth
Strong growth
Strongly improving
Moderate
Low

HOOD has the edge over DGICB on the outlook, with more favorable earnings and revenue expectations.

DGICB Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $27.91 on Nov 12.

There is not enough scenario data to compare DGICB and HOOD's risk to reward.

HOOD Risk to reward

ScenarioChangePrice
Upside+81%$147.58
Downside-29%$57.66

Calculated from the latest close: $81.35 on Nov 12.

There is not enough scenario data to compare DGICB and HOOD's risk to reward.

DGICB Earnings Per Share

Forward: $1.92
Forward: $1.92
QuarterTTM EPSYoY
Forward$1.92+74%
Q3 2021$1.10-38%
Q2 2021$1.68+7%
Q1 2021$1.98+106%
Q4 2020$1.77+7.9%

HOOD has the stronger earnings trend. Trailing diluted EPS is down 38% for DGICB versus HOOD down 10%.

HOOD Earnings Per Share

Q4 2023: $-0.61Q1 2024: $0.14Q2 2024: $0.32Q3 2024: $0.58Q4 2024: $1.56Q1 2025: $1.75Q2 2025: $1.96Q3 2025: $2.40Q4 2025: $2.05Q1 2026: $2.06Q2 2026: $2.26Q3 2026: $2.16Forward: $2.72
Q4 2023: $-0.61Q1 2024: $0.14Q2 2024: $0.32Q3 2024: $0.58Q4 2024: $1.56Q1 2025: $1.75Q2 2025: $1.96Q3 2025: $2.40Q4 2025: $2.05Q1 2026: $2.06Q2 2026: $2.26Q3 2026: $2.16Forward: $2.72
QuarterTTM EPSYoY
Forward$2.72+26%
Q3 2026$2.16-10%
Q2 2026$2.26+15%
Q1 2026$2.06+18%
Q4 2025$2.05+31%
Q3 2025$2.40+314%
Q2 2025$1.96+513%
Q1 2025$1.75+1150%
Q4 2024$1.56+$2.17

HOOD earned $2.16 per share over the past year, down 10% from the year before.

DGICB Quarterly Revenue

Q4 2023: $239MQ1 2024: $241MQ2 2024: $247MQ3 2024: $252MQ4 2024: $250MQ1 2025: $245MQ2 2025: $247MQ3 2025: $246MQ4 2025: $240MQ1 2026: $236MQ2 2026: $241MQ3 2026: $238M
Q4 2023: $239MQ1 2024: $241MQ2 2024: $247MQ3 2024: $252MQ4 2024: $250MQ1 2025: $245MQ2 2025: $247MQ3 2025: $246MQ4 2025: $240MQ1 2026: $236MQ2 2026: $241MQ3 2026: $238M
QuarterRevenueYoY
Q3 2026$237.7M-3.4%
Q2 2026$241.1M-2.4%
Q1 2026$236M-3.7%
Q4 2025$240.1M-3.9%
Q3 2025$245.9M-2.3%
Q2 2025$247.1M+0.2%
Q1 2025$245.2M+1.7%
Q4 2024$250M+4.4%

DGICB's revenue grew through 2023 and has held roughly level since: $238M last quarter, down 3.4% from the same quarter a year ago.

HOOD Quarterly Revenue

Q4 2023: $471MQ1 2024: $618MQ2 2024: $682MQ3 2024: $637MQ4 2024: $1BQ1 2025: $927MQ2 2025: $989MQ3 2025: $1.3BQ4 2025: $1.3BQ1 2026: $1.1BQ2 2026: $1.3BQ3 2026: $1.4B
Q4 2023: $471MQ1 2024: $618MQ2 2024: $682MQ3 2024: $637MQ4 2024: $1BQ1 2025: $927MQ2 2025: $989MQ3 2025: $1.3BQ4 2025: $1.3BQ1 2026: $1.1BQ2 2026: $1.3BQ3 2026: $1.4B
QuarterRevenueYoY
Q3 2026$1.4B+12%
Q2 2026$1.3B+32%
Q1 2026$1.1B+15%
Q4 2025$1.3B+27%
Q3 2025$1.3B+100%
Q2 2025$989M+45%
Q1 2025$927M+50%
Q4 2024$1B+115%

HOOD has the edge over DGICB on sales, with more consistent year-over-year improvement.

DGICB Free Cash Flow

Q4 2023: $3MQ1 2024: $5MQ2 2024: $22MQ3 2024: $13MQ4 2024: $28MQ1 2025: $26MQ2 2025: $12MQ3 2025: $22MQ4 2025: $10MQ1 2026: $20MQ2 2026: $6MQ3 2026: $15M
Q4 2023: $3MQ1 2024: $5MQ2 2024: $22MQ3 2024: $13MQ4 2024: $28MQ1 2025: $26MQ2 2025: $12MQ3 2025: $22MQ4 2025: $10MQ1 2026: $20MQ2 2026: $6MQ3 2026: $15M
QuarterFree cash flowYoY
Q3 2026$14.9M-33%
Q2 2026$5.9M-51%
Q1 2026$20.2M-22%
Q4 2025$10M-65%
Q3 2025$22.4M+75%
Q2 2025$12.1M-44%
Q1 2025$25.7M+434%
Q4 2024$28.2M+986%

DGICB's free cash flow was $51M over the past year, down 42% from the year before. Free cash flow isn't a meaningful measure for financial services companies like DGICB.

HOOD Free Cash Flow

Q4 2023: $960MQ1 2024: −$623MQ2 2024: $54MQ3 2024: $1.8BQ4 2024: −$1.4BQ1 2025: $642MQ2 2025: $3.5BQ3 2025: −$1.6BQ4 2025: −$937MQ1 2026: $2BQ2 2026: $720MQ3 2026: $1.2B
Q4 2023: $960MQ1 2024: −$623MQ2 2024: $54MQ3 2024: $1.8BQ4 2024: −$1.4BQ1 2025: $642MQ2 2025: $3.5BQ3 2025: −$1.6BQ4 2025: −$937MQ1 2026: $2BQ2 2026: $720MQ3 2026: $1.2B
QuarterFree cash flowYoY
Q3 2026$1.2B+$2.8B
Q2 2026$720M-79%
Q1 2026$2B+217%
Q4 2025-$937M+$463M
Q3 2025-$1.6B-187%
Q2 2025$3.5B+6398%
Q1 2025$642M+$1.3B
Q4 2024-$1.4B-246%

HOOD has the edge over DGICB on cash flow, with more consistent year-over-year improvement.

DGICB Total Shares

Q4 2023: 33MQ1 2024: 33MQ2 2024: 33MQ3 2024: 34MQ4 2024: 36MQ1 2025: 36MQ2 2025: 37MQ3 2025: 37MQ4 2025: 37MQ1 2026: 37MQ2 2026: 37MQ3 2026: 37M
Q4 2023: 33MQ1 2024: 33MQ2 2024: 33MQ3 2024: 34MQ4 2024: 36MQ1 2025: 36MQ2 2025: 37MQ3 2025: 37MQ4 2025: 37MQ1 2026: 37MQ2 2026: 37MQ3 2026: 37M
PeriodChange %Net change
Quarterly+0.8%+300K shares
1 year+2.1%+778K shares
3 years+13%+4.2M shares
5 years+19%+6.1M shares
Available history+30%+8.6M shares

DGICB has 37M diluted shares, up 2.1% from a year ago.

HOOD Total Shares

Q4 2023: 891MQ1 2024: 896MQ2 2024: 904MQ3 2024: 906MQ4 2024: 906MQ1 2025: 909MQ2 2025: 909MQ3 2025: 918MQ4 2025: 919MQ1 2026: 915MQ2 2026: 912MQ3 2026: 911M
Q4 2023: 891MQ1 2024: 896MQ2 2024: 904MQ3 2024: 906MQ4 2024: 906MQ1 2025: 909MQ2 2025: 909MQ3 2025: 918MQ4 2025: 919MQ1 2026: 915MQ2 2026: 912MQ3 2026: 911M
PeriodChange %Net change
Quarterly-0.1%-1M shares
1 year-0.8%-6.9M shares
3 years+1.8%+15.9M shares
5 years+292%+679M shares
Available history+7.2%+60.8M shares

HOOD has the edge over DGICB on shareholder dilution, with a more favorable share count trend.

DGICB Net Leverage

Q4 2023: 1.2xQ1 2024: 1.5xQ2 2024: 0.8xQ3 2024: 0.2xQ4 2024: -0.3xQ1 2025: -0.3xQ2 2025: -0.2xQ3 2025: -0.0xQ4 2025: 0.1xQ1 2026: -0.0xQ2 2026: 0.1xQ3 2026: 0.0x
Q4 2023: 1.2xQ1 2024: 1.5xQ2 2024: 0.8xQ3 2024: 0.2xQ4 2024: -0.3xQ1 2025: -0.3xQ2 2025: -0.2xQ3 2025: -0.0xQ4 2025: 0.1xQ1 2026: -0.0xQ2 2026: 0.1xQ3 2026: 0.0x
QuarterNet LeverageStatus
Q3 20260.0xVery low
Q2 20260.1xVery low
Q1 2026-0.0xNet Cash
Q4 20250.1xVery low
Q3 2025-0.0xNet Cash
Q2 2025-0.2xNet Cash
Q1 2025-0.3xNet Cash
Q4 2024-0.3xNet Cash

DGICB's net debt is less than a year of its operating earnings (EBITDA), after holding more cash than debt a year ago. Net leverage isn't a meaningful measure for financial services companies like DGICB.

HOOD Net Leverage

Q1 2024: -22.9xQ2 2024: -12.0xQ3 2024: -7.6xQ4 2024: -3.8xQ1 2025: -3.3xQ2 2025: -2.6xQ3 2025: -2.1xQ4 2025: -1.9xQ1 2026: -2.2xQ2 2026: -2.1xQ3 2026: -1.3x
Q1 2024: -22.9xQ2 2024: -12.0xQ3 2024: -7.6xQ4 2024: -3.8xQ1 2025: -3.3xQ2 2025: -2.6xQ3 2025: -2.1xQ4 2025: -1.9xQ1 2026: -2.2xQ2 2026: -2.1xQ3 2026: -1.3x
QuarterNet LeverageStatus
Q3 2026-1.3xNet Cash
Q2 2026-2.1xNet Cash
Q1 2026-2.2xNet Cash
Q4 2025-1.9xNet Cash
Q3 2025-2.1xNet Cash
Q2 2025-2.6xNet Cash
Q1 2025-3.3xNet Cash
Q4 2024-3.8xNet Cash

HOOD has the edge over DGICB on leverage, with a lower net debt burden relative to earnings.

DGICB Weekly Momentum

MetricValueStatus
RSI64.7Neutral
Stochastic90.7Overbought

DGICB's weekly RSI is 65 (neutral) and its Stochastic is 91 (overbought).

HOOD Weekly Momentum

MetricValueStatus
RSI40.8Neutral
Stochastic9.5Oversold

HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).

DGICB PE vs Financial Services Sector

MetricDGICBSector medianRelative
PE11x13x16% below
PE %466317 pts below

DGICB has the edge over HOOD on valuation relative to its sector.

HOOD PE vs Financial Services Sector

MetricHOODSector medianRelative
PE38x13x189% above
PE %226644 pts below

HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.

DGICB Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$22.027% above
20 week MA$22.723% above
50 week MA$19.841% above
100 week MA$17.956% above
200 week MA$15.976% above

DGICB has the edge over HOOD on trend strength, trading above more of its moving averages.

HOOD Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$97.817% below
20 week MA$102.220% below
50 week MA$95.415% below
100 week MA$88.58.1% below
200 week MA$52.156% above

HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.

DGICB Yearly ROI

YearStart priceEnd priceROI
2020$12.1$12.2+0.7%
2021$12.2$13.2+8.5%
2022$13.2$17.9+35%
2023$17.9$14.5-19%
2024$14.5$14.7+1.2%
2025$14.7$16.0+8.6%
2026 YTD$16.0$27.9+75%

DGICB has the edge over HOOD on returns for 2026, with the stronger performance.

HOOD Yearly ROI

YearStart priceEnd priceROI
2021$35.2$18.9-46%
2022$18.9$7.95-58%
2023$7.95$12.7+60%
2024$12.7$39.0+206%
2025$39.0$118.1+203%
2026 YTD$118.1$81.4-31%

HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.

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