COIN

Coinbase Global, Inc.

There isn't enough reported data to score COIN yet.

WFC

Wells Fargo & Company

61
Fundamentals63/ 100
Valuation52/ 100
Upside potential65/ 100
Risk potential14/ 100

WFC's fundamentals are mixed: its operating margin rose 3 points to 32%, while revenue grew 5.4%. At 12x earnings, it's trading right at its usual valuation. Analysts expect earnings growth.

COIN Fundamentals

MetricStatus
Weak
Under pressure
N/A
N/A

COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.

WFC Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

WFC's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like WFC.

COIN PE Valuation

COIN has no meaningful PE right now: it lost money over the past year.

WFC PE Valuation

CHEAPFAIREXPENSIVE26x51x77x103x
CHEAPFAIREXPENSIVE26x51x77x103x
LevelPEPriceVs current
Cheap10x$73.84-14%
Forward11x$85.76—
Fair12x$87.32+1.8%
Current12x$85.76—
Expensive15x$108+26%

Historical ranges are pointers, not guarantees.

WFC's PE is in its fair range at 12x. If earnings grow as analysts expect, today's price would be 11x next year's earnings, in its cheap range.

COIN Forward outlook

MetricOutlook
--
Strong growth
Stable
Strongly improving
Moderate
Low

Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.

WFC Forward outlook

MetricOutlook
Improving
Growth
Growth
Strongly improving
Limited
High

WFC has the edge over COIN on the outlook, with more favorable revenue expectations.

COIN Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $130.67 on Nov 12.

There is not enough scenario data to compare COIN and WFC's risk to reward.

WFC Risk to reward

ScenarioChangePrice
Upside+26%$108.18
Downside-14%$73.88

Calculated from the latest close: $85.76 on Nov 12.

There is not enough scenario data to compare COIN and WFC's risk to reward.

COIN Earnings Per Share

Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
QuarterTTM EPSYoY
Forward$1.36—
Q3 2026-$2.77-124%
Q2 2026-$3.78-137%
Q1 2026$2.72-49%
Q4 2025$4.45-53%
Q3 2025$11.54+94%
Q2 2025$10.32+82%
Q1 2025$5.32+4.1%
Q4 2024$9.48+2462%

COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.

WFC Earnings Per Share

Q4 2023: $4.83Q1 2024: $4.80Q2 2024: $4.88Q3 2024: $4.82Q4 2024: $5.37Q1 2025: $5.56Q2 2025: $5.83Q3 2025: $6.07Q4 2025: $6.26Q1 2026: $6.47Q2 2026: $6.87Q3 2026: $7.08Forward: $7.81
Q4 2023: $4.83Q1 2024: $4.80Q2 2024: $4.88Q3 2024: $4.82Q4 2024: $5.37Q1 2025: $5.56Q2 2025: $5.83Q3 2025: $6.07Q4 2025: $6.26Q1 2026: $6.47Q2 2026: $6.87Q3 2026: $7.08Forward: $7.81
QuarterTTM EPSYoY
Forward$7.81+10%
Q3 2026$7.08+17%
Q2 2026$6.87+18%
Q1 2026$6.47+16%
Q4 2025$6.26+17%
Q3 2025$6.07+26%
Q2 2025$5.83+19%
Q1 2025$5.56+16%
Q4 2024$5.37+11%

WFC has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.

COIN Quarterly Revenue

Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
QuarterRevenueYoY
Q3 2026$1.2B-35%
Q2 2026$1.2B-19%
Q1 2026$1.4B-31%
Q4 2025$1.8B-22%
Q3 2025$1.9B+55%
Q2 2025$1.5B+3.3%
Q1 2025$2B+24%
Q4 2024$2.3B+138%

COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.

WFC Quarterly Revenue

Q4 2023: $20.5BQ1 2024: $20.9BQ2 2024: $20.7BQ3 2024: $20.4BQ4 2024: $20.4BQ1 2025: $20.1BQ2 2025: $20.8BQ3 2025: $21.4BQ4 2025: $21.3BQ1 2026: $21.4BQ2 2026: $22.6BQ3 2026: $21.9B
Q4 2023: $20.5BQ1 2024: $20.9BQ2 2024: $20.7BQ3 2024: $20.4BQ4 2024: $20.4BQ1 2025: $20.1BQ2 2025: $20.8BQ3 2025: $21.4BQ4 2025: $21.3BQ1 2026: $21.4BQ2 2026: $22.6BQ3 2026: $21.9B
QuarterRevenueYoY
Q3 2026$21.9B+2%
Q2 2026$22.6B+8.6%
Q1 2026$21.4B+6.4%
Q4 2025$21.3B+4.5%
Q3 2025$21.4B+5.3%
Q2 2025$20.8B+0.6%
Q1 2025$20.1B-3.4%
Q4 2024$20.4B-0.5%

WFC has the edge over COIN on sales, with more consistent year-over-year improvement.

COIN Free Cash Flow

Q4 2023: −$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: −$183MQ2 2025: $328MQ3 2025: −$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
Q4 2023: −$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: −$183MQ2 2025: $328MQ3 2025: −$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
QuarterFree cash flowYoY
Q3 2026$405.5M+$1.2B
Q2 2026$197.3M-40%
Q1 2026$182.7M+$365.5M
Q4 2025$3.1B+218%
Q3 2025-$784.5M-213%
Q2 2025$328.5M-32%
Q1 2025-$182.7M-144%
Q4 2024$964.6M+$969.8M

COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.

WFC Free Cash Flow

Q4 2023: $18.2BQ1 2024: −$12.1BQ2 2024: $2BQ3 2024: $4.2BQ4 2024: $8.9BQ1 2025: −$11BQ2 2025: −$11.2BQ3 2025: −$869MQ4 2025: $4.1BQ1 2026: $9.1BQ2 2026: $6.8BQ3 2026: $8.9B
Q4 2023: $18.2BQ1 2024: −$12.1BQ2 2024: $2BQ3 2024: $4.2BQ4 2024: $8.9BQ1 2025: −$11BQ2 2025: −$11.2BQ3 2025: −$869MQ4 2025: $4.1BQ1 2026: $9.1BQ2 2026: $6.8BQ3 2026: $8.9B
QuarterFree cash flowYoY
Q3 2026$8.9B+$9.7B
Q2 2026$6.8B+$18B
Q1 2026$9.1B+$20.2B
Q4 2025$4.1B-54%
Q3 2025-$869M-121%
Q2 2025-$11.2B-647%
Q1 2025-$11B+$1.1B
Q4 2024$8.9B-51%

WFC's free cash flow was $28.9B over the past year, against −$14.2B the year before. Free cash flow isn't a meaningful measure for financial services companies like WFC.

COIN Total Shares

Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
PeriodChange %Net change
Quarterly+9.3%+24.6M shares
1 year-1.4%-4M shares
3 years+21%+50.7M shares
5 years+15%+37.4M shares
Available history+330%+221M shares

COIN has 288M diluted shares, down 1.4% from a year ago.

WFC Total Shares

Q4 2023: 3.7BQ1 2024: 3.6BQ2 2024: 3.5BQ3 2024: 3.4BQ4 2024: 3.5BQ1 2025: 3.3BQ2 2025: 3.3BQ3 2025: 3.2BQ4 2025: 3.2BQ1 2026: 3.1BQ2 2026: 3.1BQ3 2026: 3.1B
Q4 2023: 3.7BQ1 2024: 3.6BQ2 2024: 3.5BQ3 2024: 3.4BQ4 2024: 3.5BQ1 2025: 3.3BQ2 2025: 3.3BQ3 2025: 3.2BQ4 2025: 3.2BQ1 2026: 3.1BQ2 2026: 3.1BQ3 2026: 3.1B
PeriodChange %Net change
Quarterly-0.8%-23.1M shares
1 year-5.3%-172M shares
3 years-17%-629M shares
5 years-25%-1B shares
Available history-31%-1.4B shares

WFC has the edge over COIN on shareholder dilution, with a more favorable share count trend.

COIN Net Leverage

Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
QuarterNet LeverageStatus
Q3 2026-4.4xNet Cash
Q2 2026-2.5xNet Cash
Q1 2026-2.8xNet Cash
Q4 2025-2.3xNet Cash
Q3 2025-0.6xNet Cash
Q2 2025-1.6xNet Cash
Q1 2025-1.6xNet Cash
Q4 2024-1.8xNet Cash

COIN has the edge over WFC on leverage, with a lower net debt burden relative to earnings.

WFC Net Leverage

Q4 2023: 9.5xQ1 2024: 9.6xQ2 2024: 9.3xQ3 2024: 9.2xQ4 2024: 7.9xQ1 2025: 9.1xQ2 2025: 10.7xQ3 2025: 11.8xQ4 2025: 4.7xQ1 2026: 5.5xQ2 2026: 4.7xQ3 2026: 5.1x
Q4 2023: 9.5xQ1 2024: 9.6xQ2 2024: 9.3xQ3 2024: 9.2xQ4 2024: 7.9xQ1 2025: 9.1xQ2 2025: 10.7xQ3 2025: 11.8xQ4 2025: 4.7xQ1 2026: 5.5xQ2 2026: 4.7xQ3 2026: 5.1x
QuarterNet LeverageStatus
Q3 20265.1xHigh
Q2 20264.7xHigh
Q1 20265.5xHigh
Q4 20254.7xHigh
Q3 202511.8xHigh
Q2 202510.7xHigh
Q1 20259.1xHigh
Q4 20247.9xHigh

WFC's net debt is about 5.1 years of its operating earnings (EBITDA), down from 12 years a year ago. Net leverage isn't a meaningful measure for financial services companies like WFC.

COIN Weekly Momentum

MetricValueStatus
RSI35.3Neutral
Stochastic5.0Oversold

COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).

WFC Weekly Momentum

MetricValueStatus
RSI52.7Neutral
Stochastic45.5Neutral

WFC's weekly RSI is 53 (neutral) and its Stochastic is 46 (neutral).

COIN PE vs Financial Services Sector

MetricCOINSector medianRelative
PEN/A13x—

COIN has no meaningful PE right now: it lost money over the past year.

WFC PE vs Financial Services Sector

MetricWFCSector medianRelative
PE12x13x7% below
PE %466317 pts below

WFC is trading at 12x earnings, in line with the Financial Services sector's median of 13x.

COIN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$163.020% below
20 week MA$165.621% below
50 week MA$184.429% below
100 week MA$232.844% below
200 week MA$190.331% below

COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.

WFC Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$83.33% above
20 week MA$85.60.2% above
50 week MA$84.91.1% above
100 week MA$81.05.9% above
200 week MA$65.930% above

WFC has the edge over COIN on trend strength, trading above more of its moving averages.

COIN Yearly ROI

YearStart priceEnd priceROI
2021$342.0$268.2-22%
2022$268.2$35.5-87%
2023$35.5$173.9+390%
2024$173.9$265.7+53%
2025$265.7$236.9-11%
2026 YTD$236.9$130.7-45%

COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.

WFC Yearly ROI

YearStart priceEnd priceROI
2020$53.9$29.8-45%
2021$29.8$48.4+62%
2022$48.4$41.0-15%
2023$41.0$49.2+20%
2024$49.2$71.1+44%
2025$71.1$95.3+34%
2026 YTD$95.3$85.8-10%

WFC has the edge over COIN on returns for 2026, with the stronger performance.

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