CTEV

Claritev Corporation

56
Fundamentals63/ 100
Valuation50/ 100
Upside potential72/ 100
Risk potential62/ 100

CTEV offers stronger modeled upside, but that advantage does not outweigh its weaker overall profile.

OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR has the edge over CTEV overall, supported by lower modeled downside and stronger fundamentals.

CTEV Fundamentals

MetricStatus
Stable
Stable
Under pressure
Weak

CTEV's revenue and profitability are currently stable, but its cash flow and balance sheet are under pressure.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

CTEV PE Valuation

CTEV has no meaningful PE right now: it lost money over the past year.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94—
Current13x$31.94—
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

CTEV Forward outlook

MetricOutlook
--
Losses steady
Growth
Stable
Limited
High

Analysts expect CTEV's revenue to grow, with its earnings and profitability holding steady.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

OSCR has the edge over CTEV on the outlook, with more favorable earnings and profitability expectations.

CTEV Risk to reward

ScenarioChangePrice
Upside+162%$70.51
Downside-62%$10.29

Calculated from the latest close: $26.90 on Nov 12.

CTEV has a better modeled risk to reward balance than OSCR, with more potential upside relative to its potential downside.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

OSCR trails CTEV on modeled risk to reward, with less potential upside relative to its potential downside.

CTEV Earnings Per Share

Q4 2023: $-5.60Q1 2024: $-38.80Q2 2024: $-72.00Q3 2024: $-94.65Q4 2024: $-101.92Q1 2025: $-73.10Q2 2025: $-41.31Q3 2025: $-21.29Q4 2025: $-17.30Q1 2026: $-17.33Q2 2026: $-17.01Q3 2026: $-16.42
Q4 2023: $-5.60Q1 2024: $-38.80Q2 2024: $-72.00Q3 2024: $-94.65Q4 2024: $-101.92Q1 2025: $-73.10Q2 2025: $-41.31Q3 2025: $-21.29Q4 2025: $-17.30Q1 2026: $-17.33Q2 2026: $-17.01Q3 2026: $-16.42
QuarterTTM EPSYoY
Q3 2026-$16.42+$4.87
Q2 2026-$17.01+$24.30
Q1 2026-$17.33+$55.77
Q4 2025-$17.30+$84.62
Q3 2025-$21.29+$73.36
Q2 2025-$41.31+$30.69
Q1 2025-$73.10-$34.30
Q4 2024-$101.92-$96.32

CTEV is still losing money, but far less than before: $16.42 per share over the past year, against $101.92 at its worst in late 2024.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the edge over CTEV on earnings quality, reporting a profit while its opponent remains loss making.

CTEV Quarterly Revenue

Q4 2023: $244MQ1 2024: $235MQ2 2024: $233MQ3 2024: $230MQ4 2024: $232MQ1 2025: $231MQ2 2025: $242MQ3 2025: $246MQ4 2025: $247MQ1 2026: $245MQ2 2026: $257MQ3 2026: $268M
Q4 2023: $244MQ1 2024: $235MQ2 2024: $233MQ3 2024: $230MQ4 2024: $232MQ1 2025: $231MQ2 2025: $242MQ3 2025: $246MQ4 2025: $247MQ1 2026: $245MQ2 2026: $257MQ3 2026: $268M
QuarterRevenueYoY
Q3 2026$268.3M+9.1%
Q2 2026$257.5M+6.6%
Q1 2026$244.7M+5.8%
Q4 2025$246.6M+6.2%
Q3 2025$246M+6.7%
Q2 2025$241.6M+3.5%
Q1 2025$231.3M-1.4%
Q4 2024$232.1M-4.9%

CTEV's revenue has grown year over year for six quarters in a row: $268M last quarter, up 9.1% from the same quarter a year ago.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the edge over CTEV on sales, with more consistent year-over-year improvement.

CTEV Free Cash Flow

Q4 2023: −$4MQ1 2024: $19MQ2 2024: −$7MQ3 2024: $41MQ4 2024: −$64MQ1 2025: −$69MQ2 2025: $37MQ3 2025: −$16MQ4 2025: $36MQ1 2026: −$93MQ2 2026: $55MQ3 2026: −$26M
Q4 2023: −$4MQ1 2024: $19MQ2 2024: −$7MQ3 2024: $41MQ4 2024: −$64MQ1 2025: −$69MQ2 2025: $37MQ3 2025: −$16MQ4 2025: $36MQ1 2026: −$93MQ2 2026: $55MQ3 2026: −$26M
QuarterFree cash flowYoY
Q3 2026-$26.2M-$9.9M
Q2 2026$54.6M+49%
Q1 2026-$92.5M-$23.6M
Q4 2025$36.4M+$100.2M
Q3 2025-$16.3M-140%
Q2 2025$36.6M+$43.6M
Q1 2025-$68.9M-459%
Q4 2024-$63.8M-$60.2M

CTEV's free cash flow was −$28M over the past year, against −$113M the year before.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the edge over CTEV on cash generation, producing positive trailing cash flow while its opponent burns cash.

CTEV Total Shares

Q4 2023: 16MQ1 2024: 16MQ2 2024: 16MQ3 2024: 16MQ4 2024: 16MQ1 2025: 16MQ2 2025: 16MQ3 2025: 16MQ4 2025: 16MQ1 2026: 17MQ2 2026: 17MQ3 2026: 17M
Q4 2023: 16MQ1 2024: 16MQ2 2024: 16MQ3 2024: 16MQ4 2024: 16MQ1 2025: 16MQ2 2025: 16MQ3 2025: 16MQ4 2025: 16MQ1 2026: 17MQ2 2026: 17MQ3 2026: 17M
PeriodChange %Net change
Quarterly+0.1%+10.3K shares
1 year+3%+495K shares
3 years+5%+814K shares
5 years+4%+653K shares
Available history+562%+14.4M shares

CTEV has the edge over OSCR on shareholder dilution, with a more favorable share count trend.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has 346M diluted shares, up 34% from a year ago.

CTEV Net Leverage

Q4 2023: 7.7xQ1 2024: 85.5xQ2 2025: 52.3xQ3 2025: 10.3xQ4 2025: 9.6xQ1 2026: 9.7xQ2 2026: 9.6xQ3 2026: 9.4x
Q4 2023: 7.7xQ1 2024: 85.5xQ2 2025: 52.3xQ3 2025: 10.3xQ4 2025: 9.6xQ1 2026: 9.7xQ2 2026: 9.6xQ3 2026: 9.4x
QuarterNet LeverageStatus
Q3 20269.4xHigh
Q2 20269.6xHigh
Q1 20269.7xHigh
Q4 20259.6xHigh
Q3 202510.3xHigh
Q2 202552.3xHigh
Q1 202485.5xHigh
Q4 20237.7xHigh

CTEV's net debt is about 9.4 years of its operating earnings (EBITDA), down from 10 years a year ago.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has the edge over CTEV on leverage, with a lower net debt burden relative to earnings.

CTEV Weekly Momentum

MetricValueStatus
RSI48.9Neutral
Stochastic21.6Neutral

CTEV's weekly RSI is 49 (neutral) and its Stochastic is 22 (neutral).

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

CTEV PE vs Healthcare Sector

MetricCTEVSector medianRelative
PEN/A26x—

CTEV has no meaningful PE right now: it lost money over the past year.

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

CTEV Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$23.913% above
20 week MA$29.17.6% below
50 week MA$26.90.1% below
100 week MA$32.317% below
200 week MA$36.326% below

CTEV has bounced recently, but its long-term trend is still down: it's above its 8-week average, but 26% below its 200-week average.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over CTEV on trend strength, trading above more of its moving averages.

CTEV Yearly ROI

YearStart priceEnd priceROI
2020$388.8$357.2-8.1%
2021$357.2$176.8-51%
2022$176.8$47.6-73%
2023$47.6$57.6+21%
2024$57.6$17.5-70%
2025$17.5$42.0+140%
2026 YTD$42.0$26.9-36%

CTEV's yearly returns have swung widely, from +140% in 2025 to −73% in 2022. It's down 36% so far in 2026.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over CTEV on returns for 2026, with the stronger performance.

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