CWBC
Community West Bancshares
CWBC has lower modeled downside risk, despite its lower overall score.
HOOD
Robinhood Markets, Inc.
HOOD has the edge over CWBC overall, supported by stronger valuation and stronger modeled upside.
CWBC Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| N/A | |
| N/A |
CWBC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like CWBC.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
CWBC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.1x | $12.74 | -50% |
| Forward | 8.9x | $25.64 | — |
| Fair | 10x | $16.28 | -37% |
| Expensive | 16x | $24.83 | -3.2% |
| Current | 16x | $25.64 | — |
Historical ranges are pointers, not guarantees.
CWBC's PE is in its expensive range at 16x. If earnings grow as analysts expect, today's price would be 8.9x next year's earnings, in its cheap range.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over CWBC in the historical PE scenario, which offers more potential upside but is not a forecast.
CWBC Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect strong earnings and revenue growth for CWBC, with profitability improving.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.
CWBC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.88 | +82% |
| Q3 2026 | $1.58 | -7.6% |
| Q2 2026 | $1.85 | +40% |
| Q1 2026 | $2.16 | +272% |
| Q4 2025 | $2.00 | +344% |
| Q3 2025 | $1.71 | +159% |
| Q2 2025 | $1.32 | +29% |
| Q1 2025 | $0.58 | -69% |
| Q4 2024 | $0.45 | -79% |
CWBC's earnings per share have fallen from their peak: $1.58 over the past year, against $2.35 in early 2023.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over CWBC on earnings, with more consistent year-over-year improvement.
CWBC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $58M | +53% |
| Q2 2026 | $48.9M | +37% |
| Q1 2026 | $38.8M | +11% |
| Q4 2025 | $38.3M | +12% |
| Q3 2025 | $37.9M | +21% |
| Q2 2025 | $35.7M | +17% |
| Q1 2025 | $34.8M | +68% |
| Q4 2024 | $34.3M | +53% |
CWBC's revenue has grown year over year for 10 quarters in a row: $58M last quarter, up 53% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 19% | -20 points |
| Q2 2026 | 8.5% | -22 points |
| Q1 2026 | 41% | +7.9 points |
| Q4 2025 | 40% | +11 points |
| Q3 2025 | 40% | +27 points |
| Q2 2025 | 30% | +56 points |
| Q1 2025 | 33% | +9.5 points |
| Q4 2024 | 29% | -5.5 points |
CWBC's operating margin was 19% last quarter, down 20 points from the same quarter a year ago.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over CWBC on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over CWBC on profitability, with a higher operating margin.
CWBC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $17.9M | +40% |
| Q2 2026 | $17.5M | +65% |
| Q1 2026 | $8.2M | -24% |
| Q4 2025 | $9.5M | +$10.2M |
| Q3 2025 | $12.8M | +51% |
| Q2 2025 | $10.6M | +80% |
| Q1 2025 | $10.8M | +204% |
| Q4 2024 | -$701K | +$81K |
CWBC has the edge over HOOD on cash flow, with more consistent year-over-year improvement.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.
CWBC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +35.7K shares |
| 1 year | +42% | +8.1M shares |
| 3 years | +131% | +15.4M shares |
| 5 years | +125% | +15.1M shares |
| Available history | +101% | +13.6M shares |
CWBC has 27M diluted shares, up 42% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | $170,000 |
| Q1 2026 | $57,000 |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | $71,000 |
| Q1 2025 | $80,000 |
| Q4 2024 | — |
CWBC has spent almost nothing on buybacks in the past year.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over CWBC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
CWBC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -2.5x | Net Cash |
| Q2 2026 | -0.6x | Net Cash |
| Q1 2026 | -1.6x | Net Cash |
| Q4 2025 | -0.9x | Net Cash |
| Q3 2025 | -2.0x | Net Cash |
| Q2 2025 | -1.2x | Net Cash |
| Q1 2025 | -0.7x | Net Cash |
| Q4 2024 | -3.6x | Net Cash |
CWBC has the edge over HOOD on leverage, with a lower net debt burden relative to earnings.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.
CWBC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 51.2 | Neutral |
| Stochastic | 44.2 | Neutral |
CWBC's weekly RSI is 51 (neutral) and its Stochastic is 44 (neutral).
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
CWBC PE vs Financial Services Sector
| Metric | CWBC | Sector median | Relative |
|---|---|---|---|
| PE | 16x | 13x | 25% above |
| PE % | 85 | 63 | 22 pts above |
CWBC has the edge over HOOD on valuation relative to its sector.
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
CWBC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $26.0 | 1.5% below |
| 20 week MA | $26.1 | 1.6% below |
| 50 week MA | $24.7 | 3.9% above |
| 100 week MA | $22.1 | 16% above |
| 200 week MA | $20.3 | 27% above |
CWBC has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
CWBC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $21.7 | $15.1 | -31% |
| 2021 | $15.1 | $20.9 | +39% |
| 2022 | $20.9 | $20.8 | -0.1% |
| 2023 | $20.8 | $22.4 | +7.3% |
| 2024 | $22.4 | $19.4 | -13% |
| 2025 | $19.4 | $22.7 | +17% |
| 2026 YTD | $22.7 | $25.6 | +13% |
CWBC has the edge over HOOD on returns for 2026, with the stronger performance.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.