DCOM
Dime Community Bancshares, Inc.
DCOM has the edge over GS overall, supported by stronger modeled upside and stronger fundamentals.
GS
The Goldman Sachs Group, Inc.
GS's outlook is improving, though it still trails on the overall score.
DCOM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
DCOM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like DCOM.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
DCOM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.9x | $24.18 | -43% |
| Forward | 10x | $42.23 | — |
| Fair | 13x | $40.73 | -3.5% |
| Current | 14x | $42.23 | — |
| Expensive | 24x | $74.84 | +77% |
Historical ranges are pointers, not guarantees.
DCOM's PE is in its fair range at 14x. If earnings grow as analysts expect, today's price would be 10x next year's earnings.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS has the edge over DCOM in the historical PE scenario, which offers more potential upside but is not a forecast.
DCOM Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Moderate |
DCOM has the edge over GS on the outlook, with more favorable valuation expectations.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
DCOM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.09 | +33% |
| Q3 2026 | $3.08 | +180% |
| Q2 2026 | $2.77 | +246% |
| Q1 2026 | $2.66 | +351% |
| Q4 2025 | $2.36 | +329% |
| Q3 2025 | $1.10 | -27% |
| Q2 2025 | $0.80 | -48% |
| Q1 2025 | $0.59 | -67% |
| Q4 2024 | $0.55 | -76% |
DCOM earned $3.08 per share over the past year, up 180% from the year before.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS's earnings per share have climbed steadily: $69.58 over the past year, up 41% from the year before, and higher year over year for 10 quarters in a row. Its recent earnings include one-off gains.
DCOM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $135.3M | +17% |
| Q2 2026 | $126.5M | +15% |
| Q1 2026 | $123.6M | +19% |
| Q4 2025 | $123.8M | +116% |
| Q3 2025 | $115.6M | +32% |
| Q2 2025 | $109.7M | +26% |
| Q1 2025 | $103.8M | +27% |
| Q4 2024 | $57.2M | -31% |
DCOM has the edge over GS on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 41% | +6.7 points |
| Q2 2026 | 38% | +1.2 points |
| Q1 2026 | 39% | +12 points |
| Q4 2025 | 39% | +69 points |
| Q3 2025 | 35% | +14 points |
| Q2 2025 | 37% | +6.8 points |
| Q1 2025 | 28% | -2 points |
| Q4 2024 | -30% | -60 points |
DCOM has the edge over GS on profitability, with a higher operating margin.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS's operating margin was 37% last quarter, up 2 points from the same quarter a year ago.
DCOM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $107.9M | +111% |
| Q1 2026 | $48M | -27% |
| Q4 2025 | $46M | -48% |
| Q3 2025 | $51.2M | +$84.5M |
| Q1 2025 | $65.4M | +113% |
| Q4 2024 | $89M | +$129.1M |
| Q3 2024 | -$33.3M | -139% |
| Q2 2024 | $12.6M | -60% |
DCOM has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
DCOM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.2% | -81.2K shares |
| 1 year | +0.2% | +84.5K shares |
| 3 years | +13% | +4.9M shares |
| 5 years | +6.7% | +2.7M shares |
DCOM has 43M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q4 2023 | — |
| Q3 2023 | — |
| Q2 2023 | $232,000 |
| Q1 2023 | $715,000 |
| Q4 2022 | $264,000 |
| Q3 2022 | $6.2M |
| Q2 2022 | $22.9M |
| Q1 2022 | $17.4M |
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over DCOM on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
DCOM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -9.6x | Net Cash |
| Q2 2026 | -9.0x | Net Cash |
| Q1 2026 | -10.1x | Net Cash |
| Q4 2025 | -12.9x | Net Cash |
| Q3 2025 | -14.9x | Net Cash |
| Q2 2025 | -11.8x | Net Cash |
| Q1 2025 | -12.4x | Net Cash |
| Q4 2024 | -16.8x | Net Cash |
DCOM has the edge over GS on leverage, with a lower net debt burden relative to earnings.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GS.
DCOM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 61.7 | Neutral |
| Stochastic | 66.5 | Neutral |
DCOM's weekly RSI is 62 (neutral) and its Stochastic is 66 (neutral).
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
DCOM PE vs Financial Services Sector
| Metric | DCOM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 5.3% above |
| PE % | 52 | 63 | 11 pts below |
DCOM is trading at 14x earnings, in line with the Financial Services sector's median of 13x.
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS has the edge over DCOM on valuation relative to its sector.
DCOM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $40.8 | 3.6% above |
| 20 week MA | $40.6 | 4% above |
| 50 week MA | $36.9 | 15% above |
| 100 week MA | $32.7 | 29% above |
| 200 week MA | $27.9 | 51% above |
DCOM has the edge over GS on trend strength, trading above more of its moving averages.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.
DCOM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $33.7 | $24.5 | -27% |
| 2021 | $24.5 | $34.4 | +41% |
| 2022 | $34.4 | $32.0 | -7.1% |
| 2023 | $32.0 | $26.9 | -16% |
| 2024 | $26.9 | $30.7 | +14% |
| 2025 | $30.7 | $31.2 | +1.8% |
| 2026 YTD | $31.2 | $42.2 | +35% |
DCOM has the edge over GS on returns for 2026, with the stronger performance.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.