DEFT
DeFi Technologies Inc.
There isn't enough reported data to score DEFT yet.
SOFI
SoFi Technologies, Inc.
SOFI's fundamentals are strong and it looks cheap: trading at 28x earnings, below its usual 43x. Analysts expect strong earnings growth.
DEFT Fundamentals
| Metric | Status |
|---|---|
| Unavailable | |
| Healthy | |
| N/A | |
| N/A |
DEFT's profitability is currently healthy. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like DEFT.
SOFI Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| N/A | |
| N/A |
SOFI's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like SOFI.
DEFT PE Valuation
DEFT has no meaningful PE right now: it lost money over the past year.
SOFI PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 19x | $15.63 | — |
| Current | 28x | $15.63 | — |
| Cheap | 33x | $18.24 | +17% |
| Fair | 43x | $23.82 | +52% |
| Expensive | 53x | $29.74 | +90% |
Historical ranges are pointers, not guarantees.
SOFI's PE is in its cheap range at 28x. If earnings grow as analysts expect, today's price would be 19x next year's earnings.
DEFT Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong decline | |
| Decline | |
| Strongly weakening | |
| Limited | |
| Low |
Analysts expect DEFT's earnings and revenue to decline, with profitability weakening. However, they disagree widely on these estimates.
SOFI Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Moderate |
SOFI has the edge over DEFT on the outlook, with more favorable earnings and revenue expectations.
DEFT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.02 | -86% |
| Q4 2025 | $0.17 | +$0.24 |
| Q4 2024 | -$0.07 | -$0.01 |
| Q3 2024 | $0.19 | +$0.37 |
| Q2 2024 | $0.13 | +$0.32 |
| Q1 2024 | -$0.06 | +$0.17 |
| Q4 2023 | -$0.06 | +$0.17 |
| Q3 2023 | -$0.18 | +$0.08 |
| Q2 2023 | -$0.19 | +$0.07 |
DEFT has the stronger earnings trend. Trailing diluted EPS is up 183% for DEFT versus SOFI flat.
SOFI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.82 | +47% |
| Q3 2026 | $0.56 | 0% |
| Q2 2026 | $0.49 | -2% |
| Q1 2026 | $0.45 | +4.7% |
| Q4 2025 | $0.39 | 0% |
| Q3 2025 | $0.56 | +367% |
| Q2 2025 | $0.50 | +$0.72 |
| Q1 2025 | $0.43 | +$0.72 |
| Q4 2024 | $0.39 | +$0.75 |
SOFI earned $0.56 per share over the past year, about the same as the year before.
DEFT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2024 | $138.1M | +2558% |
| Q1 2023 | $12.5M | +875% |
| Q3 2020 | $1.6M | +1990% |
SOFI has the stronger quarterly revenue trend. Revenue is down 73% for DEFT versus up 44% for SOFI.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 11% | -39 points |
| Q4 2025 | 47% | N/A |
| Q3 2024 | 46% | N/A |
| Q2 2024 | 50% | -12 points |
| Q4 2023 | -40% | N/A |
| Q2 2023 | 62% | N/A |
| Q1 2023 | -82% | +518 points |
| Q1 2022 | -600% | N/A |
DEFT's operating margin was 11% last quarter, up 52 points from the same quarter a year ago.
SOFI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +44% |
| Q2 2026 | $1.2B | +43% |
| Q1 2026 | $1.1B | +43% |
| Q4 2025 | $1B | +40% |
| Q3 2025 | $961.6M | +38% |
| Q2 2025 | $854.9M | +43% |
| Q1 2025 | $771.8M | +20% |
| Q4 2024 | $734.1M | +19% |
SOFI's revenue has grown year over year every quarter since mid-2022: $1.4B last quarter, up 44% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 23% | +7.5 points |
| Q2 2026 | 17% | +3.6 points |
| Q1 2026 | 18% | +7.8 points |
| Q4 2025 | 18% | +9.9 points |
| Q3 2025 | 15% | +6.3 points |
| Q2 2025 | 13% | +11 points |
| Q1 2025 | 10% | -4.3 points |
| Q4 2024 | 8.2% | -0.2 points |
SOFI has the edge over DEFT on profitability, with a higher operating margin.
DEFT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q4 2025 | -$133.4M | -$58.6M |
| Q4 2024 | -$74.7M | -$73.3M |
| Q3 2024 | $8.7M | +$12.5M |
| Q2 2024 | $14.8M | +$19M |
| Q1 2024 | -$40.1M | -$32.6M |
| Q4 2023 | -$1.4M | -162% |
| Q3 2023 | -$3.9M | -$796K |
| Q2 2023 | -$4.2M | -$3.6M |
SOFI has the stronger cash trend. Its trailing FCF is down 107% versus its history, compared with DEFT at down 327%.
SOFI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$3.1B | -$1.7B |
| Q2 2026 | -$4B | -$2.5B |
| Q1 2026 | -$2.4B | -$2.4B |
| Q4 2025 | -$1.1B | -$815.2M |
| Q3 2025 | -$1.4B | -$149M |
| Q2 2025 | -$1.5B | -$1B |
| Q1 2025 | -$31.1M | -104% |
| Q4 2024 | -$242.4M | +$39.9M |
SOFI's free cash flow was −$10.5B over the past year, against −$3.2B the year before. Free cash flow isn't a meaningful measure for financial services companies like SOFI.
DEFT Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +7.5% | +28.4M shares |
| 1 year | +22% | +73.1M shares |
| 3 years | +95% | +197M shares |
| 5 years | +853% | +363M shares |
| Available history | +878% | +364M shares |
DEFT has 406M diluted shares, up 22% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2024 | $1.7M |
| Q3 2024 | $499,859 |
| Q2 2024 | — |
| Q1 2024 | — |
| Q4 2023 | — |
| Q3 2023 | — |
| Q2 2023 | — |
| Q1 2023 | — |
SOFI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.4% | +5.8M shares |
| 1 year | +5.2% | +66.8M shares |
| 3 years | +43% | +407M shares |
| 5 years | +272% | +993M shares |
SOFI has the edge over DEFT on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q4 2022 | — |
| Q3 2022 | — |
| Q2 2022 | — |
| Q1 2022 | — |
| Q4 2021 | — |
| Q3 2021 | — |
DEFT Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2024 | -0.1x | Net Cash |
| Q2 2024 | -0.0x | Net Cash |
| Q4 2020 | -0.2x | Net Cash |
| Q3 2020 | -0.0x | Very low |
DEFT has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like DEFT.
SOFI Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -2.4x | Net Cash |
| Q2 2026 | -3.1x | Net Cash |
| Q1 2026 | -3.8x | Net Cash |
| Q4 2025 | -6.5x | Net Cash |
| Q3 2025 | -5.2x | Net Cash |
| Q2 2025 | -4.0x | Net Cash |
| Q1 2025 | -4.9x | Net Cash |
| Q4 2024 | -5.8x | Net Cash |
SOFI has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like SOFI.
DEFT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 31.3 | Neutral |
| Stochastic | 1.7 | Oversold |
DEFT's weekly RSI is 31 (neutral) and its Stochastic is 2 (oversold).
SOFI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 43.1 | Neutral |
| Stochastic | 41.5 | Neutral |
SOFI's weekly RSI is 43 (neutral) and its Stochastic is 41 (neutral).
DEFT PE vs Financial Services Sector
| Metric | DEFT | Sector median | Relative |
|---|---|---|---|
| PE | 2x | 13x | 85% below |
| PE % | 0 | 17 | 17 pts below |
DEFT has the edge over SOFI on valuation relative to its sector.
SOFI PE vs Financial Services Sector
| Metric | SOFI | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 114% above |
| PE % | 2 | 61 | 59 pts below |
SOFI is trading at 28x earnings, a 114% premium to the Financial Services sector's median of 13x.
DEFT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $0.42 | 29% below |
| 20 week MA | $0.48 | 38% below |
| 50 week MA | $0.65 | 54% below |
SOFI has stronger trend alignment. DEFT is above 0 of 3 weekly averages versus SOFI above 1 of 5.
SOFI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $15.7 | 0.7% below |
| 20 week MA | $17.0 | 7.8% below |
| 50 week MA | $18.9 | 17% below |
| 100 week MA | $18.9 | 17% below |
| 200 week MA | $13.5 | 16% above |
SOFI has fallen below most of its moving averages, though it's still 16% above its 200-week average.
DEFT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2025 | $3.98 | $0.82 | -79% |
| 2026 YTD | $0.82 | $0.30 | -63% |
DEFT has finished every year since 2025 lower, and it's down 63% so far in 2026.
SOFI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $10.4 | $12.4 | +19% |
| 2021 | $12.4 | $15.1 | +22% |
| 2022 | $15.1 | $4.61 | -69% |
| 2023 | $4.61 | $9.95 | +116% |
| 2024 | $9.95 | $16.0 | +61% |
| 2025 | $16.0 | $27.1 | +69% |
| 2026 YTD | $27.1 | $15.6 | -42% |
SOFI has the edge over DEFT on returns for 2026, with the stronger performance.